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Ne.: _ Per partioulars gae w tonce for particulars res Eax {2 Su0kSzKRoven ing This High ‘Gredc gepen ""ad. s & OO. _ |odoipmentis varurpassed by any Cana: o * _ . oo AMempSdte and Ascident Ins. Agents, |registered free in ine * 1 LT*008!08 mt en on e o e CPaF & monthly payments ot:the loan may be iee in thereguier tay. ntacd â€" _ _ Basy Terms © BRasy Payment * Borrowers Given a Definite Contracé. oahdinh® daintdadutite The death took place on Wednesday Berlin Branon. :r Mrs. Philomenia Kubry at the eme of her sonâ€"inâ€"law Mr. H. Herteis, J. P. BELL, Agent. Foundry St. Deceaséd had passed the allctted threeâ€"score years and ten, being 78 years, 8 months and 4 days of age, at ‘he time of her death. She io was a native of Baden Germany but lived in Berlin for many â€" years. She THE CANADIAN was well beloved by the many people s * ‘with whom sbe came in contact in BANK OF COMMERCE ts AXzss.en : said she . |fought the good fight of faith. The . BSTABLIBHRD 1907, 'funornl will take place on Friday Capital £ Rest morning from the bouse to the R. C. 46,:8 0,000. 111,260,000. Church and Mount Hope Cemetery for HEAD OFFICE, TORONTO. interment. HEAD OFFICE, MONTREAL Paid upfiDapital â€" $2,500,000 Reserve Fund â€" _ $2,050,000 A gemeral banking business done. Col lections made, drafts fssued payable in al} partsef the Dominion or any place in the werld. Hilghest rates 6f interest allowed for monsy deposited in Bavings Bank or special deposite, JA0OB nBSPELER, Manager Waterico Branch How and Where To Borrow Money The Molsons Orders issued on ail points at lowest tates. Special sttention paid to the business of farmers and out of town custemers. Blank Notes for farmers sales supplied free on application. Deposits of one dollar and upwards received in the Savings Bank or on Bpecial Deposit and highest rates of interest allowed. Drafts and Money WATERLOO â€" BRANGNH .: Y&l¢ietda c & general Banking Business transâ€" acted at the "Patal Assate 0 20000 00. 000 UHgt iD Total Assets = = = ["m'm SAVINGS DEPARTMENT. The chances are you never save at all unless you open a bank account. Don‘t wait until you get out of debt, ~ _ but kw‘ m);flllol:.oshlng every week and you surprised at the total in a short time. Deposita of $1 and: upwards received. We adti interest twice a year, in May 3. :nd November. is hete L udi ou Enow your money ere, | you can get it without delay when you want it. Money loaned on all suitable securities at lowest rates. BANK OF HAMILTON ‘Carter‘s Little Liver Pills. | Prico 06, She tw _ _ 220LPHUs cavruice, pier L viingimewels‘ SR &. J. LEXBaLL Ca., Enossure Pauls, vT. Vury amill kak on cany A. W. ROBARTS. Manmacer Ml-.w‘ Sue FooQualls Wroppor Tntew. }‘h} =~ _ 1,234,120 mss Pss on Co ARo C Cnraie in the person of Christopher Schneider | who died on Thursday at 8.30 v.m. at his late bome, corner John and Gaukel |Ste. Desth came as the result of heart disease. _ Deceased was in his 69th vear. He ‘warr native of Germant, coming to Canada when a youpg man, and lived in this vicinity for about fortyâ€"five years. Ho was a carpenter by trade and bad a hand in the erecâ€" tion of the Court House, Breithaupt tanneries and other buildings. He alâ€" so lived on a farm near town for some years. Three years ago he retired from active work and has since lived in Berlin. He was a man of honor, highly respected throughout the counâ€" ty. He was a consistent member of the new Jprusalem church, and in polâ€" Itles a stannch supporter of Reform principles. _ In his desth Berlin loses & most valuable citizen. The funeral will be held on Sunday. A wife and the following sons and daughters are left to mourn the loss of a loving husâ€" band and father; J. M. Schneider, Henry M. Schneider, A. B. Schneider, of Berlin, Wm Schneider, Waterioo, !n J:hf V‘VJhlu.‘ Toronto, and Miss New Century Opens Jan. #nd. Mary Schneidet of Rerlin ’ Following is the list of new officers elected by the 1 cal encampment Woodmen of the World: ’ P.C.C.â€"Rev. R. yon. Pirch. C.C.â€"L. Seibert. _ A.L.+â€"H. Haas. _ Bankerâ€"P. Ringler. ‘ Clerkâ€"W. Gotfried. Escortâ€"G. Meisner, Bentryâ€"J. Strub. Watchmanâ€"Max Poltz. Managersâ€" A. Lorch, D. Forsyth, T. Tracey. . Delegate to Head Campâ€"1.Forysth. Alternateâ€"F. Heiman. ,__St Andrew‘s Sunday School en‘erâ€" tainment beld on Thorsday evening was one of the most sucâ€"»safol and largely attended in the schools history. The program was a pleasing one, taken part in by the echolars. Mr Hageâ€" dorn officiated as chairman in bis nsual cleasing manner. Mr Reid wh~ for seventeen years has acted as superâ€" intendent, was presented by the chairman with a handsom» book of boems, the gift of the teachers of the Sunday school. Eachof the children was presented with a bag of candies and nute and as a whole the evening was made a most enjoyable ons for them as well as for the older people. The angel of death has claimed an _ Hos. John Dryden has réceived a letter from J. G. Jardin®, Ontario Commissioner to the Paris Exposition, saying that Canadians lave been awarded an added 2 gold, 15 silver and 5 bronze medals for fruir, and with a total of more than 20 «wurds for agricultnreand horticulture, bas beaten every country in the wor}d. \ The amount of taxes callected up to Dec, 3ist for 1899 was $58,209 04. Up to Dec. 15th of this year the amount collected was s trifle iess than :fi.;:ooo and the fAgures for the year 1900 will exceed considerably those of 1899. â€" was interested in the big Kunechtel fire at Hanover, to the ex & at of $1,250. The Berlin Mutual loses nothing by the Knechtel fire but Groff & Weppier, whose dry goods store wus burged, held a small Berlin Mutual policy. Neither company loses apythivg in the bik Oakville fire. ‘ . among bis many Twinâ€"City| aDuual deficite in her finances. increas. e" S 1 ol Ensm ie prtoinn n f em can no Mt. Jennings, late of Orangeville is | be ignore«. Sho s=6ks sssistance ffom ;..'w.ll.“l..lh CO;d- lbsh?.nviu Bank C““m t» aske this aid from the Province Morton who has been transferred to| because abe is the Provincial x:im. Barrie. sity‘ The conpection between the _ The amount of taxes collected un to | PT2vi26e and herseif is however a little j at 8. A.â€"Brubache.‘s ;%"' (8" Inte the Uaiversity 6f Tormato # days. & hbas astracted increasing, nutice tegtn € &"hm and public. of the proviaes, '&'*'”" of This cireamstubes . in ftseif is nut & on id hn i e ho nb s ho ton eour ‘ * # t s ‘ and expects :“"‘_" goes well does -::;uzxn:.-.:r 'll:-n . Milton Cook, who bas been at. | Public notice. such an \&‘Mt}ummy, is spendipg | become involved in difficulties, .nd“:: a few days in town, previous to leaving | 0000 he wisl need and claim atteation. kwh.ohluup for the holi.| 30. with tnis institurion of }earning. days. He was a student at F--ryunlthud--nniuuofi;lmim the Beriin . Ebhw and is very|Quiectnes®, but of late a ence=ssion of ONTARIO BEATS THEM ALL. DEATH OF A PIONEER. DEATH OF MRS. KUHRY. AMONG THE LODGES. . ANDREW s ENTERTA!N- MENT. BE migal Fire Insurauce Co pioneer‘s EW&.) UNIVSRESITY oOP Toroenm. of Badoh i« Brains are the salvation of the state. They are a scarce commodity. Whether found ‘:d the pulmwot in the hovel every hindrance to their and use should be nmondm interest ot the masses demand*, and every genuine democrat will wish, that the Province by a generons policy toâ€"day. The greater lawyers and the best doctors are not usually the sons of lawyers and doctors. More often they come fromh the farmâ€"talented children of parents of moderate means, who can give their sons a university training ouly if the cost be low. _ Toronto hitherto has been known as the poor man‘s university. _ Her fees are sall. Most of her students live through the year with less than $Â¥00, while the lowest estimate of a year‘s expensea ‘in institutions of equal rank abroad is usuaily $350 to $400. In these feea alone amount to $125 to $150. _ If the Provinee continues to withhold an anâ€" nual grant, the University may be foreed to collect a like fee from the students. . This increase will not dgbar the sons of the wealthy, but it will close her door to many a farmer‘s son with more wit in his head than money in his pocket. _ But more than this. The University is not to be regarded as a sort of brother in arms with the professional class of toâ€"day. Once the doctor or lawyer leaves the University, the conâ€" nection between them ends, for the University is oniy the training ground of the professional classes of the future. _ These will spring _noz‘ merely from the professional clas=es of Both parties in the Legislaydre see the need of this assistance, but they fear that such a grant wpuld be a measure unpopular amongAhe masees. Especially do they fear the farmer. He, it is thought, will see in this grant only a fresh burden placed upon himâ€" self for the benefit of the teachers, lawyers and doctors and the profesâ€" sional classes generally. This fear of vhe politicians is perhaps groundless. At least it deserves to be. Teachers, law; ers and doctors, some good, some otherwise, we shall have with us alâ€" ways, university or no university. ‘ It is however the business of the Uniâ€" : versity to give us good teachers, good! .awyers, and good doctors: to give us, ‘!jnstead of the pedagogues of the "no lickin, no learnin stamp," genuine inâ€" structors of youth, to replace the petâ€" tifogger with the highâ€"minded advoâ€" cate, the qu: ck with the unselfish phyâ€" sician. It is tree that in these profesâ€" | sions there are individuals of the highest worth without a guiversity training. But if these bad not that advantage themselves, they wetol trained by others who did. There is n prospect that this matter will right itself. Universities of corâ€" responding rank in the United Stares have twice and thrice the income of the University of ‘Toron‘to. Most of taem receive annual grants of several hundred thousand dollars from the State. If our own institution is to keep pace with these rivals, she needs similar assistance from the Province, though by no means in the same amotnt. t J Before entering upon the discussion of the question, it should be noted that the University has not gotten into this «Aifficulty through extravagance. â€" Thoe in:ome from hber capital comfortably mt her requirements up to twenty years ago; but since 1880 the number of s udeuts has inc‘eased th refold. The erection of buildings to meet the swelling attendance has eaten into ber capital, and the necessary increase in the staft of instructors has added greatâ€" ly to the annual charges upon her in come. Meanwhile the rate of interest on safe invesatments has fallen steadily, leaving the University with a dimin‘shâ€" , jug revenue at a time when her expenâ€" difure unavoidably insreased. Only } the most carefal economy has saved the institution from financial embarâ€" rassment far worse than that in which she now finds berself. pecultar. She was founded "by the |Provinee with an endowmens out of |the public landa, by right of which onâ€" dowment the Province coutrols the |institution. Internally the University to a large extent administers ber own affaire, but she dres this only in so far |as she is allowed to do so by the government which bas the final authorâ€" ity. Beyond this gift of public lands three quarters of a century ago and a :ccl‘xl grant after the destruction of mainâ€" building by fire in 1890, the Province as vet has done nothing in aid of the University. Aid was indeed scarcely necessary until within recent years, when the original enJow mont began to prove unequal to the instituâ€" 4iona growing needs. In het difficulty the University has hoped fir benefrcâ€" tions from private people of msans, i»ulthm bopes have not been realized. It is, in sbort, +1 stato" institation to which private donors are not disposed to be generous. ‘The Province which controle, it is {felt, shon‘d also pay. The question Ziovolved is not a pa: ty one. ‘The oniv point to be settled is whether the University deserres the 'help which she needs: whether, from the work which she does, the people of Ontario receive, directly or indirectâ€" _ ly, enough benefit to justify the Legisâ€" lation Assembly in making a sufficiept â€" aunual grant for the proper maintenâ€" | ance of the institution. f rda the University abould place Ae Institution for the Masses â€"Its Fin‘aâ€" sucg=asion of : j _\ ____" DUROUCNIDUSOd to be ' One of the most marvellous disâ€" best exponent in the world. coveries of modern science is the morrommrromo m omm ooo | Xâ€"ray, | Neatly everybody has heard THIRD CLASS TEACHERS. _of the invention which enables the smcs surgeon to literally look through the BERLIN. human body and locate with unfailing s |certainty the exact position of any mgd‘g:rfi.i':&.n;::& #:I.:’:bgri foreign substance. But how is this A p E Vina Weber, Hawkeville; Frank Dur peculiar light which has revolutionized ham, Berlin; W. A. Laschinger, El medical science, produced? What mira; W. 8. Werner. Ehntre. & is the mechanism employed and what Aibbilindl * the explanation of its workingst Very gaLT. few people bave actually examined aAD | _ Margaret Deans, Galt; Harriet King Xâ€"ray machine and we purpobe giving | Blair; Christina McLarty, Killean here a brief description of one Just | Mary Po‘tigrew, Glenmortis; Eva Rob installed by Dr. Hett, and said to be erts, Paris; Ethel Tovell, Galt; Eliza the only one in Ontario outside of the beth Winter, _ Galt; Cilm Flint larger cities. After all, to anyone | Galt; Geow]. Whetbham, Kirkwall. having a slight ‘knowlodpo of electriâ€" iâ€"_ city, the mechanism of the machine is simple. Briefly summed up the whole t.th. (z:::n::‘m":::‘ t‘h'““"'t"";’ 'x‘ process consists of passing an electric|the an ifi m current through a vacuum, The| Abbey, License Inspector for South Waterloo is about to be asked for his electricity is generated by friction thromgh the rapid revolution of sixâ€" |resignation. Mr. R. H. Knowles, nnl teen large plates nearly two feet in|cipal of the Hespeler Public , diameter, in contact with email| whose resignation has been handed in brushes. These piates are in paira | to take effect at New Yeatr‘s is mentâ€" and the separate plates of each pair|ioned as h""’b"’f::‘"v his duties to revolve in opposite directions o| commence m atrong a cur ent is the result that it| _ The death is recorded 1:‘5‘“""’:‘ will leap from one pole of the instruâ€"| Township, Grey County, of Mra. 4 ment to the other when separated| Morrison, sr., aged 102 years and 14 eighteen inches. In the dark a very |days. It is stated that when in her scene obser 10ist year Mra. Morrison: milked the pretty may be ved the H. wavy streaks of light resembling on a| cows regularly. She was born in Howâ€" email scale ths "chain lightning" offsiack, Lanark CWM’,WMM the heavens. To produce the Xâ€"ray»| she was -"M‘:‘n, . She the wires of the machine are connected|came to Canada 30 years later, 1 with a glasa globe of an onlm took up her '-‘.“hm about six inches long and four 1850. She had eight us‘ has in diameter. Through this which | sons and three daughters. contains no air the current passes, and dnl.d’hv-n-.g-“n- in the dark a strong biuish light is flwh.'m_.uu;nt-, T. ace "%‘ll“b. the m-h: 3" C in appearance. a greatâ€"grandchildren. yxâ€"ray. To bring it into use an inâ€" l-"":'ll\-"'z!cfis strament is used something like that| Mich., bas 'fi‘. h'.' -ahhamumcmadh-&fllfi- past but instend of glass at the farther ond | dhys®. there is an and the same feolhiétvl;t; :ai"qi“ ;;r; shared by Atre. Gowling. Description of a Machine to express his deep appreciation of this additional kindness. He suppleâ€" mented his former remarks in the same strain and praised the Y. M. C. A. in the work which he had always been interested. He had kind words for officers and members and again paid warm compliments to our good town On taking his seat, he saw the beâ€" giuning of another presentation and no doubt the well known saying, "Blessâ€" ings never come singly" suggested itâ€" self to him. ‘The second presentation was from the members of the Y. M. C. A. Mr. Allan Eby made the presenâ€" tation and read the address. This gift was a gold locket and ® chain, the locket suitably engraved orf both sides. Mr. Gowling could bhardly find words We have pleasure in showing our appreciation of your many good qualiâ€" ties and the es:eem in which you are heid by your friends by presenting you with this memento. May it serve to remind you of the strong links of friâ€"ndship that exist. Messre. Elliot and Bilger also spoke While we hase our regrets that you and Mre. Gowling are leaving us, we have the consolation that the change will have many adlvantages Jor you botb, your new home in Ottawa being Mis Gowling‘s home. THE ADDRESS. W. E. Govging, Eq., Berlin, Ont. Dear frieedâ€"1t is with a great deal of genuine regret, that we on bebalf of your students, ex students a~d memâ€" bers of the staft of the Berlin Busipess College have learn=d of your intention | to remoye from our midst. We capnot alliow your deprture to take place without first assuring you that you are ‘eaving many frien‘s in Berlin, who will over have the moat pleasant reminiscences of your stay here during the pust year and a half. You bav. alwavs shown yoursélf a true man «* The noblest work of Gud", a thorough and competent texcher, a steadfast friend whom it was a pleasure to meet, a trhe sportsman ind one who was a all times ready to help his associates ald comrades. ever iption of a Machine Recently Inâ€" stalled by Dr. Hett of Berlin. A WONDERFUL Xâ€"RAY M C. A . A. Hall was, on A __T!l.“-' and Mrs.â€"G, N. Ellistare The death is recorded in Egremont Township, Grey County, of Mrs. W. Morrison, sr., aged 102 years and 14 days. It is stated that when in her 10ist year Mra. Morrison: milked the cows regularly. She was born in Howâ€" slack, Lanark County, Seotland, where she was married June 13, 1827. She eame to Canada 30 years iater, and took up her restdence in in 1850. She had cight five sons and three daughters. One hun i The Galt Reporter is authority for the announcement that Mr. M. A. Abbey, License Inspector for South Waterloo is about to be asked for his resignation. . Mr. R. H. Knowles, E:m cipal of the Hespeler Public 1, whose resignation has been handed in to take effect at New Year‘s is mentâ€" foned as his successor, his duties to commence Fob. lst. \ Blair; Christina McLarty, Killean; Mary Po‘tigrew, (3,I«a.'mmrrh;.lluB Rl.ob- erts, Paris; Ethel Tovell, Galt; Elizaâ€" beth Winter, _ Galt; Clarence Flint, Galt; Geo@). Whetham, Kirkwall. BERLIN. Addie H. Groff, Beriin; Jennie Ogâ€" ram, Berlin; Agnes Smith, Heidelberg; Vina Weber, Hawkeville; Frank D‘;:T ham, Berlin; W. A. Laschinger, Elâ€" mira; W. 8. 'Womor, Elmira. ‘ GaALT. Margaret Deans, Galt; Harriet King, BVOZIIE P cntinttihwn w lc is at hand, set forth in such a way that by ber own needie each woman can keep up to date positively and inexâ€" pensively. . The science of housekeepâ€" ing, the care of children in sickness aud in health, the art of living and of tiving well,a life progressive in a home beautitulâ€"of all these things The Deâ€" lineator is acknowledged to be the best exponent in the world. ; World makes a great departure with the January number, just out, by printâ€" ing a prospectus of what will »&ur in the twelve issues for 1901. ith The Delineator in the house half a million practical women know that they have the very latest dress news at Land. set forth in mirh a was ahoe world makes a The famous old for 27 vears has sclatica etc. Allmmérfio';;'fl!'l-:g is an exceedingly interesting one an we congratulate our townsman, the Doctor, on keeping in the van of his profession even though the expense to himself has been heavy. bones can be distiocctly seen. A bullet lodged in a boy‘: hand was also <een plainly by the writer. The rays will penetrate the body of the stoutest man the lungs appearing lighter than the surrounding parts while the heart appears darker. The utility of the‘ Xâ€"rays reaches beyond the surgica} branch of the physiciang‘ rnledon For instance a dissased ung, gall stones or stones in the kidney, and bladder, tumers of all kinds and abscesses can be detected. Ozone which is the purifying iagredient of of the air and which exists in large quantities in country air can be proâ€" duced by Dr. Hett‘s machine. ‘The inbalation of ozone as might be exâ€" pected is highiy beneficial to the lungs and will even cure cousumption. Treatment by electricity is termed ‘‘static treatment" and Dr. Hett has been studying it for some time. The ailâ€" ments most susceptible to it are nervous diseu;n and u.:'hmle disâ€" orders such as rheumai , paralysis, sciatica etc. Altogether tha maurkinc _"!.:h:::- #t C. M. E [ FOR HOMES OF TASTE Cherry The pressure on the chest is lifted, that feelâ€" ing of suffocation is reâ€" moved, and you are curâ€" ed. You can stop that LM'] coltll. vl‘t‘h a 25 cent ottle; harder coughs will need a 50 cgnt size; if it‘s on the lua:l the one dollar size <be most economical. ;-_'"m To Sipaini Arers Ogâ€" Cood, Tender ‘How is This And Wholesome 'For a Snap SUBSCRIBED CAPITAL . . . . â€" $200,( DEPOSIT WITH DOMINION GOVT ~o > 50,¢ All Policies Guaranteed by the LONDON & LANCASTER FIRE INS. CO Assets of $15,000,000. dJdohn Shuh, President â€" ~> Alfred Wright, Secretary, T. A. Cale, Inspector. We Can Save The Mercantile Fire ATOR in orderito"*store {my meats and in so doing 1 am be:;pnpudthnmc: supply my customers wh thpodhdu.nuunnd Meats is what the people want especially during the hot season of the year. As my business has greatly inâ€" creased 1 have ‘been obt'ged to build a new REFRIGERâ€" ATOR in order"to"*store imy N. B.â€"Orders y part of the T zm 4s%~ _ THE CANADIAN RUBBER C0., Buy one of our stoves. Our assortment of both Parlor and Cook Stoves for either coal or wood is composed of the latest designs and everyone is guarâ€" anteed to give perfect satisfaction. When in want of any give us a call. We-alaokeepshtgemkd Hockey and Club Skates, Hockey Sticks, also Meat Cutters and Sausage Stuffers which we sell at very low prices. Waterioo INSURANCE COMPANY. Incorporated 1875. FIGE _ â€" â€" â€" WATERLOO, ONTARIO. Mrs. C. Steue T will be to your own e ” m s withs, ,! see for yourself d-h.:. xt few .. 8, belore purchasing elsewhere my stock of â€" A ferthers, bires, trimmed boonets, hats, ear \ _ hats, all kinds of silks for dress and fancy _‘ M. also Btltenbu‘ patterne, w"'ll stc.ete: _ 4 : : : You Money. . Long Rubber CONRAD BROS., WATERLOO. makers‘ na me, Thick rubber reinforcement all round where the wear comes. See that the heel is branded with the dn 98 i7 aP it itutbnihd tA h wl Three thicknesses of n;'bban vas and a leather insole betw and the ground Men‘s long boots, made in all weights and lengths for difterent kinds of wear. Strong, durableâ€"pure gum. Soles that wear as Jong as the uppersâ€" thick to keep the foot away from the ground. Thraa HREALLO ELEA A * PCsb KING ST., WATE Taine e tos mon worth 75c now 25C, white shirts $1 for 75¢, 75¢ shirts for 6oc, goc Shirte for sou wiire roc each or three for In gent‘s furnishâ€" ings? _ Hats worth $2.75 now $1.50, .z.‘,o now $1.25 and #1, underwear worth $:1 now 60c, 75¢ now 40c Gwm:joc and 25c, boys‘ underwear worth es of rubber, two of canâ€" insole between the foot 16 Te . vPl