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'Annunziata; of upon y ae tenable ie her doing at all. She er press! Jt is. her nok. sf itr ¥ t know, I never saw her 3 "she never wrote tome: s[ wards, yet, oh, far, far more----"" - reluclanily, She did it. under protest. See Tow ar poor little hand was shak- ing, and she: vas crying. all the while, bless There, do not you sée a gd es J 0 ho thinks it + ; not sée any blister, but i there was one; he dc ely 'probable that ot think himse Bat» Upon that look | calied upon 10 wound his triend by say: te 1 fhink we Have gof hold of the right clu at last," cries' Byng, his | dimmed 'eyes emitting such a flash as seemed: 1 I would have ad impossible to. five minutes ago. "Read: inthis light, it is nob nearly: so. incomprehensible : * shall never mazry you; I have no right to 'marry any. one' = Of course, 1 see now! What an ass 1 was not to s06 it at once! What she means is that she 'has mo 'right to. leave her mother! To SUF one who knew her lofty sense of ly 1 1b to have done it hat that is what: she quite obvious? is not in heaven 1" with' you," rejoins: the nothing forced ahout know as well as 1 do-- ; € Dower of delicate, ho. Fight to leave her { e is all alone." y hone 'she has. her hus- Oh, no "lifting { d-1 is the florid expression. - 50 {that she paper--here; on this side?" { hasers offen - wondsr how it, is iat. Germany can pay duties and. s visi ty v x n n--explains "the ques AL some kinds. of work e, and five children, working: Urs & day, can average 80 cents a day fwages. In many classes. of work the 1 ands before me, and 1 struggle, to the loss of O my GGd"=-breaking out into an | §| exceeding bitter ery=--"why did" you f ¥ rich in having such'a jewel, . lLwenty seds, if all their sands: .were pearl, . @* x % The water neolar, and the rocks ! pure gold, FT if it were only to rob me of her?" "1 "do not: see what other course is open to you," replies. Jim, answering only the first part of the young sufferer's © appeal, and. ignoring. he rhetoric, ferri- bly, genuine as is the feeling of which it It "is evident hat she has some cogent reasons--or at least that. appear cogent to her--for breabing off her relations with you." : "What cogent reasons can she 'have ¢ had not yesterday?" says By; violently--"yesterday, when she lay in my arms, and her lips spoke their ac- quiescence in my worship=if: not in Ve, "Why do..you reiterate these asser: tions 2 cries Burgoyne sternly, since to him there sééms a: certain indecency in even in the insanity of loss--dragging to the eyestof day the record of such sacred 'endearments.: "I "neither: express mor Jeel-any doubt as fo the terms you were 'op yesterday; what 1 maintain is that to-day--I1 do not pretend to explain the 'Why---she has :chinged' her mind, il is not"--with a. sarcasm; which he himself ai the very 'moment of' uttering it: feels; {0 be cheap and unworthy--"it is not the first time in the world's "history that such a thing Ras happened. She has changed her mind." 5 "1 do not believe it." eries Byng, his voice rising almost to a shoiit in the energy "of his Rogation "till: her own mouth fell me so I will never believe it. ILI thought for a moment that it was true I should rush 4o death {o deliver me from the intolerabl® agony. of such a thought, You do not believe it yourself," ~lifting his spoilt sunk eyes in an ap- sal that is full of pathos fo his friend's arsh face. "Think what condemnation it Implies of her--her whom you always affected to like who thought so greatly of you--het whose old friend you were-- ] 'knew in her lovely ve right" réplies Jim, "looking down, moved and ashamed; "I do not + believe. that she has changed her mipd. | What 1 dao" be let: 8 is that yeslerday. she 3 1t go; she gave way for one day, only for one day, after 'all, poor soul, to that famine for happiness which, 1.suppose"--with a 'sigh and a shrug-- "gnaws us all ow and th n--gave way nly | 10 it 'even to the pifoh-of forgetting that er | 1 her ast of whose hat samethin as fener. only iis ullerdrice he goes [pay is from half a cent fo one cent an our, 'according tor the skill of {he "Worker. The beautiful toys that the Ger- 'mans (send abroad at Christmas time are made by men: and women who do not average three-quarlers of a cent an hour: ~The beautiful feather Easter novel- ties; the paper novelties, are made by the same delt hands that toil for a price that "would be scorned by. a newsboy for ten, minutes' work, : ; 1 These figures, posted 'in the Heimar- | beitaussteliung, apply - only 'to adulls ; the Children cannot earn nearly as large "{:sums. One family of seven earns. 45 cents a day; another, with eight mem- 'bers, Wy ; AGGREGATES 82 CENTS. "In Thuringia the: workmen making toy: animals - for 9% pleces receitie- about 1 cent an hour, "For 60 wooden soldiers, | on. which an adult and three 'children work: 30 hours; 22% cents is paid} col- ored masks 'bemg. 3¢-cent an houryand 24 "Cents dn hour is'the wage for the 'whale family. The makers.of doll parts are not better off, NG" better wages are paid for mitisical' instruments. - At Klingenthal, 'inthe Saxon Vogtland, harmonicas are made. "Only a small'part of this work is done in the factories, dnd most of it is made by the heimarbeiter." The different parts of the harmonicas are put together in 'the homes. The material which the harmon. Jed maker needs he must furnish him- sell, and often it happens that he barely 'earns the cost of the same. The highest wages among the harmonica makers are received by the tuners. They earn $2.25 to $2.40 for 18 or 19 hours' work. In other branches of the harmonica indus- ry. male workers receive only 2 fo 2% cents an. hour and children only 1 cent an hour. Two men and one woman earn $4.56 together for 192 hours' work. A child, working 42 hours earns from 50 t3 62 cenls. 'The maker of the handles, working wilh his wife, earns $3.75 for 32 heurs' work. : MUSICAL INSTRUMENT MAKERS. Equally sad is' the cendilion of the makers of other musical instruments. The centre of the production is Markneu- kirchen, in Saxony. The diferent parts of the violins are made in Bohemia and sent across the border to be put toge- ther by the heimarbeiter.. They earn from $3.60 to $3.85 for 70 or 80 hours' work. . Mittelwald, in Bawaria also, is'a well-known eentre for the production of violins, guitars, and mandolins. Home workers begin work at 5 or 6 o'clock in ihe morning, 'and never. finish before 8, and often not. before 10 or-11 at night. For these hours 'the workman receives | from 25°10 30 cents a day, many receiv- ing 'only 17 cents a doy. Baskel making is 'one of the most un- profitable of 'German indusiries, but yet & large mumber of families are employed in it, In Berlin' willowmakers receive 3 'cents an hour, while in Thuringia' wages dre even worse, being only 3-10 23 cents for men and ¥ of a cent to'1 cent for women. Ib is, therefore, not to be won- dered (hat these workmen are engaged from 90 to°100 hours a week, Nurnberg "is famous for its pencils, "Womeén who do the polishing receive from $1.24 to $1.32 for 75 hours' work. Asin America, the Jowest wages are tmsell | qq top clothes made in sweatshops. | workers The aver wage, "which: the home Silesia receive for men's 4 to 9 cenis apiece; iébus Mark Brandenburg 22% r the making of a coat hours' work, which, | sewil i materials, ESTIMATES and RESULTS, | When tho Great-West Life commenced business in 1892, participating rates wero issued calling for dividends in 15 and 20 years, and also with the "Quin. Quemmial'" or 8 year. dividend period. yn f Life Polloies issued in 1892 on the five year dividend plan: received their first dividend of the full estimated bonus of $50.00 per $1,000.00 ; their second dividend in 1902 of 50 per cent. over the estimated dividend i and this year, 1907, are receiving their third dividend of just double the first dividend and estimate. . & Every Polioyholder has expressed his gratification with these = dividends, which are paid at the option of the Polioyholder as fully paid bonus addis tions, the equivalent in cash, or in reduction of future premiums. 3 ~The distribution is on the English basis of an equal percentage of (he Sum assured, and Wot on the American so-called "contribution" - system, and' the eminent English Actuaries, RB. P. Hardy, ¥.LA,, and George King, 'F.I.A., F.R.A., reported recently to the New Zealand Government "that as a work. ing systom'it has 'marked advantages over tae contribution plan, because {t . gives more uniform-results." ~ % Our 15 year Deferred Dividend Policies issued in 1892 mature this year, and our Actuary has reported that they have earnedj and are"entitled to be paid, the full amount of the profits estimated at the time, 'Our' Non-Participating rates are, and always have been, very lcw, but the results of our fifte3n years' experience prove that fhe cost of Participat ing Insurance has been very much léss than "these low non-participating . rates, because"S! our high interest earnings. - i The applications for the first quartér-of 1907 are over a million dollars in i..X6688 of the same period of 1906, every Province of the Dominion having con- tributed its quota ig these magnificent figures in apprecistion of the unpre cedented réjults mocomplish¥d- by this representative Canadian Company. No aftempt of faddy foreign actuaries, disgruntled newspapers that fail & Yo get the advertising they expect, or legislative committees, well described "by D. P. Fackler, the well-known ex-President of the Actuarial 'Society of Ambrica, as "absolutely innocent of any life insurance knowledge," must be allowod to "knock" the Canadian business of Life Insurance. ' For fuller particulars, send for a copy of the Groat-West Life Report or he . The Great-West Life Assurance Company HEAD OFFICE---WINNIPEC. BRANCH OFFICES--Vancgouver, Calgary, Montreal, Toronto, Halifax, : 8t. John, N.B. TILT VT 1006 shows. large gains over 1905. New business amounts to $5,503,647 in 3,028 policies, of this $46,000 was written in Newfoundland and the balance entirely within the Dominion. The following are some interest- facts from the Company's 87th Annual Statement: A Bp Hatate so a4 00 40 0