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Flow Tttrtmttt, Octavio In order to make a good investment drawn on? has In kmm If a mmpam Is well managed mm a strong rash Hm and goodf In do the necessan warm One um to help our clients reach their retirement goal n h "wanna m mutual funds liimpts put us managed by a prolewonal mva The manager of the Fund rompans does the tWCrvian research required In good stock I Bs mung a mutual fund, we no! ooh gm prrWssiortal manumenl WP gm the added hrmefit of Morning mum of good comm: arr distrihtgtd either through dividends or capital mum. earningr that haw derided tax advantages for mu Mutual Funds: Our Services Include: We,anheWomm'slnvmmlfulm,mpammbdmsdnmdï¬mnddmr-advnmmwdrama‘andinmdklrvmdourdlmb ourdsrristoemp-omentos-iand prosper - 'oPenharcheteisartdfacrdtalkmrsasthtymoethmurtthirstransiti0as Mmmuhmï¬mdnmmndub.MnderanhmmbUMindewnumuimï¬un manwdtowidowedotd‘rvorred.mdmmmk)rcuml.MWdownmrdymMmsmasmnflmraxnï¬mbkmLMmmdmmmmsmmlmmlghk. thtytartassurethtmseVsdacmnfbrtaNeretiremem Wmmdaymtrmahmcdmesdhdflnthmmwm.mddmdmnmwrdnmgm "mrhanhalidhe-xnenomttttrsrownttmne .mmrtbugnemmmersareundtertse and50%dhemlotratelkrsar-men mishannmzmwn7msnde.mm.d1wm‘edorwkned.n5dwahhnmdumhnmlm Amihmiourtinanualhmmrmoedrrrrrs-mtmrweem-ntaurarru mtmAwsartdaHtgwtihprdtsstomlrmianctimntahecarrtgnurreirmtentatso Alche‘bman's[WWI-mt?“mcmmththmmMmmmMWWmmeWe 'eproeiemt-oerneettrworgroesemittarsonavanetv- memmw Ream! 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(es and expenses all may he unnamed oth mutual /ind (mm/mu Plane mad the lumped!“ Info": "muting "ulna! funds air mot guaranteed (My mlm c%mgrhrtpse'rth and/mu performance may MI he MM [mama and estatetAottting Ibmugb Cartier Partners [mum Mr'sty =====-==-===-=====tg=====-=--------.-'I' you rpm n 0.} nun-m Matsyyourtgage,0ndyNebermasottsessittit 'eortsami*yedthmtallmthartmtpaat- Iasclohlteridher,Billweber,-iaqortssame Introducing the Women's Investment Centre And What it means to you These brief, 'profiles are designed to introduce our readers to a cross section of business women in our local area who are ready to help the most important person to their business, you, the customer. If you wish to be featured in our next Women in Business edition in March 2004, please call Lynn at 623-7218 ext. 210 or fax 623-3532. -lllllrl- andcorporatetrainirgauthorMhebet IANE mm selling book Ntformanar. 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AIL-A‘_;__ --__--- f _ _ A . n . - ("mm of good companies “:an side _ (7%th $911:stth mu money at death -fTRA (loam Revenue canadaGLirkiGii.rGi'iilik chant We get lo choose 2' Relimnenl and Maurice Purim _ During changing um it's Important In explore mm Options 90mm , 0n lama Fmotioms, Fapertatiotts, and Pronouns " Thes IS main relevant Inour times Thesetan henneon one small 'roupwminars, largepoupwvmnan, and ior am nub or large your Other mmmm are available f Marlo: for Manama _ We wilt mlumm and ankles for rum and mm "ta'medf!tot.ryf, _ally+o1htr?mtrentirrres fhdtoukmmrthatwrtt- chmresfor and good future nnungs 113mm " that most nf m do not have the arm or mdination CARTIER PARTNERS FINANCIAL SERVICES JOANNE KRAEMER Mier17yearsinheinsumncxytirtamsalpamingbusiness,Joanne hasachieltarterufevndeovrterandthartemiriaamia, P1annerdeashhmgwithhtrexc_alr,Joannehasearnexi a reputation for homstyand Wtyin the insurance industry She mkomestheowortunitytoeantwurbusimss 15365 Uniwrsity m a Waterioo,0?iN2J2W m 746550 atthe wopcétots 'toannehaanerocooptmtorsxa and amdn for nmrand mm In the prdits of the "tmpanvMurh Need Insurance? 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