WWI-My; - mm:- is _ ..â€"â€"__-llll_â€"â€"â€"â€" __ V r v ' \ e o I ,. i / I 7 H . , Fmancral planning for students â€" _, 8/. iii/H L , . v 'I‘ i l' y: a required tutorial for September r . GOUIg to university or 0 Moving expenses -â€" 3' YSPECIALS I does a ha \ \ deductible when you move more “I.“ 2' ' â€I“ 25 C0 lege "t â€e_t0 \l \U \ than40kilometres tobecloser to SimMCoilSiyb bean undueï¬nanaal \l( l\l \ “Wm†Sm“ iiiiiti BOLOGNA use ’2 99m burden with some Ml .. , ‘ ._."°_‘. ' ‘ 5m" “Wing “‘1 ‘ l Imï¬dbmhe‘phe-T‘mib‘ my“ arrears 3“" M °“‘ 5““ s ' - - c a me y t e lg er-earn ng spending _ fl. mmmmmom mm of a “We; or m, m HUNTERS LOAF a... Ni 4.29 m. ,. I r-incom t dent . “We? w if" living “it we We Wiles t3.59... Hamming. ‘ - 0 0 SC 00 ~ , mm- ou-I-o GROUND BEEF $7.6m. 3.49 a. 0 GST rebates - apply for this 92 79 ‘15 % ost~secondary students face . rebate when you ï¬le a tax return - 0- I I Ll! us W you w your \ #- many challenges but two ' Alana-WW“ hummus a 6 stand out â€" achieving that MSG†Clinical â€he! "romantic '; _,,. precious diploma or degree and ~ - . Menominee-emanat- Stalinist V I? doing it without a crushing debt Otheramtlabletaxcraius. Wilt“? ' .. ‘ . Wkâ€! load. bursary possibilities from the at lulw w i liw.1.-r1.,v . 510-099-43er lhat’s why you need a ï¬nancial school. provincial governments. . Canadian Employment (Jedi a . , l r ' J. \llfllllllll’iilii‘.il\ ca plan. so here's your required iutori- foundations. religious groups. on the ï¬rst $1065 of employment al on practical strategies for elfec~ service clubs or civic groups. income ' 1mm tively managing your money. ‘ 6“ ¢ WA OLE . we“ A credit card can drown you in 0111ition. Education and Text- M at i. .. .. “attract hum ck r... Condderthecoetol'lleeplng debt or be helpful in an book Credit. Transfer unused pop - Tomc‘fl’lflm , Where will you lay your head at emergency. You can also establish tions of up to $5300 minus the night? At home. the least expensive 3 credit history. Make the responsi- amount used by the student to a , . . . money-saver. or in student hous- ble choice. spouse/common-law partner. par- , We re h l l‘ l n g a fa l“ l ly! mg or a rental unit. perhaps in a ent or grandparent. or carry for- . different my 0' PM“??? W unused amounts indeï¬nitely. Much depends on where you Puyyoundfllnt Mennonite Savings and Credit Union (MSCU) is currently seeking 3 choose to go to school. Put away a little money each family who would like to walk the journey of faith and ï¬nances with us. week as an investment in your . Public Transit Pass Credit __ up close and personal. By inviting us into your lives in 2013, we can share future. a source of emergency receipts needed for claim. in your interactions with each other and with MSCU. It will be a learning W Myâ€" funds, or to save for a malor pur- experience that will enrich our members’ view of faith, ï¬nances, and their Iriddon’l bathe chase. credit union. fl?†“m“ â€â€˜9 "‘3“Y_e"P°"S“ Talk to a professional adviser Conversations and interactions will beshared through avarietyofmedia. As . Yo; I cncoufnte; ““"S yd)!" about these and other strategies with everything we do. MSCU's approach will be respectful and reflect our SC. {)0 years. "(c costs “It. as Make the most of government for achieving a debefree education core values integrity, compassion, and responsible stewardship. tuition. books. accommodation. tax reliefforsrudents: and a sound financial future travel. food and variable costs like beyond “I, school m It's important for the family to have; a membership at MSCU; multiple entertainment. yo generations, .3 wide variety of life experiences: and a willingness to have fun Balance those costs against 0 Scholarships and bursaries â€"â€" and share in thisjourney with MSCU. your known resources like RESP not taxable if you are eligible for l l Meant lnitmen {unity withdrawals. family contributions. the Education Tax Credit. tï¬ï¬ongaï¬; mnmflénm “3:“ ‘ so the M" personal savings and so on. and ' '" _ ‘ . , expected income from summer or - Student loan intemt â€"â€" eligi- This column is provided by For more information or to discuss this opportunity, parlvtime employment. ble for a non-refundable tax credit McEachnie Group Private C3†0' email "‘6 “009' “0 obligation. ï¬r when the '0.“ is Dan 0‘8 federal 0" ‘Waalth Management. Frank Chisholm, Marketing Manager *5}! provincial student loan promul- “WRHSSMCH‘CMWi Phone 5197725233 | Email: fchisholmemscucom 2012 Investigate other income mime. Carry forward and apply unused (II-Pm (EPA at Before applying for a student amounts of the credit in any of the Sim-2390. ext. 241mg) to ‘ ‘ loan. check out scholarship or next ï¬ve years. wwtunmmoaadmleoom. in. S 1/ i i . , - 5 LAer i i if i i th i t I ‘ corrects ast gmat sm more e ect ve y an g asses or can act enses. i if it LASIK MD El . s , . . it LASIK starting at /eye . FREE Calculation. 1877-9659888 . iasikmdmm/asugnatism p ~ .1