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PAGE 10 â€" WATERLOO CHRONICLE, WEDNESDAY, AUGUST 3, 1994 “ n every situation involving change in the insurance industry, there are opportunities to be found to improve upor. what we do and how we do it!" says Ron Dalton, board coâ€"chairman of the newlyâ€"merged Dalton Smith Macniaughton Ltd., Insurance Brokers. "It is our job to recognize these opportunities and put them to work for the benefit of the people we serve!" While R.G. Daiton & Associates and Smith Macnaughton actually joined forces February 1, the newlyâ€"merged company is now officially operating from enlarged and newlyâ€"renovated premises at 25 Bruce Street in Kitchener, the former location of Smith Macnaughton. Poised to meet the challenges of the 90s, Daiton Smith Macnaughton boasts a team of 75 of the industry‘s top insurance "With the merging of the two companies, we‘ve put together a teamn of professional insurance brokers whose abilities and creative skills cannot be matched!" says George Hickson, board coâ€"chairman. Now with double the staff, the company has enlarged its Claims Dcpartment and introduced procedures that will aid substantially in the delivery of policy benefits and claims adjustment, Dalton says. Claims sertlement is addressed "with enthusiasm and attention to detail and with a determination that ensures prompt and fair payment in all instances." The multiâ€"line general insurance brokerage, catening to individual home and automobile insurance clients and commercial, industrial. institunional and construction nisks, is now contracted with over forty of Canada‘s leading general insurance companies. This exceptionally large number of insurance markets, coupled with im the firm‘s unique crearive and innovative talents ty m ind strong technical skills, enables Dalton Smith \df"" Macnaughton to design and develop insurance 4 protection that recognizes the particular needs of P ndividual and corporate chents while We h ncorporating the cost benefits available in an a m ncreasingly complex insurance market place ~â€" *A key ingredient of the merger involved the * complete upgrading of the two firms‘ computer D. systems, which now represents the latest in technology. It offers new opportunities for staff to excel in both the design and implementation of essential coverages. They seize every opportunity / ‘ - for costâ€"saving advantages for our chents." es v x.flmmm.dg}‘fx-n,k“apcmn l'h‘:lflnhn.m "'"'".'w with both the founding companies, Hickson says, “"""""“l “’""’":S_“ takes on new proportions with the introduction of mmm..‘m_ ongoing inâ€"house courses and seminars. Individual personal and educational improvement is . C T""m“‘h"_‘:""i' personal and educational improvement is encouraged and supported as Daiton Sauth "Our merger was driven largely by our determination to provide our chents with the broadest range of insurance products available, at consistently competitive premium levels, administered and delivered mnuwhmmwnmm Macnaughton "strives to equip our staff, in the 0. Wendy 1 best possible manner, to provide chents with. C“"_h'"h technical advice and assistance of unequalled "Our already established presence in the Ruter, Cor construction insurance and bonding fields throughout Ontanc will be further supported by the introduction of a new construction/bonding division, within our company and the expansion of our construction industry seminars, which have gained recogninon and respect throughout the province. *Sumilarly, we will be expanding our activities in the power and mlhmnmmefuu.vhfl!-tmwvmdd\tw underwnters of pleasurecraft insurance in Canada, in our role as . best at what we do!" Dakkon 3w...:h Macnaughton is lead by the Ronald Dalton and George Hickson, board c sales and Tracey Dalton, vice president, marine. h-â€"m' rance Brokers (C.1.B.) and this distinction or hold similar bestowed by the industry. Boat Insurance Program Dalton Smith Macnaughton Ltd. Insurance Brokers _i Sspeci more from ws 4M Generai accident WE ARE PROUD TO BE ASSOCIATED WITH THESE STRONG, DEPENDABLE, INSURANCE COMPANIES b Pliot insurance Company & e UARDIAN INSURANCE the new company are Accredited Chartered COMPANY OP CANMADA e vice president; Oreg Daiton, vice EMCmr.[h-quMlfi_dh MR i sns3 the staff share George Hickson, bosrd coâ€"chasrman, Greg Dakron, vice nâ€"tvd-o\«;fich--c:l‘-g C Tracey Dalton, vice president, marine, * han tohon batd srtharngs. TeStraul O T ange ay PROUD ro:mm' m C Continentai Canada‘ .Pmmn Comba®® Eii.‘. WEg!al lnour“ Ltd. From those original days with a staff of two, the company grew to a firm of 43 general insurance professionals and, at the time of the merger with Smith Macnaughton, was the leading commercial lines brokerage RG. Daiton & Associates, Insurance Brokers Inc. was established in 1946 as Kearns Real Estate. It became Butler Insurance Ltd. a few years later and in 1969 was incorporated as Butler/Dalton Insurance Ltd. when Ronald G. Dalton acquired control. in 1986, the name of R.G. Dalton & Associates, Insurance Brokers Inc. was adopted. in the region. Smith Macnaughton traces m,on{m to 1918, when it was known as Lesters Ltd. Lesters was acquired by R.A. (Bob) Macnaughton in 1952. In 1927, Orto Smith, previously a high school principal, left another insurance office he had joined in 1918 and opened Orto Smith & Co. delivery «f general insurance protection, at consistently competitive cust levels!" Both companies aperated successfully and enjoyed significant growth until 1974 when the two merged and became Smith Macnaughton Ltd. It was at that time that George Hickson and two associates, Bob Carse and Peter Vanderkoiff, assumed ownership of the newlyâ€"merged in 1989, following the death of Bob Carse (Peter Vanderkoiff had pa-d-w.v-lln_me'h‘u?.fimrkahq\mâ€"‘n_xdthr uffice at the comner of Victoria Screet North and Bruce Street, in MWMMKGMMMMM years, as two of Waterloo region‘s most successful and respected general Says Ron Dalton, "Our recent reinforces our commitmer mhh‘nhfldn&nfln;:mnh © v:'o"‘ p of advice and service and to do so A. Barb Endenbury, manager of comme lines, Scot Dairon, president and Tim Prwlowsks, vice president of sales C FINANCIAL SERVICES ;;;;‘rm““"‘s;‘fi'm""' i Corporate ~nd bavestor Services Group of Companies. e _ There are many choices for business leaders, as well as for jndividuals, 'h:nm.t:;cmmfimcuw:lm'uh h&nhuflnhwmm‘ gets more x every _ Complementing the General Insurance and Bonding of ues laney 0) fid Ining se en onateir dogines pri vennne flexibility of an independent 'Tua choice until now, says Hickson. Corporate & Investor Services of Companies, Hib- competent and professional advisors, independently ‘shops‘ the mark â€" Estate Planning Council, a Member of the _ Kitchenerâ€" Waterioo Businessmen‘s Club and Life Qualifying Member, Million Dollar Round Table HAROLD MERTIN, B.A., CLU, CHF.C. Harold became mvolve;!"m Lnl{e and Financial consulting in ‘I:n -hmal;ta tas] associated with a major insurance c y. 1988, M@Awmthmdfldm'{wfl fmem.m' vehicle needs. Being one of Canada‘ ::r;u Brokerage _‘w’m“unh:hqt *vl'm'\ negotiating on your behalf. _ _ es There is no question that knowing where you want to go is important ut However, plotting the journey to get there is even wii more critical. Every step must be a wise one. DAVID YOUNG, BSc., CLU. The newest member of the DSM team, Dave comes to Dalton Smith Macnaughton with an extensive portfolio of expertise in evaluating group benefits and pensions, both for individuals and corporate clients and in negotiating on behalf of policy holders with North America‘s major insurance corporations. In addition to Dave‘s experience in the group insurance industry, he has also owned his own successful small business, giving him a unique focus, e., to see the financial planning from a client‘s perspective. C.J. (CHUCK) CORRIGAN, BSe., CLU, CHFC., CORRIGAN FINANCIAL & INSURANCE PLANNING. Chuck first entered the insurance industry in 1973. He formed his own partnership in 1976, specializing in financial, retirement and Croaie povamg marnices. ty Te io won in poud o enc memnane planning practices join to share s Chuck is Past President, Wateriooâ€"Wellington Estate Planning EM:I.JP-( President; Wateriooâ€" Weltington CLU dmm inancial Consultants Chapter, Life Qualifying Member Dollar Round Table, and an active member of CALU, the Conference for Advanced Life Underwriting of Canada. “VW""“'“P'Avllllohmgwmm‘o mm.malookmhm ial and Investment Planning , it may be time to learn the advantages of putting competitive independence on your side," say the experts at Dakion associated with the former Smith 1 Smith N-m-’-m aughton. Similarly, if you haven‘t seen what purting the power of one C-nfi'nh-ht&mhnh-nvmm do for your bottom line, it may be the right time to look at where you are heading and who can best help you to get there. Corporate and Investors Services Group of Companies offers strength a wealth of experience and an immense base of knowledge to make sure ftnmn?nmh-xummbuunvq-n- Harold is I k&(.medfiunmmud-&fiwaw from the strength of a solid institution and still from the @ Continental Canada‘ fi Royal lnouru*\ok FINANCIAL SECURITY IS A JOURNEY, NOT A DESTINATION. â€" ROBERT RITZER, M.B.A., CLU, CHF.C. Bob‘s career in the Life Insurance profession began with a mapor insurance cartier in 1970. Bob has builr and maintained a large individual and group Mugr:uuhSwd\nanH-w. includine Tomnto: Wis knculedes ol orsun and including Toronto. His w of group and pension planning is extensive, with expertise in the areas of benefits presentation and communication to NOW AT . ONE LOCATION: 25 BRUCE STREET, KITCHENER is a Member of the Waterlooâ€"Wellington Hgtpo: