WATEnuoocnlomcua-Wedn .- . it 21.2013-19 a. ‘ , \_ .\ - i _ SDI “fl â€Called L s ( l .5 ‘ 0 . o o ‘ "It" . r es g encore re atIOIIS [)8 Wm . I I get an 18L rom community serv» Start with a W dis~ incomethan another. I I ta aw TWO m ice to new careers and cusston about each partner’s 0 You can make spousal owomum {)l‘l ll] 7..†business start-ups expectations and responsi» RRSP contributions on “(HUME SI 87] Imxmmhmm ‘.. f p 4. ‘ ‘ .. after retirement. boomers bilities. Consider how 939'] behalfofyourpanner. ._ mmsmeust 31 2013 ‘u‘tJlJlIiJollll [A are leading in a lot of em» partner will spend. save and - You can roll-over prop~ nomic and lifestyle cate- invest his or her money. You erty to each other without genes â€" including encore should see a lawyer or notary trigeringa capital pin. relationships, either whocanhelp you preparea -Youcantransfer unused through second marriage or “cohabitation agreement†tax credits and claim the i a common-law relationship. that deï¬nes the financial Spousal Credit if your panâ€" While that is good news termsofyour relationship. ner is earning very little for the couples who have Update your wills 31111115! income. ..â€"~.... ,. found new lives to ether. it Of beneficiaries for your “warm . ., . ‘ .. _ g - . . . . . x . V "33 can also lead to ï¬nancial and investments held wrthmyour - Your Income is pooled . ‘ n a W ~‘ ‘ l J . 1.9“?» other complicaiions. This is RRSPs and insurance policies when determining the right of being , , - , .. l a ; \ particularly true for relation- aswell awhowillbegranted to claim CST credits, the . ' ‘ K . > ' ships that fall into “grey power ofattomey for health Canada Child Tax Beneï¬t. (n a band? †. . ; . 3 j areas,†that include children and ï¬nandalaflnim and the Guaranteed Income .' ' ' ‘ _ from previous marriages, mum“ Supplement. . ‘v - ‘ . ‘- _ : if g‘ unï¬nished separations and Common~law couples, as -0tildmreexpenses may ‘4 w, . 3.. . V. ,1} divorces and other factors detined by the income Tax not be as valuable because r’ r; J: x 1" f‘ ' ;._{ \’ that can have a signiï¬cant Act. beneï¬t from the same the deduction must be taken ‘3 ‘ -‘ "ï¬' '_ «1:: impact on the new family's tax advantages and sufl’er'the by the lower income~earning H 5 , w . 1‘ v ,_ 3‘71»: ï¬nanda] and estate planning same tax disadvantages as partner. . ~-...._- ' .. realities. Here are some tips married couples Pinter mar- Talk to a professional ‘ »» “ F. u‘ . . , . . . a“ ’ s for ensuring megood health riedor oommon~law.it'swise adviser about the right ‘ a. "- ï¬g; ,rf.’ Q :17“! of your new financial life to speak to a ï¬nancial plan- choices for you and your , v 7 77 _ " _ together. ner about your tax implica- partner 4 I . Common-hwandnon- tions. but here are some ... K N A R . C O M â€/8 80)" dream big! mid-map. basncs: m: wlumnisprwl'dedby Boomers may bring dif- Adv-n.“- WWMW ferent ï¬nancial resources, ° You may be able ‘0 split WWW Contact objectives and obligations â€" penswn income â€" a poten- mmmm circa especially if one or both were ml beneï¬t When one Palmer CDFA (2151941852360, at. 241 previously married. makes Significantly more orgomnmnmhniewm WYOUTO . g y ‘ g- :‘. “J . . " N: : , A.;“,5§ae . ‘ ~ 5 n“ » ..,..... gag; ._ _ . I. ‘ ‘ :4 { "$713.1. 4" r1 ‘ r. 3 r: a? . ‘ ‘ .‘i v m I ~ A â€ad.“ ‘ i J ‘1 > i ‘ T' ' - . .4 u A. A». Y‘ ‘ . f ' 9 E - f 1’ F r e†. i 5‘ 1 ' 4“»: â€V -, , a. . ,. a,“ ‘- '2‘, n . ‘ ,, ear “ref-s, Q 3‘: aria}: ‘ I ‘ I: . , * v:~.‘,,v‘h-,- a..'_ ., Wednesday, September 25th, 2-4 pm. . a .- ' I COO-00.000CQ‘COCOOCUIDCDOOIOOCOOOOIOOQO'IOOOO 7 , I“ I v . ";#,0"VA‘ .'.- Rle‘ ,. )3: .3 ,- . e“, . , r g; i‘; ‘ 5;. )1 f) l / 2‘ ‘13.. gal... ; . 31‘3" ‘4 *5- .2 u '1 ‘- > - ~ . 3' . . ; .4: A. a.» t - ' , i , , .- é' .7 . . ». . > .. , . ,. mg l ~ .. , , . , 3.1; . i=1" -’ '- ’ - - . , V.†“we «ï¬nish .mm“‘~ . “an†._,, H_‘_~Â¥M_h__fl .__.,ï¬_ , _ _ _. _ \, __ . _â€"K\ A J, H ,_,_ .