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t & ols of chs must x leftrat this %mwnn:&h copy for changes must nd® 50 50 cents :fi-'fii-r:o;‘mww scsday cach week. o hk‘ x & peport ol the Lind SDIMIL HITT &4 the Mutual Life ofâ€" â€" Canada, "head office at Waterloo, appe on another page, and is well worth . careful perusal. It is a record ol $ unexampled progress ol what is m in .Waterloo county, . but . also the Jargest and most powerful â€" inâ€" surance company doing business _ on the mutual principle, in Candda, ;” year surpassed all previous. . reâ€" cords, reaching the stupendous figure Of $10,027,374, and bringing the total ;fi-« of business in force up to $71,090,170. _ This is over double the ‘amount in force in 1901. As a matâ€" ‘Rer Of fact a comparative statement ghows the company‘s business ~ Bas ‘mote than doubled each de€ade since ~4ts: incey in 1871. â€" The= yearly \jn€ome has grown from $7,763 in 1871 to $5,329,541 in 1911, and the assets ‘Irom $7,830 in 1871 to $18,161,847 tn RQLI1L, leaving a surplus at the credit f policyholders at the present time ‘of $3,312,125. The surplus earned in SOLL was $731,064.84. . "Phe economy of management which _Has in years past been reflected : by h“\'Q!'y low ratio of expense to inâ€" i*‘ is egain a significant feature "of this company‘s annual report, . it it ue made &M a trifle over 16 per cent. tfi” Ampressive feature of the reâ€" port is the favorable mortality, it wms&slnermto(mt exâ€" pected, a fact that reflects creditably upon those responsible for the selecâ€" tion: of the risks and the general pol* key of the company in this regard. ~ President E. P. Clement, _ Mr. Ceorge Wegenast and other officers of the Company, as well as the policÂ¥â€" holders who constitute it, are to be congratulated . upon . the éontinued prosperity of this old established muâ€" $ual company. * s uec News Notes, â€" A supplementary . meeting ol the South Waterloo Farmâ€" ers‘ Institute will be held _ at the school beuse .n the alternoon. . and evening of the 10th of this . month. All are weicome . as good. speakers mre coming and jliye topics will be discussed. ' ‘Local and Personal.â€"Mr. J, Cressâ€", man and Miss L. Cressman of Haysâ€" | ville visited their grandfather Mr. J. $. Hallman on. Sunday.â€"Mr, and Mrs. N. Bergey visited friends . in Bridgeport and Berlin last week. â€"] Mr.: and Mrs. A. Shants bave returnâ€" fim Port Elgin and will stay in | thix vicinity for a few weeks before m-flm to their home â€" in ... the West.â€"Quite a few from this viciâ€" | mity attended the revival meetings in ; h6 U B. Chureb at . Herling: last | m t.y Surprised.â€" On Wednesâ€" evening last quite a number . of % m‘m',ol the ldxhborllood. and ‘had a. surprise ‘ for Messis. Louis and GottHeb! 3 at" their »home. . A p!enuut‘ »f'zdu was speut in playing â€" games, ‘tte, y n .â€"Rev, 3. 8. Lautenschlager o¢â€" eupfed the pulpit â€"of the U. B Church zs-uy alternoon in ‘the â€" absence pf the pastor. . se tate o t ie i â€" _ Our teacher, Miss E. Wright, visâ€" / V Kted her home near Guelph over Satâ€" | I mt. M.. Hofstetter, has . left for t Centre where he ‘has been ’:pl by Mr. Hamacher for . the '!flhfâ€"’lh marriage took place mt Hamilton on Tuesday, Jan. 30th, of Miss Anna Ritz, daughter of Mr. .g:.ln. Daniel Rits to Mr. Edward , of Heldelborg. ‘The ceremony was performed by Rev. Mr, Rembe, of that city. Mr. aud Mrs. _ Huchn are on a trip to New York State, and on their return â€" will take _ up their abode in Heldelberg. The Ideal High Quality Flotsr for Bread, etc. Seven Lilies Pastry Flour _ SsPLENDID REPORT aits Tiogs on appia ase priniing 200h 4* MANNHEIM HEIDELBERG it .A â€" in _ fllig:<f on y un poe â€"â€" T ar in â€") an en c 42nd andual meet t Life ofâ€" . Canada at Waterloo, appear and is well wort Sle t A â€" supplementary i c 74 D ed to comniunicate with FHoa Beck, of the f sion with a .ow 40 d resentative of the Aenc«â€"a meeting hert in the ars : Sberk. a ".."W.» k Creok | w“ aait i i pscval ,‘ ; o. Coleman nas ecently assumed .. possession of the ha r ',. formerly u% : Mrc. B +â€" sel. We wish ‘him every success in his. business â€" venture. â€" Mr. Nathaniel < * » ; OE C visiting telatives in town vietâ€"‘ nity at pg:m and Mrs. N. U Tusiime: of Cetarice ant Hijgeds . in vyes: & Berlin. â€"Mz. B. Kriese!l is a. visitor to Chicago "at present.â€"Rev.° _ and Mrs. A. F. Stolts spent a few days in Berlin last week.â€" The | Misses Mary Stauiler and Mabel Weber and Mr: Harley Stauler of Watefloo vis ited with _Dr. and . Mrs:~L.â€"L. Stautâ€" ter on Sunday last.â€"One of the anâ€" nual supplementary. meetings ofâ€" the South Waterloo _ Farmers‘ Institute will be beld in Chipman‘s . Hall on Thursday evening, Feb. 8th, at .8 o‘clock.â€"Temperance .addressed â€" by â€"a representative of the. Dominion Alliâ€" ance will be delivered in the , New Mennonite church at Bethel on ~Sun day morning next andâ€"in the U. B. Church here on Sunday evening, â€" r¢â€" spectively. Everybody. welcome. a Ler Briefs.â€" Farmers in our . vicinity are a busy people at present storing away their ice and cutting their fireâ€" wood.â€"A few ol our people attended the iceâ€"races â€" beld at Bridgeport last week.â€"A very pleasant event took place at the home of Mr.â€" and Mrs. John Battler last week when a number of our young people gathered and spent the evening at a taffyâ€"pull. â€"We are pleased to report that Mrs. Hy. Becker, Sr., who has been . on the sick list, (is slowly improving. We wish her a speéedy recovery. â€" Personals.â€"Mr. Charles Doll, . the old reliable auctioneer,.from â€" Haysâ€" ville, spent a few days with {friends here last week.â€"Mr. Henry Wendling {rom Saskatchewan is spending . a few weeks with his brotberâ€"inâ€"law, Mr., Anthony Wilhelm.< Miss Elsic Riehm from Bertlinâ€" spent Sunday unâ€" der the parental roof,â€"â€" Mr.. Milton Poll from Berlin called on . friends here last Sunday. Is w The Waterlqo rink ol curlers, comâ€" posed; of Messts. J. J. A. Weir, Wm. Hoge, G. M. Brvcu and skipped . by Mr. E. F. Seagram, won their game against the visiting â€"Seotchmen . in Galt on Wednesday night, but. the four rinks who touk part lost on the round by one shot. Four ginks of Waterloo cutlers Look part in the games played against Preston â€" in â€" the â€" town <of â€" Minrcral Springs on Monday night and returnâ€" ed home â€"~blinking * under a 45â€"38 defeat. C. W. Snider‘s quartetto was the only ‘rink that showed any form, taking their game 16â€"3. The rinks and scoresâ€" follow:~â€" Waterloo. ‘ _Préeston W, â€"Kunts R. Gears 8. Hemphiil T. Mulligan A. E. Devitt F. Clare aÂ¥ip 16 Dr. Bauman _ _ T. Waugh F. Halstead A. Wfl%& C. Moogk H.â€"F. Cl H. M. Shyder W. Chetry Skip 6 > /}~ 2)~ (, W . â€" Snider The postponed curling games played at the rink on Puesday night ~were won by the rinks skipped by Messrs. Shantz.and Seagram, The ico ‘was in a miserah[d condition, which made it next to Jmpossible to throw _ the ::.mu accurately.â€" The following ars C. F. Seagrain; â€"â€" C. W."Bnider. > P . Shants, Majority fot Waterloo, ‘@ shots be sent here af an nag date. ce of the meeting > W appeatr C. Hall W. Wletschere â€" . E. Bowman .â€" J. Werlich â€" Cachrane J. Sobrb‘ J A, Weit~ ~W. Staldschmidt Hiergott W. B. Bricker J. m Hogg G. Cher F. Seagram . (G. Roos skip .8 WILLIAMSBURG the : 50C MA TDR ENY skip ~ 8 CURLING akip 19 skip 28 EA N 3. Molflime G. Cherry H.F. Clare 1. Gears ‘. Mulligan F. Clare A . Hul n c uikg" / NS M »B M f ' P â€" 6 * ~ on wh s o SB 8 ; A ve"’ f u:fl.lh m‘ ‘R 2 Per t * .A PthiaR d , : t e > â€"hete 00| Materigo fute - z 4 s d Ca‘k m ; when ranted the remaining gamtse o. Hhis ' Your Sfi;mh skip. 16 skip 18 skip 3 ykip akip 18 ad 13 45 out t inte he had last wi mwnmm.’ MUTTS ALD JEFFS WIN hm ce ies Mutt and took another on . Wednesday evening from the _ Teddy: Bears, in ten minutes overtime, by a score of 71. Atw xhe soore was 4â€"â€"3 in the losers‘ favor, and 7â€"71 at Jull time. ‘The game. was rather strengous and rough in spots, and the teams covered as lollows:â€" _ MUTT ANBE JEFFS. | Bauer Huber Hofiman Hinsperger Wals Mothorall Wendell W al2 Hogg, Ruckel *Peltz. Eckenswaelier Reinhart= > ," _â€" . ; ~~ Manskt ‘ 32. Meyer _ : ~ TEDDY BEARS: Relereeâ€"W . Uiielman.~ Timeâ€"keeper, N. A. Zick ‘The Bankers defeated the â€" Mutual Lile in a friendly game of hockey on Thursday afternoon at the Waterloo rink by a score of 4â€"3, after _ being. in arrears at the interval 2â€"â€"1, Lengâ€" staf and Fischer worked ‘well forâ€" the money handlers, while Wendel!, Hartâ€" leib and Motherall shome for the Inâ€" surance men. The teams covered as follows:â€" an 6o veeile t Wendell "Qvertime exbibition® are â€" becoming regular oecurtences in. the . Acadian League, the teams being very . evenly Kunt‘s Strollers. took the measure of matched. . On Friday ovening â€" Pab Brill‘s High Flyers inâ€"a six . minute overtime session, by a 65 â€" score. after the aeroplanists led by 4â€"3 at the intérval.. Reinhart and Herber played best for the winners, . â€" while Mickus and Enge) were in the .lampâ€" light for the losers. Ed. Hogg â€" hanâ€" dled the bell _ _ s HIGH FLLERS ‘TAKE A DROP ‘The next scheduled game ;fl,l B;z played .on Tuesday ng from ~ 4 R?yt o‘clock betwaenu',lgdy Bears and Strollers. * AR "The teams covered like thisâ€" HIGH FLYERS. Mickus D. Wendeli Efnst $ * Brill Emmerich W. Wendell Enjoyable Bridge Party Mr. and Mrs,. ,glll%mhv uâ€"l tertained abous fort a me tlomen toâ€"a most clfoytbh 1rf'm party: at their home on Tuesday evenâ€" ingâ€"a change which was much appreâ€" clated by tho gentiemen, who have been left at home all winter, â€" and: we belteve noless agrecable to the laâ€" dios. Mr. and Mre,. Carthew received in the drawing room, the Jatter: in a very becoming gown of blackâ€" and 2 .. Hogin. 100ing â€" patticutaly C, A. well u-um{“m blue frook, added another tty welcome to the guests. The home was looking very bright and cosey with ite pretty :do z::stlom‘ud cbeu::: l'lm Mll’f:ll. drawing "room 4 ng ul:’h;:m drawn: into lm“hr P the well chosen prizves to Mrs. G. W. Hatrison, Mr, "‘;‘ Naylor and Mrs. H:'u A delicious supper was served quartet tabjer, and the evening ~with such a° otly ly enjoyed by all. - t BANKERS WERE WINNERS Relereeâ€"Ezra Schmidt ; have been culled off in‘ conseâ€" o olistca with the afkdarlt takes. mediaves, 10 takea, part i ter. an afids BTROLLERS Eckensweller BANKERS O‘Donpelt Langstaff Stroh _ Moser Ruefler Harticib Good Motheral} Pelts Huber Figchor O‘Donneli 1N OVERTIME Reinhart Weseloh Fischor Meadso Miss Edna Bheridao ;. is wiehting rélatives and ‘Trieads in ‘I‘M‘hn fow wooks. &>" . . Mr. Gus Kunts has returned . to Hamiiton :aftet. ai to the dis posal ‘of mm:: Hall and block Mr. John Hall â€"and daughter Fox'wunn,ilnwo visiting town for some‘ e Mr.â€" Duhcan Stewart ¢ was a business visitor in Thursday. > "‘Mr.‘Fred Kress of Medicine . Har, Alta., ‘a former .Watertoo resident, is renewing acquaintances in town. = . . / Mr. Groff" was in Toronto Thursday on business. on * o Mr. Albert Hergott has : returned m;n ni‘:’i'ntd".' tt‘l'p to Bnflnlo.b' €. Grills is spepding a weeks at hig bhome (xflmtu-.. ; ~Mr., gqs. Rose of Mitchell was a visitor in town Monday. Mr. ‘Arthur©‘ Brownw of visited:in town Thursday â€" Mt,;~J. A. Carruthers of Ottaws spending © some time : in Waterloo. Misg Clara Dietrick.and Miss W g!ed on friends in Eimira or hâ€"qu Â¥â€" w 909 * is |â€" Mrs. Alex. Habbick bas returned to ber bome in Barrie, after an enjoyâ€" pableâ€"visit with Mr.â€" and Mro. William . Moge, King stroot. . :â€" ‘Local and Personals Mr. Goorge Schmidt is visiting. in Guelph. 2 y Ee Mr. James Wilsou of Seaforth was a visitor in Waterloo on Thursday. ‘Mr. W.. B. Rankin of _ Edmonton, Alta., is cHlling on friends in _ town and vicinity. Mr. Josiah Stauffer, exâ€"Warden " of Waterioo County, is visiting in Elora for a few days. _ < 2 6t Miss Minnic Sauder and _ nephew, Mr. Frank Erb of Arnud, Man., ‘are x“nmu of Mr.. and Mrs. Mcemfo h. : Mr. Ezra Payne and son of â€" Brant» ford are visiting at the home of Mr. E. Galletiey. {Â¥F is _Mr. John Herron ofâ€" Winnipeg is visiting in town. f Mr. William Bradiey of â€" ‘Foronto was a visitor.in Waterlooâ€"on Friday, Frylogel of S%:fl@rd are spendiny a few days at the bome of the Rev. M. Te WMs .9 t .839 vs l e d ; Mr. and ‘Mrs. E. J. Roos, â€" who who have been feted visitors in Watâ€" erloo during the past week, left â€"yesâ€" terday for their new home in Kamâ€" loops, B. C., follqwed by the ~ best wishes of a large circle of _ fFiends for their future happiness. ~ Mra, VanEvery ind Miss Mue Vayâ€" Evety have returned from a pleasant visit‘ with.Galt friends. f . Rev. W. D. Log.and: Mrs. Loo â€"wore the guests ‘of Toronto friends for a few ‘days this week." Kamn‘k .e Mr. and <Mrs.J. B..Snidet are in Toront <attending the consert | being #ivep ty the MendelssohnChoir: * > Mts. VanEvery and Misso May Vanâ€" Every paid a visit to tralt friends on Thursday. «; P Mr, W,~C, Beanell of Toromto,. was a vigitor in town on â€"Wonday. ¢ Mr, ~J, Chas. Mucler spent _ Tuss day in Toronto. t Misss :. Hilda Devitt andFlorence Hillicrd were in ‘Toronto Monday atâ€" tending the Mendelssohn Ohoir â€"conâ€" Cert ut Massey Hall. * â€"Mies .A« Florence Snider is . visiting in Toronto for a few" days *Mr. James Buchanam of Galt < was a vigitor inâ€"Waterloo on ‘Tuesday alâ€" ternoon. Miss 8. E. Armstrong,. of ‘Poronto is. the..guestâ€"otâ€"her : cousin,« . Mys Miss l:&gh Deary ~of Alliston . is visiting gousin, â€". Mrs. â€"Richard Motan, Church streot. rag e on Mr. Thomas Hismard and â€"daughtor, Mrs. Flynx, ware in Toronto on Tues day ndudh: the ~Mendelssohn Choit concert at Massey: Hall & Géay . with , thoir. paronts, MT. andâ€"MTX. Amos Weber.â€" ‘Mr, sh‘:::u 'l‘l;lor spent Sunday with his ,â€"â€": Mrs. Snider â€" ‘and . son ol . Wilmot â€" Centre %fii the former‘s brother, â€" Mr, Musthor last Friday.â€"Mr. and Mré. Knhl.s Waterloo â€"viaited at the home of Mr. and Mrs. A. Awarts last Sunday.â€"We are sorry. to report that Mr." Daniecl Thater 4s on the sick News Item and Clara W day with . i Amos â€" Weber eomelery lypt Miotings Belia and Mr. Percy Shabts . visited at the homy of Mr. Allen Halst ~Jlast Wodnesday.â€"Died: On Fob. 2nd, Alâ€" tto Marguerite, the infant daughter of Mr. and Mrs, Adien Shoomaker, ‘nged Iâ€"mouth and 15. days. .~ Rev, ~Mr, Bradiey conducted the funoral service, Huct Bella b4 W NINE PINES â€" the Nina .Pinos _ three years, left lant where sabe has aocey has alrgady ;. 34 thanks for . sam read the Chrof eld :::y w‘:mhr pi mity fn Yhis theit The,. Misses "ol Berlin s &b M nox rel l M Mownt 41 The brrea Mt. and â€" M1 roBi( howna "on ‘the "addresh‘ label of 1t the dats peinted therson is Stratiord Waterloo M Fob. :4 t M HNope IMI al mred the Al hy D ed :ol is farm sstuated on of St Agatha and of Badén, on Conce: 85 â€"acres bush ‘and â€" res under a~good 1 tion, soil ~good "cla spring vreck; 2 neve storey ‘brick © house sttaw. shed.. For. fu apply to _ Tâ€"1mo Valuable Farm For Sale â€" The undersignedâ€" oGers ‘for â€"sale â€" his valuable: farm, situated ‘Lot 9, Conâ€" session ~8, Wellesi¢y: Township, . . one and ‘oncâ€"ball miles eastâ€"of CrosshiH. The farm comprises 100 acres. morg or less, â€"of which 10 acres is bardâ€" wood bush, 8 m cedar. swamp,. .9 acres in {atl t, , fall ~ ~plowing nearly allâ€" done and the balance under a good state of cultivation. f On the farm is a good brick house, compfising 8 rooms, â€" ~good. â€" bank barn, and straw shed, silo ‘and «_ all necessary outbuildings. Abundance of spring water.. Also considerable cémâ€" eat gravel on premiges: For further particulars apply to© ANDREW M. PLAYFORD, 8â€"t( The undersigned offers his farm of 100 acres ior wale, situated> 1â€" mile east ~of â€" Hawkesvilte,â€" on > Town‘ Line between Wellesley and Woolwich. On it uro stone bouse, bank barnâ€" 50x84, implement barn, piggery, â€" poultty house, 2 never (m wells, 14 acres (all wheat, woo Attached to house, Reusons for the selling, | the ,runiuned, owner, wishes _ to go West. â€" B ‘Thereports ol the Matron and difâ€" ferent officers were of the usual gratiâ€" tying nature, and were received withs satisfaction by the Board. . During the month ol January seven children were recdived, four ‘sent out, leaving twentyâ€"six in the Home at the end ol January. Dr. Whiteman was the attendant physician during the month. The installation of a verandah lamp and a student‘s lamp for the use of the older children, add much ..to . the somfort and convenience of the Home. ‘The monthly meeting.of the. Board of Directors of the Berlin tphanage was held at the home on Monday eveâ€" ning. s 26 CHILUREN IN ORPHANAGE 1 Part 2â€"Hilda Haose, Erma Shanl«, Meta Haase, Martha Leohnen. Part 4 «. Emery. Surome, Soleda Shantz, Edoa Shant, Irvine Shantz, Arietta: Hil}gartner, Susie _ Witmér, Lloyd Hallmap, > â€" 3 FARM FOR SALE Of the greatest.bargain in Ladies‘ Coats ever & seen in Berlin. 100 Coats must be cleared out. i __â€"..~â€"~Here is how they go: . â€" f4;. e The Farm For Sale ut 30 LADIEE‘ AND MIS8SE®! COATH, worth from $10,00 to . $12.50 4ot LAMEBAND. MISNEBS! ~COATS LADIES‘ AND MISSEH‘ COATSH {vilowing is the I ~report 8.. No. 23, Wmm 4=â€"Arthur> Lohnen, Ireng Shooâ€" SCHOOL REPORT Besglo VavEvery, Teacher pt )d gtate ."of. cultiva=| l chyt:‘oln, ”1" never wells, 14 ouge, ~ 3 hu'l..‘l r further particulars This is the Week! D. 8. SHANTZ, y Baden, Ont him Alk CHAS. B. HIX. Hawkesvilie Ont nile 11 CrosshiIH. Bl 100 rthwest north )ATS ab Sgi¢ B |$ Prints for 191 . Are in Stock now. 40000000000000000000008000000000000000008 g800e CANADILANâ€" Prints are n $ NING STREET * > = WATERLOQ . nee »ure they will ploase, yohe €00, 3 °U Aeo ind PA amonget them.that are hard to fnd elsewhere. fi;‘ uddnkeo‘.oui-nhigvmdfz‘“-fu eerenbze rast colors, éxtra heavy and extra wide, iA > 'J;;fi New Black and . White Shirtings Farmers who do their Spring sowing: sarly will find a*big range of . Shirtinz: patterns ut their disposal. . We carry the Famous Rockfast drills in a. dozen different patterns, extra heavy, fast colors We also have a big assortâ€" ment of the Black and White Striped Flannelette Shirtings for Spring in stock now, only The Savings Department of this Bank has proved to be a‘grent mvon‘;uco a:'zhou'::a of .u.‘:'i'.’m friends and others lorthig:g keeping of their spare money. : ~ Lae hok PPE ~. se â€"It is not necessary for a man to be free of other indebtâ€" edness in order to avail himself of the privilege 5 l'%.‘k accour As the money can be withdrawnâ€"at any flozt acts as a depository for the money until such time as it is needed.; 2:E â€" is %&mufy. “wm':‘m' can b.':‘dn u;:f t_hnl «fi nking !IUIIIIL e * ic s ie 9 ‘s itdfaihtget Fe ieeapk S$. â€"B. BRICKER & CGO. Captal and Reserve© $8,944,000 > $50,000, 006 Wateriloo Branch P. V. WILSON, Msnager The best in the: world. We se}lâ€" Phonographs on easy terms CALE AT .OUR STORE "â€" _ : and wo will quote prices and show our Ane linc graphs. *4 m i Net lt . /+z Famous Edison Phonographs The Bank of Toronto rth from $7.50.to $10,00, for Loans made to responsible people on reasonable terms. We are the Headquarters for the a ies ké Co 16¢. a yard Don‘t forget the place Doersam‘s Bookstore. _ The House of Quality WATERLOO «/ in beu FARMERS! 400 AND RECORDS 12 %0. if you thi w â€" roa D t Wwant 1y A word : about Floor ~ _ Oil ‘Cloths We‘ have stocked a range three times as large as usnal inmlflw%: leums and Oil Cloths, and the prices will be within reach of all:: Bring your measureâ€" ments along and let u-,in you mtlfini}hdmtden??- ing your Dining Room, etc. $ LA UR 1INED COATB + ¢ ~ EWE ;.#3 css :. MB 145 â€" bvidih wtn lt RiiSemdid s21 H $50 for $80 for $60 for $75 for ALETTE â€"COATS it IDSpeCtiO® buy them now.: We for ONT. P} $30:00 $39.00 $10,00 $50.00 £20,00 $10 .0( $15.00 $15.0«