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& ADVERTISERS of changes must be lett a> Under the above caption the Montâ€". €al Journal of Commerce, of which Jon. W. S. Ficlding, Canada‘s exâ€" :-linjst(-r of Finance, is the editorâ€" ‘nâ€"chiel, frankly ‘ discusses Canadian msiness and economic conditions folâ€" owing upon the war. After pointâ€" Bhe ont that Canadiacs are showing Advertising rates reasonable aZ Ail be made known om application. ‘ng out that Canadiacs are showing s of an attack of ‘economic Fasthenia” it proceeds â€" to â€" hand t the following sound advice _ ap i}]itablc to all classes:â€" ‘We may admit that the watr will fisturb trade, remove breadâ€"winnets | ‘fom their homes, pile up _ private aud public debts, and ge ‘rally mitiâ€" rate the prosperity of che _ recent Eaft. It is well to be prudent, _ to chow jluxury, to avoil overâ€"producâ€" lion, and to pâ€"ovide means for helpâ€" ‘ng the specially unfortunate. _ Mayâ€" g said this we have said it all. ‘he sun wiil shine, the harvests will ipen, all the staple commodities will ave to be produced, and there wil) just, as much food and imnoney . in Csraca next February as there was last February. . * * Our economic ills, like some of our physical ailâ€" evis. ar~ born and incubatéd _ in uz thinking. When householders get paricâ€"stricken and buy flour by the haif dozen barrels instead of by the ug the price of flour must go up.. The demand exceeds the supply and rices miuist rise. What seems fo te vindication of the forethought _ is mly a consequence of the folly. When merchants, manufacturers, loan comâ€" ame and banks run â€" for _ shelter theitr flisht transforms the wind into ’mmm be |“MM;_.00|.LCM whirlwind. _ Wh i¢ts economic wi is â€" ceveloped _ w People seck to s: > muney to save Â¥ercover, the shyster patriot finds is excuse for grinding the faces of the poor. The coal metchant, | with is bunkers filled at last year‘s buyâ€" ing price, bungs a flag out of his rpstairs window and adds a _ dollar to the selling price of _ each _ ton. Ll:‘-read. meat, sugar, potatoes â€" the traflic in none of which has been afâ€" tedâ€"are.racing up the scale. _ It s to defeat such scurrilous avarice, itself terrified yet preying on _ the terror of others, that the British Government has taken over the flout mills of Britain. Let it be repeated that this is _ a ime for cconomy. It is also a time for heroic elfort to keep the business of the country going. It is a time to shorten sail, or run the screw at half specd. It is not a time to put on a lifeâ€"preserver and take to . the lt.m.s. 1i the industry and commerce of Canaia are paralyzed this winter it will be because the people of Canâ€" lada grew hysterical with fear of the uoknown and unlikely. iwduction abroad is to be added a SURE! tax, which will have the effect _ of sending the price up still higher. f lin pOsscswes a large beet sugat lnctory-';’flxflt" u"‘‘the past has Bad / tonsiderable difficulty in _ getting enough beets to keep its factory goâ€" ing. The present conditions will, it "is to be hoped, prove such a stimâ€" culus to the growing of bcets among "%he farmoers of this district taoat the company will be engbled to keep its factory going at full capacity almost Â¥ continually. Unfortunately the . seuâ€" \ gon is too far advanced for any inâ€" ¢reases in acreage this year. %u.“nâ€" pay» != 0, $1.50 is not.so patd. for United States subscrib K cénts cktra. igh d-.l{yhm Englisk . and man, in all its branckes, [ Let us call things by their _ true: names. 1t is nothing else than chickâ€" enâ€"heartedness which ails many Canaâ€"~ dians, more or less prominent in the twofld of business: ‘They are cowards Lg;pd they are in danger of bringing us ail, themsclves included, ‘to ngedâ€" less penury _ and financial disaster. They are turning back in the day of 'battlc. A Canadian industry that _ should benefit on account of the wat is that of beet sugar. To the scarcity folâ€" lowing the sudden stopping of proâ€" duction abroad is to be added a sugar i8 % Thomas _ W, Cross of doe of apop} ‘ Major A command Sagka toon ideau Canal Industrial Hysteria BEAN & SONS, WA TERLOO, PUBLISHERS Should Benefit accepted up o When everybody _ preâ€" woe a false prudence which | defeats | itselt. save money and t ‘ross, father of H FEdmw»~ton, _ died a Xv. aged 77 years the pbell, second 105th â€"Regiment und drowned _ i of Hon. C led at Ma In an afticle distuséing the state ol. the. grocery market the . Canadian Grocer gives the public the welcome zrwtht there will be no sHort olAll.spleloodl. ‘The ‘stampede of a section of the public who immediately. following the aunouncement of the. war filled their larders to overflowing with goods to last them for monthsâ€"in some cases over a year‘s supply ‘being put inâ€" had the effect of rapidly .depleting stocks, and an ‘advance in‘ priees resulted. Howeve '\.ua stampede has mow subsided, »fis{;’nm that, thie wat is not ‘ tering! whtw‘ their securing all the goods they want at reasonable prices, with the _ result that prices have in some cases again declined. ‘The Canadian Grocer points out that while the world price _ for staple foodstulis will advance . and we will have to pay the price here as weil as the countries abroad, we need not fear a shortage. The same argument applies with regard _ to canned â€" goods, _ vegetables, _ fruits, salmon, etc. Our consolation is that in the first place we will be able to provide for ourselves and again the benefit of the higher â€" prices . should prove a boon to the agricultural . inâ€" terestsâ€"and Canada is _ firstly _ an acricultural country. In an article on the pusiacss OUl look the Firancial Post sounds a Nole of optimism and conhdense amil the distractions â€" of war. After pointing out that our first duty, at any COSt, isâ€"to aid in Great Britain‘s sustenâ€" ance and defence, and our next duty is to â€" keep the business of the Do iminion moving as normally as possiâ€" ‘ble, it proceeds :â€" > Let it be remembered that . wh‘¢ we must lay aside something to Pay our share of the cost of the wal, We have at our pack storehouses of natâ€" ural wealth scarcely yet touch»d. As the calamities of Europe place a Righ er value on our wheat and other eXâ€"| portable crops, so will the same calâ€" | amitiesâ€"the result of militarism and conscriptionâ€"make the peaceful land of Canada more attractive to . Some of the pest people of Europe whose hopes and _ lands, generation after generation, have been despoiled _ Of devastated py war. _ At the present instant Canada stands practically im miune from the physical menace o.. 1 mune. frem _ the Physical menace _ 0f ware â€" our _ fields â€" are giving their wealth to _ the harvester, and _ our other resources _ are yiekling _ their bounty in greater proportions than ever. Wealth production is proceedâ€" ing, and the opportunities for still greater primary production are not diminishing. _ This continent, includâ€" ing Canada, will profit largely and / speedily _ by the changes in the world‘s curreats of trade during . the war. ‘Many of our factories will find demands upon them stimulated _ beâ€" cause of restriction placed upon _ the productive machinery of Europe _ by the exigencies of war, and though for {a time in diminished quantities, _ a fair proportion of Britain‘s available | vestment. Under the circumstances, |capital will come to Canada for inâ€" | therefore, the one great essential to |keep business _ moving is confidence, | and Canada, probably of all nations lof the world, bas least excuse to ofâ€" _|fer for any lack of it. oo ; in If the Ontario â€" Government yields to the pressyre that is now bfing‘ brough{ to bear on it from pr(_yminent; en of both partiesâ€" andâ€"seriously gives attention to the problem of unâ€" cinployment, its action will be wel comed, and will get the support . ol uli, independent of politics. Even those who ask, "why did not . the Government take the initiative itsell with the war conditions already ex: istent, instead of having to be urged by outsiders," will be willing to acâ€" cept definite action now under any conditions and will cease to comâ€" At this time, however, it is nnly| fairâ€"toâ€" pointâ€"out â€"that the Governâ€" iment lost a golden opportunity _ to: begin grappling . with unemployment last winter. The Government major ity in the House, not only _ _voted @own â€" Mr. Rowell‘s motion that a Department of Labor should be formâ€" ed to deal, among other problems, with that of unemployment, and that a sysiematic investigation _ of the question should be. undertaken, . but they also joked and made light of the whofe affair. No Shortage of Food Reasons for Confidence iUnemployment was prevalent . in Ontarte, as elsewhere, last . winter. Uven without the war it would have been prevalent again this . winter The war of course will make condiâ€" trons worse. If the Government had begun its activities last winter the problem by this time would _ have been carefully considere Unemployment in Ontario ain as.« ... | THE CREATEST CRIME _ _ :- state & w '*"é“"‘“ i n asnanmnit IUCTADVYV i3 29 Mihpline ns 1 :n?: vsu::e:;i of nyllions of men in his own lnllds.] And yet less than fifty _ men today ir next duUuty fhave pulled down a thousand years of / ; of the Do | history and doomed thousands of lly as possiâ€" their fellows to an agonizing death. ‘ When it is Over. that _ while| But we shall peein all over avain. | hing to pay | When the body of the last dead solâ€" the war, we | dier is buried and the last gun iS‘ . _|silenced, and when the nations are at uses Of Mt| peaee through exhaustion, they Will touch»d. AS|turn pack acain with sorrowful steps : place a @igh| to the hills of Galilae and ask once nd other exâ€"|niofe to be told the tale of the car the same calâ€" penter who spoke as never man spoke . ilitarisn and before. Thon perhaps they will list en. out We shall just have to »egin all oVvOT , again and rebuild all that has been thrown down in the last few hfliblo' ‘Y" * (Ee ® ~‘ :. s t ’ ode in moral ruin. The Austrian Em peror made the first move; the Cer man Emperor has swept the board . and‘¥n these two men lies the purder 1 1 sc s oamks EART o ATUoR m on of the ereatest crime of modern Euâ€" rope. They are the enemies of civil ization Today Germany is at war with: Great Britain, Russia, France, Belgâ€" jum, and Luxemburg. _ Millions on millions of men are in arms. IndustTy is at a standstill. All the amenities of civilized people are at an end and the voice of complaining will be heard throughout the land. Spiritual progress is threatened, _ for Europe has turned from its peaceful pursuits back to the days of prute force, and the absorbing problem of each nation at this moment is to see which can mobilize the greatest force. On that depends the first victory tofay. # L3 «444 %= *# *# mm t4 a ses82%*2%*8248*#*2 ****sses2**%%*%%% * Europe is going down into & terâ€" rible trough of blood because the War Lords have been guilty of "fMagâ€" rant violations of the laws of naâ€" tiong‘‘â€"that spiritual cement which binds society together. But this wat will see an end to the War Lords. No man has vet proved morally eqâ€" ual to the task of holding th> lives (From London Public Opinion) Nietzsche sneered only too successâ€" fully in Germany at "the slave morâ€" ality of Christianity." Slaves heard its message gladly in the olden days. But there is a worse slavery _ than lack of freedom, ard that is the slayâ€" ety of free menâ€"free men who have freely supmitted themselves to the ‘\o‘\‘e of war. The Entperor of Austria _ iÂ¥Md the Emperor of Germany _ each has been too long "Lord of himself" and Euâ€" fope today knows the sequel, as Byâ€" Our fellow citizens of . German otigin are among our best . citizens. They are céertainly proud of the land of their adoption, to many of them the land of their pirth, and they have shown more than onte their gevotion to British institutions. But, sit,they would not ne men if they had not in thâ€"ir hearts a deep feeling of afiect ion for the land of their ancestors. Notody would blame them for that. ‘There is nothing, pethaps so painful as the.situation in which mind _ and \heart are driven in opposite direcâ€" ticns. Tributes Paid to "But let metell my fellowâ€"coun‘ trymen of German origin that Britâ€" ain bas no quarrel with the ~CGerman people. We respect and admire, _ as, much as they do, the (proud race front which they have descended. We _ ack# nowledge all that the world owes to the German people for their contrib ution to the happiness _ of mankind through their advancement in literaâ€" ture, in art and in science. But perâ€" haps our German fellowâ€"citizens will permit me to say that in the strugâ€" wle for constitutional freedom, which has been vniversal in Europe during the last century, the German people have not made the same advamce as «ome of the other nations of Exrope. ONLY INTENDED ONES WILL BE HIT BY GOVERNMENT Ottawa, Aug. 21.â€"The Government will endeavor _ to impose the vetroâ€" active clause of the n»w custom$ and excise duties on spirits so as to hit only . those liquor dealers who, after August 7th, took abmormal quantities of spirits out of warehouses in order to evade _ the expected _ war tlaxes. Where it is shown that dealers . took only a normal quantity of liquor out of honded warehouses between _ Augâ€" ust 7th and the announcement of the new taxes yesterday, steps will . be taken by way of rebate to reljeve them of the _ retroactive application of the new law. But this will aPPly to only a comparative few. It is Chronicleâ€"Telegarph, Wateripo, Ont., NO QUARRELI, WITH THE GER MAN PEOPLE. than filty mee have laid Trough of BJc Lords of Themselves (Sir Wilfrid Lautier) WAR! OF MODERN HISTORY ; German Canadians roa xr-â€"-u he who +A 'hnuo * has a "beritage : which he does not keeP 4 ' So Great Britain toda} zcoqcud"to *ht for ité ence. "The onl rfi", m 'ils"i‘lb“; A %v{ho tby the mpral! lm their own sBitC pe in days to cpme‘aUr,lea i The world has outrun _ its . moral | strength. The world is not yet morâ€" lally fit for a credit system, the safeâ€" ‘ty of which depends _ upon personal ‘homor and mational honor, to say {nothing" of respect for the law of naâ€" 'tions to which we have put our ‘namâ€" jes nv way of agreement. wl t 1 "The onl ; _of mer wheo! .Aré in\‘tmle;n:t‘\ %v;ho ate Acdadets byâ€" the mpral! aud d their own sBit pe Iuy.‘ l in days to Cpmé® an s must not kimfl! nameasing lip service to,the highest ideals, but must be thosp who have attained un to righte@uUsBeRs py the Cagtitig . out of self. The histarian of the fai. to note that the mageddon in EuroPe t discussing Kikuyu. Our credit system demands a perâ€" petual peace, and as we cannot comâ€" mand that, all the world finds today that it has taken too great risks and has moved too far away from _ the simple and safe pasis of life. But we shall pegin all over again, and shall rebuild > a better and a stronger and a nobler worldâ€" _ with the women at our side. WAR IS WILL OF PEOPLE IN GERMANY Paris,. _ Aug. 21 former member of Alsace, writing fo Paris, _ Aug. 24.â€"Abbe Wetterle, former member of Reichstag _ from Alsace, writing for a motning paper, says it is a mistake to believe war was the work of either Emperor Wilâ€" lhham or German officialdom. "It is," he says, ‘"The will of the people of every degree who have been made to pclieve the Germanic race is superior to all others and ought to dominate the universe. The Emperor _ would have compromised his ctown _ if he had tried to regist the populat moveâ€" Sir Adam Beck is puying two thou sand horses in Ontario for the Brit isk army. ment th> war rollâ€"call us. the institutions of the land _ of their adoption, this cruel war would never have taken place. 1 am sure that they will agree with me that if the institutions of the land of their ancestors were as free "I agree with what the Right Hon. leadet of the Opposition has _ said," continued the Premier, "when be deâ€" clared tha® we have absolutely nol quarrel with the . German _ people. They are not a warlike people. In many Prespects they have stood in the very forefront of the world‘s . adâ€" vancement. Many of our best citizens in Canada are of German origin. So Taras theâ€"Germansâ€"and Austriansâ€"in this country are concerned, we have n> reason to helieve that any of: them areinspired py the militaristic tendencies which influenced the Govâ€" etnments of (Giermany _ and Austriaâ€" Hungary. _ We believe they will be ‘tnu- to their adopted country. They ar: enfitled to the protection of law in Canada, and they shall receive it upless any of them desire to aid and abet the enemy or leave this countTy to fight for Britain‘s foes. Up to the nresemt we have seen no disposiâ€" tion among these people to do anyâ€" I(an of the kind." + The known, that n anticifiation .« out, hutriedly imme@se stoc ly proceeded tailers. In pi stated that known, that nsany liquor dealers, _ in anticifiation of the war taxes, _ took out, ‘hurtiedly _ from warébouses . an imme@se stock of spitits and promptâ€" ly Proceeded to put prices up to . Teâ€" tailers. In proof of this it may _ be stated that the excise revenue . beâ€" tween _ August. Tth and August 21st was â€" three or â€" four times the usual an,ount. The _ new duties covering withdrawals since August 7th will pe rigorously enforced in all cases where there was an evident attempt to °Sâ€" cape the new duties and make profit a‘ the expense of the other citizens of Canada, _ who are making _ heayy sacrifices fot the State. KINDLY To GERMANS AND AUSTRIANS. United States Senate passed ir Fisk insurance pill without a Moral Strencth (Pre Thirsday, August 27 1914. Page 2 the future will not the week pefore Arâ€" ve the pishops were ier Bordem) today finds itself or its very existâ€" 4s lord . of e of woe"‘ to himsell. _ Ae Y , [ 7 Stratford Insured the .Lives of the Entire Contingent from .~*~ ‘That Cay LEAVE FOR THE FRONT mortow at noon Stratford, Aug. 21.â€"Every man al ready gonme or going from this . city in defence of the Empire will pe inâ€" sured against death or disability for an amount in proportion to his home responsibilities. _ Toâ€"night the City Council unanimously adopted a con: tract with the Metropolitan Insurâ€" ance Company to insure the soldiers, under the following rates : Five hundred dollars on each â€"tinâ€" married man ; $1,000 on married men having no families ; $1,500 on matrâ€" ried men having not more than two children, and $2,000 where there are three> or more children. In all 120 volunteers will thus be insured, 95 of whom are single. . h. In additon, Council voted $1,000 for the â€" immediate needs of families of reservists gone to the front, qnd undertook to pay weekly to the l;mr ilies a fair amount, during the ‘abâ€" sence of their breadâ€"winners. A resolution was passed asking all places ofâ€"business to close Saturday motning from 9.30 to 11, as the volâ€" uamteers, _ under _ Captain Delamere, leaÂ¥e on a special â€" train for Valcarâ€" places of â€" bus motning fron 1ateers, un leaÂ¥e on a S tier at 10.30 Brantford, _ Aug. 21.â€"One hundred and _ sevemtyâ€"five volunteers of _ the Dufferin Rifles are goinz to the front. This afternoon, at a meeting of repâ€" resentatives of various societies, . it was decided _ to recommend to . the City Conncil that that body provide for the wives and families of reseryâ€" ists and volunteers from this . city. There were seventyâ€"six families in all for the city thus to care for: Windsor, Aag. 21.â€"The City Counâ€" cil, at a special â€" mesting toâ€"night, voted $7,500 to pe used to pay _ inâ€" surance premiums on volunteets who will go _ from this section to the front. Each man will be insured for $500. _ Three hundred and ninetyâ€"four men will go from Windsor, leaving pro‘ ably toâ€"morrow. . FOUR GERMANS FROM WALKER TON, â€" Walkerton, Aug. 21.â€"Four out _ Of eleven volunteers from this place who have volunteered for service and have gon» to _ Valcartier camp are _ from Gern#an families. _ They are Messrs Reichenbach, _ Reinhart, Eidt and Hchn. 115 START Over 12,000 people Gave the Volunteers Great Sendâ€" â€"â€" off on Saturday FIVE BANDS WERE THERE Galt, Aug. 33.â€" Scenes of enthusâ€" iasin macked the departure yesterday of 115 men of the 29th Regiment, Ilighland Light Infantry. The comâ€" pany, officered by Capt. T. T. Lockâ€" hart and Licuts. R. R. Brown and R. D. Briscoc, included thirty men from Preston and two or three from Hesâ€" peler, leaving over eighty as Galt‘s contribution. ‘The fact that such a large number of men from this . disâ€" trict had volunteered for active serâ€" vice stirred the patriotism of the peoâ€" ple, and as the companty marched to the C. P. R. station, accompanied bÂ¥ the remainder of their regiment and five bands, they passed through cheerâ€" ng crowds, aggregating at _ least l‘ twelve thousand people. The streets were decofrated and flags were fying 76 FAMILIES TO CARE FOR every w Previous to the march â€"through town the volunteers were each _ preâ€" sented at the drill hall with a shavâ€" ing stick and cake of soap by Waterâ€" loo Chapter, 1.0.D.E., and a . packâ€" age of chewing gum from _ Dr. Mcâ€" Kendrick. F. Ha Chapple gave . each imnan a jeather memorandum _ book At the station addresses were delivâ€" ered by Mayor A. E. Buchanan, _ of Galt; Mayor Otfteo Homuth, of Press|"** * °0| ton; Col. A. J. Oliver, of the Z‘Mhl Dr. B. J. 1 Regiment, and the chaplain, Major Enosburg Canon Ridley $7 STRATFORD IS LOYAL 500 TO PAY PREMIUMS 31.â€"Galt will provide FROM GALT y 4 #.o FELL FROM TROOP TRAIN AND WAS KILLED Toronto, Aug. 24.â€"Falling from a C.N.R. troop train, Frank Johnson, 116 Nclson street, Stratiord, was fatally injured Saturday _ afternoon. The accident happened at the foot of Saulter stroet, and death was almost Many Shousand rarm Laborors wanioa 10w fofl HARVESTING iN WESTERN CANADA £3 GCOING TRIP WEST." «RETURN TRIP EAST." <"€12.00 TO_WINNIPEG $18.00 FROM WINNIPEG 2 Wfsli £ . ,,\__ _ Going DATEs : silstations,. Eingsion, gmarbot Lake, Rentrew and west to Artiia and 14thâ€"From un"a. Jons esst of Kingston, Sharbot Lake and Renfrew, in the Provinces of 4 ust 194 g:mm ”%:lm. “"“""““&':&‘““"‘" Rentrew and west to Arilda and ug mâ€"From all stations, Kingston, Shatbot LAK®, ESDT*T, Sertain potnts in Saskatâ€" Interest allowed ‘at highest current rate from date of deposit BERLIN BRANCH, . ©| warert00 BRANCH, J. K. KIRKPATRICK. Mgr. â€" d JACOB HESPELER, Mgr w. S. NAYLOR, Asst. Mgr. vion. ‘There was nothing on liis clothes to idenfify him. . The body _ was sent to the Morgue, where an inquest will be opened toâ€"day. | «) 9®®R Saturday nfght the local police communicated with Stratford for inâ€" formation concerning John§gon. . Yes terday they received a reply stating that Iohnson had no . relatives . of friends in ‘Stratford, andâ€" that his mother lived an Portsmouth, England . It is thought that he has a cousin employed with the Ames. Holden & McCready Shoe Co., of this city . 1 CC OW THE WATERLOO COUNTY LOAN & SAVINGS CO. THE*MOLSONS BA Pay to $5.00 which charge to Account No. 651 k TD 2C ahalve chewan and Alberta k-.ul #1e¢â€"From all stations: ens ~ _ Ontario and mln â€" chewan and Alberta. Mrs. Brown pays all her accounts by cheque on NeF aUFDMD® with the Waterloo County Loan and Savings Company . These are the same as receipts, ‘and are given back at the end of â€" each month cancelled, if desired. Without a checking, account _ Mrs. Brown couldn‘t figure out at the end of the year where all her money had gone. © a t full partioutare re F. L. STURDEE, 4 OIHBRANCHES IN CANADA., y 4 K GENERAL BANKING BUSINESS TRANSACTER. CIRCULAR LETTERS OF CREDIT ....â€"= TRAVELLERS CHEQUES a~.. 2« ....}luud. BANK MONEY ORDERE ,,......= «»=.â€"=mams 4 > police kave not been able â€" to n a clear account of the _ acciâ€" It is thought that _ Johnson, was standing between two cars, suddenly jolted from his posi+ @in EDiHuND a. OSLER, M.F., PRESIORNT» W. D. MATTHEWS, 1OEâ€"PRESiDENT â€"â€"like the business of Manufacturingâ€"should be done in a practical business way. Proceeds should be put in a bank. Payments should be made by Cheque. A certain percentage of the profits should be put in a Savings Account as an emergency fund. The man who has a cash surplus in a bank, is protected against bad seasons azd hard times. i THE DOMINION BANK | Capital & Reserve â€" â€" $8,800,000 BERLIN BRANCH : BADEN #* : in n 0 ob 0‘ _ UAP _ , Many Thousand Farm Laborers Wanted â€"6 for at drugyistsâ€"or write for book !?l"nnhe on the Horse® free. Savings Department The Business Of Farming KENDALL COMPANY r Falls, Vermont, U.S.A. 79 mESSRTEU T (oiktion Srast of : arding transportation Wwest of Winnipeg, etc.. se C. A. BOGERT, General Manager,, JONES AND WILLIAMS 3‘.7 I ll.lilm INCORPORATED 1858 ':n of Kingston, Sharbot Lake and ebec, to all polnts in Manitoba m H. Netpo®® N. EVANS, Manager. E. R. FITZGERALD, Manager. Berlin, Ont., Auig! 1, 1014 in fuall for groceries A Typical Policy Result of ; THE Dominion Life Policy No. 6, 10â€"Pay‘t 25 Year En* dowment profits to increase sum . aSâ€" sured. Premium, _ $112.00. Amount $2000.00. Amount increased at end of 5 years to ... se es ce PA EnCt Ameunt increased at end of 10 years 10 ... .0 sloas 2150.00 Amount increased at end of 15 years to . 2210.00 Amount increased at end of 20 â€"YERTS 46â€":â€"=â€"â€"â€"~â€".~â€"~â€" 2300.00 Amount increased at. end of 3h years â€"b0,..=...~...... ..... 2009.4 Assured paid 10 premiums of $112.â€" 00 each. Receives $231.19 for evely $100.00 invested, that is, his money returned _ with compound interest at 41 per cent., in addition to insurance protection. WATERLOO MUTUAL FIRE INSURANCE CO Total Assets, 3lst. Dec . $750,000.00 «> : Dr. J. H. Webb, Esq. â€" William Snidet, Esg. (ieo. Diebel, Esq. ‘ J. L.. Wideman, FÂ¥q., St.. Jacob®, Allan Bowman, Esq., Preston. P. E. Shantz, Preston. ‘Thomas Gowdy, Esq., Guelph. James Livingston, Esq., Baden. Frank Haight, Esq. 4 P. H. ROOS, Sec‘y Treas. Wm. Snider, President. Geo. Dicbel, Viceâ€"President. Frank Haight, Managetr. Arthur Foster, Tmspector. J. C. Haight, Solicitor. C. A. Boehm, District Agent WATERLOO, ONT. Head Office, Waterloo, Ont. by cheque on her account e n lmeote s e ‘etc.,see nearest C.P.R. Agent, or writeâ€" G. MURPHY, D.P.A., C.P.R., Toronto. BOARD OF DIRECTORS Incorporated in 1863. od Reafrew, in the Provinces of and to certain points in Saskatâ€" Mary Brown OFFICERS FIVE DOLJAR® Or Order $2070.00 »P 114