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G.fi FINE1 HOMES a ESTATiS GooablllerTeam CENTURY 21 MILLER REAL ESTATE L30. BROKERAGE 9<JS318211 iia-24s ,c,.MqTmo CUSTOM BUIIT LUXURV HOMIE $55495,000 On Blue Sprngs Golf Course. 13,000 sq ft cf luxury living wth 5 car garage, 5 bedroomas, ail wth ensuites & haicony access. separate guest suite, custoin walnut milliwork thraugh out, 2 laundry rooms, 4 season sunrocin, main Mv master suite, fully finished lower lentl with heated floots, walkout. customn wine cellar walk-în frldge & freezer, den, gaines & ententamnment moins. Gunite pool, & more. LUXURY LIVING MEUTS FINE RESJOI1ATION -52,29,OS Gorgea» SSO85s home rebUlt$ono by ston ln 2008. Enjoy yesterday*s charm with ail of today's conveniences. Ontr 4700 sq fi of living space. Large principal roms, custom kitchen wit hlgh end appliances, geoihennal heating/cooling system, hardwood fkots, iwo fireplaces. Master bedroom wiîh ensuite plus private terrace overlooking 97 scenic acres. Jusi north of the 401 near Campbelvi lie. 95 ACRE E STATE - si ff.000 Breathtaking 95 acre private estate. Beautifutly restored l84's stone main house reple wth harmd hewn beains & large lofted principal rooms. long. privat driveway winds îhrough an ards of trocs & landscaped rofling grounds. Pool, tennis court & horse jumping pt/track. Second house for groundskeeper witla 2 bedrooms, kitchen, bath. IDVLLIC 97ACRE FARMLAND-$ý1 698000C Resor iOOs stone fairntouse on 97 acres of mnulti-use farmland. This »Napier Sùnpson« desan.d home boéssu rkh hardwood foots, cusiom mîillwork and haad hcwn bearns. MI ah. ekg.nc. af yestsrear wiih today's amenit"ie n-ground pool, cabana. 3 car garage, =oksowfth 3phse h>dro for hobby enîhusiast. 2 barns~, 21 stalis wiih indoor arena, sand ring.iong sw paddocks -a fully operabing equestrian estate propertyl ALMO$T NEW 0V I4EATKWOOD HOMEFS- $629.000 Aimost new, spaclous family home buiît by »Heathwood Homes" 2 storey foyer wîth clark sîained solid oak staircase. Virtage 5S hand scraped hardwood. Famly sized kitchen wîth granite and stanless steel appliances. Upper level famiy room wîth qas fireplace, Double door enîry to master bedroom with tray ceihinq and 5 piece ensuite. Oversîzed windows in the unflnished lower level. #lTeam jr!. Canada 'for Century%, 21 *2012 Don Goed*Our 10-ine eernirng this dstlnctlonl Reactàmtotu&, Buying your first hotase can kc excuaing and nere-wrack-ing. espccully wnth se mari"ft.- toars te censîder [en rinow min this low-inres; rate cinat gong outanid buying the f irst pla-ce yeu se 5 ver tempung But watt 'ou end up lîning beyond your mearas7 Whlat i interest raics go up' Arr »su reallv ready te malte tis huge finantial commifiracut (t or the nex 12 te i5 %,cars. oir longer' Belote vou sîgn the douaid tînt. the fînancial experts (rom flesjardts (ý-,phave somne laps to help get you sarwed, Purchasmg a homne 16 NCIV attracýtivei yota'.r grown veary tof renting But whcn v>ou onii propenty îher6 smore t to kmyabout than jui thetilnorigage. For exarople. :het re& pw eny tax-un esinaantcnan-e and ansurante. omeumnes hu>ing a place tsrat a goo ides if yoiu fke ta l1mw ndeprndraly wttots cioftrav- eling and enaertainment. Ma>he youre auually ready m ti let ownIl s.have vom macle a budge *t erilf'.ou tain nhmnLge u oîîr ne inec Sinar lînantual a11-t'? sc.sH lyetxLjgg"- that u 'xrroung ,t i- U. oursell a [mar- I!'ifi 't nukk-sti-C rhii; xou svkto %our thuancual K ýtit 'mthe rwlauonship lx'twcc ntifl'Ceq rieý,andttI rntr.lin 'il 1.inditïon-,Repavinc a rerggebuan r ake 25 years tir mrt w % h i-hivàlng truc uunng whîch mruiythznp oi happen. Sn taid nqor- tant te undermand these finnicul cyces anid how tbcy coutd sie your cash fiow Experts advîse tm prospective haine own- ri %bould have a clown paynent tf up te 20 prr cent of tht bouse's value. Ont option as to borrow against your RRSP The allowable ameunmt is $25.000 per person or $50.000 per coupk - If you haveni cnough tm your accouru?' it possible te take a top-up RRSP otcao rema the nghî amn-unt. After the purchase. yuull haw e15 >r.arste rrpay the anouito yeur ~RS Anc4ther optio is ta put clown 10 per cent and te accejx a hagher monigage kmu Însurançs psymnu rnt Nxi cwsaon ni be te ehfense a fixed or v-ankble rate? A fixai anc- est rate o&firs stabir and poedtctahél, ttyh vou lumretut on nwer itreu rites thould dry heome avaiable. The pavrénenas wùth .wi*k tateresi rates aise> remain constiant but titre is the nskt Mat intcresi rates nmay go up. Tis nTwanls mciv gues w ouritrs payrnnî ad lass to yeur pnracpai. For mo-re informmio-n ahein bunong vontr fi"i çon pcak tw vour financial ad-vior Or for uinmcdtnic an-surrs and mongage .auta- torn, vutaDcpni rou-p at wwsadn C. 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