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For many of us, our college or univerâ€" sity years were the best times of our lives â€" a time for learning and a time for exciting experiences, chalâ€" lenging discussions, buildâ€" ing new friendships or just hanging out and having fun. The best vacations begivn:rCAA! Over the past few years, there has been a huge increase in lifelong and adult learning programs â€" everything from Learning in Retirement programs at a growing number of colleges and universities across the country, to online courses that can be customized to each ageless student‘s perâ€" sonal learning objectives. There‘s no doubt that baby boomers are radically rewriting the definition of retirement â€" and, along the way, transforming the face of education. And for an everâ€"growing number of baby boomers, it means a return to the classâ€" room. For others, it means transforming a youthful hobby into a fullâ€"time occuâ€" pation. retirees are doing. For some, that means having all the time in the world for trips to fun places that could only be briefly sampled under the pressure of family and financial comâ€" mitments in the younger vears. th Boomers in the classmmil â€" Iit‘s a trend Afterâ€"hours or Sundays: 1â€"866â€"286â€"9323 long _you planning to visit the best times your life? In this era er. healthier and ctive retirements, xactly what many Thombil ON {31 799 One effective strategy is to expand the investment strategy in your Registered Retirement Savings Plans (RRSPs) to cover the extra costs of your thirdâ€"age adventures in learning. An RRSP is the best taxâ€" deferred, retirement savâ€" ingsâ€"builder available to Allincusive, Suite: Mon $1,699‘:;" Bavaro Princess Punta Cana, D.R And that‘s where prudent financial planning comes in. If your retirement dream includes a return to the classroom, your financial plan should also include a way to pay for it. $1,659 MaÂ¥on Riviera, Mx RIU Tequilcr Ony fom Sunpest eq Hotel Room, Thurs. Jon. 4:31. 7 ns But like every other aspec‘ of your retirement, there is a cost associated with learning in the golden vears. stt it Mbinciusive Hotel Rpom, Thurs. lin 11 7 $1,339 family and work RUSS McEACHNIE Spa & Casino deportre tox road added benefit of the Canaâ€" dian Education Savings Grant* and other governâ€" ment grants that are availâ€" able only to plan beneficiarâ€" ies of younger ages. If you‘re thinking of joinâ€" ing the "booming" trend to education in retirement, or if you‘re considering other options for making retireâ€" ment the best time of your People of any age can benefit from the taxâ€" deferred savings opportuniâ€" ties offered by an RESP. however, "older" RESP plan holders will not receive the RESPs are a great way to save for a child‘s education, but they are not just for chilâ€" dren. Another option is t establish a Registered Edu cation Savings Plan (RESP for yourself. most Canadians, and through a wellâ€"considered investment strategy, it can be a prime source of money for all your retirement needs, including that course of study you always wanted to experience. to This column, written and published by Investors Group Financial Services Inc., is presented as a general source of information only and is not intended as a solicitation to buy or sell investments, nor is it intendâ€" ed to provide professional advice including, without limitation, investment, financial, legal, accounting or tax advice. For more inforâ€" mation on this topic or on any other investment or financial matters, please contact your Investors Group consultant, Russ McEachnie at 519 886â€"2360, ext 241 or email him at Russell.mceachnie@investor sgroup.com. ings Grant is sponsored by Human Resources & Skills Development Canada. 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