5. W. H. SEVERT Let us repair and waterproof that leaky roof before the rainy season. Parabestos Roofing Paint, and Kantleek Roofing Cement For Sale Corner Kirby Ave and Mountjoy St P.O. BOX 974. â€" TIMMINS, ONT. What Savings May Mean Paidâ€"up Capital $ _10.000.000 Reserve â€" = â€" 19,500,0080 Total Assets â€" .210,000,000 ESTABLISHED Bank of Nova Scotia No man can predict when he may sustain a loss of earning power or a financial reverse. At such a time a Bank of Nova Scotia savings account is a sure protection for the family. An interest in a business, a profitâ€" able investment, a home of your own, a trip abroad â€"all these, too, are possibilities in a savings account persistently built up. Our local branch manager will welâ€" come your account, THE There has been a further upbuilding of the life policy reserves. Meretofore pohcxcs issued prior to 1803 have been valued on the basis of assuming three and a half per cent. interest, as the disâ€" counting rete for the Company‘s obhgnhona. but this year the entire life gssuwr2z20; gontracts have been valuâ€"d at three per cent., the extra amount thus set aside being $1,111,052. 4 Thers hss also been a strengthening of the Annuity Reserves. â€". «... These figures [herewith quoted] show the growth which bu takfln place in the volume of the Company‘s operations, and in its resources. ‘Xbe figures as to profitâ€"earning power and finanâ€" cial strength are even more impressive. _ As to profits actually paid, the siim of $6,681,652.49 has been disbursed during the year to policyholders under this heading. Your Directors present their fiftyâ€"fourth Annual Report with unusual satisfaction. The rapid expansion of operations, and the steady uphuilding of resources, which have so markedly characâ€" terized the Company‘s transactions in previous years, have conâ€" tinued during the past twelve months, and at a greatly increased rate of progress. . .. Cw C ts x R ht _ As to provision for the future, the Company‘s position has been materially strengthened in all directions. _ the extra amount thus set aside being $1,111,052. Thers hos also been a strengthening of the Ar Kecent inv estigations have shown a progressive average lifetime of annuitants. A special ant $750,000 has thisâ€"year been set up beyond the : by the Government s}‘.'\da’\rd The Company‘s Head Office and braach buildi real estate, have beena written down by $750,000, The Contingency Reserves have been strengthene tioa of $4,000,000 taken from the earnings of the y« of this amount going to the fund to provide for p« tions in the market value of our securities, raising $5,000,000, and $1,000,000 going to General Cor count, paising that to £2,500,900, These contingercy rmount now to $7,590,000. After making these heavy allocations, the und lias yet been increased by $4,234,490, bringing 1 $22.107,3858. > Extracts from Directors‘ Report The rate of interest earned during the year on the mean invested assets has been 6.38 per cent., exclusive of profits from sales. This is a substantial increase over the rate of the previous year,and has resulted from our having realized on some of our holdings of govâ€" erument and other bonds which had risen to high figures, the proâ€" being then reinvested in securities yielding better returns. 00 xnlained SUN LIFE ASSURANCE COMPANY ‘s.. â€" OF CANADA * Incorporated 1865 The Sun Life ranks amongst the Foremost Life Assurance Institutions of the World wW. S. Jamieson, Manager Timmins. HEAD OFFICE . â€" â€" MONTREAL A Statement of Remarkable Progress You know where you can get the BEST CANNED GOODS ICE CREAM AND FRUITS Soft Drinks, Tobaccos, Cigars, Cigarettes, Candies, etc. If you break your Electric Light just come toâ€"â€" P. ANTOINE 39 Fourth Ave. Opp. Fire Hall e Annuity Reserves. ssive increase in the 1 annuity reserve of the amount required by the addiâ€" ar, $3,000,000 ssible fluctuaâ€" that fund to tingencies acâ€" nd other nts thus 24B Dividends to policyihiolders again increased T otal Income . ... .. .. Increase ... . $15,280, 000 New Assurances Paid For Payments to Policyholders and Beneficiaries . . . . .. {Total paid since organization, $188,798,000) Surplus Over Ali Liabilities and Contingency Reserves Assets at RDecember 3ist. . Increase . . . . $64,873,000 Reserves for Unforeseen Contingencies . ... . .. s olicies in force (excluding Group Policies) . . . . 384,113 mployess of firms protected by Group Policies . 30,160 Increase . . . . $30,075,000 Increase W. AcFIELO, ;GOUNGILLOR fOR NORTH 1N 8. F. A. Interesting Letter from Northern Ontario Representative at Annual Meeting of Ontario Football Association. Mri W. A. Field represented the Northern Ontario Football Associaâ€" tion at the recent anuna‘! meeting of the Ontario Football Associationâ€" the first time that Northermn Ontario has been so repnesented. In response to a request for parnticulars regardâ€" ing the meeting, Mr. Field has kindâ€" ly furnished The Advance with the following informative and interestâ€" ing letter :â€" Timmins, Ont, Feb. 7th. Annual meeting of the O.F.A. held at the Royal Connaught Hotel, Hamâ€" ilton, Saturday, Jan. 3lst. All the District â€" Associations _ wene repreâ€" sented but two,â€"Oshawa and Otâ€" tawa. Including the visiting D.F.A. Oflicers, there were about 30 officers and delegates present. _ Billy Dean of Hamilton, was elected President. Bobby Muin again elected See.â€"Treas. Mr. A. Dorling, of the Sudbury Disâ€" trict wasâ€" elected _ Vice<President. These three gentlemen, together with the fo‘lowing will constitute the O.F. A. Council fon the year 1925 :â€" T. Holland, Toronto; A. Mills, Hamilâ€" ton; H. Brown, Weston; JR. Bowie, St. Catharines; W. A. Field, Norâ€" thern Ont.; J. Indoe, London; G. W. Grenville, Brantford; Phil _ Evans, Guelph; F. Suteliffe, Petenboro; T Elliott, Guelph and Wimn. Donalldson are O.F.A. delegates to the D.F.A. for the ensuing yvear. This is the first time in the history of the N.O.F.A. that we have been represented at the ~O.F.A., which seems to be keeping in line with the steady but firm advance of Associaâ€" tion Foo#bball in this district, and afâ€" ter last season‘s achievements of the Timmins (Club as representatives of the North, still greater things are looked for in the future from the THE PORCUPINE ADVANCE, TIMMINS, ONTARIO $4,234,000 $871,6306,000 $137,466,000 $274,130,000 Northern Ontario Football Associaâ€" tion. The N.O.F.A. was organised in 1919 by the following gentlement :â€"E,. H. Bridgers, of Timmins, not of Toronto;y B. Northey, of Schumacher, now in the West; the late Bill Black, of South Poreupine and myse‘t. Considerable discussion took place re the agreement which was supposed to ‘have been in force in order to bring peace between the D.F.A. and the C.F.A., but which was ultimately disapproved of as a whole by the delegates present whose. districts were to be made the sufferers just to make a peace with an outlaw body. Among the various other business was the Ontario Cup Competition for last season. This is where Norâ€" thern made itself known to the O.F.A. as regards the delay and inconvenience caused by the Toronto and â€" District Association, (Quesâ€" tion 2). Aften discussion, the matâ€" ter is to be taken up with the Disâ€" trict Associations for their approval. Another matter of importance to us was the overtime ordered to be played only in the second of Home and Home games. Nothing could ‘be shown in the constitution making that action legal. (Question 3b). On â€" motion this was rectified and will be in the rule book in future. Another question was re finances of the Ontario Cup and the stateâ€" ments made re returns of some clubs; in one instance, that of Brantford was considered serious enough for inâ€" vestigation and a committee appointâ€" ed to investigate the Branutford match at Brantford, (Questions 7â€"8). $31,881,000 $22,107,000 I have only touched on matters that really constituted the big kick from Northern Ontario. _ My full report will be submitted in the proper manâ€" ner at the next meeting of the N.O. $62,245,000 Amongst those who expressed their sympathy with the representatives of the North in the snags they run up against in the Ontario Cup last seaâ€" son were : Brown of Weston; Evans of Guelph; Dorling, of Sudbury; Donaldson, of Hamilton; Holland, of Toronto; and also Tom Mitchell, Viceâ€"Pres. Qf the D.F.A., from Montâ€" Began business 1871 $7,200,000 real. Although he eriticised your deâ€" legate for some of his remarks Mr. Mitchell admitted that we had shown the real sporting spirit throughout and that without doubt had asked some pretty knotty questions which the action of the Association toâ€"day had shown. I would like to have the Troquois Falls and Cochrane papers copy the above, as they have both at some time or other been members of the N.0O. FP.A. Trusting that some interested soccer enthusiast will start the ball rolling again in their respective towns, with the view of entering teams in the N.O.F.A. and having delegates present when that body meets in very near future. Would also advise all local clubs to get busy with their organization at once, as an early start is anticipated this year and a still bigger and betâ€" ter year is looked for in the North as regards Association Football. W. A. Field, BETTER LIVE STOCK TRAIN TO TOUR THE NORTH LAND. According to information given hy Mr. (M. Laidlaw, Superintendent of the Experimental Farm at New Iiskeard, the Better Live Stock Train, senit out ‘by the Ontario Deâ€" partment of Agriculture, is to maze a fourâ€"weeks‘ tour of the North land in the Spring, likely commencing about April 13th. It is expected that the Train will stop at Haileybury, New Liskeand, Earlton, Englehart, Charlton, [Matheson, Ramore, |Monâ€" teith, Cochrane and perhaps, Porquis Junetion. The usual stay at each place will be about a half a day, though at New Liskeard it is exâ€" pected that the Better Stock Train will spend longer than that. It will be noted that while it is not definiteâ€" ly settled that the Train is to stop at Porqgus Junetion, no provision whutâ€" ever ‘has been made for any visits on either the Poreupine or ITroquois Falls branches. On both these branches there are farming settleâ€" ments worthy of ‘help and encourazgeâ€" ment. PRESENTATION AT LARDER LAKE TO DR. W. L. GOODWIN. A ~eorrespondent of The Northerm News, of Cobalt, last week sent in a reference to a presentation made to Dr. W. L. Goodwin, who is at preâ€" sent conductinge Classes for Prospecâ€" tors at various points in the North,â€" this week the classes being in Timâ€" mins. ‘The Northern News last week says :â€" An interesting event took place at Larder Lake at the tenmination of a series of lessons and lectures on prosâ€" pecting given to all those interested by Dr. W. L. Goodwin, D.Sc., L.1,.D., when, the regular attendants of the classes, in an effont to show their apâ€" preciation to Dr. iGoodwin, presented him with a tanned ‘bear skin rug, in prime condition, a product of Larder Lake, Bruin when alive, standing, wowld measure about six foot six The address read: "*In this sample you will notice it will come under the color black, hard to sceratch with a knife, slightly or nonâ€"magnetic iwhile awlive, eye to eye, porphynetic, at his decease quartz or glossy effect, nonâ€"mineralised with A slight metallic lustre, specific gravity, best estimated when trying to pack through bush.‘‘ The gift was appreciated by the inche onl v TE( mInin those nocks This generation can drive automoâ€" biles, fly airplanes, talk by radio, and do many other things, but it is not quite so sure that it knows how to bring. up children. â€"Chicago Daily News. eP( POAUC rl\he »+ctot The same good tea for 30 years. Try it! Order from your grocer his best tea and he‘ll usually send "Red Rose." KS Iln N.O.F.A. delegate to the O.F.A. the who the tin a par with vns, ‘he sar tha T are the fir wA y their right p ird 11 Fmneet ssociatC 11 oth 1(6 TE of J rigcht 734 ho 11 W as ind Land Surveys, Mine Surveys, Enâ€" gineering, Reports, Plans and Esâ€" timates. Arch. Gillies, Contract Mining Claim Assessâ€" ment Work Queen‘s Hotel Phone 25 _ Timmins REBSTDPDNCE PHONE 362. Electrical â€" Treatments, General Drugless and nonâ€"Surgical Practice Room 6, Marshallâ€"Ecclestone Block TIMMINS «_ ONT. LA W OFFICE W. G., BOWLES, B.A. South Porcupine â€" Ont. Ontario Land Surveyor, Civil Engineer Consulting Auditor Office Systems Installed Income Tax Adjuster Room 2, Marshallâ€"BEcclestone Block. Birthday and Wedding Cakes Mail Orders Given Prompt and Careful Attention. 13 Wilson Ave., (River Rd.) E Telephone 231â€"B, f CONOMY OXO Cubes give you at small cost the nourishment of the finest beef â€"seasoned and ready for use. Use OXO Cubes for hot drinks as well as for gravies, stews and meat pies, to give more nourishment and flavor. Township Building MACKIE‘S ELECTRIC BAKERY In tins of 4â€"15¢. and " * #10â€"30c. Timming 33AOp. on zon m â€"4 i1