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Th ursday, September 28, 2017 • WATERLOO CHRONICLE • 17Serving your community since 1856 Americans may have a reputation for being a nation of workahol- ics, but they're not alone. Last year, Canadians left an aver- age of three unused vacation days on the table, according to Expedia, the travel website. That represents nearly 31 million unused vacation days in 2016 alone. While leaving a few left over vacation days may not seem like a big deal, research shows that not taking holi- days can be bad for your health. One study, by the Jour- nal of the American Medical Association, found that men who take frequent annual vacations were 32 per cent less likely to die from heart disease as people who didn't take any vacation. In another study, it was discovered that women who took vacation once every six years or less were about eight times more likely to get coro- nary heart disease or have a heart attack than women who took at least two vacations a year. A lack of vacations can also increase stress, depres- sion and anxiety, too. U n f o r t u n a t e l y , m a n y people would rather stay at work, in part because they're too busy to leave or they think that taking time o� could hurt their jobs -- though there's little proof that vacations kill careers. So what can you do to ensure you get away? Plan early Schedule your holidays for the coming six to 12 months and immediately block those days in your calendar -- then stick to it. Don't expect to ever find the perfect time to get away, just plan your days well in advance so that you have enough time to prepare for your time out of o� ce. Don't be afraid to delegate Many people don't want to burden their colleagues with extra work while they're away. � ey may even fear losing out on a raise or a promotion if they let someone else do their job. However, a research study by the U.S. Travel Associa- tion showed that people who took fewer than 10 of their vacation days per year had a 34.6 per cent likelihood of receiving a raise or bonus in a three-year period of time. Comparatively, people who took more than 10 of their vacation days had a 65.4 per cent chance of receiving a raise or bonus. Pay yourself � rst If you're self-employed or receive holiday pay on every cheque instead of paid days off, it can be difficult to put that money aside to fund your time o� . Consider setting up an automatic transfer from your chequing to your savings account so that when holiday time comes, you don't take a � nancial hit. In the end, the key is to make your vacation time a priority. It will pay off when you return to work refreshed and refocussed. ••• � is column is provided by McEachnie Group Private Wealth Management. Contact Russ McEachnie, CFP,CPCA, CDFA, RRC, principal, at 886-2360, ext. 6241 or go to russmceachnie.com. RUSS McEACHNIE MAKIN' MONEY Taking time o� is worth itTaking time o� is worth it BUSINESS