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The chief constable pointed out a civic byâ€"law does not permit anyone under the age of 18 to "shoot pool" in public halls. Chief Constable John Hicks said this week six Kitchener poolrooms were raided by police over the weekâ€"end â€" resulting in â€" charges against all of them of allowing juâ€" veniles to play billiards. Juveniles In Poolrooms Result In Police Raids SEE US â€" "In one hall, there were 15 boys Young‘s Prescribe the Very Lenses Your Eyes Need in the Very Mounting You Want Expert Reâ€"charging â€" Rentais Available. Goodrich Sitvertown Stores KITCHENER Avoid Unnecessary Delays aoscs hitesto® 49 Ontaric St. GORDON‘S GOOD GLASSES Waiper House Block BETTER VISION GLASSES YOUNG , December 4, 1942 Don‘t let the danger of blindness mar two lives. It pays to be sure, and as long as an examination costs nothing, you owe it to yourselves to have your eyes examined. Gordon‘s wili tell you honestly whether or not you need glasses, so come in today. INSURE HAPPINESS C\ CA Tp gy//f////// Edwin â€" When in need of New Shoes or Repairs â€" WE CAN SAVE YOU MONEY lda Roch, 14 Willow St., Waterlco 64 King St. 8. WATRRLOO Dia! 8â€"8192 PLEASE NOTE OUR NEW ADDRESS SsAVE YOUR VISION FOR VICTORY "Follow The Sate Way" Wear LET US CHECK YOUR BATTERY: ALL KINDS OF FEATURES CORRECT GLASSES Axnes MHogy. 215 King Si. S KITCHENER SHOR STORE AND RREPAIRING or the economically priced shell or white metal frame, YOUNG‘S supply only one quality of lenses â€"the very best. Whether you select an elaborate solid gold mounting, 2 standard highâ€"quality gold filled mounting, Chief Hicks said Potter "had teen drinking and we let him cool off in a cell overnight". L.A.C. Robert Potter, of Goderâ€" ich, was arrested by police late Saturday night and charged with wilful damage. The airman, who pleaded guilty to tearing down flags and an awnâ€" ing in front of a store here, reâ€" mained in jail overnight and was released Sunday after he paid a light fine and costs. Edward Esson, employed in a King St. cigar store, is charged with operating a common gaming house. Chief Hicks said the invesâ€" t‘gation was made by Detectives John Patrick and Staniey Book {nllowing a complaint by a man who said he bet $300 on a horse rzce with Esson and lost. urder the age limit playing," Chief Hicks stated. Mrs. RoC Arthur Utterbetn. T1 Devist Thomas. 4# Charles DIAL 6â€"6459 2â€"1971 Phone 2â€"4237 8t Patrickâ€"At Kâ€"W Hospital, Dec. 1 _ to Mr. and Mrs. W. W. Patrick 122 King St. N., Waterloo, a son |Schilterâ€"At Kâ€"W Hospital, Dec. 1 er, a son. |Stoutenburgâ€"At Kâ€"W_ Hospital, _ Dec. 2, to Mr. and Mrs. Garnet |_ Stoutenburg, RR. 1, Ayr, a son. ‘Schaeferâ€"At St. Mary‘s Hospital, Dec. 1, to Mr. and Mrs. Joseph _ Schaefer, 439 Park St., Kitchenâ€" ‘_ _er, a son. Clutheâ€"At St Mary‘s Hospital, ‘_Dec. 2, to Mr. and Mrs. George Cluthe, 160 Samuel St., Kitchenâ€" er, a son. Bauerâ€"At St. Mary‘s Hospital, Dec. 2, to Mr. and Mrs. Edward Bauer, Preston, a daughter. Goadâ€"At St. Mary‘s Hospital, Nov. 26, to Mr. and Mrs. Steven Goad, 958 Duke St., Preston, a son. Rudowâ€"At Kâ€"W Hospital, Nov. 26. _ to Mr. and Mrs. Carl Rudow, 9 Grenville Ave., Kitchener, a son. Gingrichâ€"At Fourth of Peel, Nov. 25, to Mr. and Mrs. Ivan Gingâ€" rich, a daughter. Doedeâ€"At Kâ€"W Hospital, Nov. 27, _ to Mr. and Mrs. Rudolph Doede, 117 Mount Hope St., Ritchener,‘ O'l!dlllâ€"-Al .S_t.. Mary‘s Hospital Curtainâ€"At St. Mary‘s Hospital,] _ Nov. 27, to Mr. and Mrs. John | Curtain, Hespeler, a son. ; Neufeldâ€"At St Mary‘s Hospital,| Nov. 28, to Mr. and Mrs. William" Neufeld, 102 West Ave., Kitchâ€" | ener, a son. * k Arrissâ€"At Kâ€"W Hospital, Nov. 28. to Mr. and Mrs. George Arriss, §0 Wellington St., Kitchener, a The Company has doubtless spent many thousands of dollars in ThE war surely hrings about some revolutionary turns in the business and social world. The Bell Telephone Company of Canada is asking the public to send their Christmas Greetings by mail this year, instead of by long distance elephone â€" and to do it early out of consideration for the post office workers. In line with this is the increase in the bank‘s quickly available reâ€" sources which amount to $896,â€" [935,000. being 81.65 per cent. of liaâ€" bilities to the public. Substantial increase in these resources is reâ€" corded in cash in the bank‘s vaults end money on deposit with the Bank of Canada, which stand at Telephone Company Says "Use The Mails" , _ Notable among the increases in |resources is the figure for governâ€" ment and other bonds and debenâ€" fures which amount to $683,835,â€" 000, compared with $498,740,000 a year _ ago. _ Commercial â€" loans ‘amount to $221,354,000, compared with $275,698,000 in 1941. ‘The forâ€" mer figure reflects, no doubt, lesâ€" sened requirements of business due to the increasing extent of government assistance to concerns engaged in war work, as well as the fact that many firms engaged in peaceâ€"time pursuits are not now requiring the accommodation reeded in former years. to Mr. and 7Mfi"i:l-;r-bâ€";;t "S‘(:MI.-' ter, 174 King St N. Waterloo, a daughter. _ Dividend payments show a reâ€" duction of $180,000, compared with last vear‘s figure, the decrease beâ€" ing due to the lower rate of diviâ€" cend made effective in recent months. The dividend payments amounted _ to $2,700,000, which, with $3,437,026 a year ago, and reâ€" bank premises, left a net amount of $83,018 to be carried forward to profit and loss, making the balance in this account $1,236,686. Notable Increases 175,000,000 and deposits exceeding, tivity in security markets. for the first time, the billion dollar Muw mark. ! _ Deposits, at the record of Profits show some reduction $1,064,645,000 compare with $928,â€" compared with those of a year 327,000 in 1941 These are made up ago, owing to the increase in Doâ€" of deposits in Canada of $930,996,â€" minion Government taxes, which 000 and elsewhere $133,649,000, this year amount to $2,539,874, compared with $809,110,000 and compared with $2,242,905 a year $119,277,000 a year ago. 4go. In the former figure is includâ€" _ Notes of the bank in circulation ec an amount of $72,360, which is show a reduction from $17,890,000 refundable under the provisions of to $15,354,000, reflecting the trend The Excess Profits Tax Act. The which began some years ago when profit, after payment of taxes, the chartered banks commenced amounts â€"to $3,283,018, . compared the gradual reduction of their note wiht $3,437,026 a year ago, and reâ€" circulation in favor of the Bank of presents 431 ber cent. of capital, Canada. This reduction is now, unâ€" rest and undivided profits This der the terms of the Bank Act, ocâ€" contrasts with 451 per cent. in curring at a rate equal to 10 per 1941. cent. of capital per annum, and the Dividend payments show a reâ€" c:rculation will eventually reach a duction of $180,000, compared with figure equal to 25 per cent. of bank last vear‘s figure, the decrease beâ€" capital. Showing characteristic strength $112,710,000, compared with $92,â€" in all departments, the Bank of 755,000 in 1941. Montreal‘s annual statement, just _ Like commercial loans, call loans released, marks a record in the inâ€" have shown decrease, and amount stitution‘s 125â€"year career, with to $16,210,000, compared with $20,â€" assets at the new high figure of $1,â€" 041,000, reflecting the lessened acâ€" Assets of $1,175,319,000 include $683,835,000 of Government " _ and Other Bonds Reflecting Coâ€"operation in Financing National War Effort. Deposits Exceeding A Billion And Assets at an Allâ€"Tinre High Feature Bank of Montreal Report Dia} 8â€"8192 INCREASE IN TAXES REFLECTED IN EARNINGS Births ospital, Dec. 1, Herbert Schilâ€" THB WATERLOO (Oatarlio) CHRONICLE C. _ KalbA years. Kumpfhâ€"No of West Mc Helmâ€"Dec. RR. 3, Wa Kellerâ€"Dec 12 Clarenc years. Musseimanâ€" ine Musse Watsrlan n Kalbfleischâ€"Nov. 27, Mrs. Henry C. KalbfAcisch, Haysville, 77 years. Kumpfhâ€"Nov. 27, Amelia Kumpfh of West Montrose, 71 years. Helmâ€"Dec. !, William H. Helm, RR. 3, Waterloo, 51 years. Kellerâ€"Dec. i. Catherine Kellet, 12 Clarence St., Kicthener, 78 _ years. Dayâ€"Steinburgâ€"Nov. _ 26, _ Sgt. |\ Frederic A. Day of Hespeler to Edith Steinburg of Sault Ste. |_ Marie. |\Reidelâ€"Bauerâ€"Nov. 28, Riffeman | Harry I. Reidel of Waterloo, to |_ Eileen Marie Bauer of Waterloo. ] Beckmanâ€"Fraser â€" Nov. 28, Pte. | _ Donald Beckman, to Iva Marie |__Fraser, both of Kitchener. \McKayâ€"Huisserâ€"Nov. 28, James |_Alexander McKay to May Elizaâ€" |__beth Huisser, both of Tavistock. â€" Weberâ€"Van Mierloâ€"Nov. 28, Howâ€" ard Weber of Kitchener to Betty I Van Mierlo of Powassan. ‘ Masonâ€"Bridgeâ€"Nov. 27, Pie. Milâ€" ford David Mason of Camp Borâ€" den to Aradith Doreen Bridge of Toronto. Krampienâ€"Anthonyâ€"Nov. 26, Pte. Irvin Krampien, Wellesley, to Dorothy May Anthony, of Truro, NS. Meinzingerâ€"Maheuxâ€"Nov. 28, Pte. Alfred _ John _ Meinzinger _ to Eileen Mary Maheux, both of Kitchener. Lipskieâ€"Barfootâ€"Nov. 28, Harvey Carl Lipskie of Chatsworth to Dorothy Luelia Barfoot of Kitchâ€" ener | _ It‘s the sort of request that many ‘thoughtful people will heed. And of course the Government can {make good use of the extra revenue that increase in postal traffic will «bring. Laughiandâ€"Moserâ€"Nov. 28, Donâ€" ald H. L:lushland of Toronto to Winnifred Evelyn Moser of Waâ€" terloo. Beingessnerâ€"Girodatâ€"Nov. 28, Alâ€" vin Beingessner of Waterloo to _ Corrine Girodat of Hanover. Pillmanâ€"At St. Mary‘s Hospital, ! Nov. 30, to Mr. and Mrs. Ignaâ€" _ tius Pillman, 192 Benton St., _ Kitchener, a son. Sippelâ€"At Milverton, Nov. 30, to [ Mr. and Mrs. Alvin Sippel, a son. Bradyâ€"At Kâ€"W Hospital, Nov. 29, to Mr. and Mrs. Peter Brady, 66 Snider St., Waterloo, a son. Schwartzentruberâ€"At Petersburg, mov. 26, to Mr. and Mrs. Emâ€" manucl Schwartzentruber, a son. Hilsâ€"At Kâ€"W Hospital, Nov. 30, to Mr. and Mrs. Kenneth Hils, R.R. 2, Dundas, a daughter. Kingâ€"At St. Mary‘s Hospital; Nov. 28, to Mr. and Mrs. Harold King, 726 Moore St. Preston, a daughâ€" ter. building up the "Christmas Greetâ€" ings by telephone" habit, but apâ€" parently it is concerned lest vital war business may be delayedâ€"for, as it points out, "the war must go on, even at Christmas time." usseimanâ€"Nov. 28, Mrs. Catherâ€"‘ ine Musselman, 60 Water St., Waterloo, 79 years. i Liquid Resources Deposits in Canada Deposits Elsewhere Government and Other Bonds Commercial Loans in Canada . Commercial _ Loans Elseâ€" _ where ...... Provincial and ‘ Municip) _ aloans ...... Call Loansâ€" _ in Canada Call Lounsâ€"â€" Elsewhere Capital, Sur~ plus, Undivided Profits and Reserves for Dividends.... Profits . ....._.... Showns below aré comparative figures for main items of the stateâ€" ment: Totul With assets amounting to $1,â€" 175,319,000 and liabilities to the public totalling $1,098,526,000, the excess of resources amounts to $76,793,000. This is made up of the capital of $36,000,000 and reserve fund, profit and loss account and reserves for dividends totalling $40,793,000, which together repreâ€" sent the sharcholders‘ equity in the bink. eckerâ€"Lucasâ€"Nov. 28, Cpl. Fredâ€" erick LeRoy Decker to Pte.. Irene Esther Lucas, both of Kitâ€" chener. Marriages 81.115.318,231 230.996,4 17 6x3.936, 390 896.934,224 133.6 19.02# 205,232.36 76,793,014 8,283,018 23.569,694 1L289,715 16.121.869 1942 1.920,538 $1,046,551.179 X09,110.875 198.710,636 254,427.218 105.662.010 119.277,018 76,905,870 8,437,026 21.271,.754 28,064,546 15.060, 284 4.472.437 1941 ler,| _ Last Thursday thirtyâ€"five Christâ€" 79 /mas parcels, ked with wholeâ€" ‘some food Ans.:ehuhmenu were erâ€" ltLispedbyththloflhobenl St, Red Cross to Baden and virinitv _ _Pte. Elroy Ruby, a grandson of Mrs. David Roth, of this village and formerly of the S. M. Roth gorage, has written an interesting letter to his relatives here from where he is serving in the Active Service overseas. Among other things he related about his acciâ€" dental meeting with Pte. Jack Foster of Baden, who was a former schoolmate of Elroy‘s. L Baden Red Dross Packs Parcels Letter From England To Baden Residents Hauckâ€"Felix Hauck, 144 Mili fi(. Kitchener, 89 years. / Cressmanâ€"Nov. 29, Alex M. Cressâ€" man, Listowel, 71 years. Erbâ€"Nov. 30, Mrs. Elizabeth Erb, RR. 2 Waterloo, 85 years. Psheulluschâ€"Nov. _ 30, Caroline Adeline Psheullusch, RN., 213 Breithaupt St.. Kitchener 59 years. Dennisâ€"Nov. 27, . James Hawke Dennis, Ayr, 72 years. Kuhnâ€"Nov. 30, Mrs. William Kuhn, Heidelberg, 73 years. ronto. Nov. 29, A. B. Shantz, Toâ€" BADEN HUNTLY R. DRUMMOND, BRANK OF MONTREAL Total Liabilities to the Public . _ . , _ , _ , To meet which the Bank has resources as indicated above amounting to s s > + Leaving an excess os[ Resoutrces over Liabilities, which represents the Sharebolders interest over which Liabilities to the Public take precedence. a Capital 0 .00 .00 .0. $36,000,000.00 Reserve Fund, Profit & Loss Account and Reserves for Dividends _ . . â€"40,793,014.20 Due to the Public TOTAL OF gUICKL}’ AVAILABLE RESOURCES . $896,935,228.59 (equal to 81.65% of all Liabilities to the Public) Loans to Provincial and Municipal Governments including School Districts +600 k s 0 s 0s 23,569,694.65 Commercial and Other Loans . $ + + » s 221,354,236.16 1 DC SHTemngiD 0J a bank is determined by its Ibistory, sts poh'z its management and the extent of its resources. For 125 years 4. B Bank of Montreal has been in the forefront of Canadian finance. Financial responsibilities undertaken on behalf of customers (see offâ€"setting amount in "Resources"). Other Lilbilitifi t x & & » & a a » Items not included under the foregoing beadings. Payable on demand or after notice. â€" No&u of the Bank in Circulation . s a Acceptances and Letters of Credit Outstanding . _ . Other Assets not included in the Foregoing (but includâ€" ing refundable portion of Dominion Government taxes) + § o s 3 s & L L Making Total Resources of . _ . _ , «â€"A presentation, in easily understandable form, of the Bank‘s + ANNUAL STATEMENT Customers‘ Liability under Acceptances and Letters of Credit i . + + + x0 _ % Represents liabilities of customers on account of Letters of Credit issued and Drafts accepted by the Bank for their account. Balance of Profit and Loss Account, 31st October, 1941 Balance of Profit and Loss catried forward _ . . . Profits for the year ended 31st October, 1942, after making appropriations to Contingent Reserve Fund, out of which Fund full provision for Bad and Doubtful Debts has been made, and after deducting Dominion Government Taxes amounting to $2,539,874.12 (of which $72,360.97 is refundable under the provisions of The Excess Profits Tax Act)} . Dividends paid or payable to Sharcholders . . . $2,700,000.00 Appropriation for Bank Premises . . . . . $00.000.00 Payable on demand. al Estate, and Mortgages on Real Estate Sold by the Bank . s M â€" x > + > + Acquired in the course of the Bank‘s business and in proceis of being realized upon. Two properiies only are carried in the names of bolding somâ€" panies; the stock and bonds of these companies are entively owned by the Bank and appear on its books at $1.00 in each case. All other of the Bank‘s premises, the value of which largely exceeds $13,900,000.00 are included under this beading. In Canada . & & » . $205,232,367.17 Elsewhere _ . s . x . _ 16,121,869.59 To manufacturers, farmers, merchants and others, on conditions consistent with sound banking. vernment and Ocher Bonds and Debentures . » Nos exceeding markes value. The greaser portidn cousists of Payable on demand and secured by bonds, :m‘: Al negotiable collaseral of greater valug shan the loans. securities whish mature as 7;7,"1:;:.4 No# exceeding markes value. The greaier portidn consists of Domizion Gorerament and bighâ€"grade Proviacial and Mauaicipal Mense * â€" * « * * * * * * Indusrial and osher stocks. Nos exceeding market valus. strength of a bank is determined by its biuor_yi_ib poh'q vicinity Do you want to see Ruby". At the sound of the familiar name, Foster turned around and saw his old friend. Needless to say an enâ€" joyable evening was spent togeâ€" ther. Unfortunately they had both been at the same camp for two weeks but had never met and the next day Jack Foster was moved on. _ Pte. Jack Foster was injured ‘a( Dieppe recently but is now reâ€" ported to be well, desxite that harâ€" rowing experience. few weeks ago Elm{ met his brother Pte. Perey Ruby, who is also on active service overseas. and as he was not within reach hollered: "Hello Jack Foster", as he was afraid he would lose sight of his buddy in the crowd. As there was nothing so unusual about that Jack merely replied, "Here I am", and kept on going vot knowing who was calling him. Ruby was afraid he was going to miss secing him to called back. 1200y MNS! Spied Jack as the boys began filing out of the dining halls It all happened when the boys were busy washing up their dishes ol a camp somewhere in England. }-‘lroy first spied Jack as the boys and tive Presidens PROFIT and LOSS ACCOUNT also those who are seeing acâ€" service in the navy. Parcels 31st October, 1942 LIABILITIES Established 1817 k 4 s 300,000.00 â€" $930,996,417.33 . 133,649,022.18 . $ 1,920,538.28 . _ 14,289,715.53 G. W. SPINNEY, The Young People‘s Society of Bethe] West United Church were entertaimed on Friday evening at the home of Mr. and Mrs. Clarence Diamond. Y.P.S. Entertained. General Manager $1,098,526,216.80 31,175,319.231.00 $ 76,793,014.20 $1,064,645,439.71 $1,175,319,231.00 A moovsan . . . $112,710,235.61 683,835,390.58 16,184,995.02 15,354,907.00 16,184,995.02 13,900,000.00 2,340,875.07 38,814,805.11 16,210,253.81 2,566,7145.60 $ s3,.018.19 $1,133,668.73 $3,283.018.19 $1,236,686.94 3,200,000.00 808,330.38 311,309.43