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in si de ha lto n. co m O ak vi lle B ea ve r | T hu rs da y, A ug us t 5, 20 21 | 18 Real Estate Advertorial Buying a house to retiring: planning for life's milestones As we emerge from the pandemic, many of us are planning on how to get our lives back on track to achieve our goals in life, whether it's buying a house, setting aside money for our kids' education or retiring comfortably. Whatever stage you're at in life, proper planning can help you successfully navi- gate life's milestones. Get the ball rolling by following these helpful tips and tricks: Your first home While about 68 per cent of Canadians are homeowners, real estate prices been running hot in the country's major markets for the last couple of years, making it more difficult for first-time buyers to find a home. So before you start shopping for real es- tate, it's a good idea to take a step back and carefully plan your purchase. The first step when saving for a down payment is to get your finances in order and seriously think about what you can afford. While saving for a down payment should be your priority, also put aside some money to cover closing costs. Make sure you look into first-time homebuyer incentives, as these opportunities may make purchasing a house more affordable than you think. Your kids' education Hundreds of thousands of young people are about to head off fresh-faced to post- secondary institutions this fall, armed with dorm room posters, stacks of textbooks and… a realistic budget? If the student in your life doesn't have one, it's not too late to plan. Include all the costs of student life when making a budget; you can find a template online. Think about tuition fees, student fees, health insurance, books and other course materials, and living ex- penses, then try to make room for some fun in there too. Your retirement If your retirement plans got derailed by the pandemic or you've had to dip into your savings, there's still at least one source of income you can count on. The Canada Pension Plan is the foundation for your overall strategy, which could also include a workplace-related pension, per- sonal savings and investments. Independent studies have confirmed that the CPP will be there when you retire, even for those just heading off to univer- sity or entering the workforce straight out of high school. In fact, CPP Investments, the professional investment manage- ment organization that manages the fund, recently reported a record return of 20.4 per cent for its 2021 fiscal year, grow- ing the fund by more than $87 billion to a total of $497.2 billion. (NC) As the COVID-19 pandemic continues to unfold, we will be making some changes to our website and newsletter. In regards to Canada's federal government advising against all unnecessary travel, we will not be promoting any flights, travel deals and travel packages until further notice. But, just because our travel deals have been put on hold, our team is dedicated to providing YOU, our amazing subscribers, with inspiring and informative blog content during this time! If you haven't done so yet, please sign up for our weekly newsletter so we can keep you up to date! Please Visit Travelalerts.ca for fresh travel content, exclusive tips and more! Stay Inside. Stay Informed. 1402 OLDYORK ROAD BURLINGTON ASKING $699,900 "RENOVATORS TAKE NOTE" Dynamic rural location for this 1 1/2 storey vinyl sided 1,535 sq.ft. 3-bedroom home resting on a 60.01 x 728.00 foot lot with plenty of parking located across the road from a great walking park area. Within minutes to all conveniences, including shopping and highway access. Main floor enhanced with 2 enclosed porches, rear deck, larger living room with fireplace and eat in kitchen, bedroom plus bedroom/office and 3 pc. bathroom. The larger second floor bedroom area is complimented with a spacious closet. Vacant and ready for your personal touch. Immediate possession available and easy to view. Certified Appraisal available. Contact Paul for details SUTTON GROUP SKYWAY REALTY BROKERAGE, INC. • (905) 646-9001 Sales Representative Paul Sipos email: sipospaul1@gmail.com REDUCED PRICE