WArquiamum-M mums-ii ’ ll“ . t . Start early when teachmg f? t, w 11-- Wat-rho kids about value of money ' 5 Chronicle 3 ids today gain levels ' returnassoonastheyhavea ? i, a†M if it it all; " , 3 of sophistication and job that results in aT4. It will , g _ _ ‘. { tech savviness at ear- give them a more ‘personal' # a]? a} 3 J. “s . , x *' “3 ï¬t“ . i lier ages than ever before, view of taxes and build up i ti my; a? 15 i; 2 , ' l But this is a complex future contribution RRSP world and. more than ever, room. . ' parents have a key role in Co-sign for a low-limit making sure their children credit card and carefully w are equipped to deal with _ monitor its usefStress the - - every complexity, importance 0 making ' ' The ' ‘ ' Developing strong monthly credit card pay- ROCCIYmg , Waterloo money management skills ments to maintain . good Chronicle Will satisfy your need. . should be among the most PM! rating Md “Old high . important for helping your interest rates or late fees Show your support for your kids achieve their life goals. Use credit card state- . . lead a better life and help ments to discuss spending commumty newspaper. . others pater-m and best use of pur- _ .~ New research reveals chasingpower. Canadian parents are very . proactive when it comes to Board games like Monop- Ida-clips _ teaching their children oly and interactive websites I I kid .'-------------------_------------â€"------" about personal ï¬nance â€" such as the Canadian Foun- " "V0 ve_ YO)" 5 in I’d like to contribute to the Waterloo Chronicle! with 32 per cent of parents dation for Economic Educa- family 5113110131 dlSCUSSiODS: = 0 New ï¬nd . cheque {of $26 em] â€or . by“, animation = frequently or sometimes tion are also great money I N New b O VlSA O MASTERCARD | having conversations with education tools. » ' Show how your family = pay y I theirki'ds about good money budget must balance I . Cmâ€: \ Exp. Date: “â€" = habits. Nerve to isyean eXpensec and income; | Signature: . It's important to start dol- Develop a simple budget : um; I Iars and sense talks early, so that includes keeping tax _ ~ You can even start play- . “are“. = here are some ageâ€"related receipts and statements to mg “money games†with | Cl'ï¬ Post“ Code: M; " "" l tips to get you going. keep track oftheir money. yo“; klfljs as young as (W0 I.â€"- -'-_â€"-='â€"â€"‘-_;_â€"â€"â€"]_â€"â€"-â€"-â€"_â€"â€".â€"â€"--â€"-â€"â€"-â€"--â€"â€"_â€"‘ A charitable giving com- years 0 d. For more information cal : ‘ tan-â€" 5‘ (salt: mpg-b k If"? gm shoylthem how Teaching kids about 5194494250 ext. 3226 W'I ERLOll Cl-lRONICLE ar M a un an eir o eycan aveaposi- . _ . [ they can ï¬ll with coins; tive impact on the commu- money is just plain smart. If Fax# 519 886â€"9383 279 Weber St. N‘ Sutte 20“ Waterloo. ON NZ, 3H8 . eventually graduate to a nity. you want to add a profes- . 3 “real“ bank account and an Give an allowance sional perspective, give your I allowance tied to certain “bonus†for special work ï¬nanctal adwsoratzll. F . . v4 . t . _ ' A ‘ x _ \ taskstoleammponsibility. with the requirement that X t, F ’ ‘ g g f' , ‘ f â€˜ï¬ 1, 5 . l Aï¬xedamount allowance the extra money must be i t . 5 z t N 3 g t: x, it s } is best because it teaches invested. g , w i that there are serious choic- Introduce the concepts of on 5 2 g ‘ es to be made about spend- “compounding" and tax~ 711,3an bpmu'daiby ' -. ., f; f ingandsaving saving through such longâ€" McEachnieGmupPrimte x i, if Deposit at least 10 per term investments as a RRSP~ WWWM (‘on- 3. ~' _ j. cent of their allowance in 3 eligible investment. tact Russ McMm'e, up bank account and explain mm mm“; how interest makes their Slneento 18mm 519-8%~2$0.m2410rgo money grow. Have each child ï¬le a tax to nut/tummceadiniewm . {twat/Mg, Qï¬nmw ff? 9“ I . "35 "3‘ â€I f. » W elk pad/d wt » ' = G fie“? - l .. . v . ‘ "7711. _; k z " ‘ F" . ‘ 7 .. ~» ' All Boots 30-7596 OFF regularpnces w ; â€a†f: Upt050%0FFalloflierfootwear , ‘ g Men’s ladies 8: Children’s ' , 1 regularprices , Many New Price Reductions Euro 0 Rita- 0 Gear 0 Romilta 0 Bafï¬n - Birkemtodt tï¬mConfmtORolxbOPhflhiger-RosHmunersaiO'lhmar-is'Semler M PETS CHE ’S SHOES M 147 Wt. W., Kitchener 0 519-745-7442 Winter Hours: on.-Sat. 9:30-5:30 (later upon request) ,