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f I 10 The Canadian Statesman, Bowmanville, June 22,1983 Section Two Japanese Study Group Visits Bowmanville Rotary ÏMÊ ! 'W" ■ • Sÿ'hÿ:' '• ; Six Japanese ambassadors were the special guests at the weekly Rotary luncheon last Thursday Thursday held at the Flying Dutchman. The group is on a Rotary exchange tour of Canada to study the country's culture. During the luncheon they gave Bowmanville Rotarians the impressions they have thus far accumulated. Among the group of visiting Japanese was a doctor, food retailer, teacher and an accountant. Their chief observations observations included the vastness of Canada and a way of life which the Japanese perceived to be a holiday holiday every day. The group is shown above with Rotary president Paul Morris (rear right). Local Man Wins Computer In Checkers-Pepsi Contest V à ' ^ r . ■SS,, : ; I A joint contest by Checkers Variety stores and Pepsi has netted Mark Starkey of Bowmanville a VIC 20 computer. The Bowmanville man picked up his award last week at the King Street East Checkers store. Shown above from left are Mike Nash-Pepsi, Mark Starkey, Rose Kalynko-Chec- kers and Craig Finlayson-Pepsi. LET'S GET GROWING! KILL THE LITTLE PESTS Insects are little pests. They can spoil any garden by eating the foliage, by killing your favorite rose bush, and of course mosquitoes and black flies can drive you inside at night. This article is not designed to scare you but to insure that common sense is used when cleaning up insects with a poisonous spray. All sprays have an antidote built into them, which will cause you to get sick. However, too much spray can have long damaging-side effects, damaging side effects. I always always give the example when people ask me about the dangers of chemicals, that used in moderation there is no problem, but when used excessively excessively chemicals are dan-, gerous. But, the same applies when you are eating cabbages in any form. Used normally they are beneficial, but try, eating three or four times the normal amount, and I guarantee guarantee you that you will be so sick, that you will end up in the hospital. Mosquitoes - Due to the tremendous rainfall and the by Harry Van Belle wet weather, mosquitoes are in an abundant supply this year since they can reproduce so rapidly in this type of weather. The only spray that we have found to do an excellent excellent job is the one called Methoxychlor. This chemical is excellent for other insects, especially the ones around the house, such as black .flies, gnats, wasps, hornets, flying moths, sandflies, silver fish, etc. Mix one tablespoon of spray with one gallon of water and spray on the ground and around the shrubs. Also especially especially if you have areas that are on the wet side such as the north side of the house, or underneath large trees, which are the breeding sites for mosquitoes, repeat applications applications may be needed to give complete control. Insect Control on Plants - There are two types of sprays normally used for this purpose, purpose, the systemic spray which will penetrate into the sap stream of the plant sprayed, sprayed, which means it must NEVER be used on any plant WHY BUY RETAIL? that is edible either its fruits or the plant itself. This spray will stay in the sap stream of the plant for prolonged periods and can cause sickness. sickness. The other type of spray is called a contact spray. This spray will have to come into contact with the insect, either by direct contact of digested by the insect when it is feeding on your plants. Contact sprays have to be applied all over the surface of the plant to insure that they will come in contact with the insect. Any type of dust is considered a contact chemical, so it, must be applied applied in such a way that much of the plant is covered, so that the insect will come in contact with the spray or will digest some of the chemical, and cause it to die. Two types of sprayers are normally used for applications of chemicals. The old standby or probably the most common sprayer is the tank sprayer They come in three sizes, one gallon, two gallon, and three gallon, so they are easy to measure the chemical into the sprayer. The other type used is a hose end sprayer, which is my favorite. Just pour the chemical in the bottle, set the dial on top of the sprayer for the right amount and you are ready to go. When you are finished spraying, just dump the chemical back in the bottle and clean out the sprayer, so it is ready to go the next time. Always remember: Read the Label before using. Until next week, happy gardening. LETTER TO EDITOR Barry's Bay, Ontario June 3,1983 Dear Sirs: This year Barry's Bay is celebrating the 50th Anniversary of its Incorporation Incorporation as a Village. To celebrate this occasion various functions are planned 1 from June 26 to July 3. The Village of Barry's Bay invites all former residents living in your area to come back and help us celebrate. Their presence will help to make Barry's Bay's 50th anniversary a most memorable occasion. Teresa Sullivan Anniversary Co-Ordinator Third Bowmanville Brownies Join Girl Guides Fly-Up Last Week News By John Finlay Agricultural Representative UNDERSTANDING YOUR DEBT SERVICING REQUIREMENTS Often the servicing of debt is the major use of funds in a farm operation. Debt servicing servicing includes the interest cost and the principal payments due. How do we calculate the funds available for debt servicing? servicing? Normally, a farmer has his cash income statement for income tax purposes, and with some inventory information, information, and accounts receivable and payables, he can generate a net farm income statement on the accrual basis. The following is an example of a farm income statement : Cash Income $135,000 Cash Operating Expense $85,000 Interest $30,000 Depreciation$10,000 TOTAL EXPENSES $125,000 Net Income (Cash Basis) $10,000 Change in Inventory -$4,000 Change in payables (increase) -13.000 NET INCOME 13.000 The net income on the cash basis is $10,000. The net profit as shown on this accrual statement was $3,000. Two other important pieces of information required, include amount required for family living expenses assumed to be $15,000 and principal payments assumed to be $12,000. In calculating debt service capacity, we take net cash income, plus depreciation taken, plus interest paid, minus personal living expenses. Using the above example, debt servicing capacity equals: Net Cash Income $10,000 Plus Interest 30,000 Plus Depreciation 10,000 Minus Living Costs $15,000 Debt Servicing Capacity $35,000 By taking the debt servicing capacity, a percentage of the gross income, we can get an indication of the financial position of this farm. From past experience, the following thumb rules have been developed: 15 per cent-Safe 20 per cent - Tolerable Over 25 per cent - Usually in difficulty The above example shows some degree of difficulty with a ratio of 35000 135000 equals 25.9 per cent In situations where debt repayment capacity does not cover principal and interest payments, the farmer may have to look at cost control, more volume of product, lower personal withdrawals and restructure of debt or even postponement of principal payments. DURHAM CATTLEMEN'S BEEF BARBEQUE On Thursday, July 7th, the Durham County Cattlemen's Association are hosting a Beef B-B-Q at the Brownsview Communty Centre, Newcastle. Newcastle. Plans include a speaker from the Bëef Information Centre, a film on beef carcass grading and door prizes. Starts at 6:00 p.m. Tickets are $9 for adults; $4 for children 8-12 years of age and children under 8 are admitted free. This second annual Cattlemen's Cattlemen's Barbeque promises to be an enjoyable evening. Tickets must be purchased before Wednesday, June 29th, and are available from the Agicultural Office or one of the following directors: Robert Sculthorpe, Gordon Clark, Gordon Morton, James Lowery, Newt Selby, Brian Ormiston, Gerry Cornish, David Davidson, John Bonsma, Harvey Graham, Jim Byers, Quentin Robinson and Rodger Porter. ONTARIO FARM SCHOOL TOURS The Ontario Farm Vacation IN GROUND POOLS INSTALLED FROM .. *2,995.' 10% OFF ALL POOL ACCESSORIES ABOVE GROUND SECOND KITS WITH SAND FILTER 00 niagara manufacturing A)fi Kill ln-iii'i Avi 1 . Oslidwa 723 0345 evenings 576-2287 Doing what you otter! 133 picture perfect playgrounds for you to discover. Ontario Provincial Parks Ontario Ministry Ol HoaAI.nW.Po,>. Resources Deputy Mwlef For information, call toll free: 1-800-268-3735 These members of the Third Bowmanville Brownies flew up to the First Bowmanville Guide Company last week. They are shown here before a banquet held at Memorial Park Clubhouse on Monday, June 13. Front row, from left, includes : Cheri Richards, Marcy Sutherland, Holly Leaman, Ramee Cyr, Rosanne Cook. The centre row, from left, includes: Jody Neimann, Christine Whalen, Stephanie Sleep, Amy DeGroot, Mandy Vance, and Mariko Abbott. The leaders are: Penny Kelly (left), Marian Henning (centre) and Linda Downey. Community Care Honors Board Members for Six Years of Service Community Care said farewell last week to three board members who were required to step down after serving the maximum of six years as directors. The volunteers leaving the board are shown here as they admire a cake which was baked in their honor. From left are: Ann Simpson, Joan Murphy and Joan Higginson. Volunteers from the board of directors were honored during the annual general meeting of the Town of Newcastle's Community Community Care organization last Tuesday, June 14. Association (OFVA) is establishing educational farm tours for elementary and secondary school students. The purpose of the program is to provide, "hands-on" experience and increase the awareness of students to the rural way of life. Many farms have participated in providing local schools with tours of their fann operation in the past. Thé O.F.V.A. would like to expand the number of schools participating in tours to include more urban schools. In return for opening their farm for school tours, a farmer will receive $2 per person for groups participating. participating. Further information on the program is available at the Bowmanville Agricultural Office. The program is an excellent opportunity to enhance the understanding of rural living and farming by urban students. Twist and shout. Move it all about. Fitness is in. Fatness is out. K-panmipacTion THE REGIONAL MUNICIPALITY OF DURHAM CLOSURE OF SANITARY LANDFILL SITE The DARLINGTON WASTE DISPOSAL SITE will be closed Friday, July 1,. 1983, due to the Dominion Day Holiday. Normal operations wiii continue on Saturday, July 2,1983. W.A. TWELVETREES, P. ENG. COMMISSIONER OF WORKS <z/l/{cU(ay <Sc(ioo[ offers Recreational Summer Dance Programme for Children 4 to 10 years Tues. &Thurs. Morning For 6 Weeks 2 Classes Per Week $50.00 1 Class Per Week $26.00 Jazz ForTeens & Adults Thursday Evenings 6 Weeks $26.00 Programme Beginning The 1st Week of July FOR FURTHER INFORMATION and REGISTRATION AT LIONS CENTRE BOWMANVILLE Thursday, June 23rd, 6 p.m. to 9 p.m.