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f .S:~" Sunday School Lesson LESSON 111 BEGINNING A LIFE of service Mark 1 ; 14-28 lolden Text. â€" “The time is fulfilled, and file kingdom of God Is at hand; repent ye, and believe in the gospel, Mark 1 : 15, The Lesson In Its Setting Time â€" April and May, A.D. 28. Place â€" Capernaum at the north- ern end of the Sea of Galilee, Between the thirteenth verse of our chapter, which closed last week's les- son, In which Mark briefly records the temptation of Jesus, and the four- teenth yerse of this chapter, with which our present lesson opens , ap- proximately fifteen months intervened from the last of January, A.D. 27, to April, A. D, 28. Of all this period Mark says absolutely nothing. The record of it is almost entirely found in the Gospel of John. •‘Now after John was delivered up, Jesus came," The imprisonment of John the Baptist will be found record- ed in Matt. It : 3-5 Mark 6:17, 18; Luke 8:19. Jesus came into Galilee at this time not from any fear of Herod, hut be- THE ROYAL BANK OF CANADA General Statement, 30th November, 1937 LIABILITIES Cepital stock paid up .................... Reseirve fund ...............„..... Balance of profits carried forward as per Profit ttod Loss Account.............................. Dividends unclaimed................... Dividend No. 201 (at 8% per annum), payable 1st December, 1937........” . .........V........... Deposits by and balance® due to Dominion Govern- ment .............................................. Detxisits by and balances due to Provincial Govern- ments............ ............................„,... Deposits by the public not bearing interest. ... Deposits by the public bearing interest, including interest accrued to date of statement.......... Deposits by end balances due to other chartered banks in Canada................................ Deposits by and balances due to banks and banking: correspondent® in the United Kingdom and foreign countries................................. Notes of the bank: in circulation... Bills payable. . . .............................. Acceptances and jletters of credit outstanding Liabilities to the public not included under the fore- going heads......................*........ $ 20,000,000.00 2,325,176.14 $ 22,325,176.14 15,378.87 700,000.00 $ 35,000,000.09 23,040,555.0 i $ 58,040,555.01 $ 6,637,546,08 10,191,871.80 305,179,751.97 420,402,615.88 1,082,825.11 12,595,085.73 756,089,696.57 28,644,831.14 414,706.70 26,055,369.87 292,953.48 $869.5387$ 12.77 ASSETS Gold held in Canada.................... Subsidiary coin held in Canada............. 6. ».. Gold held elsewhere..................... Subsidiary coin held elsewhere...».............. Notes of Bank of Canada...... Deposits wkh Bank of Canada. Note» of other chartered bank®......... i Government and bank notes other than Canadian. -«, Cheques on other banks.......................... •Deposits with and balance» due by other chartered banks in Canada.....*..................... Due by banks and banking correspondent» elsewhere than in Canada............................. $ 12,280.65 1,280,131.09 323,188.46 2,277,708.65 10,528,282.75 58,548^33.36 1,407,589.39 19,032,282.58 2,669.35 47,149,387.68 $ 93,410,196.93 Dominion and Provincial Government direct and guaranteed securities maturing within two years, not exceeding market value....................... Other Dominion and Provincial Government direct and guaranteed securities, not exceeding market value..........«...........»............ ........ Canadien municipal securities, not exceeding market value......................................... Public securities other than Canadian, not exceeding market value..................................... Other bonds, debentures and stocke, not exceeding market value.................................. Coll and short (not exceeding 30 days) loan® in Canada on bonds, debentures, stocks and other securities of a sufficient marketable value to cover...............,............................ Call end short (not exceeding 30 days) loans else- where than in Canada on bond», debentures, stocka and other securities of a sufficient market - able value to cover........................... Current loans and discounts in Canada, pot other- wise included, estimated loss provided for. $185,466,955.6* Loans.to Provincial Government®. ..................... 4,590,097.99 Loans to cities, towns» municipalities and school districts...................................... 10,666,673.62 Current loans and discounts elsewhere than, in Canada, not otherwise included, estimated lose provided for,.,............................... 101,147,198.10 Non-Current loans, estimated loss provided for.....* 2,986,428.63 75,228,731.25 95,745,198.13 149,861,176.76 9,127,673.57 25,927,482.06 36,907,386.75 19,392,906.77 10,070,583.59 $514,671,335.81 Bank premise®, e t not more than cost, less amounts written off.,.. Real estate other the n bank premises...... 4...... Mortgage® on real estate sola by the Bank...............•..... • • » Liabilities of customer» under acceptances and letters of credit a» per contra..................................» *....*........ Shares of and loans t o controlled companies................... Deposit with the Minister of Finance for the security of note circule- tlott.............................................. Other asset, not included under the foregoing head*.............. 304.697,353.% 14,995,187.31 2,581.015.84 788,834.19 26,055.369.87 5,482.39 3,805,4 1,550,000.00 393,633.69 - *8M-SM M177 NOTE The Royal Bank of Canada (France) has bean Incorporated under the law» of France to conduct the business of the Bank m Pari®, and the aasete ana liabilities of The Royal Bank of Canada (France) am included in the above General Statement. M. W. WILSON, S.G. DOBSON. President and Man aging Director. General Manager AUDITORS’ REPORT TO THH SHARK80I.DEM. TUB RoYAI. B.VKK 0? CANADA: , .. , „ • We bave examined the above Statement of Liabilities and Assets as at SOth November,1987, with tha books and accounts of The Royal Bank of Canada at Head Ot&ce and with the certified returns from-the branches* W© have checked the cash and the securities representing the Bank’s investments held at the Head Office at the close of the fiscal year, and at varied» dates during the year have also checked the cash and investment securities at several of the Im- portant branches. . ... ... .... We have obtained all the Information and explanations that we have required, and In our «pinion the transactions of the Bank, which have come under our notice, have been within the powers of the Bank. The above statement is in our opinion property drawn up so ae tp disclose the true condition of the Bank as at 80th November, 1987, and it Is as shown by the book» of Ike Bank. W. GARTH THOMSON. C.A. 'l & c<~ } au4'^ of Haskell,'.Blderkin & Company . J Montreal, Canada, December 22, 1987. profit amid loss account 30th November, Balance of Profit and Lose Account. 1936.............................................. Profits for the year ended 30th November, 1937, after providing for Dominion and Provincial Govern* ment t axes amounting to $947,839,26 and after making appropriations to Contingency Reaetvei. ..«ttf’ar'which Reserve» provision for all bad and doubtful debts has been made....................... t 1.913,796.49 3,711,379.65 3 ' _SMj ._ APPROPRIATED AS FOLLOWS: IMvidendNo. 198 at 8% per annum.., IMvidend No. 199 at 8% per annum.. , iWdend No. 201) at 8% per annum.. OWdcnd No. 201 at 8% per annum,, .«MmSmh mu 760.000, <m 700.000. 00 Contribution to the Pension Fund Society,. Appropriation for Bank premise!.......... Balance or Profit and Lose carried forward. 1M. W. WILSON, President and Managing Director. Montreal, December », 1937. S. G. DOBSON, General Manager. :>h cause o£ the increàsihs hardness o£ the hearts of the Judaeans, and be- cause he knew thfd- the seed of the word he was speaking would find a more fertile sell in the less prejudiced area-of Galilee than among the proud, seif-satisfied. Judaeaiis living in and near the . city' of Jerusalem. “Preach- ing" the gospel Of God,” Here, in the , speaking of the gospel as “of God,” Mark: means that the good news orig- inates from God, is a gift of God. And there is a difference between preach- ing and teaching. Preaching is the simple proclamation or heralding of a message, while teaching is devoted, for the most part, to the explanation and vindication of truth, though fre- quently the two are blended. Jesus never changed the fundamental theme of his message. He had the greatest message in the world, and anything less than.that would have been inade- quate. “And saying, the time is fulfilled.” The thought here is of the opportune- ness of the moment. The season fixed in the foreknowledge of God (Acts 1 : 7), and for which the whole moral guidance of the world had prepared, was fully come. ‘‘And the kingdom of God is at hand.” The phrase “the king- dom of God” is one of the most sigui- ' leant in all of the New Testament. The kingdom of God is God's sovereignty or rule, and that means the fulfillment of his will. Jesus came to establish a kingdom. He was the preacher of righteousness, and that is why he laid down a. rule of life lofty and exacting. As soon as his preaching begins, the kingdom of God begins â€" that is to say, the assertion of God’s sovereign- ty against the kingdoms of the world and the kingdom of evil. Into this kingdom only those may come who have acknowledged God’s sway in their hearts. All such may be said to have life. But the life here is only the beginning of a life which is to last for eternity. There will be a time when God’s sovereignty will be universally established. A kingdom demands a king. The New Testament knows no king but the Lord Jesus Christ. ‘ Re- pent ye.’’ “And believe in the gospel.” John the Baptist spoke only of repen- tance. He could not sày “Believe in the gospel,” because the person who makes the gospel possible, the Lord Jesus Christ, had not yet begun Ills work. Jesus Insisted a# did John upon the need for repentance, which is more or leas a negative act, a turning around from that which is sinful, a definite putting out of life all that is wrong; but he aiso made clear that repentance wag not enough; there-Js- a-,-pnsitive requirement, and that is that men should believe. To believe, as the word is used in the New Testament, is not to believe in ourselves, or to believe in the fut- ure, or to believe in some men, or to believe in moral principles, but it is to believe in the gospel; and the gospel in the Now Testament is nothing else than that the Lord Jesus Christ, the Son of God, loved us and gave himself for us, that he died for our sins, and rose again for our justification. “And passing along by the sea of Galilee.” This is the same body of water as that called elsewhere “the Sea of Chinneroth,” from its harp like shape, the Lake of Gennersaret, and also the Sea of Tiberias, from the name of the principal city on its own shores “The Lake of Galileee lies in a great amplvitheatre-like basin, part- ly surrounded by hills. It is so beau- tiful and ethereal, set like a jewel amidst its hills, that it looks more like a work of art than a natural lake. The talmud calls it the ‘entrance to Para- dise’ and ‘the Sea of God.’ At no time in all its history was the lake so popu- lous and prosperous as in Jesus’ day. It was a hive of industry and a focus of dynamic humanity. The principal in- dustry was fishing. “He saw Simon and Andrew the brother of Simon casting a net in the sea; for, they were fishers.’’ Nets were generally used, hook and line being only in oc- casional use. Simon is, of course, none other than Simon Peter, one of the three greatest of the twelve apostles, and frequently mentioned In. all the Gospels. Andrew Is referred to four times by Mark. Fishers of Men “And Jesus said unto them, Come ye after me, .and I will make von to be- come fishers of men. And straightway they left the pets, and followed him. And going on a little farther, he saw James the son of Zebedee, and John his brother, who were also in the boat mending the nets. And straightway he called them: and they left their father Zohedee in the boat with the hired ser- vants, and went after him.” Jesus ne- ver calls to any great work a man who is living in Indolence and idleness. If a man is not energetically engaged In secular pursuits, it is almost incon- ceivable that he will show any energy and enthusiasm in spiritual work, Je- sus here calls men to be his followers who were honorably occupied in à bus- iness that demanded courage, strength and skill and patience. He told these four future apostles that they were to be fishers of men, because their busi- ness then was that of fishing. The Lord uses whatver talents we natur- ally possess. “Change to Lipton’s”... a simple thing to do ...but it will be a revelation to you in more satisfying, more sustaining tea enjoy- ment. For Lipton’s is never insipid ... even though you brew it weak. Its rich, full-bodied flavour is concentrated in every leaf... in every cup of tea you make . . . giving you a fragrant, refreshing beverage you’ll appreciate more every time ydu taste it. UPTON’S is more economicalâ€"-goes It’s the largest-selling tea In the world FREE ! Save the coupon» in Lipton’s packages. They’ll bring you exquisite Wm, Rogers & Son Silverplato Gifts. Write now for Premium List, to Thos. J. Lipton Limited, 48 Front St. East, Toronto. RED LABEL. ORANGE >: . YELLOW . . 33c H lb. 35c H lb. 40c Mb. “And they go into Capernaum.” Ca- pernaum, like Nazareth-,- owes its fame solely to the Saviour who did so many might works there, “And straightway on the sabbath day he entered into the synagogue and taught.” The synagogue was the formal es- sembly in Jewish towns, or in the Jewish quarters of the. Gentile cities, for instruction in the law. The service consisted of prayer, reading of Scrip- ture, and exposition by any rabbi or .Other person present... and competent to teach. Jesus, as a well-known citi- zen and a trusted teacher, would be allowed the privilege of speaking at any synagogue he might be attending. Teaching In The Synagogue “And they were astonished.” A strong descriptive word tor amaze- ment, which means strictly ‘to Strike a person out of senses’ by some feel- inng such as fear, wonder, or even joy, “At hia teaching; for he taught them as having authority, and not aa the scribes.” When Jesus came, he quoted no previous rabbinical inter- preters of the Scriptures. He spoke with authority concerning God be- cause he came from God and was the Son of God; he spoke with authority concerning heaven, the resurrection, and the life to come because he had come down from heaven, and was him- self the resurrection and the life. He spoke with authority concerning what was right and wrong, for in him the word of God was incarnate, and he was himself the very embodiment of God’s perfect will for men. He knew the Father; he knew life in heaven; he knew the future; he knew the hu- man heart; he knew the meaning of holiness, and its contrary, the mean- ing of sin; and When he spoke, he spoke on his own authority, and the people knew it, and admitted that here was a teacher come from God, different from any other teacher they had ever heard, who was breaking the shackles of antiquated, traditional, •moldy interpretations, and 'bringing new life, beauty, and reality to the law of God and the truth of God. “And straightway there was in their synagogue a man with an unclean spirit," “And he cried out.” “Saying, What have we to do with thee, Jesus thou Nazar cue? art thou come to des- troy us? I know thee who thou art, the Holy One of God,” The demoniac re- garded Christ as an enemy; and so to-day, when Christ Comes to save men from their sins, they commonly regard his intervention as an attack on their interests, pleasures, liberty, progress, ‘Art thou come to destroy us?’ So blinded are the minds of them that believe not, that they regard an attack on the devil’s kingdom as an in- vasion of their own rights, a confisca- tion of their own riches. Casting Out Evil “And Jesus rebuked him, saying, Hold thy peace.” This vigorous word might-properly be translated “Be Muz- zled," like an ox. “And come out of him. And the unclean spirit, tearing him and crying with a loud voice, came out of him.” Evil may cry out with a loud voice, it may rage and it may threaten and tear, but it must go when we cast ourselves at the Ite- ,;:na'P’s feet. Let ns not be afraid of Our Population Rate' Declines Rate of natural increase in Can- ada’s population fell 1.3 per 1,000 in the yearly comparison of the first half of 1937, the Dominion Bureau of Sta- tistics reported. Births declined 0.7 per 1,000, deaths increased 0.6. The marriage rate rose 0.4. Deads from disease showed a sharp increase as the tell of meanlr 1 rose more than 100 per cent., and that of influetf'ce almot 100 per cent. Automo- bile fatalities increased by 158, a 26 per cent. rise. Suicides and homi- cides declined by small amounts. Here are the six months’ figures with comparative 1936 totals in brack- ets: Live births, 109,992 (118.267); birth rate, 20.0 (20.7) ; illegitimate births, 4,581 (4,878) ; per cent, of total live births, 4.1 (4.3) ; stillborn births, 3,197 (3,342); per cent, of total births, 2.8 (2,9); deaths, 50,479 (55,848); death rate, 0.8 (10.2); natural in- crease. 50,513 (57,419); rate of nat- ural increase,. 9.9 (10.5); deaths un- der 1 year, 8,301 (7,822); rate per 1,000 live births, 75 (67) ; deaths un- der 1 month, 4,082 (4,039); rate per 1,000 live births, 37 (36); maternal deaths 601 (676); rate per 1,000 live births, 5.5 (6.0) : marriages. 35,512 (32,851); marriage rate 6.4 (6.0). Deaths from specific causes for the six months with comparative figures: Typhoid and paratyphoid fever, 79 (121); smallpox, 2 (2); measles, 526 (243); scarlet fever, 151 (136); whooping cough, 368 (309) ; diph- theria, 127 (112); influenza, 4,331 (2,193) ; infantile paralysis, 23 (20); tuberculosis, 3,331 (3,691); cancer, 5,882 (5,828); diseases of the heart, 8,817 (8,6.17); diseases of the arteries, 5,089 (4.830) ; pneumonia, 4,759 (4,- 288); diarrhoea and enteritis, 872 (936); nephritis, 8,526 (3,402); sui- cide, 481 (485); homicide, 68 (81); automobile accidents, 576 (418) ; other violent deaths, 2,077 (1,975). evil when it. cries with a loud voice, for, crying with a loud voice, it still comes out. The devil has often won with his loud voice; it is one of his favourite devices to create a panic; his threutenings are simply terrific, but impotence Is under all the show, and, bravely confronted in the name of Christ, the vaporer comes out. The whisper of Christ prevails against a,U the wrath and rage and roar of hell) ‘‘And they were all amazed, inso- much that they questioned among themselves, saying, What Is this? », new teaching! with authority he com-: mandeth even the unclean spirits, and they obey iilm. And the report of 1dm went out straightway everywhere into' alj. the region of Galilee round about.” If the sermon revealed him as the am thoritative Teacher, the miracle re< vealed him as the almighty Deliverer. This double aspect of Christ’s author- ity exactly meets our human need.1 Our two great desires are these; cer- titude in tiie realm of truth and deli- verance from the 'thraldom of evil.