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m\ *h 5 C 5 55 16â€" 5$ ’ Everythmg for Bulldmg é GENERAL ELECT RIC PMRacfiofrons ~CANADIAN GENERAL ELECTRIC from your Radio fitanch OMces and Yards atâ€"Sudbury, Kirkland Lake, Timmins, Ont. and Noranda, Que. Timmins Office closed Saturday afternoons all year round. M A D E 1N CA NA D A LET US MACHINEâ€"SAND YOUR HARDWOOD FLOORS HILLâ€"CLARKâ€"FRANCGIS LTD. OU‘LL tunc â€"in.oftener â€" ‘ ~enjoy broadcasts more â€" once you replace those noisy tubes with mellowâ€"toned General Electric Radiotrons. A. complete set of new Gâ€"E Radiotrons costs little but imâ€" proves reception remarkably. Head Office and Factoriesâ€"New Liskeard, Ont. LETTER FROM DAC. SAYS HE y4AS LOST HMiS JoPB you MAy BE DEPENDENT on yoyr son TOO, WwHEN yoU ARE oLD Prompt Attention Given to all Kinds of Repair Work. wELL BELIEVE ME, DAD, IM Going To MAKE SURE oF 2100 A MONTH WELL, â€" =â€"«â€"â€"â€"â€" | SuPPOSE HE WILL HAVE TO LIVE WITH US NoOW "The location of the discovery is within nine miles of steel, on the Niâ€" pissing Central Railway between Kirkâ€" land Lake and Rouyn, but Mr. Hartley says it is not on the main break of the Kirkland belt. . The deposit nas been traced across the entire width of the group of three claims and since the discovery the ground surrounding has been "staked solid." "Discussing the prospects of the new discovery, Mr. Hartley said that it is essentially a big tonnage proposition and is the biggest thing of its kind that he has seen in his 20 years‘ experience in the northern mining fields. It is free milling ore and contains no corâ€" borae, as in other parts of the Larder Lake section, and he has already had several parties applying for permission to sample the property. a very limited amount of chalco, the gold being in both the quartz stockâ€" werk and the rhyolite. It has been opened up by trenches for a width of 40 feet the walls showing in only one place, and has a proved length of 1706 feet of ore. Mr. Hartley says. Good assays have been secured across the entire width, but the figures are not being made public at the present. surely result in a revival of interest in that section. The ground on which the striké was made, in Sepntember last, was staked some 25 years ago, but was allowed to lapse and was thrown open this year. "The deposit is a quartz "stockwerk" in a porphyritic rhyolite strike N.80 degrees E., is bounded on the south by diabase lamphyre dikes and on the north by Temiskaming sediments. The mineralization is a very fine disseminâ€" ated pyrite, with fine visible gold and Notable Gold Find Made at Larder Lake Hearst township, southeast of Fitzâ€" patrick‘s Bay, Larder Lake, according to W. B. Hartley, Halleybury mining man, who has secured an option on three claims from the discoverers, John Martin, 8r., and H. A. Martin, and who hails the discovery as one that will supely result in revival of interest in present interest finds : 1t nd d of Free and H. . Mark F inds t Lard ds of free gold m: arder Lake area ha ‘st, and old belief in the dist it finds may mea ‘st in the area. TT week in referring Revival arder 1| »sold by . Martin ake mnade recently in iave roused much s who have never John Martin, Sr , Believed to Interest in weve ARRANGED To LET you syay HERE, DAD We have a Plan by which you may be sure of an Income later on when you will want to take life easier and not be a burden on your relatives. It gives you indepen dence, an income, freedom from worry. Thousands are now happy under this broad and hel Camda Life Plan. Read about it in our new Booklet "Getting the Income You Want," sent free for the asking. Canada Life Assurance Co., Toronto, Ont. been Please mail me your booklet, "Getting the Income You Want!‘‘* $100 a Month For You We Guarantee It made in an nt of Investigation of Recent _ Accident on the T. N. O. (Mr., Mrs., Miss) In referring to the discrimination in the matter, The New Liskeard Spaker last week says:â€""We read in the Toâ€" ronto press the other day, of great reâ€" ductions in insurance rates to motorâ€" ists who can show a "clear bill of health," but in the instances referred to Northern Ontario was exempt from these decreases, and apparently, we of the North, are still subjected to the high rate. Why this partiality? Norâ€" thern motorists are said to be paying about ten cents a gallon more for their gasoline than is charged in Southern Ontario. With a government owned railway, one section of which is able to turn over a nice profit, why is it that the North Country motorists are "soakâ€" ed" the extra high charge? With the inability of the Northern motorists to use the highways anything like the length of time those in Old Ontario do, why is it that Northern Ontario moâ€" torists are not allowed special considâ€" eration regarding the amount of license fees charged? The above are a few of the instances in which Northern Onâ€" tario residents believe they are being discriminated against." ‘"Why the discrimination ‘against the North?" The Advance asked, and still asks. Of course, in such a case, there is little use in just complaining. Here as elsewhere it is constructive criticism that is necessary. The Advance sugâ€" gested that plans be inaugurated whereâ€" by fair rates might be available to the North as elsewhere. This might be accomplished by a mutual company for the purpose. In this connection, perâ€" haps, the Motor League might take a hand. Or the Government might step in and see that discrimination is not allowed to take place on no further ground than that the North may be supposed to have the money to pay the improper rates, Last week The Advance made referâ€" ence to the discrimination against the North Land in the matter of the new motor insurance rates. There were reâ€" ductions announced to take place in the rates, "except for Northern Ontario?" The New Liskeard Speaker last week says:~â€"â€""While investigation into the railway accident south of Haileybury station on Saturday night has not been completed by T. N. 0. investigators, it is believed that the circumstances involved in the mishap which caused the locomotive of the sduthbound Toâ€" ronto passenger train to jump the tracks suggest an oversight on the part ¢f railway employees, and not any deâ€" liberate attempt to wreck the train. The north switch at the crossover had been set for running the train on to the west track (which is not used withâ€" out special authority), but the other switch was not in conjunction, and when the engine struck it, the big mogul left the rails and canted over between the double track at â€"a dangerous angle. Also,, investigatien showed the wick in the switch lamp on the main line had been turned down so far the light was not burning. The wick is said to have been in proper order when the northâ€" bound freight went through shortly after five o‘clock, and the section man, wlhwose business it is to examine the lamps, said the light was in proper order when he was there at 430. The passenger train, running on time, left Haileybury about 6.55 pm., the acciâ€" dent happening a minute later and while it was making between 15 and 20 miles an hour. Engineer James Fray applied his brakes when the engine turned on to the cross over, but could not pull up in time to avoid an acciâ€" dent. He had his leg slightly hurt. The position of the engine was such that it blocked both lines, and a delay of ten and a half hours occurred beâ€" fore the train could proceed on its south ward journey. Jack Belliveau, the fireman, was shaken up a bit, but ncot seriously hurt.. Conductor 8. Franâ€" cis was in charge of the train. The auxliliary was rushed from North Bay, with the superintendent W. A. Griffin, accompanying it." WHY THE DISCRIMINATION AGAINST THE NORTH LAND? I SHOUuLO HAVE PLANNED A RETIREMENT INCOME FOR mysELF BUT 1 JuST DiIONT Lby NV.O. LAW €â€"7]8 | to place the blame for the present low | level of construction, the finger of ceéenâ€" sure must be pointed at them for their failure at the present time to back up the industry with adequate financial gation of this character is of intense interest to the lumbermen, particularly so far as private enterprises are conâ€" cerned. Building serves to restore conâ€" fidence and take up unemployment slack, set various trades in operation and put dellars in circulation. | "Construction can offer a sound pracâ€" tical solution to many current economic problems particularly those @rising out of excessive unemployment. _ But, of ccurse, if construction is to be of help in this direction it must be given a !measure of free rein, an opportunity | to work cut its own plans, unhampered Iby artificial restrictions, financial or ctherwise. Unfortunately, such restricâ€" tions are operating at the present time Are the Financiers Failing to Play Fair? "In the past the major source of mortgage money supply was the insurâ€" ance and trust companies, and in trying by artificial restrictions, financial or ctherwise. Unfortunately, such restricâ€" tions are operating at the present time to the detriment of the country‘s quick return from the consequences of econoâ€" mic depression, and unless measures can be taken quickly to curb their efâ€" fect, we shall continue to suffer for many long day yet. "What, then, is to blame for ‘the ebb of construction? Why have buildâ€" ing contracts reached levels lower than at any other time in the past twenty years, except during the war, and why, in spite of the lowest prices in history, are the people of Canada hesitating to build at the present time? "The answer is obviously complicated, but, as far as private work is concernâ€" ed, one factor stands out clearly and irrefutably, namely, that the operations of the construction industry are being sorely hampered by. lack of adequate capital. Mortgage moneyâ€"the money by which building operations are finâ€" ancedâ€"is impossible to Oobtain, and without it, of course, owners are forced to set aside their plans and contractors are left without jobs. ' | i "A protest on behalf of the lumber trade was made recently to the Canaâ€" dian Minister of Finance by the Lumâ€" bermen‘s Credit Bureau setting forth the fact that recent loans had halted the building trade by diverting money which would ordinarily have gone into> the erection of homes into octher chanâ€" nels. It is now announced that anâ€" other federal loan will be fioated and that the rate of interest will be low. "An enquiry as to the cause of the decline in structural activities is naâ€" turally being conducted and an investiâ€" gation of this character is of intense interest to the lumbermen, particularly so far as private enterprises are conâ€" "The question naturally arises "what is the cause of this decline?" Are Canadian financial institutions prolongâ€" ing the depression and aggravating unâ€" employment? Have not the: governâ€" ments themselves, provincial and federâ€" al, had a finger in the ple in so far as the lull in construction is concerned, by paying such high interest on bonds. Trust companies and private individuals now find it more profitable to accept this security than loan money to buildâ€" an«d prospective home swners, faced with high taxes, insurance, moratorâ€" iums, unemployment, etc. "One of the chief reasons why the forest products business has not been active during the past season has been the lack of structural operations. When building is brisk many allied lines as well as lumber enjoy the stimulus, The retail lumberman has adopted the sloâ€" gan, "Build a Home First" and has exerted all his persuasive powers and publicity plans in that direction. Howâ€" ever, there are comparatively few dwellâ€" ings under way at the present time alâ€" though, in some centres, more housing accommcodation is urgently ngeded. Up to the end of SerÂ¥tember of the present year only a third ‘to a quarter of the usual volume of construction contracts awarded in Canada has been carried out. Even public works are being conâ€" ducted on a restricted scale and this all adds to the gravity of the economic situation. In any event unsmployment is the keynrote of the whole trouble. In an editorial article last week The,Canada Lumberman attacks the unemployment question from another angle. <It quesâ€" tions whether the banks and other finâ€" anciers have been playing fairly. Sev-‘ eral phases of the matter are very clearly dealt with, and the editorial generally touches on so many important points of interest that it is reproduced berewith in full. The Canada Lum-’ berman says:â€" It may seem cheaper to meet the need by direct relief, but in the final analysis direct relief does not relieve but simply leads to more need for relief, while employment starts a circle of further employment that eventually will assure a return to proper standards of living. * by the plan cof einp]oyment“ Thext{thfil’ than factis withdraw their finâ€" must be employment for all who re| Clal support. ready to work. If the industrial and| "In fairness, it must be pointed out financial leaders can not provide the| that to some extent responsibility for employment, then the Governments will this situation rests on our governments, have to do it.â€" There ars innumerable| particularly the Ontario government, public works that are needed for the| for having established a high interest development of Canada. Now is the| rateâ€"unjustifiably soâ€"on their recent time to do them. If the Domini>n and| bond issues, thereby setting a fictitious the provinces showed the faith in the standard of interest return that must ccuntry to enter now on big spending| needs be equalled or exceeded in all prczgrammes for needed work then priâ€"| subsequent financing by municipal vate enterprise might follow suit,) boedies When prime securitie of the Likely, indeed, it would! As for inâ€"| Calibre of province of Ontario or city of crease of taxes, there are two or three| Toronto bonds are issued with a return things to be said. First, it may be notâ€" ed that men without employment can not continue to pay taxes. Next, it may be said that taxes appear at their hardâ€" est and most burdensome stage when men are not able to pay them. â€" The truth should be faced that money has to be spent to keep the outâ€"ofâ€"works. It may seem cheaper to meet the need of close to six per cent. per annum, the infurance and trust companies are not likely to pass over go splendid an opâ€" portunity to invest their surplus funds. The mortgage market has had to suffer in consequence through money being either unavailable or else procurable only at rates entirely out of reason and far too high to be of assistance in busiâ€" by direct relief, but in the final analysis| ness develophnent. Some Portinent Questions Asked About the Banks and the Depression, Mortgage Money, Construction Work and Other Things, anada. Now is the If the and ved the faith in the ow on big spending eded work then priâ€" might follow â€" suit. wcCuld! As for inâ€" ustrial and provide the nments will nnumerable ded for the n‘vÂ¥ one "There is obviously need for some reâ€" vision in our financial system. Perâ€" haps it needed a depression of the charâ€" "Yet, if the attitude of the investâ€" ment manager of one of our largest inâ€" surance companies is regarded as typiâ€" cal, the financial concerns of this counâ€" try are not even trying to show their faith in Canada‘s development. He has made the statement that he is net prepared to foretell what building values will be in a few years hence, and in consequence is tightening on Old Icans and refusing to negotiate new ones. Does he mean to imply that values are going to collapse utterly; that, in short, there is no hopie for the future? He would be the last man to admit this, we are sure; yet that is what his action aid that of his comâ€" pany imply. It is this attitudeâ€"the attitude ‘that refuses to ioan dollar on a building no matter how sound or how free of encumbranceâ€"that is ruining business today, increasing unemployâ€" ment adding to the agonies and trials of the workless and well nigh crippling Canada with a tremendous burden of expense in looking after the needy. "@uite aside from this aspect of the situation, the insurance and trust comâ€" panies, we feel, have not played fair with the mortgage market, and in parâ€" ticular have nct supported the conâ€" struction industry in its legitimate efâ€" forts, It is argued that the funds of the companies are trust funds, actually or virtually, and must be invested with soundness of security as a param>unt factor. But where can better security be found than in carefully. planned, well constructed buildings, erected to serve definite housing, commercial or industrial nseds? What does more to increase the assets of the country, to improve its business balance sheet, s> to speak,. than the promotion and comâ€" pletion of construction enterprises? What, in fact, is at the basis of all the varied activities of this country if it is not construction work, whether it be houses or hydroâ€"electric plants, factorâ€" ies or farm structures, stores or schools? The whole fabric of Canada‘s life, inâ€" deed, is bound up in building enterâ€" prises, and when the financial agencies that crdinarily stand back of and supâ€" port those enterprises fail to do so, whatever be their reason, they are traitor to the country itself. Surely our insurance and trust companies, on whom Iwe must depend for the financâ€" ing of cur construction operations, have faith enough in Canada‘s future to realize the place of the construction inâ€" dustry in her development and to supâ€" port it to the utmost of their resources. The Same Properties dbutTmedto the SEASON. PRODUCT OF MECOLL â€" FRONTENAC waulur *\ t you are weak and detline, thao out of sorts, a cup of i doing so,. have only | ’ â€"â€" makes the most sluggish,coldâ€"bound engine answer the spark insta ntlg shortensthe warming up period,and stili gives : n MARATHON Avat must | bodies of t ed in all |accident at mumclpal 8th had the rnments Interes râ€" recen fictitioun â€"â€"BQV RIL will strengthen you and build you up. Try it once a day for a week day, only to lose it when the hooks slipped from the rubber raincoat the victim was wearing when she perished. "While the operations will be abanâ€" doned at the end of the week, if unâ€" successful, it is proposed to delegate the task after that time to experienced lake men at Larderâ€"City, and a substanâ€" tial reward will be posted by the mine for the recovery of the body. Dragging apparatus, used by the mine crews, will be turned over to the lake residents as an aid in the operations. as ever, and it that a vanity Tincombe had depths. The cecasions were believed to be woman‘s body depths, during day, only to slipped from victim was we acter of the present one to bring out the defects, but at any rate, they havâ€" ing now been amply disclosed, let us hope that changss will be made ere long that will ensure for all time to eocme the stability of business, the deâ€" velopment of industry and the sound growth of our czuntry. In this conâ€" nection the Bank will be up for revisicn in another year. Here is a golden opportunity for Premier Benâ€" nett to create a financial system adeâ€" quate for all. of Canada‘s needs whether times be normal or abnormal." Believed to Have Given L ife to T‘ry to Save Friend Specially treated to vaporize readily at the lowest temperatures Superintendent Briden‘s new system ‘he end of the w it is proposed to d ~that time to C t Larderâ€" City, and been reco dragging able to â€"_the untfd be po of the mt toâ€" way _ perations MmMmADE 1N belonging to Mis recovered from th ing crews on tw to bring what wa unfortunate youn C y 1 WINTER GRADE GASQOLIN E toC unate â€" younf ip from the last 1 the hook: Miss Wilma »ven vietims Vn Octobe MA da o 1til li1 toe Orillia Packet and Times:â€""Every person who has a job on income should contribute to help those without â€"jobs," is the opinion of the Hon. W. G. Martin, Minister of Public Welfare, who also considers it desirable that the money required for the municipality‘s oneâ€" third share of the cost of unemployâ€" ment relief should be raised by volunâ€" tary giving, and not through the taxes. One of the advantages of the system is that it creates a community sentiment of joint sacrifice, of sympathy and of coâ€"operation that is very valuable, and that is entirely lacking when relief funds are raised adding to taxation that already is burdensome »wh and Miss Hertha Horester were ‘red the day previously. was apparent that Webster, a swimmer, had sacrificed his own i attempting to save Miss Horesâ€" hen the launch bearing the party ven protmminent young Kirkland people swamped in the lake on SBDA Y . NOVEMBER direction last week, met 60us success #when the ef engineer Jack Skinner ub to the surface last the bodies of Colin Webâ€" ; Hertha Horester were 116