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. \ . It sets the whole body go S Noi Tess woran aild thard. .»', of ‘the Dominion Railâ€" _ way C on this week the Berlin . mnd Waterloo Street Railway, or in â€"_ Other words the Town . of Berlin, is _ held liable for oneâ€"half the cost of â€" maintaining a watchman at the G. _ . R. crossing on King St. few years ago the Town of Watâ€" on prioo was similarly held liable _ for \ meâ€"hall the cost of maintaining . a }&‘mnn for the protection of pedesâ€" 4 gfilll and drivers of vehicles at the /_ @.T.R. crossing on King St. in that â€" town and has been paying its monthâ€" J“%Is\wh-re of the watchman‘s _ wages â€" ever since. _ Rierasterina" Whe _ sCcoTT‘s _ EMULSION dispensable factor in the life of the place and as such the municipality ‘should be willing to pay its share of the. expense. _ A more â€" equitable method, however, of apportioning the cost of watchmen at _ dangerous crogsings would be for the railways to stand the expense and they in turn mmight be trusted to levy sufficient toll en the people as a whole who are served by their iines to reimburse _ That a municipality whose street a railway happens to cross should be Haddled with a proportion of the cost wfi protecting its people from the danâ€" ger thus created must be regarded by fie ratepayers as a manifest injusâ€" tice.. It may be argued that the railâ€" way is a common carrier and an inâ€" dispensable factor in the life of the place and as such the municipality _What to do with the man out of work is always a serious . problem. According to a recent report that problem has assumed a most serious aspect in England toâ€"day where unâ€" less reliel is provided bread riots are threatened on an unprecedented scale. Intermittently, says the Philadelâ€" phia Post, for more than forty years, the English Government has _ been dealing with this subject, in various acute phases. During our Civil War, when the cotton famine caused great industrial distress in â€" Lancashire, %welve hundred thousand pound& in mmoney was appropriated for special relief work and â€" some thirtyâ€"eight thousand persons _ derived â€" support from the fund. After the Boer War unemployment was recognized as one @fâ€"the standing problems of governâ€" ment. is ‘JInâ€"1904 the labor department of the Board of Trade investigated . two thousand families fairly representative of a large working class and â€" found the average family income to. be $8.96, while the cost of food (3.6 children, on the average, living at home) was $5.47, not including liqâ€" wor or tobacco. That does not, after paying the rent and buying _ some clothes, leave a very wide margin for a rainy day. & In every industrial country, _ even the United States, there is rarely a time when some men cannot _ find work. Any shock to the industrial Organization multiplies theirâ€" number rapidly. Unemployment, in fact â€" meaning involuntary idleness of men willing and able to workâ€"is, in some Gegree, a â€" pretty constant _ factor. Some countries attempt to deal with it by supporting government employâ€" ment agencies. _ In Germany _ and Switzerland societies write insurance against unemployment. The ancient nationâ€"faintly preseryâ€" ed in cartoons and stock . newspaper jokesâ€"that the man out of work was mecessarily a "sturdy beggar‘‘ _ and rogueâ€"disappears under scientific inâ€" vestigation WATCHMEN AT RAILWAY & CROSSINGS. ; We live by our blood, and on it, We thrive or starve, as our bloodbrlchormr. 'I‘hereis nothing else to on or by. When s gth is full and ?Mb h are being reâ€" reshedâ€"bone, muscle and brain, in body and mindâ€"with eontinual flow of rich blood. ‘This is health. When weak, in low no cheor. nn enrind. M‘p‘flg’tf is BLOOD not rest and sleep is not «leep, we are starved: our blood we are starved; our blood is of nndhl; fre n mrru_ldov lo:;- 'lnhwnk. k o es ts THE UNEMPLOYED ates reasonable and | _ Woos , & No izA . cald s l anp Wate ". A lc ht uk e EL ‘,'ia ‘ s ul ;wt,qw&’“ hE C . â€" s e udW ob ies 7 ols must be left at this [South riding, and one in .,i’x, us * YÂ¥ P i * asss axecom | dotatidy of too M Caraiey Ih-“.t' with Col. W, M. Dl’dl.,‘ol“ N AT RAILWAY as commanding officer, ® ossINGS. 5 headquarters at Woodstock. e 'mM will 'mwh.o: '1‘:“:: l once, 1 of ‘the Dominion Railâ€" | grst time next ’onq at either _ Nia n this week the Berlin }gara or Goderich. The regiment will Street Railway, or in | be lfll'“ up 0: ::: :’u of t& oung farmers o wo â€" coun e Town . of Berlia, is MOM"$ur Witmout doubt be a splendid oneâ€"half the cost O | pody of men, and a credit to the watchman at the G. }militia and the district. f 2k ‘The squadrons will ‘be made. up ‘by each township contributing a ixfl of <~about fifteenâ€"â€" men. â€" For squadron an armory building will be erected . by the Government. . That for the North Oxford squadron _ will be at Woodstock; for South Oxford, at Ingersoll; and for Waterloo, . at Prestor. The officers of the regiment are:â€" Lieutenantâ€"Colonel, Major Davis, Berâ€" lin; Captain and Adjutant, ‘Capt. A. Papierre, Paris; North Oxford OMâ€" cersâ€"Major Capt. J. M. Ross; Capâ€" tain, Dr. Sutherland, . Princeton; Lieutenantsâ€"H. J. Mclntosh, Woodâ€" stock;" Allan Munroc, Embro; Geo, McDonald, Thamesiord; Dr. Sutherâ€" land, Embro. Minard‘s Liniment Co., Limited Gentlemen.â€"I have used MINARD‘S LINIMENT on my vessel and in my family for years, and for the every day ills and accidents of life I conâ€" sider it has no equal. 1 would not start on a voyage with out it, if i8 cost a dollar a bottle. CAPT. F. R. DESJARDIN, Schr. "Stroker," St. Andre, Kamourâ€" aska. Those who join the regimentâ€" supply their own horses. â€" The regiment‘s dress uniform will be scarlet, . but there will be as well a khaki suit for ordinary wear. _° * South Oxford Officersâ€"Major, T. R. Mayberry, M.P.P.; Major, W. A. Edâ€" gar, Ingersoll; Lieutenants, Justus Miller, Mount Elgin; F.. L. Clarkâ€" son, Sweaburg; Wm, Seldon. â€" Waterloo Squadron Officersâ€"Major, Francis Moss, Preston; Captain, Mr Clare, Preston; also four lieutenants North Oxfordâ€"A man from . Norâ€" wich, not yet appointgd; § Denver, Col., Nov. 13.â€"Aiter a sesâ€" sion of only an hour and a hall Toâ€" day the convention of the American Federation of Labor adjourned until toâ€"mortow. A.F OFL. MAY COME â€" Routine business only was . transâ€" acted toâ€"day. s Rumor of conutests for official honâ€" ors in the American Federation â€" of Labor are beginning to be heard, alâ€" though the clection of officers . does not take place until next week. . No one is mentioned as an opponent . of President Gompers for reâ€"election, but there is a report that Thos. L. Lewis, who succeeded John L. Mitchell . as president of the United Mine Workers of America, will oppose Mitchell for the position of second viceâ€"president of the federation. The matter of next meeting place is becoming an interesting topic of disâ€" cussion, a large number of delegates apparently favoring Toronto for 1909. ‘last night also came in for a roast. Many of the choristers had to force their way through the ctowd, and proming@t | citizens â€" declared â€" toâ€"day that had. #% not been for the poltice ! many womten would have been badly hurt in the rush. Stewart Houston | declared toâ€"day that the drill Nall arâ€" . rangements #for the admission for the ipubhc were made egainst his . judgâ€" | ment and on the advice of the police. arrangements had been made here for hotel accommodation, but that it was | Dr. Harris stated that months ago discovered at the last minute the hotelmen had overlooked them. SEVEN AND EIGHT Hamilton, Nov. 11.â€"The members of the Sheffield choir will remember Hamilton for the inconvenience they had in securing hotel accommodation. After the concert last night many | x or thm h.d to Shift ‘Or u'commodl- | punrommmmammnnpenmmpmnantie.arecpomnegese «ommmm en e ce on mememmeene tion, and at midnight a large section of the male contingent had beenâ€" unâ€" WILL |NHERIT TWO M"..I.IONS able to get into the hotels and were es obliged to seek lodgings in private| . . houses. In a number of cases _ the| New York, Nov. Tl.â€"By the death girls were packed seven and cight in of Patrick Dilion, a rich gold miner, a room, and many of them were obâ€"‘ cattle raiser, and Pacific coast specuâ€" Mged to sieep on the floor,. _ At c_lo' lator, his fortune, over two millions, of the Lotels two married couples w iJ hbe distributed among the heirs were obliged to sleep in one rovm of ins d.ad b.yiutr, wikein, _ who with omly a sereen between _ them. . went to Hamilton in the early | sixâ€" The arrangemerts at the drill shed | ties._le died there, as far as ascerâ€" CALLED TO A LARGER SPHERE Rev. George W. Barker, pastor ol1 the Methodist Chutch, Acton, and well known in the Twin City, bhas been invited to the pastorate «f th: Methodist Church, Wingbam, at . the apening of the next Conference yea> in June, 1909,. After: due cont 1N A SINGLE ROOM TO TORONTO Yin & m © Mospital on Fridey w aane To a Mnm‘ tnjoyable event. That the interest in the institution â€" is increaging â€" was evtâ€" @#enced by the large attendarnce of ciâ€" tizens, from Berlin and Waterloo, _ the ‘public . ward: and main corridor boing dlled to its utmost capacity. The public ward wasâ€"beautifully doâ€" corated with bunting,, flags, chrysanâ€" themums and roses and made a . Yefy inviting appearance.; The Chairman, Mr. Schmalz, in a briel address, <reâ€" ferred to the excellent success of the institution during the past, and . the valuable assistance rendered by â€"the Ladies‘ Auxiliary, which is furnishâ€" ing the Nurses‘ Home and maternity wards, the Young Women‘s Auxitiary: oL. Waterloo, which paid for the inâ€"q stallation of the new elevator, the medical staff, the Lady Superintendâ€" ent and ‘the capable staff of nurses. Ii¢ extended his good wishes to the young graduates for a successful carâ€" eer in their chosen profession. ‘The Chairman _ presented lthe. diplomas, which were neatly inscribed by â€" bis @rtistic hand. 6 ‘ ing‘s â€" proceedings was the prescniaâ€" tionâ€"ui tue diplomas and medals _ Wy. Ptesident . W. H.‘ Schmalt, who â€"proâ€" ‘sided, and. Miss~Bessy, Lady Superinâ€" tendent zo the <graduating nurses, Misses ReSecca Gies and Dolly Liyâ€" ingston, ¢ who have completed : their Course in a~ veryâ€"creditable â€"manner. Each of the young ladues secured beâ€" A%weéen 93 and 95 per cent, of . <the Totalâ€" ~mark inâ€"nearly every subject. Misses Gies and Livingston were the recipients â€" of hearty congratulations trony the â€" members of the medicu staff, Hospital Board and the guesis who were in attendance. a friend ofâ€"Saint Jerome, a Christian lady of Rome in the 4th century. We read that this noble lady sold all her goods, dfessed the wounds, of the maimed and wretched and ‘cartied.the sufferers on her own shoulders. . And to every nurse the name â€" Florence Nightingaleâ€"that angel of mercy _ of the Crimean war is sacred; also the name of the equally worthy minister of charity whom America now honors Miss ‘Clara Barton, the representativo of the Red Cross Society. h t abtradiathrsily on t en lt The medals were presented by . the Lady _ Superintendent, Miss Bessey, who gave a brief review of the work of the Hospital last year and read the following interesting address:â€" Alter the Crimean war the darge sum of $50,000 ~was presented to Florence Nightingale by a gtateiul nation, but was returned by her with the request that this sum be . used to establish and maintain a training« school for nurses. Therefore in . the year 1860 the first training school for nurses was organized in connection with St. Thomas Hospital, London, England, and in less than 50 yeats the nursing profession has reached the standard of the present day. Now we have local, state and naâ€" tional associations and the first state law for the registration of nurses was passed by the New York State. We have now registration in neatly everyâ€"state in the Union and _ we trust the day is not far distant when we will have regislatior. for out Canâ€" adian nurses for the question has been under discussion for some time Then every nurse that passes the exâ€" amination in compMance with these The honor of founding the firss hosâ€" pital is usually ascribed to“_l"abioh. Let us look fora moment at _ the ficld of the trained murse. The work of the nurse toâ€"day does not | mean the care of the sick in our homes and hospitals alone. Think of the . work laws will be entitled to the letters tained, twentyâ€"five years ago, accordâ€" ing to a firm of western lawyers who made secret investigation. _ It . was not definitely learhed whether William has any surviving â€"children, â€"but his nephew, "Jolin Dil%an, Gléns Falls, N. Y., and two sisters, Mrs. Kate Kiine, 195 Ryerson street, and Mrs. Brophy, 45 Hark Place, Brooklyn, will inherit millions left by ~the. old fortyâ€"niner, who died childless, as soon as they establish their relatronship . record, which seems perfectly clear. The Dilâ€" lon family of three sons, ohnh,. .. Witâ€" ham and. Patrick, and two . sisters, came from Treland in 1836, and _ setâ€" ted in Brookilyn. Patrick martied, became a Brooklyn merchant, â€" later removing to New Orleans, then, takâ€" ’lu the gold fever, he took his young daughter, his wile having died, : and '}“ fct 2 property bu:? in anvuary â€"he se es t P aAier c Presentation of â€" Medals that 16 being done qutsifle P ~Â¥a l of al:oopiw-.h;%dw-?'m: nianded in the atmy; naty, & sanitarty W,uw} esâ€"atrl there is perhaps of the prolession which ~~so universally the profession which ~so universally commends itself to th@ public fayor as _ that of district nursing.. She brings into ‘the squalid homes of the poor ‘an educative and reOning pres P lA Lo wd hime _E the Taws of beaith and hyglene, and it is almoss true to say that wheré Â¥er ‘a nurse enters the â€" standard > of living is raised. «* . We have also the School Inspection Nurses, the Settiement Nurses, _ the Mission Nurses, and. we must __ hot forget the Grand Victorian Order "of Nurses 1 am glad toâ€"be ahle~to tell you that a graduate of this school belongs to the Victorian Order of Nurses, and is doing work in Stratâ€" ford. We find there.is work fof the nurse everywhere, in fact wherever a community~ of people | are gathered, there the nurse is in demand. As great as her profession now is and the future promiges. still greater things, it is and must necessarily b¢ subordinate to the medical profession. Every nurse Rnows that loyalty to her physician is one of the first ‘aws of our profession, and some one has said that "plear,hg theâ€"doctor is the And now just one word or two= 10 ‘he nurses who are about to leave us. I would ask you above all _ to remember® the bigh ideals: of your profession and your wonderful _ opâ€" portunities for good. Nowbere is the true woman the generous sympathetic friend, the patient, tactful compaaion so eminently successful as at the hedâ€" side. Remember that three years of technical training alone < never ~yet made . a nurse. ‘That many. graduates of good schools are dead failures is good nurses. But the practical nurse who enters into her work with a true understanding of its needs must SsuCâ€" ceed. â€" Your life will be a busy one, but the _ late Charles Kingsley says: ‘‘Thank God every evening that you have something to do that day which must be done whether you like it ot not. _ Being forced to work and. to do your best will breed in you . & hundred virtues which theâ€"idle never know:" . If each day we have: acted well our part in bearing the burdens of others,. in comforting, cheering, and relieving their sufferings, then the practical: nurse will not only have made berself a blessing to humanity, and a monument _ tp its redemption, but a‘ glorious fulfiment ef Christ‘s greatest law: ‘"Do unto uthers as ye¢ would they should do.unto you. ‘ ‘ gurest way t and butter." Each of the graduates were . DrCâ€" sented â€" with beautiful bouguets _ (f roses and chrysanthemumn by â€"memâ€" bers of the nursing staff and < theit friends. During the evening brief and inter= esting addrceses were delivered by Messts. J. B. Hughes, Geo. Diebel, E. P. Clement, K.C., â€" W. Sheppard L# D. Mertick and Dr. Minchin _ cf the Hospital Board, Dr. J. F.‘ Honsâ€" berger and Dr. J. E. Hett of the meâ€" dical staff, and Revs. F. E. Oberlandâ€" er, 8. E. Marshull, J. T. Marshall and W. D. Lee, all of whom spoke in loud terms of praise of the excellent work ‘of the nursing staff and the in creased unterest that is being maniâ€" fested in the work of the institution. The various addresses were inter> spersed with vocal solos by Misses Killet. Dreger.and M. Hallman . and Mr. Sbildrick all of which were eauâ€" tifully rendered and greatly appreciaâ€" ted. Light refreshments wete served and altogether the exercises were the most suecessfuf in the history of the instftution. > INSTITUTIONS ARE WORTHY | OF SUPPORT, At the County Council meeting on Wednesday, Mr. _ A. â€" Weidenhammer presonted a brief report om behall of the commitlce that had mide a round of visits to the various public instiâ€" tutions in the county that are roceivâ€" ing aid from the county, The report which was reccived, was as follows: To ‘the Warden and Members of the County Conncil, Gentiefienâ€"Pursuant to a resoluâ€" tion" passed at tho June~ ~session of This Council,â€" your committee visited the public institutions receiving counâ€" ty grants. Onâ€" September 17th, Warden Lockâ€" hart and Messrs. J. Cochrane, Betlin, M. Mullen, Preston, S. Cassef, Wilâ€" mod, T. B. MeLcllan, Galt. and A. Weidenhaminer, Watcrloo, ‘visited â€" the Galt Hospital and the Galt Collegâ€" iato Inxtitute, and on Sept. 29th, Warden Lockbart and Messrs. l-llmp: McLelian, Casgell, Dammeier and denhammer~ visited the St. Agatha Orphanage and the Berlinâ€"Waterloo Hospital and Berlin Collegiate _ and ‘Technical Institute. Your Committee was well received at every one of these institutions and shown em:“ courtesy possible, by ?,: principals tendents . f Tat as the mm'mu aee, â€" the> institutions are carefully imanaged 1nd | Brief Addresses to add jam to your bread ,‘bwmfld to pay a fine of wm ;nwthl;b‘ uh.-ut’-l flanwhihl ’l“‘% $200 on his own. .. â€" Eack party is to pay his own comfe. . ... . it "oiten ‘situok. bim "hat Abe paper itofiq‘x”nnck i a ~paper ofl”vdfl,mm‘“hdm' cised a demoralizing influence on the Pubflo.mmm'mdm ittle consideration. He said it was only fair to say that counsel for the defendant agreed that it was not the intention to charge Edwardsâ€"with the abominable ctitmes suggested. _ In the afternoon Mr. Nolan, ‘counâ€" ”luhu TX BMR , llulnl‘w “.' werful and logical adâ€" s F,-,, an hour. g.‘ a m clever libelious article. * mloek’- address to the m 40 minutes. He told unmmxwdy on A7iVET . C in any part, but he at could ind McGillicuddy. justified it thought so. ‘The i'wvnn' out at 4.19. . P. Davis, K.C.. counsel for Mo GiMcaddy, made his address to the yesterday morning, entirely igâ€" cing the evidence which had been discussion of various cog‘i:l of_ Ihe Eyeâ€"Opener, from. which mdex- .m:hd t of th "i? a on account of the publiâ€" ufiondmni*gmn““dm"” of his drunken habits. hnfifih&dd(huthodehnclwhhed He insisted tlu! this was the trial of Edwards and not the trikl of Mcâ€" Gillieuddy, and he called upon the " " MX wke 20900 in Prnavacins : Bvwr tNO LODGING HOUSE put..tpafor the defence. , . _.___ .. #f+~ TDEYI# â€"tontmed «fimeulr to a jury to suppress The Eyeâ€"Opener by 8 ner thelr veraich, ... The judge intimated that he should direct the fjury to find a verdict of r:flmnu regards the matter being ibelious, but that he should leave thein to eo:zlder as to whether or not the plea of justification lu(!" been the bfim otfiwmuum BAE CCC e‘efh shed. e court then adjournâ€" Hon. Mr. Cushing, Minister of Pubâ€" li¢ Works for Alberta, was examined in behalf of the defence regarding an article appearing in The Eyeâ€"Opener last &m relative to a (deal, when *bought certain lands at Lethbridge from Howard Douglas for Goverament purposes. Cushing said there was nothingâ€" in the deal. Further, he said he thought the arâ€" ticle in The Eyeâ€"Opener cast discredit w honesty. He had known Edâ€" for some years and knew nothâ€" m&ushd him ‘!)demmlly Dr. Mason, ward‘s physician, caled by the defence, testified that he did not consider Edwards either a dissolute, a depraved or a ucsine?(: ETe is not attended Edwards. Previous i0 that he had attended him for about five years, off and on. He considered Edwards a res&emble member of the gnmnnity. whose only failing was at he drank now and then. He did not believe be wa«s a dope fiend Toronto, Nov. 12.â€"For theft of $16,« 4956 from his former employers, the Farmers‘ Bank, Duncan Emeron Moâ€" Callum was sentenced to four in tlm Penitentiary by )m trate ord yesterday afternoon. He pleaded Sfilty and was given * t misparapocey and. eanatoh p m , and me and was at last taken to the jail awaiting transfer to Kingston. s In delivering sentenoe the magisâ€" trate said that it was but one more instance of the pernicious influence of stock gambling and horse race betâ€" ‘ ‘Whe shortage was placed at $16,495. Of this $5,083 was covered by ufi pf McCalium, recovered from vnflafi_ sources. The Fidelity Gauntee s 1...0" s nuaent tC M : nwuly onds have _ It is understood that. McCallum‘s heaviest losses were on. the horses, and that no‘o‘ti of his :'ook ve:m particular s Cobalt deals, .ouunnl}!e returns. * hond covers $5,090, andâ€"friends hay: 1t is not likely a municipal 1â€"â€"iging houge will be estabjished in Hamilton. Mayor Stewart is strongly oppoged to the scheme, and some of the members of the committer appointed fo visit Cleveland and other cities to gather information have backed up on â€"_(be proposal. 7 Local shippers are advised by the railway companies that navigation for Pt. Atthur and points west will close of call on Gcorgian Bay on â€" Nov 24th. + CLOSE OF NAVIGATION BANK TELLER SENTENCED. it persisted in, they should be Navamkar Ofc+ and that for narte Black Watch |° ing Tobacco CASH must accompany all orders, â€" Make rcmum? Registered Leiter or Express Order to _ | _ _. _ _ _ Waterloo Branch, J. Moorman, Manager. Honor Graduate Toronto Conserva tory of Music. s ‘TEACHERS OF _PIANO ORGAN AND > THEORY THE CANADIAN BANK |. OF COMMERCE °_ Miss A, R. Bean, Miss E. L. Bean B. E. WALKER, President | Paidâ€"up Capital, $10,000,000 ALEX. LAIED, General Manazer Reserve Fund, â€" 5,000,000 tud Relegraph Borlding: Ring "buset cOUNTRY BUSINESS banking business. Sales notes will be cashed or taken for collection._ f Ac t be opened by .mail, a BANKING BY MAIL SSXE ToAE o windrans in hx usae with aAnalâ€"facfity. 118. this way with equal facility. ils d for exaimination PT"&II&" &.ul:rrntwy"ohn‘c n-‘l' Toronto University, _ _ _ _ . _ The â€" twentyâ€"fourth antual meeting vf the Guelph Presbytery of the Woâ€" mehi‘s Porcign Missionary Societyâ€" will beheld in Chalmer‘s «burch, EBlora, Branches throughout Canada, and in the United States and England The Loading Meat Market John Fischer Proprietor has the reputation of-:’pmno Its numerous customers with the cholcest and bost of meats all the year round. In the line of meats, we have Beeof, Pork, Veal, Lamb, Sugarâ€" Curéed Hams and Bacon (our own .uh.fi.mw,llwmmd- In the line of homeâ€"made sauâ€" c nnis sn ced Cheese, Livet ooo on d Saomer hauskige, _ OChronicleâ€"Telegraph and Weekly Mall .....,.. , .. ._,:,,‘.' L eÂ¥42 Chronicleâ€"Felegraph and Family Herald and Woekly Star.. Chronicleâ€"Telegraph and Farmer‘s Advocate .............. Uhronicleâ€"Telegraph and Montreal Weekly Witness.... .. .. Ohropicleâ€"Telegraph and The Canadian Dairyman and Farm Give us a trial and be convinced Orders promptly delivered in all parts the town. Phene 243. Uhrouicleâ€"Telegraph and Weekly Sun (a farm journeal) ‘Ohronicleâ€"Telegraph and Country Gentlemen....;, ... . Obronicleâ€"Telegraph and Toronto Dally World ,..... .. Uhronicleâ€"Telegraph and Toronto Daily Mail.......... Obronicleâ€"Telegraph and:Toronto Evening Mail.... .... Ohronicleâ€"Telegraph and Northern Messenger.,...... ,, Chronicleâ€"xelegraph and Toronto Ssturday Night, . Chronicleâ€"Telegraph and The News (Daily) . ... ., .. HEAD OFFICE, TORONTO ing WOR 1. ir+1 4+i x+« +rrkFt David Bean Every facility afforded to farmers fi others for the transaction of Sanderson‘s ~Bakery Fancy Cakes. INCORPORATED IK 1868 â€" _ â€" _ Total Assots Sist December .. _ sazpsos q1 _ _ ~&# _ WATERLOY MUTUAL » President, Thomas lilllanlq J. B. Hall, A.L.A., _ P. N. Roos muctlog and Safe Investment are combined in the _ Head Office Waterloo, Ont FIRE INSURANCE COMPA NY _ King §$t. Waterioo j Fancy Buns, Bread Rolis, and BOARD OF DIRROCTORS, Geo .Randall, Bag., Waberico, Dr. J. H. Webb, * kn oviegh Bre. Preame." Allan Rowm@n, Eeq., Prestor, P, ©. Shants, Preston, Thomas Gowdy, Reg., Guelph Iâ€"--'Woâ€"»“-“: & t OE MIL ERE ; Goorge Randall, Prosident Wm, Snider, Viceâ€"Procident, Frank Haight, Manager, K. P.;Clemect, Solicitor, Berlin., Write for Last Annual Report Nigh@Earning Power. Large Profite <to Policy» C. A, BOEHM; Distriot Agoent. DOMINION : LIFE $ EKDOWMENT POLICY OF THE ESTABLISUED 1867 and â€"Canada ~:Publisher â€" » Waterloo, On&- 12y Badenr, Ez