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ol ho io We Eon n w en n on es e o e Om 5 O oc 4 WB OB C . k N c 5 ie .. CCC O io ds walih ies atth indb‘ 1. . . t dE 4 A regular feature designed to help decipher the jargon of homeâ€"buying: Amortization: The number of years it takes to repay the entire amount of a mortgage. Blended Mortgage: A combination of two mortgages, one with a higher interest rate than the other, to create a new mortgage with an interest rate someâ€" _ where between the two original rates. OLD OAKVILLE + $264,900 * 2â€"storey, 4 bdrm. * Walk to town * 3rd storey potential ALLUSON JONESâ€"BECKETT* 847â€"3030, 24 hr. pager Blended mortgage payments are equal or regular payments consisting of both a principal and an interest component. With each successive payment, the amount applied to interest decreases and the amount applied to the principal increases â€" although the total payment doesn‘t change. Buyâ€"down: When the seller reduces the interest rate on a mortgage by paying NEENA‘S BEST BUYV!! Detached home in North Oakville. Priced to sell $156,000, 3 bedâ€" rooms, 2 baths, establisned neighâ€"| 3. bourhood school, inaw potential, vendor motivated. Won‘t last, call to view!! NEENA SINGH* 338â€"2201/ Pager or 849â€"1174. 2 and 3â€"bedroom condos from $98,500. Fireplace, 5 appliances. Minutes to shopping bus. SUE HODGE* 338â€"2201 or 845â€"6164. OUTâ€"OFâ€"TOWN Luxury Condoâ€"Burlington. One year new maximum security building with all facilities imof?incble. 2â€"bedroom apartment. 1,130 sq. ff. Asking $159.900. Lakeffont Condo â€" Stoney Creek. Prestigious building on Lake Ontario. Immaculate unit includes ensuite laundry and 4 appliances. Only $99.900. Invest in Grimsby. 2 family home close to QEW and future GO Train. Good income to coverâ€" costs and mortgage payments. Asking $131.200. GEORGE DONISON® (905) 388â€"8611 VITB MORTGAGE $79,000 Excellent location, near lake, harbour _ shops. . â€"Sr. â€"rec: centre. VTB 1st or 2nd mitge. to qualified purchaser. UPGRADED $105,500 2â€"bdrm. corner sulite, new oak kit., 4 appls., super cond. t/o. Great location for Seniors or Starters. Call for info. BETTY PHILLIPS* 338â€"2201/Pager ~ PERFECT STARTER Cute 2â€"bedroom on large lot, finished rec. room, newer windows, FAG furnace with air cleaner, garage. Must be seen. $164,000. MICHELE GABOURY® 338â€"2201/Pager or 845â€"8445. the difference between the reduced rate and market rate directly to the lender or to the purchaser. Debt Service Ratio: The percentage of a borrower‘s gross income that can be used for housing costs, including mortâ€" gage payment and taxes (and condominiâ€" um fees, when applicable). Provided by the Ontario Real Estate Association. ‘@ FOUR BEDROOMS/INGROUND POOL All for only $218,900. Good home in desirable north area. Main fir. family room with fireplace and wâ€"out to deck pool. Call now. MARILYN WYKES* 338â€"2201/Pager or 844â€"9859. EXCLUSIVE COURT Fine bungadlow in one of Oakville‘s nicest areos. Sunken living room, Irg. family rm. with hrdwd. walkâ€"out, private lot, inground pool+++. $619,900. MARILYN WYKES* 338â€"2201/Pager or 844â€"9859. NEEDS A LIMLE LC ] 4 bdrm. fomily home in Burlington, 2 full baths, § greo’r lot, main floor family room. Asking 149.200. Call now. | MARILYN WYKES® 338â€"2201/Pager or 844â€"9859. FREEKOLD TOWNKHOUSE Good location, close to parks schools, spacious 3 bedroom, no condo fees, call for your personal showing. $149,000. MICHELE GABOURY* 338â€"2201/Pager or 845â€"8445. MICHELE GABOURY®* Trusted for Service. Respected for Results. 338â€"2201/Pager or 845â€" 1372 HAZEL McCLEARY New price, great value, just reduced to $179,900. Atfractive 3bdrim. home, 2 fireplaces, all window cvgs., ceramics. Don‘t gflcgésl;fiARILYN WYKES* 338â€"2201/Pager or MARILYN WYKES* 338â€"2201/ Pager or «9859 ANELL FRANCIS | «l e) N a) 11( 6 M REAL ESTATE MUST BE SEEN $289,000. Exceptional value within walkin distance to downtown. Gracious principa rooms, moveâ€"in condition. Don‘t miss this distinctive home. Please call LINDA COOK* 849â€"9800, 338â€"0907. NEW LISTING FIRST AD $259,900. Prime Joshua Creek area. 3 bdrms., 3 bathrooms (MBR ensuite walkâ€"in closet), finished basement, professionally landscaped garden much, much more! Call for details LINDA COOK* 849â€"9800, 338â€"0907. OLDE OAKVILLE ELEGANCE $612,000. When only the best will do! This M â€"superbly renovated 4â€"bdrm. home offers you an open solarium, a magnificent greenhouse â€" all to be enjoyed from the gourmet white kitchen cosy family room. Please call ANELL FRANCIS*** 849â€"9800, 845â€"3344. ONE LOOK WILL DO $267,000. Sparkling white dominates this 4â€" bdrm. Glen Abbey home. A lovely separate dining room with bay window will compliment your furnishings. Choosing your broadloom colour is an added plus. Quick possession. Call ANELL FRANCIS*** 849â€"9800, 845â€"3344. A WINNING COMBINATION $484,000. Beautiful blend of "traditional turnâ€"ofâ€" theâ€"century" combined with "20th Century upgrades". Sunâ€"filled gourmet kitchen opens onto cosy family room with corner hearth. Master bdrm. is enhanced by a marble hearth. ANELL FRANCIS*** 849â€"9800, 845â€"3344. $498,000.Q -!r'nA.T?:ng\ShaBsF'aApEr‘\I;v!d ‘addition which created a massive formal dining rm. a dream kitchen which expands into the treed garden pool area. Mellow hdwd. floors enhance the foyer, dining rm. kitchen. Please call ANELL FRANCIS*** 849â€"9800, 845â€"3344. TRADITIONAL ARTHUR BLAKELY $379,000. Located on a quiet crescent within walking distance of elementary high school, this 5â€"bdrm. centre hall home boasts an updated W kitchen main bath while the treed gardens create total privacy for the heated pool. ANELL FRANCIS*** 849â€"9800, 845â€"3344. Inven’:)lls"lkle)tguired 1 presently have purchasers for South East Oakville, 2â€"storey, double car garage Olde Oakville, 1‘/ storey. Please call AUDREY WILLIAMSON®** 849â€"9800. "Not intended to solicit properties currently listed for sale". U LINDA WILLIAMSON** CoOK* Associate Sales |. Representative ANELL FRANCIS*** NA. roker Broker . 1986 Coldwell Banker Residentlal Real Estate. Presented by An independently Owned and Operated Member of Coldwell Banker Affiliates of Canada Inc. p6et ‘z ‘ge4 ‘Kepsaupam ‘elllmleo oy1 ‘elels3 jeey â€" g