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m Farmers‘ Mutual W Number 11,410 and Total in Force $44,506,770. â€"Fire Losases Paid in 1935 $71,963.14 as HOWARD BOWMAN ELECTED PRESIDENT, °* L. HAGEY, VICE, AND J. H. WOODS, MANAGER That the North Waterloo Farmâ€" ers‘ Mutual Fire Insurance Comâ€" E-,, Ontario‘s leading Farmers‘ utual, is continuing to make steady progress is indicated in t!. p‘fifyinc nport:‘rrudnud at the sixtyâ€"second ann mudn‘::mth Company held in the Board of the Ontario Equitable Life at Watâ€" erloo on Tuesday afte noon. Présiâ€" dent Leander Bowman presided and exâ€"reeve Charles Schuett of Woolâ€" wich Township acted as secretary. In presenting the Directors‘ Report, Mr. Bowman briefly commented on the excellence of the statement. The munflng director, J. H. Woods, read the financial statement and gave a short resume of the year‘s work. He was pleased to reâ€" mone of the best years in the istory of the company with a subâ€" stantial volume of business written and a. marked decrease in fire losses. Fire losses paid during 1935 totalled $71,963.14 as compared to $74,â€" 172.80 the previous year. As a result of the favorable reâ€" port presented the Company was able to increase its reserve account. Members of the Board of Direcâ€" tors spoke briefly and commented on the statement presented. At the Directors‘ meeting which followed the annual meeting, Howâ€" ard Bowman, Ariss, was elected tresident. succeeding L. Bowman; incoln Hagey, viceâ€"president, and J. H. Woods, managing director. To the policyholders of the North Waterloo Farmers‘ Mutual Fire Insurance Company. Gentlemen :â€" . â€" Your directors again take pleaâ€" sure in presenting to you their sixtyâ€"second annual report for the year ending Dec. 31st, 1935. The losses have again been very favorable, and it certainly is a credit to the policyholders of this Company that we directors are able to present to you a report for the year 1935, with loss totals so low. Farm conditions are gradually imâ€" proving, and with this less fires, for it was an impossibility a few years ago for the farmer to keep everyâ€" thing in good repair with conditions and prices as they were. â€" 'i‘!:e directors have been very firm in lpgeuling to the farmer to carry oneâ€"third of the risk on his .build; RUSSEMIN NE m n es Lt ings, and we are very much pleased with the way they have coâ€"operated with us, for without any doubt they are now taking their insurance more seriously and with that a favorable turn for the better. Although the Company has canâ€" celled quite a number or rejected them at renewal, besides lowering those they considered too high, to where they should be, we still show an increase in the business for the year. The total number of policies isâ€" sued for the year was 3,240, an inâ€" crease of 540 over the previous year with a total now in force of 11,410. Raie‘ im P The total number of policies isâ€" Mr. Eason of the Ayr Mutual, conâ€" sued for the year was 3,240, an inâ€"|pratulated the directors on the °xâ€" crease of 540 over the previous YeAY | celient report and substantial surplus with a total now in force of 11,410.!spown. Fire josses all over the proâ€" The total amount of insurance vince have shown a falling off and he written for the year was $12,550,â€" | believed this in part was due to the €80.00, an increase of $1,547,.â€"/ companies carrying on an educationâ€" 630.00. The gross amount now in|a; campaign in the prevention of force â€" is _ $44,506,770.00, _ with fres. $1,132,340.00 reinsured, leaving the 1 | 1 ,p6q py Alderman A. Schaefer of oo nmoun{t ':;;E';e“;"u (t]l';e end of Kitchener, a former farmer, what reâ€" the year of $43,374,430.00.______ )‘ muneration jJocal fire departments _ The total assets of the Company is $154,603.04, with sotal resources $1,092,955.84. P e mm trne 4nA v ow h dot Sbetadbend Tint In conclusion we beg to draw your attention to the main object of of this meeting, namely, the disposal o1 the statement placed before you, and the election of four directors in the place of those retiring, for a term of three years. Compared to $101,635.07 in 1933. DIRECTORS‘ REPORT North Waterloo Cash on hand 3lat, 1934 __ 1935 "Cash Premiums" due 1935 Reâ€"insurance . premiums . or instalments _ thereof due in 1935 Cash payments or instalments thereof due in prior years Interest received during 1935 Proceeds from morigages Reâ€"insurance on losses rece Cash received from 1935 Agent Fees Adjustment of claims License Fees and Taxes PMEPTC 2 CCC Adjustment of claims $ 93225 License Fees and Taxes (Government and Municipal) _ 759.75 Rent and Light 382.06 Salaries, Directors and Auditors‘ Fees 5,143.00 Underwriters® Fees and Solicitors‘ Fees 119.50 Printing. stationery, and adverâ€" tising $31.73 Postage, Telephone and Express . 656.79 Discount and Commissions $58.65 (Other Expenses of Management 217141 (b) Miscellaneous Payments: Paid for, Fire Losses which 00 curred prior to 1935 $ 6,996.80 Paid for Fire Losses which ocâ€" curred during 1935 SB.JIJ..‘!‘ Paid for Reâ€"insurance Premiums Rebates and Returned Premiums P-'n;dv;a Purchase of Investments Paid for Fire Department Service Total 4 Cash on Hand and in Banks, December 3lst, 1935 I Total Expenses of Management Total Receipt« J. W. HARTLEIB, President. ta) Expenses of Management Enjoy Satisfactory Year vand third instalments due CASH EXPENDITURE CASH RECEIPTS and in Banks, December losses received during other sources during Sixtyâ€"Second Annual Report of the o Farmers‘ Mutual Fire Insurance Company petpre ASSETS o. Tiiey moving the agoption of ager, after mo o the financial -utunnt.‘m.n-! viewed the year‘s work. He noted a falling off in the losses through lightning. Three barns burned dnr-‘ ing threshing 0j tions, for a loss pf $12,000. gc suggested ‘that where motor cars or trucks are housed in barns the owners pay an extra rate to cover the extra risk. There was only one loss attributed to spontaneous combustion, a dis, tinct falling off from the r-.lt two years. This, Mr. Woods believed to be due to the extra precautions taken by farmers in In_vin( hay g;operly dried and treated when in rn. Reports received from 27 comâ€" panies in Ontario showed that 25 of them submitted improved reports ‘and less fire losses than the previous year, stated Mr. Woods. A few years ago, stated Mr. Woods, it was suggested that this company goes too far afield in placing its insurâ€" ance and recommended that if it was placed largely in Waterloo County the losses would be less. Facts, however, disprove this stateâ€" ment because the fire losses in Waterloo County, particularly Watâ€" erloo township, were much higher than in other counties where the | Company has considerable insurâ€" ance. The losses incurred were on large farms and in the township and poccurred during threshing operaâ€" tions Harley Stauffer, a director, comâ€" pared the statement and losses over a period of years and stated that the highest peak for losses was in 1931 and toâ€"day the losses had been almost cut in half. He believed that the spark arrestor attachment durâ€" ing threshing settled the dust and doubtless kept it from igniting. The report for the year was a satisfacâ€" tory one. Gordon Hallman of New Dundee.l another director, voiced his appreâ€" viation of the good report presented which he said was due in no small measure to good management. He was very pleased to note the reâ€" covery of the manager, Mr. Woods, after a serious illness. 6 , Exâ€"president J. W. Hartleib, J. M. |Burnett and others also spoke. _ Exâ€"Warden E. B. Hallman of Wilâ€" mot â€" township complimented the 'directors on the very favorable reâ€" port presented and stated it comâ€" pared well with reYorts of other companies. He was pleased that Mr. Woods had recovered from his illâ€" ness and trusted that he would , continue to direct the affairs of the |Company for many years. Asked by Alderman A. Schaefer of Kitchener, a former farmer, what reâ€" muneration Jocal fire departments were given when responding to fires in the rural districts, he stated that this company paid from $25 and up, according to services rendered and were well repald, saving several barns and houses. There was no deâ€" finite understanding but the comâ€" pany made a practice of treating the responding to calls and there was no ._â€"_â€"â€"â€"§ 65,297.12 % 3.136.08 $ 4,261.97 $126.129 42 102,097.20 4,160 82 281285 3.449.30 4.109.10 3,350.00 $ 617100 .Other Speakers $ 1547257 $ 71,963.14 r $ 39,293.171 $111.256.85 1,454.39 9,301.57 2,100.00 Book value of real cstate .. s $ 3.500.00 Mortgage Loans on real estate 99.250.00 Cash on Hand and in Banks ... _ 39.293.71 Agents‘ balances uncollected for 1935 943.40 Unpaid assessments levied in 1935 4,215.83 Unpaid assessments levied in prior years (not extended) Interest due and accrued Office furniture and fixtures (not extended) Total Assets $154,603.04 Total Net Premium Note Residue $938,352.80 Unpaid Losses and Claims: (a) Losses adjusted, not yet paid. . $ 2.200.00 Amount of Unearned Premiums on all outstanding risks carried out at 80% thereof 4931260 Policies in force, December Slat, 1934 Policies taken during 1935, Gross Amount in force during Net REINSURANCE Amount of foregoing risk reinsured _ $ 1,132,340.00 Net risk sctually carried December Slet, 1985 ! 3let, 1935 Total Lisbilities .nplmd and cancelled Brantford. Paris and other fire deâ€" municipality giving aid liberally in partments coâ€"operated in promptly delay as in other places in first seâ€" curing the permission of the chief magistrate, Mayor or Reeve. Mr. Eason stated department offiâ€" | clals at the O.A.C. have proven that wparks from dust in threshing maâ€" chines can be arrested by the use o(‘ the sprayer attached to machine and is in the opinion of many people reâ€" sponsible for less losses during threshing operations. l Alderman Schaefer of Kitchener. said it was the first meeting he bad , attended although he had been a poâ€" licyholder for forty years. He was interested in the statement of Mr. Eason that other municipalities had allowed their fire trucks to respond to fire calls outside the town for which they were given a nomina) reâ€" muneration. He was Interested in the remark of Director Sam Cassel that Kitchener did not show a neighâ€" borly «pirit in not sending out Its fire truck except at & prohibitive fiâ€" gure and boped that some arrange ment might still be made with the township authorities whereby assistâ€" ance could be given. Managing Director, who moved the adoption of the financial statement. A. K. Creasman, Waterloo County‘s well known rea) estate and insurance agent spoke briefly and congratulat ed the directors and manager on the «plendid report submitted. Mr. Jim Ogram of thirteenth line, has purchased th% C.P.R. station house and intends moving it on his farm in the near future. Mr. Joe O‘Grady of Tralee shipped a carload of cattle from Dorking to ‘Toronto on Monday. Mr. John Girodat has secured work for the summer months on a farm near Freeport. Mr. Edwin Dietrich left for near Elmira where he has secured work with Mr. J. Ruth. Mr. Clarence Logel entertained a number of his friends to a party 0n Friday evening. The evening was spent in playing cards and dancing and all report a good time. Personals. â€" Mr. H. Able of Listowel called on Mr. and Mrs. Jae. Kennedy on Monâ€" day. â€" Wfim. Wm. Lambert of near Dorâ€" king spent Friday with ‘Mrs. Harold Calder. â€" â€" MOVEMENT IN RISKS _ Mr. Jas. Kennedy made a business trip to Linwood on Friday of last week. s â€" Messrs. Joe Linseman and Joe Hanley spent Friday in Linwood. Measrs. Frank Dietrich and Cecil Kennedy of near Hawkesville spent Sunday with the latter‘s parents, Mr. and Mrs. Jas. Kennedy. LIABILITIES J. H. WOODS HESSON No. _ Total Amount 10,870 $42,959,140.00 3.240 1255068000 14,111 $$5,509,820.00 2.701 11,003,050.00 11410 $144,506.770.00 $154,603.04 $43.374.430.00 $ 51,512.60 7400.10 A sleighload of young people from here attended the reception given on ‘Thursday evening at the home of Mr. and> Mre. NMorman Lehman at West Montrose. Everyone reported an enjoyable evening and the com:â€" munity joins in wishing Mr. and ‘Mre. Lehman a very happy and prosperâ€" innn wedded life. Personals. We are glad to report that Mre. Charles Schuett, who has been ill with an attack of neuritis, is proâ€" greseing favorably and we hope, will be able to be around again shortly. Mr. Walter King of Stratford is a guest at the home of Mr. and Mrs. Fraser MacDonald. Mre. William Sherriffs apent a few days with relatives at Guelph, re cently. â€" Mr. Adam Lawson has gone to Guelph where he has secured emâ€" ployment with a manufacturing firm of that city. Owing to the bad roads and inâ€" tense cold on Sunday, there was no service held in Chalmers Presbyâ€" terlan Cburch. The monthly meetâ€" Ing of the ‘Ladies‘ Ald Society was wlso cancelled until a later date. Mr. and (Mrs. Clifford Swartz of Kitchener spent the weekâ€"end at the home of Mr. and Mrs. Clayton Swarts. â€"\d-;n., Evelyn Bricker of Galt is spending this week at her home here. _ Mr. and Mrs. A. C. Becker spent Monday with Mr. and Mrs, Cranson Hallman of Platteville. s About twenty young people were. entertained at the home of Mr. and Mrs. Henry Schlicter last Monday evening. Tobogganing was enjoyed during the earlier part of the evenâ€" ing after which the party adjourned to the fiouse. Miss Cora Stager, who is leaving this community in the near Tuture to train as a nurse in the Woodstock hospital, was surprised with a handkerchlef shower. At the close of an enjoyable evening dainty refreshments ware aerved by the | hostesse, the Misses Dora and Edith | Schlicter. Mr. McLoughry of Galt has arâ€" ranged for a meeting in the echool house in the interests of Advanced Registry of swine on Thursday evenâ€" Ing, Feb. 20. Lantern slides will be shown on "Rail Grading" and lecâ€" tures will be given by Messre. Mcâ€" Mullin and Senn of the Dominion Livestock Branch, The Golden Rule and Loyal Sons classes of the United Brethren Sunâ€" day school met at the home of Mr. and Mra. James Hope on Saturday evening. The results of the reâ€"organiâ€" zation of the Loyal Sons class were: president, Elmer Stolts; viceâ€"presiâ€" dent. ‘Ross Perrin; secretary, Henry Innanen; treasurer, George Perrin. ‘Those of the Golden Rule class were: precident, â€"Miss M. Bowman; vice president, Mamie Sherk; secretaryâ€" treasurer, â€" Murie! Stager; planist, Mra. ‘Leslie Perrin. Miss Cora Staâ€" ger was presented with a lovely pen and pencil set by the members of the class. A delightful evening was brought to a close by the serving of refreshments. ‘The local teacher, Miss M. Bowâ€" man and her puplls enjoyed a tobogâ€" ganging party on Saturday afternoon, ‘ following which lunch was served in the school house. The funeral of Mrs. Adam Seip was held here on Sunday afternoon, brought from her late residence in Kitchener. The funeral service was conducted by Rev. J. M. Schmieder, pastor of the St. Matthew‘s Lutherâ€" an Church, Kitchener, of which she was a faithful member. "“fil:s.s ;wteâ€"l-ll_e Futher of Kitchener apent the week-eqd at hor l:mne her«‘e. i ddvde ons ob d infi d e dn From all appearances the groundâ€" hog must have seen his shadow, as severe winter weather has prevailed since then. Several of the Baden hockey fans took in the hockey game at New Hamburg on Monday evening beâ€" tween the New Hamburg Creamery and the Kitchener Packers. The score was 83 in favor of the New Hamburg ‘Creamery. _ Mr. and Mra Chas. Distelmeyer and family of Kitchener spent Sunâ€" day at the bhome of Mre. Mary Habel. 20 iak uonl m ud Mnd e e The Young People‘s Society of Christian Endeavor of the Livingston Presbyterian Church was held on Monday evening in the basement ot the church. It was missionary night. Mira Ruth Honderich was in the chair. Bcripture reading was given by Walter Holst. A misslonary poem by Miss E. E. Struth. Miss Laura Loulse Livingston read a fow chap ters from a book on the life of Dr. Jonathan Goforth, as Dr. Goforth is a â€" returned mlulon!ry_r_frgm is a relurned mNIRMIOMMOY CMMCT China. ‘The meeting clqogd wl}h the rep'e-;iln-gkt;râ€"(t;( M'I,n;ah benediction in anison. . _ _ Mr. Alex Forbes spent the week end in Hamilton, visiting his wife who had the misfortune to meet with an accident, having a leg broken and other Injuries. Mr. Forbes says she is doing as well as can be expected. Her many Baden frienda wish hor a apeedy recovery.. e We are sorry to report that Miss Margaret Culp is stlll indisposed at her home in Vinoland, during her absence she is being relieved a' Mr. Koonig formerly teacher at mot ROSEVILLE BADEN 18 £â€"â€"a s â€" pe. '.’.’ffi A. S. SNIDER, Auctioneer _ hortly. | Phone 384w, Kitchener â€" rd is a ) Feb. 24 (Monday) â€"At 1.30 p.m., d Mrs. auction sale of household effects, furniture, carpenter‘s tools, chickâ€" t a tew Mns and iron grey driving mare for ‘l F. 16 Mrs. Rebecca Cressman, situated at pn« Wilmot Centre, 2 miles south of Baden and 3% miles east of New one 19 Hamburg. S y . BC ol en i en o 2L * seed oats, feed and household ‘e!eeu belonging _to H. S. Snider, situated at the end of John Blvd., re. at Westmount, Waterloo. Farm is ill sold. Plan to attend. March 18 (Wednesday) â€"At 9.30 a.m. sharp, entire sale of livestock, including 60 head of cattle, impleâ€" ments, produce and . household effects, for 1. B. Witmer, situated 2 miles west of Kitchener then % mile south, or 4 mile north of Nine Pines school house. No reserve, Mr. Pines school house. 712.6' reserve, Mr. Witmer is nufln&d here is someâ€" thing for everybody at this big thing for everybody at this bij sale, including a good lunch an coffee at noon. . Do _ Mar. 25 (Wednesday)â€"At 12.30 p.m. dnrr, valuable farm stock, good implements, vehlflu‘l, Bu:ng m S d Feb. 25 (Tuesday)â€"Auction sale of valuable farm stock, implements, hay and seed g:lin.l, for Frank Klein, on the Albert Lehman farm, situated 1% miles northeast of New Germany. No reserve as lease has _ Feb. 26 .(‘fie-d:e“sd;yi_â€":flh’cfion sale of farm stock, implements and household effects for A. 8. Uttley, 4 mile northeast of Brldg?on, better known as Hy. Knell farm. No reserve as the farm is sold. March 11 (Wednesday) â€" At 12.30 p.m., clearing auction sale of: farm stock, implements, hay and guin for Moses Hunsberger on his reslau farm, situated 1 mile north of Breslau, 2%4 miles east of Bridgeport. M. R. ROTH, Auctioneer Phone 30w, Tavistock Feb. 14 (Friday) â€" Wellesley Communit{ Sale at Queen‘s Hotel Yards, of horses, cattle, hogs, poulâ€" try and implements. Menno O. Erb, manager. Vinnvenhba : db Feb. 19 (Thursday) â€" Clearing sale of 100 acre farm, stock, impleâ€" ments and feed, at Lot 7, Con. 10, Blandford, 2 miles west of Bright, for the late Wm. Hamilton estate. Feb. 20 (Thursday) â€" Clearing auction sale of farm stock, impleâ€" ments and feed, at Lot 10, Con. 6 North Easthope, 2% miles east of |Amnlree, for Ed. A. Dahmer. f _ Feb. 24 (Monday) =â€"â€" Clearing auction sale of farm stock, impleâ€" ments and feed adjoining the west side of the village of Plattsville, for Mrs. Zella Ellis. _ _ 2. 11215 08 114. u06 c d t n aotiie W old : Feb. 27 (Thursday) â€" At 12.30 o‘clock, clearing sale of 100 acre farm, stock, implements and feed, .1 mile southwest of Cassel, for Peter R. Zehr. . Sn o m e oC EC Feb. 26 (Wednesday) â€" Auction sale of horses and high grade Shortâ€" horn cattle, implements and feed, the west half of Lot 7, Con. 3, Western Section of Wellesley, 3 % miles west of Wellesley, for the late Thomas E. Freeborn estate. _ March 3 (Tuesday) â€"â€" Clearing suction sale of farm stock, impleâ€" ments and feed at Lot 21, Snider‘s Road, 1 mile north of New Hamâ€" burg, for Eli Roth. 2 4d 2. ie bprict o it iiinet nevess id o2 i ictiecdiic es °S March 10 (Tuesday) â€" r;\uctionl sale of horses, cattle, hogs and poultry, at Lot 25, 9th line of East Zorra, 4 miles northwest of Hickâ€" son, for Alex Fraser. March 12 (Thursday) â€" At 9.30‘ a.m. sharp, the entire livery equipâ€" ment and property known as Cole‘s |Livery Barn, Erie St., Stratford, of horses, rigs, cutters, harness, robes, blankets, bells, and many other articles too numerous to mention, for Jonathan Cole. . e March 19 (Thursday) â€" Clearing, sale of farm stock implements aml‘ feed at Lot 17, Con. 4, North Eastâ€" hope, 3‘@ miles northeast of Shakeâ€" speare, the late Henry Linhuiser‘s estate. _ â€" . March 21 (Saturday) â€"â€" Auction sale of â€" furniture and household effects in the village of Wellesley, for Mrs. J. W. Fleischauer. March 25 (Wednesday) â€" Clearâ€" ing sale of 125 acre farm, stock, implements and feed at Lot 39, Con. 1 and 2, South Easthope, 3 miles east of Stratford, for James M. Reaney. Phone 28w, New Dundee Feb. 27 (Thursdayâ€"At 9.30 a.m. sharp, entire sale of farm stock, imâ€" plements, produce and household effects, 2% miles west of New Dundee, on the town line near Hallâ€" man‘s _ school, for Ngnh .Rmr:- man 6 SEMUO _ 10 en N cooneey lnr‘rer. No reserve, the farm is sold. Lunch at noon. Feb. 29 (Saturday)â€"At 2.30 p. m., entire sale of teamster‘s nutA)t and implements, in the village of Doon at Willow Lake, for John w. BEIFCC. inrch 4 (Wednesday) â€" Entire sale of farm stock, implements, proâ€" duce and household effects, 1 mile mnorth of New Dundee, for E. B. Hallman. No reserve. March 10 (Tuesdux') â€" At 12.30 r'.nm.. entire sale of farm ltocké plements, produce and househo! effects on the town line, 3% miles west of New Dundee or 1 mile west of Haliman‘s school, for Menno Rosenberger. No reserve, the proâ€" prietor is retiring. March 18 (Wednesday)â€"At 9.30 a.m. sharp, entire sale of livestock, including 60 head of cattle, impleâ€" ments, _ produce _ and household effecta for I. B. Witmer, 2 miles west of Kitchener then % mile south, or % mile north of Nine Pines school. No reserve, proprietor is retiring. Plan to meet your friends at this large sale. Lunch Bryce at wWILL RETURN_ To YOU. DOLLARS SPENT AT HOME . H. TOMAN, Au_euo!leer. Phone 50 r 4, Elmira Feb. 25 (Tuesday)â€"Farm stock, implements, hay, slnin, household effects, etc., of ellington Matâ€" thews, Con. 3, Peel Twp., about 2 miles west of Â¥atton. Feb. 26 (Wednesday)â€"Valuable 105 acre farm with good improveâ€" ments, splendid soil, 5 acres of hardâ€" wood bush, of John M. Martin, situated about 4% miles west of Elmira, 4 mile east of Wallenstein. March 8 (Tuesday)â€"Farm stock, implements, hay, grain, household effects, etc., of Alfred Shantz, situâ€" ated about 6 miles north of Floraâ€" dale, 2 miles south of Alma. Farm is sold. March 9 (Elmira Fair Day)â€"At the Market, community sale of live stock, implements, vehicles, furniâ€" ture, or anything you wish to sell. Send it out early and be assured of real service. February sale a sucâ€" Auction Sale Lists March 10 (Tuesday) â€" Farm stock, â€" implements, â€" hay. grain, household effects, etc., of Samuel Umbach, situated about 2%% miles north of Floradale. Farm is sold. GEO. G. CLASS, Auctioneer March 17 (Tuesday) â€" Farm stock, implements, hay, grain and household effects, etc., belonging to the estate of the late Justus Schaefer, situated about 4 miles northeast of Elmira. E. J. SHANTZ. Auctioneer l Phone 222, Kitchener March 5 (Thursday) â€" At 1 p. m., complete dispersale sale of 43 head fui, «ccreuited bloodâ€"tested registered Holstein cattle, the enâ€" tire herd of E. J. Devitt, 1%@ miles east of Petersburg, near Mannheim. A heavy production herd. A. B. Brubacher, sales manager, Bresau. April 2 (Thursday) â€"â€" At‘ 12.30 Ip.m., complete dispersal sale of the fine large Holstein herd lbeglong_ifl"lg mice. h c h 0 ic nenabitoniiie s sn in‘ . n to Abrogast Bros. of Sebringville. These caitle are all accredited and biood tested, and of extra good breeding. Sale will be held at the Winter Fair Buildings, Guelph. April 7thâ€"The 11th Guelph Sale of Holsteins. 60 head accredited Holstein cattle at the Winter Fair Buildings, Guelph. This is an excep; 18 1 C t Et BSunemet U eE CCR D tionally fine offering. Don‘t EDW ARD GEISEL, Augtioneer Feb. 18 (Tuesday)â€"At 1 pm., auction sale of farm stock, impleâ€"| ments, hay, grain and furniture for Calvin Gowing, !4 mile: east .of| Glenallan. Farm is sold. Feb. 20 (Thursday)â€"At 1 p.m., auction sale of farm stock, impleâ€" \menm. hay, grain and furniture, for Mr. John Maurer of Upper Woolâ€" wich. 4 miles northeast of Elmira. | Choice Farms For Sale 1 have a number of choice farms for sale at low prices and easy terms. 59 acres for $3200. Smaill payment buys this farm. 1 p.m.â€"Subject: "THE MA The Young People‘s Seciety Emmanuel Evangelicat Church EMDCCORT Auemee O Om exceptionally good farm close to Elmira, with Hydro; buildings and land are in Aâ€"1 shape. This is one of the best farms. 100 acres near Winterbourne; Erice $7,500. This farm has good uildings and rich soil. Sunday School â€" 9.30 a.m. Morning Service â€" 11 a.m. Wednesday Evening Meeting at 8 o‘clock, includes testimonies . of k aling through Christien Science. Miss Margaret ener spent a few ther Aioyes. Mrs.â€" Walters d« spending a . few weeks in London. _ â€"_Corner Water F Ste., Ki SUNDAY, FEBRUARY 16 from 2 to 6.30 p. days and legal bo! "SOUL" Too ‘are Ccorpi vA eNIAY i Hoerle Bros. and â€" sister, Mica Maggle wore bueiness visltors in Kitâ€" chener on Saturday. Mrs. Annotte Knight of the 9th line spent the weelkcend with Mrs. Albort Mundell. â€" eP o en on ‘Mias Helen Ziegler of Waterloo awpent the weekâ€"end at her home. Viss Warv Rall «pent the weekâ€"end â€" Miss .\iary Bell epent the weekâ€"end with her mother in the Stratford Hos pital ENC Dr. M. C. HMarvey of Kitchener, | while enroute to Milibank on Sunâ€" | day. ‘became anowbound al Croashill | and owing to the continuation . of the atorm was forced to remain until ‘ Monday morning after the snow plow had opened the road. 9.45 a.m.â€"Bible School. 11.00 a.m.â€"Morning Worship. 7.00 p.m,â€"Evening Worship. Monday, 7 p.m.â€"Junior C. E. 8 p.m.â€"Young People‘s Society. 'Everi'tl;ix;s;-;:)i:l at a good Ne se e en stt ‘s Read‘ng Room is open ddll Phone 123 First Church Of Christ, Scientist * _* Quruer Ming and Wiltzs Sto. Waterite * CROSSHILL REV. &. VAL. TILTON, BD., Misister MISB A. R. BBAN, Musical Directer SUNDAY, FEBRUARY 16, 1936 Bible School _ â€" _ â€" _ 9.45 a.m. Cormer Cedar and Water Sts., Waterioo r 5, Elmira a séries of stories for Boys and Giris. Herrgott of Kitch days with her broâ€" "THE MAN WHO COULDN‘T TAKE IT" miss it! 96 King W. "THE KIND THAT SATISFY" Inexpensive Glasses Mangels Found To Be Ropeâ€"Makers A mangel has been found in the iootcellar at the Strom farm east of Conestogo, that has the formation of growing into a rope. The abnorâ€" mal growth overlooked in the se@â€" wonal rush of work while lifting, had three separate strands growing from a starter, so perfectly interwoven as ough it had ibeen done by an OX pert rope maker and had this root been left to grow the ropepart by now â€" would eaeily jong. A real game of hockey was played on the local rink on FriGay evening when a Kitchener team and local players were matched in a friendly game which resulted in a vietory for the iome boys by a 9â€"6 score, Births Up, Deaths Less. In a check on birth and death reâ€" gistration comparisons it has been learned that in 1935 there had been 7 more births registered than in 1934 and that 10 lees deaths had been reâ€" corded last vear. Miss Salema Brubacher of Kitchâ€" ener was a visitor with friends in the village last Friday. Mr. Walter Bartman of Gowans town is cpending a few days at the Erwin Damenhome. Miss Otilllia Wittig of St. Agatha was visiting at the home of her broâ€" ther. Rev. S. J. Wittig and Mrs. | Wittig over Sunday. days and legal bolidays. 5 YoU ARE CORDIALLY INVITED TO ENJOY OUR FREE READING ROOM _ Frviguaci d cA S e Church, where the Bible and auâ€" thorized Christian Science literaâ€" ture may be read, borrowed . or purchased, _ and . the periodicals subscribed for. Mr. and Mrs. Herb Gies, son SLCWâ€" art and daughter Doris, and Mre. Walter Stroh. spent Sunday afterâ€" roon with Mrs. Gies‘ and Mrs. Stroh‘s father, Mi. Herman Libutzke, who is progressing . favorably from a crk teal operation in St. Mary‘s Hosâ€" pital, Kitcener. ' The many young friends and also «tder onr< of Master Donald Strob. younger son of Mr. and Mrs. Walter Stroh are glad to know that he has «o far recovered from an attack of bronchial pneumonia as to be able l:n he us and about Frixid weather for some time with from 4 fo 12 degrees subzero regisâ€" trations â€" continuously since almost i the beginning of the year, has lowâ€" ered the water supply in many disâ€" trict homes and «oft water cisterne are minus their usug]l contents, Some local people attended .the Jerry Martin eale near Heidelberg HMast Thursday ll.\'ic.. tece Waechter of Waterloo wpeni a few days with fier parents, Â¥r. and Mrs. Joe Waechter. Mi â€" Atex Dicholt of near Wellesiey vir‘ted on Sunday at the home of lus pasens. Mro and Mrs Leo Dieâ€" 1 holt STEELE‘S Mis, Anoua scheffner of Kitchener and Mr.Alvin Schefner of Waterâ€" loo kpent Sunday at the home of their pmrents. Mr. and Mrs. Jonas Scheftner + t‘sE CHRONICLE WANT | TO sSELL OR TO BUY. Mr. Elmer Kress was a visitor to Â¥.aterloo on Thureday. 7 Koassa in Mi Simon â€" Kieswetter | of â€" St Agat‘ia vi«ited a! hi~ home here on Sunday. Sunday | eveniiig . visiturs at the Rome in Mrs. Ofto Krees were: Mr. Hemy Gremm of Waterlo0, Mr. and \irs. Harry Bach, Mr. and Mirs. Geo. Deischt n CONESsTOGO 6.30 p.m., except Sum BAMBERG , vear than the previous Herb Gies, son Stewâ€" he several feet KITCHENER