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l TID BIZ Home Builders Association hosts new homes luncheon The Kâ€"W Home Builders‘ Association will hold its first annual luncheon Fri. April 5, 11:30 a.m. at the Kitchener Knights of Columbus Hall, 110 Manitou Dr., Kitchener. _ David Cooke, Mi_niMr of Housing and Minister of Municipal Affairs, will discuss the provincial housing scene. Tickets for this event are $35 per person, plus $2.45 G.S.T. Please confirm your registration for the luncheon with the KW Home Builders‘ Association prior to the event. Cooke appointed Housing and Municipal Affairs Minister David Cooke, Windsorâ€"Riverside MPP, has been apâ€" pofifm,ed Minister of Housing and Minister of Municipal Affairs. Cooke assumes his portfolios in Ontario‘s first NDP government after serving as the NDP critic for housing and the Official Opposition House Leader at Queen‘s Park. Anxious to meet with staff in both ministries, Cooke plans to discuss issues of poverty, homelessness, and affordable shelter for all Ontarians. Something To Think About . . . There were over 10,000 breakâ€"ins in Waterloo region in a recent twoâ€"year period. Be sure your insurance coverage is upâ€"toâ€"date. "The insurance people you‘ll hate «.. less!" New Hamburg _ Kitchener 662â€"1644 893â€"7008 JOSSLIN INSURANCE BROKERS§Es Fine Intimate Apparel Experience the loveliness ... Fine lingerie for your own reasons 56 Regina St. N., Waterloo 746â€"3711 Closed Monday Tues. â€" Thurs. _ 10 â€" 5:30 Friday 10 â€"7 Saturday 10 â€" 5 Kitchener _ Tavistock 893â€"7008 655â€"2377 Sigi Isaak Kitchener CENTRAL GUARANTY TRUST CENTRAL GUARANTYTRUST CENTRAL GUARANTY TRUST Glasgow Heights Shopping Centre Ottawaâ€"Lackner Shopping Centre Waterloo Town Square 851 Fischerâ€"Hallman Rd. (at University) 1405 Ottawa St. N. (at Lackner) 75 King St. South Kitchener, Ontario Kitchener, Ontario Waterloo, Ontario Phone (519) 745â€"4144 Phone (519) 893â€"9200 Phone (519) 884â€"0810 Br. Manager: Tim Palmer Br. Manager: Ed Sertic Br. Manager: Janet Gridgeman By taking advantage of our program: Apply to any of the 3 branches listed below before April 1, 1991, and we will waive our normal Mortgage Transter Fee. (Subject to approval) We will also reduce our posted rate by % on the first $100,000 of your Mortgage. The Pay What You Can Mortgage Program You can pay off your mortgage in much less time. Instead of 25 years, you can reduce your pay off time to 20 or 15, even 10 years. You can skip a payment. You are entitled to skip or reduce a regular mortgage payment, provided you have already prepaid an amount of principal during the calendar year greater than or equivalent to the payment you skip or the reduction you desire. You can save substantially on the interest cost of your mortgage. Over the life of your mortgage, the savings could amount to thousands or tens of thousands of dollars. CENTRALTGUARANTY How the Pay What You Can Mortgage Program can benefit you. SPECIAL OFFER UNTIL APRIL 1, 1991 The Kitchenerâ€"Waterloo section of the Industrial Acciâ€" dent Prevention Association will present its annual video evening and personal protective equipment display March 27, 5 p.m. at Bingeman Park, Kitchener. For more information call 748â€"5395. According to the Canada Mortgage and Housing Corporation, construction of 181 residential units was undertaken in Kâ€"W during February 1991, compared to 109 started in February 1990. Entrepreneurs‘ meeting . Meoul Gailks.. 4 The Entrepreneurs‘ Association will hold its March meeting Thursday, March 14, 1991 at Corplex 1, 875 Victoria St. N., Kitchener. Registration and networking for the meeting will be Egld fro}n 7â€"7:30 p.m., and taxation matters will be oo P ie en en e Tds discussed from 7:30â€"8:30 p.m. Cost to attend is $7. Those interested may call Ginny Jans at 744â€"1809. 1.A.P.A. video evening Housing starts boosted by rental construction Total residential housing starts in the Kâ€"W area in February increased 66 per cent over the number of starts registered in February 1990. CENTRAL GUARANTY TRUST COMPANY The strength of one hundred years‘ experience CENTRALTGUARANTY Our PAY WHAT YOU CAN Mortgage Program is designed to help you pay off your mortgage sooner ./. conveniently, easily and affordably. Whenever you have extra cash â€" whether it‘s $20, $200 or $2,000 â€" up to twice your regular payment â€" you can add it to your regularly weekly, biâ€"weekly or monthly mortgage payments to reduce your principal ... instantly. At the end of each calendar year, you can make a final ‘topâ€"up‘ payment to bring your total additional payments up to 15% of your original principal. All of this with no additional cost and you always retain your current regular payment. It only takes a little extra to make a big difference WATERLOO CHRONICLE, WEDNESDAY, MARCH 13, 1991 â€" PAGE A19 . s .'! « The increase in total starts was due to a rise in the number of multipleâ€"unit housing starts. Multipleâ€"unit starts climbed to 167 units, up from 56 units started last February. Do you have any information about a new business, a new product line, seminar, workshop, important new service or promotion that should be shared with Waterloo business and the community? The Chronicle wants to hear from you. Drop off information for Tid Biz at our office during regular bjusiness hours or mail items to business reporter Keren Adderley Teleâ€"Guard (Continued from page A18) service can be maintained for $10 a year. The fee also gets you a hotline phone number to call if you do happen to get any more calls as well as a list of different services, just in case you want to call them, but on your terms. "It‘s humans we‘re dealing with so there can be mistakes. But that‘s why we provide the number, so you can let us know and we‘ll do something about it." 9076 For more information on Teleâ€"Guard. call 570 REGULAR PAYMENTS $104.785 Interest 25 years 75 King St. South ‘Waterloo, Ontario Phone (519) 884â€"0810 Br. Manager: Janet Gridgeman COMPARISON Here‘s how our program can work for vou vS $78 352 Interest 20 years SAVING $25,.433 PAYMENTS WITH ADDITIONAL $25.