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so DWAIMXX)CKII0NI(1E “Mindanao: 15.2011 _ \ , " SPECIAL ‘ 4 ~ n- ep esaepannmg ‘ ~ - . '~ ‘ Manicure 8. Pedicure $39m 3 ' ':;: ' mmmmt ,‘ " '_: ou've worked hard to accu- with any of these suggestions, assets are transferred immediately r a , 73 - fr: 3 7'- .,"-J« ”J; Y mulate assets and you know Since some of these transfers could to the trust and managed by the 3 Gy . 1 1 5 u , A I . ‘ r. 4g 37T"*"5.1 that the best way to preserve trigger income taxes sooner than trustee. 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' and their terms can ~ 1 - 9° yo i _ hl l . if 3 " ‘ 3 tughmmm debt, and/or to pay the taxes and You could distrib- a; - changed w ie you we i 3 other costs of settling your estate. ute assets that you'no . by sunply reVising your a ”- ‘1 - â€", , ' Thoseare the basics of an estate longer mu“? during _ ' 3 MIL f l f 4 \ J i t ' . plan, but you may need to do your lifetime to f« They are use 11 2d? ‘ f . ~ L , ., . .. W 9m “ A 1 f; , ; ‘ ti'r' more. Here are some estate planâ€" reduce the value of $4 havmg asserts managm ’ ‘ _ t, , 51,55 gig-iii" ‘“ 513535 '» ngl-I' ' . ning strategies. 4 your 95m“?- " on behalfo "99°“: ' f", 4 flap, A ~ f you)“; t) ‘ gift? {33 ‘,*“’,‘_§".J.§,> zflu, t Yiiféifi , Mummy You could name a dren or prOVIding 0n- , g .; " ~, ] -_ ; , _ 3 - ‘ - ‘ probate is the process by which beneficiary on your ageing support ttLyour A your will is validated by a court l'thStefed plans or spouse during is or with fees paid to your provincial life insurance, SO that . . 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