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www.insidehalton.com | O A K V ILLE B E A VE R | Thursday, Decem ber 7, 2 0 1 7 |26 Welcome to KKT Orthopedic Spine Center We are a new innovative treatment center for sufferers of back, neck and other chronic pain. KKT is a non-invasive, painless and fast treatment option which uses lowfrequency sound waves to correct the position of the spine which results in pain relief, improved strength and mobility and may avoid the need for surgery or prolonged use of medication. KKT is scientifically proven, FDA and Health Canada approved and utilized in the treatment of many acute and chronic conditions such as: Back pain, Headaches, Neck Pain, Bulging Discs, Herniated Discs, Sciatica, Osteoarthritis, Whiplash, Scoliosis, Knee pain, Hip pain, Healed Vertebral Fractures and Facet Syndrome. We fix the cause of the problems that you are suffering from, we don't just treat the pain. KKT has been safely applied 450,000+ times over 15 years and now has 24 centers across 11 countries. We are pleased to inform you that the inventor of this new technology, Dr. Aslam Khan, is currently based out of our new clinic in Streetsville Mississauga. Our team looks forward to providing this treatment option to residents in Mississauga and surrounding areas. KKT is the solution people are seeking. Let us help stop your pain from taking away the things you love to do in life, and put an end to needless suffering. Achieve financial self-sufficiency with practice of 'Pay yourself first he best time to start saving is when you're young. The second-best time to start saving is now. Have you heard the expression `Pay your self first?' Pay yourself first is a simple financial planning concept to automatically prioritize your savings. The first thing you do when you get your pay cheque, before anything else, is to take a small am ount and put it into your savings and investments. These funds are not to be touched. Then, after you have paid yourself, other expenses can be paid. Many people run out of money by the end of the month. That's the signifi cance of paying yourself first. T Dollars & Sense Peter Watson Please visit our website w ww.kktspine.com to learn more. We invite you to visit us at our new location 370 Queen Street South. For more information please call 905-285-0005 or email toronto@kktspinetreatment.com. Guest Contributor The Genuine. The Original Save before money is spent Overhead Door Co. of Hamilton-Burlington Proud to be servicing the GTA for 32 years. 5450 Harvester Road, Burlington Overhead Door (Hamilton-Burlington) Ltd. Insulated Steel Garage Doors Thermacore For premium construction and maximum thermal efficiency, a Thermacore® insulated steel door is the ideal choice. This series of doors feature our sandwich construction of steel-polyurethanesteel as well as between-section seals with thermal breaks to reduce air infiltration. With several panel designs to choose from, these doors offer design flexibility, durability and thermal efficiency that will help keep your home comfortable in cold or hot climates. Save first before the money is spent. The idea behind this strategy is to ensure your future financial goals are safeguarded. Those goals could include an emergency fund, contributing to retirement, building a down payment on a home. These should be covered before non-m an datory lifestyle spending. The money put aside will start to grow as a result of interest income, dividends, and capital gains. It's the snowball effect. The original am ount makes more money which, when invested, makes even more. Get into the habit W ith lower mortgage payments, you could continue to save. The longer-term goal is to have all your personal assets (like a house and car) owned outright, be debt-free, and have accum ulat ed investment assets. Eventually this leads to financial self-suf ficiency. W hen you are financially self-sufficient work becomes an option. Continuing to work is your prerogative, but no longer a necessity. Ideal result 905-333-1772 info@overheaddoorburlington.ca overheaddoorburlington.ca Isn't It About Time For A Hearing Test??? Come And Visit An Independent, Caring Family Hearing Aid Clinic A H Services, Sales, Hearing Tests, Programming, Repairs, Batteries, Home Visits J e n n if e r N o la n W e n d y C a s w e ll Getting into the habit of paying yourself first can be tricky. People have lots of rea sons why they put off saving. For some, instant gratification is more important than what they consider to be a sacrifice. According to the Canadian Payroll As sociation's ninth annual survey released in September 2 0 1 7 , 26 per cent of working Ca nadians believe that fi nancial security will com e from earning more money, and only 19 per cent think that spending less is the answer. Meanwhile, a recent study from Meridian, Ontario's largest credit union, found that 42 per cent of Ontarians regularly deviate from their budgets, and 58 per cent of respon dents said they overspent on non-essential luxury purchases. Saving is a mindset The ideal result of being a good saver is that you own an extremely well diversifi ed investment portfolio. You will own shares in some of the best Canadian and international companies. W hen you are financially self-sufficient you can view the world differently. You are more in control on what you de cide to do, or not to do. W hen you get up in the morning and hear com m uter traffic reports about our congest ed highways, you can smile. Those hard-working Canadians, and peo ple around the world, are going to work in companies you have invested. For many, their financial goal is to become self-sufficient. Save as soon as possible Latest in technology, models and styles, blue tooth and accessories. Price ranges from $50000 to elite levels. LAKESHORE HEARI NG The starting point for self-sufficiency is saving, and the sooner you start the better. To quote Warren Buffett, "Don't save what is left after spending, spend what is left after saving." -- submitted by Peter Watson. Peter Watson is an agent of, and securities products are provided by, Aligned Capital Partners Inc. (ACPI). ACPI is a mem ber of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protec tion Fund (CIPF). The opinions expressed are those of the author and not necessarily those of ACPI. Peter Watson provides wealth management services through Peter Watson Investments. y e a rs J y x o w le d g e and ^ P e n c i l P PARAMEDICAL SERVI CES Established Since 1979 113 JONES STREET, OAKVILLE, ON · 905-827-2902 Savings, like many other things in life, comes down to a mindset. W hen you make specific goals, saving for them can be easier. W hen you are on a sound financial footing because of a disciplined savings program, good things happen. For example, if you have saved to buy a house, a healthy down payment would de crease the amount of interest owed and low er your monthly mortgage payments in the long term.