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THE WHOLE 7IA‘RANSACTIV LCTION THERE!!! _ _ _ As part of our GRAND OPENING, we have numerous other wmavdlfik.nwdl.égusmemuom TOGETHER WE‘RE GOING PLA SWEEPSTAKES for a chance to win one of many FABULOUS _ VACATIONS!!! § \ We want YOU as OUR customer and want to prove to you that we are worthy of handling all of your financial Between now and March 22nd, 1991, we are offering a % BONUS ON THE FIRST $10,000.00 OF A 1 YEAR RRSP GIC. Bonuses are available for larger deposits and longer }erms. Call us for details. t appears rates are dropping so we you invest NOW !!! Weswillalso eredit your. RRSP with a$23.00â€" _ o 1/2" z Mdmesmfifi‘l'fim*;n‘a wYigs uo f Whomthhxmlw who do manage to raise C Wne mre ow tame loioe enheishty mire eokp in says occurs per emtofflmilyhmueholth(lcu“)wonlylcpermtd They‘re younger, ranging an average age in hrgeeenhuinB.C.downtoso.BinSukmhnm'-cifis. Average ages elsewhere were between 34 and 36. Mminfwmafionhavfihbkmuqunfiommcm m%mammum»cm;m-@w T *Cls Can o( misch n vilnbe sn nnancp ols atinnoary D w dn dhrictsins on a y should T ing to Rita: Daniel, atrereopility, should | improve," according dim“iflifl-filll lt Ia t "-"a’;fiuu. lmmn‘ Whfleprh-undmwhtinlaohmlm,mm were kept out of ‘theâ€"market costs. However, in 1991, "as interest rates decline and prices continue to level off or decline, C «s Kmss ) om a2 o 2000 aeeie. o NmWce t Fewer than six. Toronto area families in.lwcmh rented mmgm%-fiduhuamm ‘s priciest And'm'“mh.“bai"eunfflnuu,mymwm mfl'nhpfiplmm&bh'nm!’mpwfiminum 'l;gflnmcuhmmmm Wmmdtmifimcihmwnufiip M;fihquflrol:imebnymdenhpedbycmm %Cmbmmmh:nwb“&mm?tmd potential b‘”"l"."'fi "'h"l e, but actual "can‘tâ€"affordâ€"it" propâ€" Mm.mmhfim“.m‘ ~The findings affordability fo mep id Hous Home ownership out of reach for The strength of one hundred years‘ experience. CENTRALTGuaRANTY â€" CENâ€"T RAL C UA RAN:I Y ERU § T. CO NPA NY a CEN T R A L6 V AR A N TY / Tâ€"A U $ Tâ€"C 0 M P A N y CENTRALTGUARANTY TOGETHER WE‘RE GOING PLACES Granp OPENING > Branch Phone Number (519) 745â€"4144 Te Nee t ns Branch Manager: Tim Palmer Branch Location: (at University) your balance in full by the due date, frequent payments between dmb’dd- can reduce interest m-m.m-mwn,h. on each day‘s th:hmo from ufi; the purchases were posted account ,d.'z,dm thobahun?:‘m-po-’,?l;,m’llmnpm g&l purchases: Purchases don‘t cost interest h"&nu-uaqmnm.mm: Everyone knows it‘s best to pay off Visa and MCurdbilhiannuymmthinad.m avoid interest charges. Mfll’nbmhlfd‘ummptodon. mdl!l:'hCun-udeuA&in mn'fl““"“'!!llndmwnininflu MMfir&nMduThoCamdhn wmuwmm o Lal ce s ‘-*:qmgnfim Minimize credit card interest ~Credit like this is great and we‘re to have it â€" provided ndmlmuit. If we do â€" if credit ever becomes lill:l'MM of servant â€" we can in a financial Teere befice we uow oo * These are the danger signs: Suy Canadians use credit cards for daily purchases as a matter of . routine and borrow money for major purchases via Getting in over your head? bills, paying some creditors this month, others next, and so on. C You‘re carrying one or more C You‘ve started borrowing moâ€" ney from nonâ€"commercial lenders C You spend more than 25 per cent of your paycheque to pay off WAMMMY.WI, 1991 â€" PLANNER 91 to the items in your outstanding balance in m‘h“dmmm You may be surprised.) DMMMMM&&,N mdn&om-dwnfimwmufil it‘s repaid. C Consider ewitching: If you‘re carrying a adhuihhmmnufldm.nl:: of loan mi '*-;;;lâ€"-â€"â€"'â€"-â€"-â€",-â€"â€" gpx-' where you stand: Don‘t operate in the h‘h;‘:’td&wflw::'mYm bank can you understand interest is calculated and can often make recommendations to reduce ch help reduce charges. min'tpfiddinhllbygd::.:'m is charged retroactively to posting regardless of i might make. r or financial planner If you can‘t read the signs, y“zu'fninm:,bh.hdn'urym time" by taking out a new loan to pay persistent creditors. to meet debt payments. C You‘ve lost track of how much money you actually owe at any C You have nothing in reserve PAGE A15