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A semiâ€"weekly newspaper devoted to the interests of the Town of Waterioo and Waterico County, issued at Waterloo, Ont., every Tuesday and Friday, by David Bean & Sons, Ltd., owners and publishers. The Chronicle is a member of the Canadian Weekly Newsâ€" *WM&O-WMNW Editorial â€" Press Comments â€" Farm News That Canada‘s only purely mutual life inâ€" surance company, the Mutual Life of Canada, continues to make steady and gr&tify_ing proâ€" gress is evideflced in the 67th annual report, presented at the meeting of policyholders held at its head office in Waterloo on Thursday. Insurance in force of $537,895,000, excluding annuities, 97% of which is in Canada, and assets totalling $161,000,000, convincingly atâ€" test to the solid and unquestioned strength of the Company‘s position and the high position it oecupies among the life insurance companies of the Dominion. Highlights of the Directors‘ and General A new peak in strength was reached Nn Manager‘s reports presented were the total of|1936, with assets of $2,290,582 and a surplus $3,500,000 paid policyholders in dividends durâ€"|for the protection of policyholders of $1,914,116, ing the year, bringing the total paid in diviâ€"|both being the highest in the history of the dends since the Company was established in|Company. Fire losses for 1936 were $126,396 1869 to $66,000,000 and payments to policyâ€"|as compared to $115,609 in 1935. Fire insurâ€" holders for all purposes of over $215,000,000.|ance premiums written, less reâ€"insurance, toâ€" Assets were increased in 19386 by $8,475,000|talled $308,157. and reserves and surplus funds by $1,200,860 Highlights of the report was the announceâ€" for a total of $13,753,9083. ment of the acquiring of the assets and liaâ€" President R. 0. McCulloch touched upon a bilities of the Merchants Casualty Insurance key point in Canadian affairs when he pointed Company and changing of the affairs of the out that the problem of aiding the West is Company to operate under a Dominion charter national and not individual in any sense of the obtained in 1935. word. The word "individual" was used in the! President Henry Knell, on behalf of the broad sense that it applies to insurance, trust, Board, expressed regret at the loss sustained loan and mortgage companies. The voluntary in July, 1936, in the death of President Geo. debt adjustment recently arranged in Sasâ€" C. H. Lang, who was a director and wise counâ€" katchewan bore heavily on such organizations sellor for the Company since 1884, a period of and not on the Dominion as a whole. The relief over 52 years. His sow, Reinhold Lang, was problem, he said, is a national obligation which elected to succeed his father as a member of the Federal government should deal with and the Board. Another new director is Louis O. not be thrown on some citizens merely because Breithaupt, an exâ€"mayor of Kitchener, who sucâ€" they have investments there. It cannot be too ceeds his father, Louis J. Breithaupt, who reâ€" strongly emphasized, declared Mr. McCulloch, signed owing to ill health after being closely that much of the relief already effected was associated with the Company as a director for provided at the expense of hundreds of thouâ€" fiftyâ€"five years. sands of policyholders in Canada, and while they | . Managing Director F. W. Snyder and all doubtless approved, there is a limit beyond those associated with the conduct of the affairs which institutions such as ours, operated solely of the:Company are to be highly complimented for the welfare of its members and dependents, on the excellent report presented for 1986. _ cannot be expected to go. _ _ | o i e “""é'er;érs;lvfi:ixvlafieff W. H. Somerville briefly OTES reviewed the stat}fments presented, stating 'thell EDITORIAL N ‘ Company throughout 1936 continued to make en C & s s sound mia saltsractory progress. Justifying the n »bloog purge to 118 Te ranke of fraitors: . cgnfidence of all policyholders. He referred to‘ * ‘ the substantial increase in income, the total & P . | pront from sales of necurities of $1570000, 200 peremse will he subject of n nerm debate during the satisfactory increase in insurance which the present session of Parliament now '}%tals well over half a, billion dollars. ic P $ . e reports presented cannot but be al At Halifax, En i t : , , England, the other day, a brewâ€" source of gratification alike to the management‘ o, w»o gjed, provided 36 gallons of ale to friends and policyholders of this progressive insurance wpo attended the funeral 1 « Tusr WaTerLOo0 CHRONICLE The reports presented cannot but be a source of gratification alike to the management and policyholders of this progressive insurance company. FARMERS‘ MUTUAL HAS BANNER YEAR The North Waterloo Farmers‘ Mutual Fire Insurance Company, Canada‘s leading Farmers‘ Mutual, at its annual meeting at Waterloo on Tuesday presented perhaps the most highly satisfactory report in its history. The effect of improved business conditions in Canada on farm mutuals was strikingly shown in a deâ€" cided reduction in fire losses which were reduced to fully oneâ€"half as compared to depression years. So optimistic are the directors of the Company that a reduction in rates, subject to the approval of the Department of Insurance, is contemplated for 1938. The Company again wrote a large volume of business. Insurance to the amount of $18,865,877, or an increase of $674,477, was written in 1936. The gross amount now in force is $45,181,247 with reâ€"insurance of $1,159,910. The assets total $196,165 with total resources of $923,909. Deducting unearned premiums on outstanding risks, the total assets for the year are $145,465, the highest in the history of the Company and $50,000 in excess of 1929. _ SIXTYâ€"SEVEN YEARS OF PROGRESS The excellence of the statement presented is a result of sound management by Mr. J. H. Woods and an able Board of Directors, comâ€" prising prominent and representative farmers and citizens of this county. The Company is in a gratifying position to continue to give its everâ€"increasing number of policyholders insurâ€" ance at a minimum of cost. * With gains in the various departments of its business for the twelve months ending December 31, 1936, the Waterloo Trust and Savings Company continues to increase the strength of its position and to serve an everâ€" widening circle of people. It is today one of the most outstanding companies of its kind in Canada with total assets of $15,906,286 and net profit for the year of $110,335. As the Viceâ€"President, Ford S. Kumpf, and Managing Director P. V. Wilson pointed out, the Company continues to adhere to a line of investment policy which ensures the utmost safety of the many millions of dollars entrusted to its care. The addition houses increased space for vats and large tanks necâ€" for the increased production bro:é% about by the merger of the two firms and the removal of Carling‘s London plant to Watâ€" Mr. Kumpf made reference to the continued satisfactory growth registered in the estates and trusts branch of the Company‘s business. New Carlingâ€"Kuntz Building Opened The addition to the Carlingâ€"Kuntz Brewery built this winter was openâ€" ed this week and is now in full oper ation, Manager Herbert Kunt: anâ€" nounces. SUBSCRIPTION RATES $2.00 a year in Canada, payable in advance. SUBSTANTIAL GAINS RECORDED FRIDAY, FEBRUARY 12, 1937 (~ hn dubs h i BB Alt uis isb dn ic flls d itc in s in n 7 , eal with and the Board. Another new director is Louis 0. erely because Breithaupt, an exâ€"mayor of Kitchener, who sucâ€" annot be too ceeds his father, Louis J. Breithaupt, who reâ€" r. McCulloch, signed owing to ill health after being closely effected was associated with the Company as a director for reds of thouâ€" fiftyâ€"five years. nd while they! . _ Managing Director F. W. Snyder and all limit beyond those associated with the conduct of the affairs perated solely of the: Company are to be highly complimented d dependents, on the excellent report presented for 1986. f HORES‘ STOMACHS UusED TO SPIRIT CURRENCY ACROSS BORDER WARSAW â€"A curious device used by amugglers to sapirit foreign curâ€" rency from Poland to Danzig was un covered here Saturday. Members of the ring rave been buy ing old horses near the Free City border and forcing them to awallow rubber bags filled with foreign bank not es After driving the horses across the border, the smugglers kill them and retrieve the money from their atomâ€" ache. Interesting comparisons covering the ten year periods evidenced steady progress in total deâ€" posits and investments in Trust !hed)t- by E_ L Feragyt ar s Zarve i1._. i. se e E the public At the end of 1916 they totalled $616,000; at the end of 1926, $4,416,000; at the end of 1986, $9,519,000. Encouraging proâ€" gress was also noted in the assets (capital and guaranteed) and the Estates branch. Profound regret was expressed by Viceâ€" President Kumpf on behalf of the Board of Directors in the loss sustained in the death of President Edward F. Seagram. Tribute was paid to the late president who not only took a prominent part in the direction of the Comâ€" pany‘s affairs but in other financial and indusâ€" trial institutions of Waterloo. Managing Director P. V. Wilson, members of the Board of Directors and all associated in the conduct of the Company‘s affairs are to be congratulated on the success of the year‘s operations as disclosed in the reports submitted. ing of the Economical Mutual Fire Insurance Company, held at its held office at Kitchener on Friday, indicated that the Company conâ€" tinues to progress. A new peak in strength was reached in{ 1936, with assets of $2,290,582 and a surplus for the protection of policyholders of $1,914,116, both being the highest in the history of the Company. Fire losses for 1936 were $126,396 as compared to $115,609 in 1935. Fire insurâ€" ance premiums written, less reâ€"insurance, toâ€" talled $308,157. : Highlights of the report was the announceâ€" ment of the acquiring of the assets and liaâ€" bilities of the Merchants Casualty Insurance Canada is increasing its air force to 195 officers and 1,498 airmen, and the nonâ€"permanâ€" ent air force will consist of 118 officers and 946 airmen. Miss Macphail told the House of Commons that chances for world peace might improve if a few of the heads of European States met with a disaster at sea. Unfortunately, there would always be somebody to take their place. People used to think the world would be a peaceful place if Kaiser Wilhelm was out of the way.â€" Hanover Post. Members of the good roads committee of Simcoe county drew $1,151 in remuneration last year, which causes the Barrie Examiner to reâ€" mark: "There does not seem any sufficient reaâ€" son why that amount should be paid to memâ€" bers of the supervising committee when there is a qualified engineer in charge." The fact that the three new village trusâ€" tees of Thamesford are a doctor, an undertaker and a grave digger reminds the Petrolia Adverâ€" tiserâ€"Topic of the chap on a sightâ€"seeing bus in Buffalo who saw a hospital on one side of a street and a large cemetery on the other side and remarked: "What a combination!" A clergyman in Ottawa, whose salary is $3,200, refused an increase of $200 which the congregation wanted to give him at the annual meeting because he thought it might affect his work injuriously. He was altogether too modest, opines the Pembroke Standardâ€"Observer, beâ€" cause about the same time Ottawa civil servants received a boost in salary to $4,500 or $7,000, as the case required, some of the increases amounting to $1,500, yet none of the beneâ€" ficiaries declined the increase. "Do you *know that in Timmins your mothers‘ allowances and old age pensions total $4,000 more than the income tax we took away ?" is the question ascribed by despatches to Hon. David Croll in speaking to the delegation from the Ontario Associated Boards of Trade. That is the sort of thing that might be expected from Hon. Davic Croll. It is a misrepresentation, The share of mothers‘ allowances and old age penâ€" sions paid by Timmins is about ten thousand dollars less than the income tax filched by the government from the town.â€"Timmins (Ont.) Porcupineâ€"Advance. SIXTYâ€"FIVE YEARS OF PROGRESS Reports presented at the 65th annual meetâ€" Minor head injuries were auffared by Misses Beatrice Bastin and Lorna Witstie, both of Waterloo, Friday, when the car driven by Howard Bruâ€" hacher. RuR. 4. Kitchener, collided with a Dobbin Garage car, driven by Earl Shantz of Waterioo Both cata were badly damaged Charles Feick, well known Waterâ€" loo realdent, ia reported recovering gradually from a severe heart attack «uffered on Monday. HURT IN CRASH RECOVERING To the Rditor:â€" A uotice js printed on the back of the Qutario application for forest trees as follows: â€" The Ontario Government desires to emphasize that the free distribuâ€" tion of forest trees is restricted to the following purposes: The reforesting of suitable lands for the production of forest crops. . ‘The improvement of eXisting woodâ€" kinds which have become depleted. The reclamation of unproductive waste land which are lying idle and which would support forest growth. ‘The protection by forest planting of slopes and hills which are subject to erosion and of light soils which are subject to blowing or drifting. “'I‘vhve i)ln-l;ung of shelter belts and windbreaks for the protection of agriâ€" cultural crops. S The conserving.of water by forest planting on the slopes at the headâ€" quarters of streams. â€" â€" At the commencement of the new year farmers should estimate their l sced requirements and investigate !sources of supply. Those with suffiâ€" cient supply of home produced seed ishould clean and grade it carefully, so as to sow the fewest possible of weed seeds and small seed which would produce only weak plants. Reâ€" cords since the dawn of civilization prove the truth of the adage: "We reap what we sow." Good crops canâ€" ‘not be grown without good geed, Trees cannot be supplied for decorâ€" ative or ornamental planting about homes, clubs or other private proâ€" perties. Applications for trees should be sent in immediately and the demand will be heavy this year. Nineteen kinds are available for forest plantâ€" ing besides white spruce, Norway spruce and white cedar to the numâ€" ber of five hundred for windbreaks. Time: toréoimlder Seed Requirements ‘There is an abundance of timothy and alsike seed this year in Canada and the supply of domestic, red cloâ€" ver, alfalfa and sweet clover is low and should be obtained as early &8 possible. Seed grain is in good sup ply for 1937 seeding except in the drought areas of Western Canada ‘and in Eastern Quebec, where seed will need to (be shipped in before spring New Seed.Cleaning Plant Arrangements have (been made by the Peterborough Seed Growers‘ Asâ€" sociation to establish a seed cleanâ€" ing plant for the district. iPresident Howard Quinn intimatâ€" ed that the machinery will be operâ€" ated for the members of the associaâ€" tion under private ownership. . Part 6f the cost in installation, which will be around the thousand dollar mark, will be borne by farmers of the disâ€" trict who will take it out again by way of seed cleaning. Ey es The equipment, which will consist of a power cleaner, scutcher, cleaner and grader, will be used for prepatrâ€" ing malting barley, different kinds of clover and timothy and for the cleaning and grading of seed grain. Results of Litter Contest iResults of Ontario‘s thirteenth baâ€" con litter contest in eight years, and the third since rail grading has come into force have recently been anâ€" nounced by Homer Maybee, iSenior Hog Grader, Dominion Live Stock Branch, at Toronto. The litters in this competition were farrowed in the spring of 1936 and marketed in the fall. There was a total entry of 129 litters scattered throughout the province out of which 72 litters comâ€" pleted and qualified. These were diâ€" vided as equally as possible into three districts with 14 prize winners in each district. ‘This was the third compeUItiON where the scoring was done on the basis of dressed weight and grade, and this time the score for weight was made directly on the carcass weight without first bringing it back to live weight. It is helieved that producers are now well enough inâ€" formed to think of market hogs in terms of dréssed weight. The summary of the 42 prizeâ€" winning litters showed the youngest uverage age yet obtained and the largest size of litter. The average weight per pig was equivalent to 205.6 lbs. live weight which was down a little and the quality was high. The honor of producing the best litter in this competition went to (ieo Lannin & Sons, Dublin, who won first prize in District 2. Fifteen pigs were marketed at 175 days of age weighing 2321 lbs. dressed and gradâ€" ing 10 A‘s. This litter was from & Yorkshire sow and boar, the latter having strong Advanced Registry backing. A few of the carcasses were a bit short and the shoulder fat on some was a little too thickâ€"otherâ€" wise it was a splendid litter. ‘The foed used was 6200 Ibs. oats and barâ€" ley chop and 6000 ibs. skim milk toâ€" gether with 14 ton commercial conâ€" centrate which was the only feed nurchased. A Message from the Premier of Mew Brunswick, To me it seems strange that one should be coaxed or coerced into eatâ€" ing fish and, to my mind, it presupâ€" poses a mental resistance to overâ€" emphasize the â€" healthâ€"giving and energizing qualities of fish. W‘Mlo! Letters to the we are naturally deeply interested in having the people of our alster proâ€" vinees make use of our food sup plies. but deapit my mercenary inâ€" terest as a public man in the natural i« sources of our Province, my own experience prompta ma to advise peoâ€" ple to use fish liberally because of it« own delightful appeal. A. A. DYBART. "ANY DAY A FISH DAY" (By the Waichman) TORONTO, Feb. 12. â€"Gradually but surely the hydro tangle is straightenâ€" ing Hself out. From the mass of rumours, reports and gossip that has been flung at a puzsled public for months past, has come one definite assurance; there will be no power shortage in Ontario. Probably by the time this article is du print, the Ontario Hydro Comâ€" mission will have announced terms of a new contract with the Ottawa Vailey ‘Power Company, coowners with the Hydro Commission of the ‘Chats Falls development. ‘This conâ€" The Queen‘s Park Arena tract for power will silence who bhave been insisting that a age is imminent. ‘The argument over repudia the Quebec contracts is dying ‘The argument over repudiation of the Quebec contracts is dying down in the political field. ‘The Conservaâ€" tive Opposition have been hammerâ€" ing away at the Government on the power reserves angle, and no doubt when the Legislature resumes on February 16th there will be more Hydro talk. There is no douWt that cancellation of the Quebec contracts and the writâ€" ing of new contracts with Gatineau and Ottawa Valley puts the Ontario Hydro Commission in a much strongâ€" er financial position. And if there is any dowbt as to the benefits of the pelicy now being pursued, one has only to look at the rural situation, for instance, to see that it is beneâ€" ficial. For that matter, the urban centres have profited by reduced rates, but the rural sections have, for Ionce, secured concessions that only a short time ago seemed impossible. Cheap power and extension of rural Ines have been the objectives of the Hydro Commission and these goals have now been attained. Probably if the Ontario Governâ€" ment had to start over again and deal with the power situation, they would, in the light of past experience, act somewhat differently. And the Quebec Companies, too, would no doubt be more coâ€"operative. Private interests must not be allowed to get in a position where they can dictate to the publiclyâ€"owned enterprise such as Hydro. Once given the whip hand, the Hydro system would be at the mercy of organizations whose sole alim is the reaping of profits for shareholders. > The Hepburn Government has taken the hard road in dealing with the power problem. Perhaps the other roadâ€"the path of negotiation and concitiationâ€"would have effectâ€" ed the same results without the charge of repudiation being flung at the heads of the Government. Who ‘knows? The Quebec companies thought the Hepburn cabinet were jbluffing and tried to call the supâ€" posed bluff. But the Government ;showed that they were in deadly earnest, and the allâ€"important canâ€" cellation act was proclaimed. It took Iconrage to do it, but it was done beâ€" ‘cause those at the head of affairs gincerely felt it was the only way. The situation, as it appears today, is briefly this: The Government has secured new contracts with Gatineau and Ottawa Valley, two of the three Quebec Companies whose old conâ€" tracts were cancelled. The terms of these contracts provide for cheaper power and ample reserves of power. The only company that has not se cured a new contract is the Beauharâ€" mois. The iHydro Commission has embarked on a program of power development within the province and the plan now being matured will ’make the Ontario Commission indeâ€" pendent of outside power. MODERN. EXPERIENCED RBANKING Established long before the commercial use of electricity was even dreamed of, the Bank of Montreal has seen the hydroâ€"electric industry rise from its infancy and has provided helpful financial service in every phase of the urilization of water power to industrial and domestic use. With abundant snow and rainfall on the uplands, and ample reservoir capacity in numerous lakes, Canada is fortunate in having a reliable supply of water power within transmission distance of the principal industrial centres. Only one country, the United States, has a greater total of hydroâ€"electric development. More than threeâ€"quarters of the power equipment used in manufacturing industries in Canada is electr« driven. Seventy per cent. of Canadian homes, urban and rural, are equipped with this "modern servant " C A N A 11 1 A NS APID â€" THE HYDROâ€"ELECTRIC INDUSTRY . BANK OF MONTREAL «A BA NK WOHOPROPos M AG4 e those a shortâ€" Waterloo Branch: J. R. BEATON, Manager B4 ' j f ;’ | w Wilmot Fair Society Reviews Year‘s Work NEW HAMBURG.â€"Wilmot Agriâ€" cultural Society, sponsors of the anâ€" nual New Hamburg Fall Fair, showâ€" ed a favorable balance of $37.84 in the treasury at their annual meetâ€" ing held here on Saturday. _ Balance of . $37.84 on Year‘s Operations.â€"Officers Reâ€"elected. $2,712.86 out of a total of $2,â€" €69.70 collected and $80 still due, was spent during the year. Direcâ€" tors expressed satisfaction at the large entries at the 1986 fair. A letter of regret of the directors at the passing of Director Lloyd Hunsâ€" berger was ordered enrolled in the minutes of the society. _ _ _ â€" R;ifi\ Hilborn was again elected president of the society. Other officers are as follows: _ _ â€" Charles Heipel first â€" viceâ€"presiâ€" dent; Charles Jacobs, second viceâ€" president; directors, A. E. Kerr, L. G. Pequegnat, _ Wm. Monoghan, George Lantz, Val. Zoeller, E. Z. McIntyre, A. H. Baird, E. B. Hallâ€" man, Lorne Roth, Wilfrid Schneller, Simon Ditner, Milton Schmidt and William Witzel. _ 8 . Louis 0. Breithaupt, left, former mayor of Kitchener, was elected a director at Friday‘s annual meeting of the Economical Mutual Fire Insurance Co., to succeed his father, L. J. Breithaupt, right, who reâ€" signed. The cbnnfie meant the severance of over 55 years of service to the Economical by L. J. Breithaupt. Tribute to this remarkable length of service was paid by the directors at the annual meeting. Mr. Breithaupt became an "honorary" director in 1881 and in 1888 he was made a director. In 1921 he was made viceâ€"president. Honorary directors, Samuel Casâ€" sel, Alfred Kaufman, Wm. Schnelâ€" ler, L. Masters, Geo. Lautenschlager, Henry Welker and the presidents of New Dundee, New Hamburg and Haysville Institutes. _ A. R. G. Smith was reâ€"elected secretaryâ€"treasurer for his 20th term, being first appointed in 1914. A. R. G. Smith and Raph Hilborn, president, were appointed to attend the agricultural societies convention in Toronto Feb. 11 and 12. SEE AMERICA FIRST! SAIN FRANCISCO.â€"He was born in Bavaria, in the shadow of Switzerâ€" land‘s picturesque Alps, but give Joâ€" sef Koestner, NBC maestro, Ameriâ€" ca‘s Rockies anytime. "Why", he asked Marion Talley for whom he conducts on the Ryâ€" Krisp program, "do Americans traâ€" vel abroad to see European scenery and marvel at the Alps? I would see America first, because Europe has no scenery to compar with yours." U MELR _ INDUSTRILES SERVirb Iht OU3CGMF of Son Succeeds Father & 6660 TNOT 80A ROFo ®OFI C O MOF Cheap hydroâ€"electric power has been an important factor in the rapid developmer of the mining industries. It has been a deciding factor in the refining of base metals from Canadian mines, which only a few years ago was a monopoly of foreign countries. The use of water power has gone hand in hand also with the exâ€" pansion of the great forest industries of Canada. The production of hydroâ€"electric power has advanced steadily since the recovery of 1932, reaching new high records each year. The per capita output is exceeded only by that of Norway, yet only oneâ€"sixth of the known availâ€" able water power resources of Canada has been utilized Hydro electr industries and their employees all over Canada find in the Bank of Montreal the convement and helpful banking service they need "Without â€" Prejudice", by Gloria Morgan Vanderbilt, (E. P. Dutton New York). ~America has produced 16 more colorful personalities than the three Morgan sisters, and Gloria particularly has been in the limeâ€" light continuously. in this glamorâ€" ous story she gives a vivid picture of her life; of her wandering days from one world capital to another, with it‘s colorful and often bizarre society, of the many flittings to America where she makes her debut in New York and becomes an inner member of the select 400. She tells of thi rapid courtshin and marriage to Reginald Vanderbilt and gives many intimate glimpses of the great Vanderbilt family. ‘When she beâ€" comes a widow she takes Little Gloâ€" via to Europe and relates her life in the big European centres, her variâ€" ous romances with celebrities, and ends up with the dramatic export ences later on in America which are still unsettled. An unusually vivid book of a brilliant jife that is of abâ€" sorbing interest, "The Pageant of Persia", by Henry Filmer (Bobbs Merrill Co., Indianaâ€" polis). Persia has always been reâ€" cognized as an ancient land, and the ‘ecucated knew that it has a grand ’himm-y in art, philosophy, and genâ€" ~eral ‘culture. Few ordinary readers cknow that since th World War, Perâ€" sia has undergone rapid changes. S.nce Pablevi assumed full control { Persia is being modernized yery raâ€" pidly, with marvellous roads, good hotels, and many of the ancient cusâ€" toms are disappearing. It‘s alluring charm is however, unimpairedy; in fact it is now more of & tourlltrrl- [dise than hefore. The yery métion, of Persia brings visions of Omar 'Kll&l)‘)‘alll and many other ancients who are universally known, as well as many modern names closely conâ€" nected with Persian culture and hisâ€" tory. Mr. Kilmer bhas made an exâ€" haustive study of his subject; as a study of Persia this book is very imâ€" portant. It is also an excellent travel book, beautifully produced with nuâ€" merous fine illustrations, A ND THELR â€"BANK The ideal man to most women is the one who is clever enough to make money and foolish enough to spend it. viARs stoorcsthit OPfFRATION Literary Notes