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9 Wm-W.anber30.2lll3-ID l o e o Fmancnal planning also important for your pets 7 HOMES Tm New ROOFING ! . , ‘ inancial lanning is a that the annual cost ofcaring life expectancy of your pet Now. you just need to find 7 m ‘0 WW I“ 5' WW My“ Mung F‘big pining" assess- for an adult 40-pound dog (dogsâ€"upto lByears,altâ€" thebestwaytocoveryourpet r'mugf’: M'MWW‘WMWWMWI! ment of how to stay (including the need for vac- 20 years, gerbils. fish, birds expenses and meet every m at financially healthy and cines. vet exams. food. and and other small critters â€"â€" other objective in your finan- “'5 "NW"! 9W humming the interest 0! homeowners i achieve your life and retire- other regular expenses) is much shorter) and it’s easy to cial plan. :32“ ‘fim‘fi: mm as“; W! '33"! g: ’8‘ l merit dreams through your $2,150.50, and the annual cost see the need fora oomprehen- Your professional adviser m M m", “mum‘s: an; m ‘ ufmofiu'.’ f lifetime. of caring for an sive “pet budget" that [its vvtth can help you stay off a too ”mm ”mm mummy Wm, m "mm" we” a, com“ l But some- adult 10-pound your overall financral Situation short finanmal leash. to complement your home and ls 90th; to be introduced to I ma, it’s the little an 331,598.83. andbudwting «- your loot market. Youv‘home can be a show place in your l things â€" the , r ,7 1 That's beyond Failing to do that can have This column Lsproui‘dedby “@"MUM "‘5 W! W'" "M9 " Worth your Mule .1 we can I things you don't ‘ ‘ ' " ‘ ‘ the one-time a detrimental impact on your McEnchnieGmupPrimteWealrh “’W'm' ll see right away â€" costs of pet own- cash flow. personal plan and ManagemenL Conmchus: E that can drive u ‘ ership for “non- dreams newline. UPCPMCDFAat 6 G . a to financial dying. "3 free'pets General budget items 519-886-2360.:rt2410rgow Rizal 0; 73.66 I I traction. For example include: mmhmecom mammal: I. a ‘ Things like the adopting a dog or - One-time costs: cost ‘1 real costs of own‘ _"*, cat from a shelter of pet; basic equipment 1 ing a dog or any ' and buying col- purchases such as a col- 1 other pet. for lars. toys and so lar. leash, food dishesand ! instance. Even on â€" the one- toys: spaying, neutering. $ that cute little time cost ofa dog. microchipping/tattooing “free" puppy or $290â€"$520. or a andlioensingfeea kitten comes with cat. $27 - $2.923. - Ongoing costs: food ‘ a hefty, and ongo» , Buying from a and treats. vet checkups, ; ing, price tag breeder will cost grooming and vacation 1 gauges Canada estimated you considerably more â€" as pet-sittingorboal'dlng, E that in 2009, nearly half of all much as $1200. depending on 0 Emergency costs: if I Canadians were pet owners Whreed. your pet develops aller- ; and their average personal Even small pets bring sig< gies or other medical expenditures for veterinary niflcant annual W2 Rab- problems and other services was $2,149 bit â€" $449: gmm pigâ€" $420. Yes, you can put a and another 33,295 for food hamster, rat or gerbil â€" $225. price tag on that pet of Those expenditures are And what if your pet yours â€" but it's more undoubtedly higher today. in becomes ill and requires thanworth it because you ‘ , fact, the Ontario Veterinary expensive treatments? wouldn't have it any other Medical Association estimates Add Up your costs over the way. , ‘ '2, r it N. Suit:1 l7 _, " .~ -'3 ' ‘ ‘ t,>NH?13H8 ,; _ ‘ 9 '4. ‘9‘" ; . 'fl {- f‘ g, ..- V) 1 9-884-4200 a Imalfootxom no , Ere-W "3“».- , ’ " h for: l A O 0 Are you tired of ugly nail syndrome? t I We have the latest laser technology that can help. i t , . T t k l W ‘ Loser treatment Is the most sophisticated treatment [his 0 terbvs ukn:suatsso w: Iill eepstft’gntmp: 9:»,th you to experience lehro Hafrd to :10k ‘ . r n r ofthe tungolnonl vntectlon to date There are no un essyou 3 ea ow give 0,8 yyou grouporcauseo your: once: you a e ‘ , . t , that step Open an account with Libra We ll get the $50 to the organization you choose Then ‘ .« Slde effects. no age IlmllOTDOF‘IS and the ‘Hd i th (e f m d th C h t ‘ t t _ - n n success rate IS high. Pohents are able to “'9 31189Y°::"rn;.: 955; l SDI: :01?!“ oac mg ‘ t , , . t t I m . return to the" regular octlvmes immediately cum a means otter the treatment ‘ 00cm referral * - E. El Vt" kwtoot.com ~ not my ' to lean more or call E 519-88442“) ' a", ‘fl‘m'nu‘ fl”- Cootact any Loom branch or nsrt lrbm (JIM for details N «MWMWWS K399810035 - Wan form Vim . hm Feat Hg Althea Feet . 0mm ‘oot ( on ‘ ,2 r- ‘ ‘ otteolprr qu'trv‘qsrma Elnora nSema 5:001er ‘ ‘ ’ ‘ . lt'IIleflb-lt mm Vilma SW 5’3 ”3‘ - laser Maw it: Vt: Jul-1mm” fl more K unit! I otmerrhevqyymrmodwjts Wm‘rrudtrlrm ‘ ‘ g ‘ am vat‘r‘w LIB O .Ndprrblemsthngd roam) ’ ‘ ' I Imbl g y - Dimitri! nnwm/um/(r “To. POM "W‘ur ' ‘ "m “a“ ‘ q m W FINANCIAL W Vt (Jim/n/‘(u/I‘P/wu 856 Mm (Theooodst ‘ ‘ Kr