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Then, 1 and no teletyp> png in to mon inz dir men most there TY novelk, the leisure farm of Mi neéar Pawlir The Lowell Thomas‘ Old White House has Room for Lots of Company and Many Hobâ€" biesâ€"Decorated in Lovely Bright Colours and a Country Mood. A1n1 C i Safeguarding these deposits is the bank‘s first care. l)vpusits of $1,000 or lessâ€" most of them much lessâ€"are owned b)-' 3.770,000 out of Canada‘s 4,084,000 savings deâ€" positors. The total of all bank savings deposits in Canada is nearlvy $1.584,000,000: the averâ€" age savings deposit in a bank is only $387. Wisely safeguarded by Canaâ€" da‘s chartered banks these deâ€" osits furnish credit that keeps ‘men at work" when used by Canadian business and industry â€"producing new realizable How does a bark make these advances â€" where does the money come from ? Banks, having branches throughout â€" Canada, mobilize the surplus funds of millions of dvpnmlun large and small, and, based upon them, make credit available throughout the counâ€" try as may be required. Millions of little sums repreâ€" sent the toil, production and lifetime savings of Canadiansâ€" vour fellow â€"citizens. goes on. The highway finished, the bank is rc-p.ml Such repayments enable the bank to supply credit to other responsible borrowers. He orders materials, sets men to work. As the job proceeds, engineers‘ Certificates enablehim to collect from those with whom he contracted, and the work ugh "MEN AT WORK!" 1 € The most (.'h(wrful sign on the road "MEN AT WORK" is an encouraging, cheerful sign upon the highway. 1t is the happiest sign on the business highway too. Business enterprise, making wise use of banking service, is the mainspring of employment. The contractor responsible for that "M en at Work" sign gets the job of building that stretch of highway by being the lowest responsible tenderer. Your local branch bank manager will be glad to talk bankâ€" ing with you. He will be glad to answer your questions, from the standpoint of his awn experience. The next article in this series will appear in this newspaper. Woatch for it. isurcly T wo Not always does he have the ready money to buy all the materials, pay wages and build it out of his own resources. He goes to the bank and, having assets and a good reputaâ€" tion, he negotiates such aavances as he may need. THE CHARTERED BANKS OF CANADA rou‘re thinking it‘s all play ‘k, I‘d be‘ter mention the the attic studia where Loâ€" s has the latost news tripâ€" m on his private wire. Not the hookâ€"up for broadcastâ€" rom his home. ) Swimming Poois 41 P e w E }EDET" 13 1 Mrs. I 2w York 1AIMl inkin our English counâ€" pretty well picture i of life on the rs, Lowell Thomas i nis Ccourts, ski runs, i ding comfortâ€"‘ As for the farming, , it seems to , impressed me the mos ake room fori tically everything th turn ‘up. And | table. The butter is bbies than we | there on the place; t vÂ¥ could ride. i cgegs for winter in wa 1M 1 PLEASANT HoMES aC~â€" the Other bank loans went to municipalities and school disâ€" tricts; wholesalers, retailers, manufacturers of and dealers in lumber, pulp and other forest products; fishermen; fish packâ€" ers and curers; public utilities including transportation comâ€" panies; stockbrokers and bond dealers; provincial governâ€" ments; mining men; churches, parishes; hospitals; and to chariâ€" table and religious institutions. Of this sum $57,490,000 went to farmers, cattlemen and fruit raisers and $30,804,000 to grain dealers, seed merchants and grain exporters. Canada‘s chartered banks deâ€" fend and protect the safety of the funds of depositorsâ€"the millions of thrifty souls we have described, whose lifeâ€"savings they entrust to their banks. No Canadian depositor, through the worldâ€"shaking events of recent years, has had to fear for the safety of a single dollar lodged with Canada‘s chartered banks. Loans to agriculture and for marketing agricultural products totalled in 1937, $88,294,000â€" 9.0 per cent. of all ordinary bank loans shown on the return to the Minister of Finance, October 1937. The funds of depositors are their own â€" not a pool from which everybody may draw at will for any and every new finâ€" ancial experiment. We have mentioned the conâ€" tractor and the manufacturer. The same process stimulates employment throughout the whole fabric of production, inâ€" dustry and commerce. In the field of business deâ€" posits, out of an average of 660,000 ""currént‘‘ accounts, 596,000 amount to $1,000 or less. Savings deposits are, primariâ€" ly, the basis on which banks can make loans. Only the confidence of the eople and their willingness to Eéave their money on deposit, enable a bank to lend money andâ€"at small profitâ€"margin to itselfâ€"serve the community. wealth from Canada‘s great re« sources. The country and all its people benefit. As you would gather from all that, Mrs. Thomas is a fine housekeeper and takes great pride in her kitchen and her cellar storeâ€"room. But she‘s noâ€" body‘s martyr to the> cause . .. usually you‘ll find her in riding breeches till after lunch ... always she‘s a glowing hostess, pinkâ€"cheeked from the outâ€" baseball team because you‘re probably thinking that‘s all the Thomas men do, but there are two swimming pools on the place, plenty of riding horses, tenâ€" nis courts, ski runs, fishing streams. As for the farming, well, that‘s what impressed me the most. For they pracâ€" tically everything that somes to the table. The butter is churned right there on the place; they put up their for winter in water glass and, of ccurse, it goes withcut saying that there is all the milk, cream and fried chicken they can use. They even cure their own beef and pork, and put up sholves and shelves of preserves and jellies. Vegetables there are in proâ€" fusion, to say nothing of fruits and berrics. The farm proper grows hay, ca‘ts, corn and other feed for the stock, which include sadd‘> horses as well as milch cows and stock for butchering. by Elizabeth MacRea Boykin Nobodyv‘s Martyr In the living room there ars the palâ€" est blue walls, a light brown carpet and a lovely floral chintz used lavishâ€" ly through the roomâ€"for curtain at the many sunny windows and for the slip cover on the sofa. This chintz hnas a white zround and a pattern in colors that blend with the pals blues and lighs browns . . . in* the design there‘s also a flash of raspberry red which is repeated in the coviring . of the love seat and for a couple of odd small chairs. A pair of wing chairs in French blue damask and a large chair in a powdery brown damask comâ€" plet> the color theme of the room. Furâ€" niture that‘s mostly 18th century, flowâ€" a houss that babies and dogs would fee at home in." Ard it is thatâ€"and more. You enter a wide hall thas goes all ths way through the house. The walls have a white pap>r with a leafy green patâ€" tern scattered over it, a . light green carpet and curtains of a chintz that looks as if it were the same pattern as the wall paper, though it isn‘t exâ€" actlyâ€"but it‘s white with grsenery trailâ€" ing overit. walls and that the fine old furnitur> thrclughout the hous> had been affecâ€" tiona‘ely collected by her. When I askâ€" ed her what she aimed at in decorating the house. she smiled, "Oh, it‘s simple encughâ€"I want>d it to be the kind of You couldn‘t expeect her to be good at everything, but somehow she seems to be. When I asked â€"her about the decorating of the house, I could tell that she‘d had a hand in mixing that subtle offâ€"shade on the living roaom door life she leads, up on the importâ€" anc. new books . . . interested in all the people she meets, She has an amazâ€" ing and flattering memory for names and often delights a shy guest with "oh â€" Iâ€"metâ€"somebodyâ€"theâ€"oth>râ€"days whoâ€"knowsâ€"you"â€"and making good on whoâ€"knowsâ€"you"â€"and making good on it with names and dates. Who wouldâ€" n‘t be put at ease at the thought of being talked about in important places? A charming guest room in the home of Mr. and Mrs. LowelH Thomas. The walls are papcred in white paper with silvery flowers and the chintz for draperies, spread and upholstered headboard of the bed is white with The library in the home of Mr. and Mrs. Lowell Thomas l creamy yellow. The portrait of Lowell Thomas, Jr. in has pine panelled walls, copnery coloured rug and acâ€" | his uniform of the Knickerbocker Grevs hangs over cents of chintz in woodsy tones of brown, green and] the mantel. Used Lavishly râ€" abouws the I â€"could tell mixing that living rsom THE PORCUPINE ADVANCE, TTMMINS, ONTARTO CECLE . J Accident prevention work in years Another â€" guest room, furnished in |}gomnsby, the author notes, has been carâ€" maple, has yellow flowered wall paper, | ried on by many mine managers as a a dark brown rug and yellow eyelet | philanthropic movement, but in recent embroidered . organdy for curtains, | years they have come to realize that dressing table skirt and flounces for the | safety is good business, and pays tangâ€" beds. The spreads are handsome hand | ible dividends. crocheted ones in offâ€"white. The third Thre foreman is described as the dressing table. â€" Lowell Jr. has a room that‘s red white and blue, furnished simply with plenty of space for his own treasures and pictures. My favorite of the guest rooms has white wall paper with little silver flowers sprinkled over it, chintz curiains with a white ground and a magneta and bright blue pattern . the chintz is used to upholster the headboard of the bed and for the spread. The sheerest organdy drapes the dressing table skirt and flutters as ‘he wndows. The carpet is bright deep blue and there‘s an easy chair in a pale chartreuse. ‘h> windows, Builtâ€"in closets around two walls and a grand biz. mirrored dressing table. cpen into the big front hall. Quite a ccnvenient arrangement,. I thought, for a hcuse that‘s likely to be full of comâ€" pany a lot of the tims. The master bedrocm is a restful pastel room, preâ€" dominatly breige, pink and greyâ€"blue with sweeping views on two sides. A large dressing room that goes with it has powder blue walls, powder blue carpet, off white quilted draperies at er paintings and a delicate pastel portâ€" rait finish the room with a tranquil sort of country stvyle. There‘s a small library downstairs whers the family spends many evening hours, Pine panelied wall with space for books, a carpet in a dull coppory rust, curtains in about the same color. one or two easy chairs in a lighter coral are complemented by two other chairs in a fin> woodsy looking chintz with browns and clear greens and creamy yellows. And above the mantel there‘s a portrait of fifteenâ€"yearâ€"old Lowell Thomas, Jr., in the cadet uniform of the Knick>rboacker Greys. The dining room is bright and anyâ€" thing but sedate, for all its Chippenâ€" dale fiurniture and old silver. The walls are yellow, the carpet is turkey red; the curtains are of flowored chintz in colâ€" ors to harmonize. «An â€" unexpsctedly stimulating room that always seoems be flooded with sunshine. Upstairs the house is arranzed so that each group of rooms has its own privacy, A little hall that can be shut off from the main hall has th> master nedrcom, both and dressing room openâ€" ing injo it. Another small back hall cp>ns into this suiteâ€"here is Lowell Jr‘s. room, connecting. with a back stairway. Then the three guest rooms Eyelet Embroidery magenta and bright blue as the predominating colours., The rug is bright blue and the dressing table skirt and curtains are sheer and white. Note the use of the white painted floor around the rug and the chintz covered waste basket. more a ft Europe, for it chiuck cloths o1 keepsakes and photographs quist detached ty engineer, Quebec Asbestos Producers‘ Association, appearing in the October issuw> of the Bulletin, Canadian Instiâ€" tu‘s of Mining and Metallurgy. The paper was awarded first accident preâ€" venticn prize (1937â€"1938) donated by Mine Safety Appliances Company, Pittsburgh. Helpful suggestion to mine operators in th> establishment of an accidentâ€" prevention organization are contained in a paper by W. E. Montgomery, safeâ€" Lowell Thomas pouring all his enâ€" thusiasm and success into his home. After all the world‘s pretty much his oysierâ€"yet he‘s kept perspective enough to realiz> that he‘ll never have more than he can make out of the little rcutinge of daily living. So that‘s why he‘d rather wear old clothes and poke around his farm then haunt the bright spots in a while tie. (Copyright, 1938, by Elizabeth Macâ€" Raz> Boykin). Discussing Prevention of Accidents in the Mines gues: room has a magnificent maho;â€" any poster bed with spread and canâ€" opy of beige quilted chin‘z piped in deep rose; the draperies are likewise quilted chint: piped in rose; the floor | is carpeted in burgundy; the wall paper is a sprigged design on an ivory ground and easy chairs have coverings of a , agep Up on t} earvcs, whicere Mr. Mr. Inoma trophies and treas €d cn his adventi cellar, a and sitis galort there‘s a little good ifr forâ€" ho the life ccuntry ‘hnat rea clon. .. ; 12 years way I‘m iinly Mrs and M1 e of Reilly in y â€"nom#. > "And J sure they so thiat it‘s reall; just enouwth of â€" lik> the idea of In{Z pipgéd 1 1 in burgund ed design or chairs havt over top floor, under l _ o huge studfoâ€"office homas works amid the treasures he has collect-' ventures. Whils in the a ski room with lockers re,. Also in the cellar e talk room that looks funny basement cafe in t has red and white on ths tables, lots more d trophies, autographed and jist sort ofâ€" a d air that would make ‘mnjoy sitting arcund here r borr or coffee. | ind Mrs. Thomas lead y in their pleasant And here‘s the part eâ€"it‘s no sudden noâ€" lived out on this farm it‘s really home. Anyâ€" 0irtch of a sentim>ntal man liks most essential cog in the entire acciâ€" dentâ€"prevention organization, as speciâ€" fic safety education is in his hands, and it is his attitude toward that will determine the de:rse to which his men observe safety reguiatlions. Acâ€" cidentâ€"prevention work is primarily education and requires constant effort. It will not on its own momâ€" entum as it operates in a direct ratio of the effort expended. Intensive safety programs have produced remarkable results, but nover has the excellent reâ€" cord achieved continued after the (‘drive‘ was over. Kseping of adequale records and staâ€" tistics is most essential in intelligent accic:ontâ€"prevention work, and it is imâ€" portant that all records be kept on a ccmmon basis, for it is only then that !‘a ftrue picture will be obtained. Staâ€" tistical information is necessary to deâ€" termine the accidentâ€"causing condiâ€" |tions and places. In any accidentâ€"preâ€" vention campaign the companies conâ€" \rerned should tak> the initiative, as by |doing so they will gain the confidence of the men, and also show the sincerity i those in charge. Thveir discoveries and inventions afâ€" fect every aspect of modern life in more ways than it would be possible to enâ€" numerate. They have developed the dyes for our clothes and floor coverâ€" ings, they haye invaded the field of denâ€" tistry and devised fillings that are heat and cold proof, they invented the duco used for painting your carâ€"and made it so that it would dry in 20 minlutes, and developed rayon for hosiery and other uses. These discoveries and imâ€" Emineént British chemists and pharaâ€" cistis saved the day by devisinz suitable substitutes before it was too late. They were called upon to produce antiâ€" diphtheritic and other serums not just for home use buw to supply whole naâ€" tions in famine and pestilential areas. Pharmacy Endows Its Own Researchers Many contributions to public health have been made by modern manufacâ€" turers of pharmaceuticals. These have revolutioniz»d the practise of medicine during the last twenty years. Greatâ€" est stimulus to the industry came durâ€" ing the war years when the Allies were faced with serious drug shortages, espeâ€" clally of those drugs which up to that time had been manufactured only in Germany. In the field of public health nowaâ€" days, you hear a great deal about mediâ€" cal research, especially research carâ€" ried on by well known mdical founâ€" dations and the better known hospitals. Their activities are usually endowed by capitalists outside the medical proâ€" fession whereas, in ressarch carried on by manufacturing chemists, the cost is carried by the business. Recently the titled head of an imiterâ€" nationally famous firm of manufacturâ€" ers of pharmaceuticals, bequeathed his entire fortune together with future profits of the kiusiness to endow mediâ€" cal, physiological and other scientific research institutions, says Marguerite Marshall in the Commentator. Thrilling Search for Modern Elixirs of Life. Lumber, Cement, Building Materials, Coal and Coke, Mine and Mill Supplies. YÂ¥ ard Head Office and Yaroâ€" Branch OMce Schumacher Timmins Kirkland LAke Phone 125 Phone 117 Phone 393 Clear B.C. Fir Vâ€"Joint; Gyproc: Hardwood Floorâ€" ing; Vâ€"Joint and Shiplap; White Pine Featherâ€" edge; Clear Fir and Pine Doors in Stock Sizes; Sash in Stock Sizes. 13a Pine Street North Timmins John W. Fogg Limited 1L,. U | NS U RANCE sIMMS, HOOKER DREW HOUSES AND LOTS FOR SALE CONVENIENXT TERM®S con( gibls provements, besides th of medicine, sprang laboratorics of chemist integrity of the produc vour druggist. The care ¢ features every manufacturin most easily e laughable lens ror To used in preparing deficiency one firm Alistria. There a Sheep in these countries usually graze roar the seashore, or at least within range of salty sea air. so their thyroid sscretions are richer in salt and icdine than is the case with native sheep from Canadian grasslands. Also, Canadians prefer their sheep in the firm ol spring lambâ€"Canadian sheep die young! The English profer mutâ€" ten, so as thyroid extracts only reach iull potency when taken from mature sheep, that provides the second reason for going so far afield to secure the This constant effort to secure the best reaches into every branch of the pharmaceutical fie 1 d. Responsible manufacturers and distributors of drugs and pharmaceuticals, building on their Cown initiative the highest scientific and industrial standards, have offered coâ€"cperation rather than resistence .to varicus government agencies working to eliminate crooks and faddists who prey upon public ailments. sheep, that provides the second reas for going so far afield to secure t best thyvroid deficiency medicaments In fact, the manufacturers go farâ€" ther. Frequently they establish the ssandards themselves, and it is a comâ€" monplace that many wellâ€"known manuâ€" facturers keep to a higher standard than that imposed by law. This is typical of the case of ons well known firm which has secured more than 270 highest competitive rewards for excelâ€" lence of products at great world â€"exâ€" positions. Globe and Mail: Italians are being trained not to lauzh at some of the most eminent of screen comedians, like Chaplin and the Marx brothers, bes cause theyâ€"are Jews,. As a matter of fact the laughingsticks of the world today are to be found among the Aryans. o REAL ESTATE INSURANCE STEAMSHIP OFFICE 20 Pine North Phones Timmins 1135 1580 on First Mortgages Available in TIMMINS SCHUMACHER SOUTH PORCUPINE ns will go to combinations Paid Back Monthly over 3 to 5 Years. APPLY TO y lengths to : besides thoss in the field sprang from the research f chemists who back the he products vou buy from ind these countries usually he seashore, or at least of salty sea air. so their tions are richer in salt Phoneâ€"Office 112 Residence 135 thoroughness which ‘paritment of the drug business is perhaps iplified in the almost ; to which these great o secure the best posâ€" s of drugs and speciâ€" biain sheep glands tablets for thyroid ends to England or ‘â€"two nmasons for