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The following provisions have been made in regard to railway rates :â€" Delegates, official or alternate, and all ladies accompanying them, will be enâ€" titled to a rettrn ticket free on comâ€" plying with the following regulations : â€"At :the railway office where the ticket to Ottawa is purchased it will be necessary for each person to secure from ithe railway agent a "standard certificate," and to take it to Ottawa and present it to the secretary of the convention, who will thereupon enâ€" dlorse such certificate so as to entitle the holder thereof (on presentation of such endorsed standard certificate" to the Ottawa railway agent) to a return ticket free. The tickets will be good for three days preceding the 20th of June, and for three days after the close of the convention, Sundays not included. Hudson, Indiana, {May 27th, 1893. This is the ninth day of the session of the United Brethren Conference. The sessions thus far have been pleas ant and harmonious. _A good deal of hard work is done each day. The sesâ€" sion usually lasts from eight to nine hours besides committee work There was a pretty lively discussion on the "Divorce Question," a few deleâ€" gates being â€"of the opinion that there might be more than one cause for scriptural divorcse, referring as proof to I Cor.7 : 15 besides the direct teachings of the Savior in the Gospels. A reference was made likewise to one of the largest orthodox denvominations, as lately taking this position but the disciplinary rule was sustained unâ€" changed by a large majority. It reads as follows â€"â€" _ _ made for special and very moderate rates at the various hotels. Delegates wishing information or desiring to secure accommodation in advance can do so by communicating with Mr. H. A. Bate, honorary secretary of the Ottawa Reform association. ©"I. We believe that the marriage relation is of divine authority ; that it is the mutual union of one man and one woman ; that the obligation is most sacred, and morally bindâ€" ing so long as both shall live ; and therefore cannot be dissolved at will, nor should it be by a decree of a civil tribunal except on eyidence that one party is guilty of adultâ€" ery." _ 8 i 3 **5. Any minister of this Church who shall knowingly solemnize the marriage of er of alternate delegates, as l all be entitled to attend the ion. . Tt is desirable that meet‘ br the election of delegates be elayed, that every riding shall be represented at the convention, d that where possible® the Young iberal clubs, or the young element of he party, shall send delegates. Make the convention a fair and full repre sentation of Liberal thought in all its phases persons, either of whom has been divorced for other than the above justifiable cause shall be amenable to the Church for disâ€" obedience to the order thereof." As your readers are well aware the United States are noted for the laxity of their divorce laws. It has been said (but I suppose this is a caricature) that at some railway stations the conâ€" ductors call out "Fifteen minutes for divorces" On Friday the elections for general officers took place and reâ€" sulted as follows :â€" M. Wright, H.T. Bamaby, H. Floyd and W. H. Becker were reâ€"electâ€" ed bishops, the latter for the Pacific Coast. _ He resigned the position upon which Rev. W. Dillon, editor of the Christian Conservator, was elected to the office. Rev. C. H. Kiracofe of Dayton, Ohio, was elected editor of the above named paper, Rev. W. H. Beckâ€" er was elected General Missionary secretary and Rev. F. M. Keiter of Chambersburg, Pa. was elected Pubâ€" lishing Agent and Missionary Treasurâ€" @r. The Conference adjourned on Saturday evening. At Ottawa arrangements have been U. B. Conference is no occasion for restricting ber or the Liberal candi tes in addition to the last Dominion election entitled to send five a Liberal convention INTS CoRRESPONDENT, ARRANGEâ€" hronicle. sine die 1893 Mr. Buwman presented the annual report which was as follows :â€" To the policyholders of the Ontario Mutual Life Assurance Company. (Gentlemen.â€"In submitting the following statements as their 23¢d annual report, your directors have great pleasure in Lbeing able to inform you that during the past year your company has made very substantial and satâ€" isfactory progress. The total number of policies in force at the close of the year was 12,445, covering assurâ€" ance amounting to $16,122,195 38 on 11,220 lives. The net premium income for the year was $503 389 13, and we received for interest on our investments the sum of $111,562 13, making our total income $614,951 26. Mr, W. H. Riddell of Waterloo. sacretary of the company, was upon rotion _ of Mr. Stuart Henderson, seconded by Mr. Robt. Melvin,, apâ€" pointed secretary of the meeting. During the past year 1,968 policies were issued for assurance, amounting to $2,676,â€" 250, and 82 applications for §121,500 were declined. The total assets of the company at the close of the year were $2,253,984 20, and the surplus, after deducting the liberal amount distributed among the policyholders, was $176,301 30. .. agâ€" ) The executive committee has carefully exâ€" amined the securities held by the company and found them correct, as reported by your auditors. The depreciation in the value of real esâ€" tate has not impaired our mortgage investâ€" ments, the margin on our valuations being sufficiently large to meet all probable reducâ€" tions. During the past few years there has been a material decline in the rate of interest, and present indications point towards a still furâ€" ther reduction, and we think that it is quite probable that before long all life assurance companies in Canada may have to hold a larâ€" ger reserve than that which is required to be held at present. These two contingencies will to some exâ€" tent reduce the surplus of all the companies available for distribution among the policyâ€" holders. We confidently expect, however, to maintain in the future the liberal distriâ€" bution of last year. . You will be called on to elect four directâ€" ors in the place of I. E. Bowman, M P., Alâ€" fred Hoskin, Q. C., E. P. Clement and Hon. Wilfrid Laurier, all of whom are eligible for reâ€"election. _ ‘The amount paid for death claims during the past year was §96,000 on 75 lives, which indicates a very low rate of mortality. j The ratio of expense to income was again reduced below that of the previous year. The detailed statements prepared and duly certified to by your auditors are herewith submitted for your consideration. On behalf of the board, wa; F. C, Bruce, Hamilton; Johin Marâ€" shal, London; Chas. Packert, Stratfore © J. A2 MacKay, Woodstock ; R. Melvin, Gu ; «; lemy Mooney, Outawn ; J .L To y. Coojuto; (J, L Wideman, St Jacabs: I D atowman and J, U, C enâ€" ens, B 0 :0C, E. German, Surathroy; Ce>. Â¥. P..ie, Toronto; D. Ewin:, Cuonoure ; C,. B, Linton, Galt ; M. Moyâ€" er, St. Catharines ; J. G. Beam, Elor» ; Louis Englehart, Waterloo; F, J. Maiâ€" shall, Grand Valley ; T. 8. Pratt, Tilâ€" sonburg ; E. W. P. Jones, Brantford ; W. J. Eiliot, Toronto; E. M. Sipprell, St. John, N. B.; E. Liuton, Galt ; J. N. Martup, Kinsale; Herbert A. Midâ€" dleton, Lindsay; S. Burrows, Belleâ€" ville; W. P. Kerr, Mitchell; N. W. Ford, St. Thomas; P. E. W. Moyer, Berlin; Alex. Millar, Q. C., Berlin; W. H. Grant, Toronto; Charies Heudâ€" ry Jr., Stirton; Alex. Dawson, Wingâ€" ham; J. A. Young, Mt. Forest, and S, Snyder, David Bean, Wa, Suider, Jas. Lockie, Geo. Moore, Thos. Hilliard, and (Geo. Randal! of Waterloo. In commenting upon the report Mr. Bowman said that the amount of new insurance granted was a little in excess of the previous year. The number of policies and the amount of insurance issued since Jan. 1 to May 15th, 1893 was very considerably in excess of the amount issued during the corresponding period of the previous year. During that period in 1892 the insurance issued amounted to $869,800, while during the same period this year it amounted to $1,180,000, an increase of $310,200, or a little over quarter of a million. ONTARIO MUTUAL LFE, Excellent Wear‘s Recordâ€"Steady and Sub stantial Progress. The 23rd anvual meeting of the Ontario Life Assurance Company was held in the Town Hall, Waterloo, on Thursday, May 25th. Mr. I. E. Bowman M. P., the presiâ€" dent, occupied the chair, and among those presest were:â€"Robert Baird, Kin eardine; Alfred Hoskin Q C., Toronto; B.M. Britton, Q. C., Kingston; J. Kerr Fiskin, Toronto;Stuart Henderson, Ottaâ€" The controllable part of the expendâ€" iture of tho company had, owing to economical management of the directâ€" ors, been somewhat decreased. Mr. Bowman, in referring to the rate of interest, said it was hard to find inâ€" vestments. The prices of farm lands had declined very materially during: the past seven oreight years and this had made it difficult to find farm inâ€" vestments with enough margin to make a sure investuient. The rate of inter est on mortgage securities had gone down from 8 per cent to 6 and 54 per cent., while some companies were loanâ€" ing money at 5 per cent. Owing to the scarcity of suitable mortgage in, vestments the directors had been comâ€" pelled during the past year to invest more largely in municipal debentures, and the rate of interest obtainable on HOW THE BUSINESS HAS INCREASED ANNUAL THE ANNNUAL REPORT (Sgd.) I. E. BOWMAN. President MEETI in 1892 it had reached the sum of $16,â€" 058,117 â€" He thought all would adwmit that fair and reasonable progress had been . made. Some other companies might have a larger amount of insurâ€" ance in force, but in the earlier years of the Mutual the directers had felt, and he thought wisely so, that it would be well not to haye too much business and not to accept the larger class of policies. _ Mr. Melvin seconded the moâ€" tion for the adoption of the report. Mr. B. M. Britton, Q. C., in supâ€" porting the motion regarded the abâ€" sence of a large number of policyholdâ€" ers from the meeting as an indication that the great majority were satisfied with the management of the affairs of the company. _ He announced that the directors were considering the advisaâ€" bility of shortly extending the operaâ€" tions of the company to the provincé of Quebec and stated that already a commodious suité of oflices had been secured in the new board of trade building in Montreal. An influential friend of the company hbad interested himself in insurance in that province so as to be a source of strength and profit to the company. He felt that the policyholders of the Ontario Mutuâ€" al had good reason for boasting of the position which the company occupied at the present time and reason to anâ€" ticipate still greater success in the futâ€" ure. Mr. Robert Melvin, of Guelph, the second viceâ€"president, said that the re port read by the president had shown the affairs of the company to be in a most satisfactory condition. A frir comparison between this and other comâ€" panies showed that its standing . was equal to the best, The record of the Ontario Mutux. had been one of steady, substantial progress. _ In the year 1882 the assets amounted to $427,429, while in 1892 they had increased to $2,253,â€" 984. These were solid, substantial asâ€" sets. They were in securities available wt any time for the purpose for which they were intended. They were in seâ€" curities that he believed to be of the safest possible character. . Because of the security of investment that would yield a reasonably fair return, based on the requirements of the government reâ€" serve, it was so hard to find favorable investments that some compnnies were compelled to place their money in one particular line of security. This comâ€" pany was extending its operations to almost every siufe kind of investment in Ontario, and some outside of Ont: wrio, _ In 1882 theOntario Mutual had $5,504,478 of insurance in force, while In respect to the president‘s referâ€" ence to the lower rates of interest affâ€" ecting reserves so as to require a lower basis of interest, the manager, Mr. William Hendry, stated that it was possible that the legislature might require reserves to be increased by a rate from the present requirement of 4} per cent. to 4 per cent., but so long as the interest netted on invesments amountâ€" ed to over 4} percent. no such necessiâ€" ty conld exist and at present all Canaâ€" dian companies were netting considerâ€" ably over that amount. He stated that unnecessarily large reserves placed a serious burden on a company in the cost of investment, and at the present time in the great difficulty in Obtaining satisfactoryâ€"securities. Surplus distriâ€" bufions under the low interest rule must necessarily range lower, but as the company held a large surplus, with the view of being pr:pared to fill the higher reserve if required and considerâ€" able besides as a safeguard to contingâ€" encies, the surplus to existing members would be the same as for the former year, and it was to be hoped that a lower distribution might not become necessary. Mr. Hendry expressed asâ€" tonishment at occasional fault finding, even by business men, when the surpâ€" lus did not increase, and consequently the same premium had to be paid durâ€" ing subsequent years as if no surplus had been awarded, when the fact was that in many cases the premiums were reduced to oneâ€"half by the application of equal annual dividends. good municipal debentures, was not over"4} per cent. For these reasons the rate of interest had declined from vear to year. But it was satisfactory to know that during the past year the company had realized a very satisfactâ€" ory rate of interest. The income deâ€" rived from securities was a very handâ€" some amount, _ The risks of the compâ€" any had been carefully scrutinized beâ€" fore being taken, as shown by the death rate, and the funds were well and carefully invested, as shown by the rate of interest that had been realâ€" ized. He moved the adoption of the sTEADY AND SUBSTANTIAL PROGRESS report ed On motion of Mr. Henderson, see onded by Mr. F. C. Bruce of Hamil ton, Messrs. H. F. J. Jackson and J. M. Scully were reâ€"appointed auditors Messrs. Geo. Wegenast and John Killer were, upon the motion of Messrs. Alfred Hoskin, Q. O., and J. Kerr Fisken, appointed scrutineers for the election of directors. Mr. E. M. Sipprell of St. John, N. B., moved, seconded by Mr. A. J. Mcâ€" Kay of Woodstock, ‘That the thanks of this meeting be tendered to the president, viceâ€"presidents and directors for the care and attention devoted by them to the affairs of the company durâ€" The report was unanimously adoptâ€" SURPLUS DISTRIBUTIONS Waterloo County: Chronicle Gullible People in Massachusetts Swindled By Endowment Orders. At the subsequent meeting of the directors Mr. Bowman was reâ€"elected president, Mr. C. M. Taylor viceâ€"presiâ€" dent and Mr. Robert Melvin second viceâ€"president. Boston, May 26.â€"Insurance Com:â€" missioner Merrill, in his annual report, says the entire insurance in force at the end of the year by all companies in the state was $4,077,168,144, and the num ber of policies 1,471,068. Speaking of endowment orders, the commissioner says : ing the past year." Mr. Sipprell strongly commended the course pursued by the directorate and spoke in warm terms of the past progress and present position of the company. ‘The resoluâ€" tion was unanimously adopted, as was this one moved by Mr. Robert Baird of Kincardine, extending the thanks of the policyholders to the agents for their devotion to the business of the compâ€" any and for the very gratifying results from their exertions during the past year. ‘The resolution was unanimously adopted. The serutineers reported that the folâ€" lowing directors had been reâ€"elected :â€" Messrs. I. E. Bowman, M. P., Alfred Hoskin, Q. C , E. P. Clement and Hon. Wilfred Laurier. "With the passage of the act to wind up the affairs of the eight remaining Massachusetts endowment orders, the last official chapter in this extraordiâ€" nary craze will be written. During their brief existence the 56 Massachuâ€" setts corporations of this class gathered a membership of 365,000 and collected from the certificateholders over $12,â€" 500,000. "From this sum less than 9 per cent of the membership received in payment of the earlier matured certiticates over $3,000,000,, while $2,000,000 was paid Nearly $4,000,000â€" oneâ€"half unâ€" deniably, if not undisguisedly, a stealâ€" went into the pockets of the promoters and officers as ‘expenses,‘ leaving at the end only atout $3,500,000 for distriâ€" bution to the remnant of 330,000 memâ€" bers, only a trifle more than was gobâ€" bled by the 30,000 who got in ‘on the ground floor,‘ which list, of course, inâ€" cluded all of the ‘supremes,‘ their sistâ€" ¢rs, cousins and aunts.‘" in claims for sickness it y eCome s ce n td e an paeeat onl wl c Aieil n d abiuit Raattndie waod imltnth diviiilathâ€"inter o part mintiotiemntontatinnt it indrembnaine M mketsen n o CSOcuC and HEMP carpets. Remember we take no back sgat for any concern this side of Toronto, as we import all our carpets direct, thereby placing us in a position to give you exclusive patterns and at prices that cannot be beat by any concern that pays one hundred cents on the dollar. E Both the method and results when Syrupof Figs is taken; it is pleasant and refreshing to the taste, and acts gently yet promptly on the Kidneys, Liver and Bowels, cleanses the sysâ€" tem effectually, dispels colds, headâ€" aches and fevers and cures habitual constipation. Syrup of Figs is the only remedy of its kind ever pro«â€" duced, pleasing to the taste and acâ€" ceptable to the stomach, prompt in its action and truly beneficial in its effects, prepared only from the most healthy and agreeable substances, its manyexcellentqualitiescommend it to a{l and have made it the most popular remedy known. _ ; |__ T Syrup of Figs is for sale in T5¢ bottles by all leading druggists. Any reliable druggist who may not have it on hand will procure it promptly for any one who wishes to try it. Manufactured only by the CALIFORNIA FIG SYRUP C0., WGorsmnnke . new sonk . % ,’f;?;-».s‘é‘v' fl%/ Are you going TO BUY A NEWCARPET THIS SPRING ? CONB ERNJOY®S® A $2,000,000 STEAL Ifu you ghi?’%{“ ‘«A):.F‘«h)loings so, call and see our complete range of BRUSSELS, TAPESTRY i R ILC3 Come and bring the children to see our grand display of EASTER EGGS. Raster Eo Dyss 2 lights . @ 5 © 2 dark & 8. t 1 light & 5.. 1 dark £ 8 t 4 light 5€ 10 . # 4 dark 5 10 .# also a full stock of Turkish and Dia mond Dyes for silk, wool and cotton at We can sell you 4 light co 4 dark 3 light 3 dark Devitt‘s City Drug Store My business has increased to such an extent that being unable togive it my personal superâ€" vision I have appointed my brother George Duering, who kept my books during the past seven years, as bookâ€"keeper and cashier and I will endeavor the best of my ability to satisâ€" fy“tlhe“wifiles of my customers. â€" oo in n ho oo ie cce My brother _ was in the employ of Messrs. Wegenast & Co 24 years and is well and favorâ€" ably known and will do his best to maintain the high reputation this shop has already acâ€" quired H. B DUERING, Waterloo, April 18th, 1893 N otice is hereby given thatthestream known as the “Ca.naqua%igue” has been leased by the undersigned aud others from and includâ€" iu% the farm of George Holtzworth (about 5 miles north of Elmir») to the farm of John Burkhardt, including all the intermediate properties over which it flows. NeeR _ Fishing on the reserve as above is prohibited and trespassers will be prosecuted. GEO. WEGENAST. UNDER and by virtue of the powers containâ€" ed in a certain Nortgage which will be produced at the time of the sale, there will be offered for sale by public Auction by Josegh Mickus, Auctioneer, ‘a,t,Gr’i_er‘biel_ll's Hotel in,the T beg to announce to my numerous customers whose support has been so liberal that, in grder to accommodate them still better, I wil NBR ET meaeaiiel io en ind cowenctciadidu t it S RL have my place of businsss open from 6 o‘clock in the morning until 7 o‘clock in the evenâ€" ing Property In St. Clements village of St, Clements,on Saturday, the 10th day of June 1893 at the hour of two o‘clock in the afternoon the following property, namely: All that certain parcel or tract of land and premisâ€" es situate lying and being in the Townsnig of Wellesley in the County Of Waterloo and Proâ€" vince of Ontario containing by admeasurement one acre be the same more or less bein]% comâ€" posed of part of Lot Number twain the Eighth Concession East Section of the aforesaid Townâ€" ship of Wellesley and known as Lots Numbers Forty Eight A. and Forty Eight B. on the east side of St. Clements Street according to John Funk‘s survey of the village of St. Clements. TERMS : Ten per cent of the purchase money to be paid on the day of sale, to the Vendor or his solicitors, the balance within 30 days thereâ€" after. For further terms and conditions of sale Apply to COLQUHOUN & McBRIDE. We wish to announce to the public of Berlin and Waterloo County that we have establishâ€" ed Dye Works, where Ladies and Gentlemen can have their clothes cleaned ana dyed ab mederate prices such as Dresses, Shawls, Woollen Bed Covers. Yarn, Stockings, Ribbons Window Blinds, Feathers, Coats, Pants, Vests Neck Ties. otc. WATERLOD MEAT MARKET, 17893'; Having had 30 years‘ experience in the above business, we feel convinced that we can serve our customers satisfoctorily. BERLIN §TEAM DYE WORKS. Termsâ€"Cash, or C. press. ’i;he Berlin Steam Dye Works St., Ahren‘s Block. § Waterloo. Â¥Expor‘s Sourcitors. Dated at Waterloo the 16th day of May A. D £ NEW BUSINESS. Berlin, May 11, 1893 South of Strasburg, MORTGAGE SALE HAVE 30 colonies of Italian Bees for sale. Price $6. Lot No. 9, Bean‘s tract, 2 miles BEES FOR S8ALBE. THE GREAT CORNER STORE NOTICE colors for 5 cents E. VOGLESANG, 0R O. D if sent per ox ROBT. HISLOP, StrRasBURG, P â€"Office, Queen Manacer Butcher 4 4b Wednesday and Saturday. George B. Schneider‘s, Waterloo. The‘building at present occupied by me having changed hands it will be necessary for me to remove to other premises while the present building will be undergoing some repairs. I am determined therefore to hold a clearing sale for the next sixty days during which time I will offer my large stock of boots and shoes at remarkably low prices for cash. Call and inspect my stock and get my low quotations. _ It will pay you. Low Figures Marked. 4 stock of H. KRANZ & SON, Berlin, and decided to make the County town their perâ€" manent home. We come not as strangers to this beautiful and progressive town, but as old town boys, Mr. Clemens having served his time with Mr. J. A. Mackie, one of the best dry goods merchants of this town, and Mr. Pearce, his partner, having been in the employ of the old firm of Isaac Hoffman. THE well known firm of J. U. Clemens & Co., of New Dundee, have bought the stock of H. KRANZ & SON. Berlin. and decided to make the County town their perâ€" We claim our firm has a reputation second to none in the County, and we also feel proud in being in a position to succeed such an honorable firm as H. Kranz & Son. We also wish to say righ here that we have come to stay and we are not afraid of any compeâ€" tition, as we have in the past been in a position to hold our own end. The old Motto is still good, "Opposition is the Life of Trade." y We are Determined to put inall the life we can and make this noted establish â€" ment the Noted Cheap Store. We havelots of good goods cheap. We do not intend to quote prices, as it would be an injustice to our goods, as we do not claim to have any trashy goods but we claim to nnderstand the buying of goods and expect to make our money in buying. So we ask everybody to call and see us and we hope to form a mutual and beneficial aequaintance for all who give us a share of their trade. Stand, Berlin. J. U. CLEMENS & CO, Don‘t forget the placeâ€"Noted Cheap Cash Store, H. Kranz & Son‘s Old TERMS: Cash or good country produce. The Bankrupt Stock of A. Kern, is rapidly selling at the New goods arriving for Saturday next Secure bargains before you miss your ehance. Special values every To the Inhabitants of Berlin BOOTS AND SHOES GEORGE B. SCHNEIDER, GOING FAST! Clearing Sale for the next sixty days at and the County of Waterloo P. ZOEGER. Waterloo.