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3 Milton Canadian Champion | Thursday, February 8, 2018 | insidehalton.com No a= Civic HO] WINN E N B Introducing the new Civic SE 2018 CiviciLx Sedan FROM : ; SMDOWN '61/2 gg : B85 vr/oac : "-. APR : $M SECURITY WEEKLY LEASE FOR ' DEPOSIT 60 MONTHS® MODEL FC2F6JEX SE MODEL SHOWN OR STEP-UP TO THE NEW 2018 Civicse | WITH 16" ALUMINUM-ALLOY WHEELS + HONDA SENSING™ TECHNOLOGIES s | DECK LID SPOILER - PROXIMITY KEY ENTRY SYSTEM WITH PUSHBUTTON START MORE | REMOTE ENGINE STARTER r WEEKLY" CIVIC Canada's best-selling car $20 20 years in a row: FOR ONLY 2018 CivicLx Hatch 2018 CivicLx Coupe Ri M FROM '68/2 99 0M ENT 0a '65/2 99 0PM EnTr0ac | APR $f SECURITY APR S[ISECURITY ~~ | bl/ LEASE FOR WEEKLY LEASE FOR UDEPQSI | | 60 MONTHS?" 60 MONTHS® | MODEL : : MODEL FK7G2JE FC4LASJEZ ALICE LICE (yy BAL | ERIK] id Limited time lease offers available through Honda Financial Services Inc. (HFS), to qualified retail customers on approved credit. Weekly payments include freight and PDI ($1,655), tire & environmental fee ($17.50), A/C charge ($100), and OMVIC fee ($10): Taxes, licenca, insurance and registration are extra. QRepresentative weekly lease example: 2018 Civic LX Sedan 6MT (Model FC2ESJE) // 2018 Civic SE Sedan CVT (Model FC2F6JEX) // 2018 Civic LX Coupe BMT (Model FCAASJEZ) // 2018 Civic LX Hatch 6M. (Model RK7G2JE) on a 60-month term with 260 weekly payments at 2.99% // 2.99% // 299% // 2.99% lease APR. Weekly payment is $60.82 // $68.82 // $64.47 hagas with) $0 down or equivalent trade-in and $270 // $220 // $0 // $0 total lease incentive included. Down payments, $0 security deposit and first weekly payments due at lease inception. Total lease obligation is $15,812.42 // $17,893.63 // $16,763.21 // $17,623.57. 120,000 kilometre allowance; charge of $0.12/km for excess kilometres. PPSA lien registration fee of $45.93 and fien registering agent's fee of $5.65, due at time of delivery are not included. For all offers licence, Insurance, PPSA, other taxes (including HST) and excess wear and tear are extra. Taxes payable on full amount of purchase price. Offers only valid for Ontario residents at participating Ontario Honda Dealers. Dealer may lease for less. Dealer order/trade may be necessary. Colour availability may vary by dealer. Vehicles and accessories are for illustration purposes only. Offers, prices and features subject to change without notice. See your Ontario Honda Dealer or visit HondaOntario com for full details. **Based«on Association of Imternational Automobile Manufacturers of Canada (AAMC) data reflecting sales between 1997 and December 2017 : Theres no doubt that investing is part of our job now. Canadians need higher ' + your terms to meet your goals. 6 Habits You Need To Successfully Invest For Retirement returns that come from investing to fund their home, their kids education, help _ their parents and retire well. There are some key habits that anyone can develop in order to be.a successful investor. However, succeeding as an investor is not necessarily abeut building a mountain of money -- it's about building wealth on Recognize your strengths: The successful people put their time to where it serves them best. For most of us, that doesn't mean investing. If you're a writer, write. If you're a manager, manage. If you're a driver, drive. You'll make far more money doing what you do well and outsourcing the investment side to a professional. Be humble about everything else: Even the most experienced and successful investors play the long game because beating the market is extremely difficult, almost impossible. Even on a single stock trade, an amateur investor is placing a bet, usually against a professional investor. You're betting that the stock will go up, and the person on the other side is betting it will go down. That's fine if you're the gambling type. But successful people « recognize that they can't consistently win that game. Nobody can. Know who's working for whom: Successful investors are usually tough when it comes to having their money managed. They set clear expectations and boundaries, and expect to pay a fair price for good service. They don't put up with tone-deaf or condescending , financial advisors, and they don't sit around swallowing big mutual fund fees. Delay gratification: It's basic, but true. Of course wed all like to spend all the dollars flowing in as soon as they hit our accounts. Successful investors understand that they need to make their current selves happy -- but alse their future selves. Be open to new technology: Don't be afraid to consider and adopt new technology. Successful investors pay their future selves first by automating their saving and investing. People who are comfortable with technology have a big advantage when it gomes to building wealth. Define your own success: : Knowing yourself as an investor and defining your goals is crucial. The most successful investors aren't on a mission to save as much as they can. They're on a mission to meet their own specific objectives, which means spending a lot of time in the beginning and defining (and redefining) their goals along the way. For more personal finance tips, sign-up for our free Nest Wealth newsletter: learn.nestwealth.com/newsletter ¢ Nest Wealth