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Wm I7yearolds complaint stirs storm for insurers TORONTO CPt When Calgary insurance man told 17 yearold student Tim Hallaby that because of his poor driv ing record car insurance would cost him $2400 the agent had no idea of the storm he would stir up for the insurance busi ness across Canada Last week Ontario Consumer Minister Frank Drea locked horns with the Ontario auto in surance industry over unisex auto insurance rates an issue that stems largely from Hal labys problems in Calgary Hallaby complained at hu man rights hearing that if he had been female with exactly the same bad driving record he would have been charged $700 because the insurance industry is traditionally tough on young male drivers rea said he wanted to see unisex rate proposal from auto insurers by Aug 13 before the government makes car insur ance compulsory Dec The threeman human rights panel found that Hallaby and three other young male drivers had been discriminated against on the basis of age sex and marital status If theyd been married they would have paid less TURN OUT LESS The insurance rate increases will turn out much less than the insurance bureau claims be cause under the new rates there would be classification for new drivers says Lear Wood deputy superintendent of insur ance in Dreas department Any inexperienced driver whether 16 or 60 would pay higher premium probably for the first three years he said which means rates for most adults would increase by two or three per cent In the US Massachusetts and North Carolina have unisex rates although the system was Whiz kid columnist what went wrong PHILADELPHIA AP Oh its so glorious to be alive wrote Jimmy French when he was 12 whiz kid newspaper columnist who had met president appeared on national television quiz shows and criticized the older world that spawned him He wrote Sometimes get sad when think about people because cant understand why all the peoples of the world cant love and care for each other Why cant we dont un derstand Today Jimmy French is 20 unemployed and charged with murder Police say he and an other youth argued in pinball arcade last April and fought over broken windshield in lrettchs late model car People who know him dont understand There are missing pieces be tween 12yearold Jimmy and Zoyearold Jimmy Just what happened after he disappeared from prominence Trouble in school Loss of self contideitce What is known police say is that two youths fought in va cant lot behind school John Kerwood It lied of bullet wounds in the chest and head Itticers captured French in an alley the next day BELONG MlSElM Ihen French was l2 he wrote Guns belong in mu seum Maybe if man inhabits this planet long enough thas where theyll end up And he wrote dont be lieve any person is born bad thief killer Something we do Ill our society makes them that way That was at Christmas 1971 when little Jimmy French was billed by his employer the Philadelphia Daily News as the youngest newspaper columnist in America Today French runaway high school dropout is in prison His father an unemployed saxophone player cant raise the bail When he was 12 French ap peared on Whats My Line To Tell the Truth and the Mike Douglas Show He met former President Nixon at the White House had his picture taken on Mayor Frank Rizzos lap Readers nominated him for mayor governor even presi dent of the world LONG CURLY Go Carefree this summer But to begin at the beginning another holiday season Christ mas Eve 1959 Jimmys mother Jo Anne French 25 had just trimmed the tree She was in the tub listening to ca rols on radio when it fell into the water electrocuting her Jimmy was 10 months old When he was the boy was placed in child care centre Later he returned to live with his father and began hanging around neighborhood news paper office In time he began writing letters to the editors of the towns three dailies while other kids on the block played baseball LETTERS WERE NOTICE Rolfe Neill then editor at the Daily News noticed the letters discovered they had been writ ten by 12yearold and hired him rejected by Louisiana courts Robert Conger an actuary with the Massachusetts Automotive Rating Bureau an industry group said rates for mature drivers have gone up five per cent Under the Massachusetts plan which has five classi fications compared to Ontarios 16 male drivers 20 to 25 with clean records are paying 20 to 30 per cent less for their insur ance Conger said Ontario insurance industry spokesmen say that under the new system every driver would have to have an individual rate based on driving experience which would add substantially to overall insurance costs Not so said Conger because the new system is less com plicated Under ntarios current sys tem single male driver 16 to 20 with clean record pays $527 and married driver pays $327 female pays $240 Drea says insurance rates should be fair and that If you have heavy foot on the accel erator it should come out of your pocketbook whether youre 20 or 40 UNWANTED 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