The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

‘ HPWATERLOOCHmCLB' m - - .Decemball.2013 Wh th ' will th ' en 819183 ere1saway l . II ‘5. “ asy” and “simple" provide tax advice or assess . E g I decisions don’t E the different tax llablllllcs ‘ always add up to ‘ eachlbeneficiary could face. the right financial or estate ‘, ll l\E g leading‘to an inequitable '“M"=‘ planning answers. distribution of your estate, 3 Hemmafewf‘becausel In addition. when it 3 can” decisions to consider 4; i “ lawyer prepares Vol” will. ' _ just a bit more carefully ‘ " they have Certain obligations l under the law to make a ‘ lwllloddanadultchlldas . basic assessment of your ‘ lhelointownerofmy ,4 i ' capacity, which could E .. investments or property become-important evidence a lay?!" While there are certain later on ifsome family merit l . i situations in which joint hers want to challenge your 1 ' ownership of assets can be a Wlll‘ y ‘ sound strategy, you need to look at it from many angles: i I will she “8111M! sums ' s “is , ofmoneytoflmllymerm - Are you willing to give have access to expert advice bendurlngmylfledme ”4 up control ofthe assettsl? about whether your clause Whether the money is , a“, , o If your child separates selections are appropriate to “gifted” 0f 'loaned" ‘0 your or divorces, do you want the your situation. A simple “kit" Children for whatever rear ‘ asset(s) potentially divided program won‘t ask key ques 50“; WlIhOU’l the Pmpef a... between your child and an tions about your family and adVlCC and dlf9§l|0ni there i "a? ex-spouse? estate structure. such as: COUld be a minefield 0f ‘ ‘ ‘v a What happens if your problems down the road , . i ', childgoesbankrupt? - ls yours a a blended For example. if the arranger ._ 3 . Are you okay with disin- family? lfso. you could inad- men! isn't preperly dew f ,‘ heriting the children of your vertently disinherit children merited. ll COUld be argued p" . ~ child, if your child dies from a previous relationship, that it was. indeed, a loan of " .' shortlybeforeyoudo? . ls a beneficiary dis, may refill“ In one Child ,. n Doyou intend that your abled? If so. it is usually Leceiving a silgrfiificant Elf! joint owner should share the advantageous to establish a Uflng your 1 etime l at .. / ': mammmxnu assetts) with other beneficii discretionary trust in your unfairly reduces another‘s , 7 Move right in to the already aries (including your other will to protect that benefi- inheritance. complete neighbourhood of children) in your will or has ciary's ability to receive What, You ”1011M UT West Waterloo and leave the no obligation to share? social assistance payments. shouldn l 7110' In SllUflIllln‘ E hassle of unfinished roads and _ , ”the benefic'ar-V '5 mentally 1le mes.“ 1.8m “My,“ ( '8‘” . h’ It the mint ownership disabled, then a trust Will “Jul legal and Drillflsmndl construction be ind. contract between you and also allow you to choose Adi/isms can bring (laritx Clair Hills otters homeowners the very your child is not explicnly someone to manage the Hill nt't‘d 1” PW‘FV INK“ til best combination of a new home m a worded, it could lead to beneficiary’s inheritance WW findm‘ldl llll‘ superb 58"an on a private crescent expensive sibling infighting - ls the chantahle organi no complete mm beautiful Views at pond that could eat up the assets ration you Wish to l('-l\ e Hm inliurm .w [Writ‘ulc'rlln WO N D E R F U L and glee” space your estate to properl) rt‘gl‘ ”(la hriirtimurv I’riiruclh-rii‘tt.‘ Why go to the m of [8M VVlll’l [ht' ( .RA as a t hilt Managpmnir Umuu t Rink 7 ma! almyerwhen all try? If it isn‘t. you won‘t get .i ,\k[nr'hniy r H't "A i [ll-1i” . H ' Singles from $342900 mnhelgd hawmkit? tax credit am am Jim at an rirgri m . 1500-2820 square 1991 wrth up to l-or starters, you won't Nor Will a "kit" program munuiuhnwrum five bedrooms C F d . A - Some walkout and sunshine Window owan our] atlon supports I program basements available Assisting Waterloo while at the same time link weekly from (Xi 28 to April . , Region's future business ing youth to local business l4 at (ionestoga college s Two 38 model homesand one leaders got a little bit easier es. many of which are Entrepreneurship t en NEIGHBOURHOOD 30 model home open to we“ wtth a $10,000 donation (Wan clients." tre. lheMuseum and the is - WW3; from $1260 P&l' from the Cowan Founda 'lunior Achievement UniversityotWaterlrx: tionthisfall. needs to continuously For more information E. _.a The support has provided evolve to keep pace with the Visit www jarompany org or ( (ll ll .4 necessary funding for Junior changes witnessed in the contact the tumor Achieve i \ Achievement as they contine business world” said Aubrey ment ofi‘ice. SN 57h bolt) I" )\ H \ ue to improve the Student Walters. president and ( H) During the 20 week pro Company Program Whlth of Junior Achievement of gram, Athicvers from across offers local youth a first Waterloo Region ‘Our focus Waterloo Region Will expcri class youth entrepreneur is on preparing today‘s ence the risks and rewards oi ship learning experience youth to he tomorrow's husi launching their own bust "lhe hiriior Achievement ness leaders community iii-ss wtth rnentrirship and ' Student ( ompany Program leaders and entrepreneurs guidanr e from l()t .il husi ‘ “no n n_., is A great fit for ( nwnn." said In order to ill! that we ll('t'(l moss t"tilt‘\\lt)tldl\ lhis prii ‘ 3 Teresa Norris luv. Vltt‘ pros in ensure our programs tiri' grain prrnules students All ;’ l idr-nt of group hem-fits and on the hurtling edge of liiisi opportunity in gain v.i|ii.ililc : .1 tetirt'ini'iit and |ll(ll\ Itllldl Hess t‘tlll( Mimi and (,rmun‘s skills and to test tlicir llli'llll‘ ’1 ; lllt‘ and wealth .it I “Milli llllillll ml support Wlll go .1 its All entrepreneur lop lll\lltillll c (.rriiip “It pm long “a“ in ensure that imp performers are rt'vsurrli-rl in vitles .in opportunity to pens " lime .tt tlic liiitirt‘s lliiliiiut focus I)" our goal rift‘nr our lllt‘ llllllllt \i lilt'H‘llil‘lll ml llririiiut‘t With .m.irrls and aging I'Xtt‘llt‘tlt t’ ltl VtIlllll‘ trinipdny l'rrigrani runs scholarships