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8\\\\\\\\\‘%“"\\‘\\“‘\‘\\\\\\\\“‘\\‘\\\\\\\\\\\‘\\: Unstinted praise of the Home Imâ€" provement Plan loan facilities is conâ€" tained in this essay which took third prize in a contest conducted by the Winnipeg Tribune. Douglas Robb, of Winnipeg, submitted the thirada prize winner, as follows: "Due to the absolute necessity of making room for a growing family in a home built eleven years ago, and which was becoming too small to contain us all comfortably, the question of obtainâ€" ing a loan to cover the cost of providâ€" ing an extra room was gone into very thoroughly. Advantages of Home Improvement Plan Essay Details Benefits Now Through the Dominion H.ILP. "The first method investigated was that of increasing the principal of the existing mortagige, but, it was found this would necessitate the execution of a complete new mortgage with the conâ€" sequent bother and cost of around $50. Furthermore the interest rate would remain the same on the increased prinâ€" cipal amount of the mortgage. "Another method obviously difficult, and more or less unsatisfactory from every point of view, was to find a reliable contractor to finance the work, that is, to have him do the work on the understanding that it would be paid forâ€"sometimeâ€"in the future. Even though this plan were possible, it was plain that any contractor, or builder, accepting work under such conditions, would of necessity, for his own protecâ€" tion, have a figure a carrying charge (interest) that would in all probability be much higher than any other means of getting the work done or of borrowâ€" ing monsy for the purpose. "Apparently the only other way of A ; 71 Third Avenue Phone 32 ,'x\%\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\V\%\\\' . %%*% * SMITH ELSTON VISIT OUR SHOW â€" ROOMS Clear B.C. Fir Vâ€"Joint; Gyproc; Hardwood Floorâ€" ing; Vâ€"Joint and Shiplap; White Pine Featherâ€" edge:; Clear Fir and Pine Doors in Stock Sizes; Sash in Stock Sizes. Lumber, Cement, Building Materials, Coal and Coke, Mine and Mill Supplies Y ard Head Office and Yard Branch Office Schamacher Phone 725 DR John W. Fogg Limited T ailor Made DEPENDABLE PLUMBING and HEATING All plumbing is "tailorâ€"made." Your job is designed to suit your special requil:e- ments. Consequently, only after careful study of your needs can an accurate price be quotedâ€"and the price of course depends largely on the quality of the materials and fixtures to be used as well as the care taken with the installation. Plumbing (and heating) is a longâ€" term investment and one should be sure that the job is satisfactory in every way The only way to be absolutely sure is to deal only with a widely experienced, reputable firmâ€"and to consider not only price but the service the job will sive over a period of years. â€"not, only at the time, but will be sure to give efficient troubleâ€"free service for vears to come. getting a loan was to borrow on life insurance policies, which were taken out in the original instance solely as protection for the aforesaid growing family, and it was decided the insurâ€" ance should not be disturbed. "Following â€" considerable discussion and consideration of the foregoing possibilities of cbtaining funds for the very necessary addition, and other imâ€" provements to the home, the Dominion Government Home Improvement loan scheme was looked into. "All informatiomnm regarding it was readily and cheerfully furnished by the manager of the branch bank at the corner. It appeared very simple, and application was finally made, on regular forms he had for the purpose, which were very easy to understand, easy to complete, required a minimum amount cf information, and did not demand cf information, and did not demand any guarantee, definite obligation, nor security of any kind. "Within a week the money was availâ€" able to my credit, upomn the signing of a personal note only, and without any security being asked for. "Three days later the contract was let and the builder had started on the work. "Anvyone conteéemplating additions, reâ€" pairs, painting or other work to their home should investigate without delay the Home Improvement Plan as sponâ€" sored by the Dominion government wasting time on any of the other schemes mentioned above. "The ease with which a loan may be obtained is amazing, and only equalled by the easy monthly repayment plan, which wcan be arranged over a period of one, two or three years." Owen Sound Sunâ€"Times:;â€"It should not be necessary to repeat that gasoâ€" line is a most powerful and dangerous liquid or that too much care cannot be used in handling it. But it seems to be: the number of fires and explosions reported almost every day show that education in regard to gasoline has a long way to go. The safety can is only a partial remedy. But its compulsory use may help people to realize how dangerous the stuff is and to use more care. [‘ry The Advance Want Advertisements We sometimes get very upset worryâ€" ing about where we‘ll do our dumping and stuffing out of sight now that closets have become interior decorated. Maybe it‘s just that we‘re living in a day and age when there‘s not supposed to be any dumping and stuffing out of sight. Certainly the new crop of closets is something to be intimidated by if you have any clutter on your conscience. But they arouse the housewifely inâ€" stincts in even the most undomestic wren . .. life with such romantic beâ€" hindâ€"the scenes does have its appeal. Just imagine a linen closet lined with deep red hammered satin . .believe it or not we saw one recently. And that‘s not all there was to itâ€"the whole business was button tufted from tip to toe. How very fastidious a lady would have to be to live up to such grandeur. We doubt whether we perâ€" sonally could make. the grade. The shelves were all edged with a narrow rather formal gold braid and the secâ€" tion below the shelves has white painted drawers labelled in red. White and Silver Different, but still the ultimate in household grandeur, is a closet in white and silver with highlights in palest pink. This is off a bath and bedroom and so has its centre section devoted entirely to bath linens. Tall compartâ€" ments on either side hold negligees, bathrobes, lingerie and the like. Transâ€" parent boxes and comparents to keep everything immaculately under cover yet visible is a modern practical note. The shelves are edeged with lovely white painted scrolls on silver . .. a glamorous note if not the most utiliâ€" tarian thing in the world. This closet is for a glamorous ladyâ€"none others need apply! is repeated in the closet lining and in closget accessories. More in reach of everyday living is a cluset in a pleasant springâ€"like room in fresh green with field fiower colours for accent. Chair and spread are in cornflower blue quillted chintz. This same quilted chintz in cornflower blue Practically too grand for kard war, and yet paradoxically enough very practical in spite of its elegant appearance is this linen closet with the walls lined ir hammered red satin, button tufted all over, More frequentâ€" ly seen and easier to have are the quilted satin or chintz closet linings. Closets for Every Purpose and Purseâ€"Some Are Elegant, Some Are Simpleâ€"All Go in for Practicality in a Big Way. Special Purpose Closets for the Gard ener, the Seanrstress and the Literary Lady Anybody who likes to have flowers in the decorative sc heme of the house will need some kind of a garden cloâ€" set. This need not be large, but it should include shel ves for cortainers, as well as one wide shelf to use as a working surface. A window will be a big asset, alth ough it is not absolutely necessary. Here is the place to assemble shears, knives and incidental garden tools if you happen to be a gardener. This closet can be made in an erd of the garage, the back porch or in the hous e proper, depending on where you have space to spare. Big Way. Special Purpose C Anybody who likes to have flowers set. This need not be large, but it a working surface. A window will Closets Are Getting Very Interior Decorated ~These Days THE PORCUPINE ADVANCE, TIMMINS, ONTARIO PLEASANT HOMES by Elizabeth MacRea Boykin Scotch Plaid We were interested also to a see guest closet with Scotch plaid shelf edging and a Scotch plaid covered dressing table . .. the mirror was‘ edged with flutings of the plaid and even the hat stands had coverings of plaid. Down the hall from this was a linen closet where there were also shelf »sdgings of Scotcth plaid and ties for the linen stacks in the same plaid. A workable idea that had a crispness about it ideally suited to a busy closet. If you‘d like to have a closet with a delicats air but don‘t have time or knack for doing it yourself, nor the mcney to have Elsie DeWolfe toss you off an exotic little number, the answer for your problem is to be found in the ensembles of closet boxes and compartâ€" ments that the stores are showing. You can get a whole ensemble of boxes and cupboards all to match in plain or flowered coverings . . . jJust the right sizes for shoes, hats, underâ€" wear and so on. Some of them have lovely peek holes made of acetate, that transparent ‘stuff that gives everything away at a glance. The fronts of the drawers in the shoe, stocking and linâ€" gerie cases are of this transparency, as are the fronts of other boxes such as hat and blanket boxes. Add some solid colour garment bags to such an enâ€" semb‘e to repeat a dominent note in the flowered covering and you‘d have something nearly as pretty as a June garden. pla lin« 20ag the Knack mcney off an for yo It‘s always a comfortable plan to have a private closet for the man of the family or for each one of them! Not jfust for his own convenience, though thats worth considering, but also beâ€" cause it‘s handier all around. For one »lain Oor he right wear and . ovely peek ransparen zho edg A Baby Closet veet closet for a baby was called bells and cockle shels." The closet was painted pink. with jging of little silver bells, then motifs cut from wall paper were on the walls. Several little made drawer comparents in fowâ€" washable coverings added extra thing it saves space. Most of a man‘s belongings, except his overcoats, can hang in a short space, while a woman‘s dresses nsed to sweep to the floor. Therefore a man‘s closet can use the space ‘below for shelves or drawers to keep his this and that. One idea if you‘re trying to be very accommodatâ€" ing is to get sectional closet drawers for this space just the size to hold for this space just the size to hold shirtsâ€"that means a lot in a man‘s life. Beige seems to be tops in men‘s taste in closetsâ€"used with brown, or with green or with blue as he likes it. Drawers, cupbcoards and shelves left unâ€" stained and finished only with a good wax coat are nice and woodsy looking for a man‘s closet, with or without a tailored shelf edging or braid. If posâ€" sible provide an section big enough for his hobby doodads and let him organize them to his heart‘s conâ€" tent: for he‘ll appreciate your help in *. * * P NNX NTEX ooo0..00000000000000000‘000000000000000Ooooooooooooooo.oooooooooo # o.ooooooooooooooooozozozozooooooooouoooooooooooot o s *ear e e * e * es *s**s**s 000000000000o00006000000000000000000000000000000000.Qooooooooooooooooooooooooooqofloooo * t it it o pateatactactactactaatectectectactects e*estectececies x x + # g\.t@%\l\%\\v@%\s\\\s\?fl\v@w\\:"..uu...\\.?.k Don‘t hesitate a moment about asking us to deliver. If you don‘t feel like coming up town and you find you need a packâ€" age of cigarettes, a bottle of ginger ale, medicineâ€"or anything else in the storeâ€"JUST PHONE! No order is too small for our immediate attentionâ€"and none too large. If you have a prescription to be filled JUST PHONE and we will call for itâ€"carefully compound it and deliver it just as quickly as painstaking dispensing will permit . This delivery service is for your convenience, it costs you nothing, use it TANâ€"GEL, the ideal relief for SUnDUIM KRUSCHEN SALTS SPECIAL PAD and E‘\IVELOPES both for REXâ€"EME, Medicateod Greaseless Cream FIRST AID KITS, keep one in your car and take it on voiur vacation ce es ced 25¢ an SEIDLITZ POWDERS, 2 packages EF1 + McINTOSH RUM AND BUTTER TOFFEE a real treat, ! ; 1bs HYGEOL s MONARCH BRAND THROAT and NASAL ATOMIZER FREEâ€"10c cake of Noxzema Soap with jar of NOXZEMA CREAM. both for ... POTS OF GOLD" Guessing Contest Slips with every 2 lief for sunburn § Quallty Building Products o”f”/”?ffI7?/’/’77?’%2”"’/""”/”(/[’I‘ bringing order out of chaos in the world cf socks and shirts but his own precious fishing rods or golf clubs he‘ll want to fuss over himself. Lucky is the lady with a closet big enough to serve as a dressing room. The nicest way we‘ve seen such a one arranged had a mirrored dressing table with good lightâ€"all set in a nitche with shelves on either side. These were edged ‘with a electric blue and white shelf edging. The closet itself was painted sparkling white and the linâ€" cleum on the floor was a bright elecâ€" tric blue. The garment bags were of a transparent new composition material that looked very shimmering, and the hat boxes were transparent too. Altoâ€" gether a very clean looking closet with just enough glitter to give it glamour. A Twosome When a closet must be shared by a man and a woman, a narrow tier of shelves up the middle is a very good way to divide the space. Then his side Mill and Office g Lakeview Rd. Phone 50â€" A S. Porcupine _ 2 e eR en en enR Emm 1 8 4.A * camn have plenty of space for a tie rod, while hers can have extra room for: shoes. And he can have his shint or underwear drawers under his clothes rod, while she‘ll have to allow for trailâ€" ing dresses so will leave the space unâ€" der the rod free clear to the floor. A child‘s closet can also make use of the wasted space above or below the clothes rod. If the child can dress himself, the rod should be low enough for him to reach, then above it camn be shelves for storagé If the child is just a little mite, still being dressed, it‘s handier to have the clothes rod higher so mother won‘t have to stoop. Then a toy chest can go on the fioor under it. And every lady with a house should have a garden closet, whether she has a garden or not! Yes indeedâ€"a garden closet is necessary if she is going to have flowers as part of her decoration plan. This will be the place for vases and containers of various sorts, for holders and little rocks, for cutting shears or knife, and for the shelf needed for arranging flowers with artisâ€" try Another closet that every lady needs is a sewing closetâ€"whether she goes in for sewing or not! But here is where she can keep thread and scraps and mending paraphernalia, scissors and tape lines and all the dozen and one other things that are a part of an ACâ€" Whatever building materials your job requires, we can fill your order to your satisfaction, and our tumber excels in quality and price. soDAS 10¢ For Anv Construction ALL FLAVOURS For 70 years, under five sovereigns, the world‘s favourite means of keeping fit. “.“II\;‘ WV C ht it cce vour â€" satisfaction, and our Let ys explain to you, this easy $ ,' ® ~_ a K er excels in quality and plan for financing, ‘The n} start your Home Improvements with Hamilton materials, GEO. D. HAMILTON FAMOUS DURING FIVE REIGN $ .v..\.v\\\\\\\\s\s\\.\\\\\\\\\\\\\\\\\\..\\\\\..\\\.?n.\\..\\....\..\o...\u.s.s\...\\.?.\.v ENQO‘S 25¢ and 69¢ 20¢ 50¢ tive household. If there‘s any serious sewing going on, of course there are even more articles to go in a closet like this, including sewing machine, dress form and ironing board. Amt office wcloset is not a bad idea either for keeping bills and accounts and typewriter and correspondence, reâ€" cipe books, club papers and all the rest of it neatly in place. A good light, a small table and a chair are the furnishâ€" ings nevcessary. If preferred the table can be a model on wheels so that it can come out with typewriter to be used at a window by daylight. It would seem that we are going to have to be very tidy whether we like it or not what with all the clever cloâ€" sets that are budding these days.. But to tell the truth we‘re probably going to like it. (Copyrigzht 1937, by Elizabeth Macâ€" Rae Boykin). Cobalt Man Given Term for Kicking His Wife At Cobalt the cther day John Jamâ€" uizawska pleaded guilty to a charge of aggravated assault, and was sentenced to two months with hard labour, after Magistrate Atkinson had heard some of the particulars of the case. His wife said he was "fighting all the time,‘ and on July 17th he had kicked her in the stomach and she and fallen down. She said that she was not seriously hurt. Chief Connolly said that as long as he had known them there had been trouble between them, and Magistrate Atkinson applied the jail term to emphasize the fact that men are not allowed to kick women (not even their wives) in this North. Waterloo Chronicleâ€"A United States navy plane did a power dive at 5000â€"milesâ€"anâ€"hour clip. The real story is that the plane still is whole and the pilot still alive. B L ACK HE A D S Blackheads simply dissolve and dis= appear by this one simple, safe and sure method. Get twod ounces of peroxine powder from any drug store, sprinkle it on a hot, wet cloth, rub the face gentlyâ€"every blackhead will be gone. Have a Hollywood complexion. Consult Us About the Home Improvement Plan