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TREES CAN SAVE WINTER FUEL COSTS ... It takes twice as much fuel to heat a house at an outside tem- perature of 32 degrees with a wind of 12 miles an hour, as it does for the same temperature with a wind of only three miles an kour. A barrier of evergreens that culs the force of the wind makes a substantial difference in heating enery required. Tests reported by the Amien- can Association of Nurserymen show the difference can be greater than 30 percent with trees properly placed as shown here on the north and west sides o f the -- property. Trees help to savge on heafing, cooling«- DOLLAR SESE, Let tenants hi cost of your r By Jack B< If you're&a single person who wants 10o own a home but can't afford t0 carry a mortgage and other home- owner costs, consider buying a house anyway and renting part of it to a paying tenant or room- mate. Not only wiIl you get rent money from the tenant or tenants, but you may also receive somne significant tax breaks that further reduce your over-ail costs. If you rent out part of your iving-space, the Incomne Tax Act allows you to deduct a _pro-rated Home Improvement, Suppiemnent of The Canadian Statesman, Wednesd ay, October 18th. 1978 5 reach of many single people for $ 200 per month, flot who, having only one oniy wiii you reoeive that I +source of income where money -- $2,400 per year - el t O p ay couples usuaily have two, but you can also reduoe the may despair of ever getting tax you pay on inconte from So rtgia ge out of their rented apart- other sources -- including ments. your salary -- by about $500 oulibee, CA Let's look at some if you are in a 40 per cent proportion of the costs of figures. As a general rule, tax bracket. Your'carrying ownership, including, mort- you should flot assume costs wilI be about $4,480 gage interest -- almost ail of carrying costs that greatIy per year,- or $375, per your mortgage payments in exceed. 30 per cent of your month -- which means, you the early years - property gross, income -- because need to he earning only taxes, home insuranoe above this ratio the incid- about 8159000 Per year p rerniums, maintenance ence of mortgage fore- before tax to pay off the anp earcss tiy coue ie ut îel. poet n raoal andî, ...pir n, utilit In othrer rds if stpyu rosaety i eaoal jno andu ,tnfl., nss Inote wrsifyur sféy General financial i hy niembers of the lns of Chartered Aceoun of Ontario. directly related to thej arrangement. These savings, coupled wit] rentai income îself, ce hme owAn--rshînwit} advie ktitute erentai, 5e tax ith the can put lin the mortgage payments are, $450 a month an~d your other homeowning costs total $2,000 per year, you Rhould be earning almost $25,000 per year before tax to carry it alone. However, if you refit haif of the same house to a paying tenant or room-mate Juat because you're, not married, it doesn't mean you can't use anoiher person's earning power 10 help pay for your property. In fact, isn'îthat what your present land lord is doing, except on a somewhat larger scale? Homeowners who want to save money on their utility bills can take a few tips from their grandparents. Before techniology deliv- ered us from tbe discomforts of our climate, people used natural methods for cooling their bouses in tbe sumrmer and conserving the heat tbey bad in tbe cold months., Tbe natural ways tbey used are still- available, and tbey are inexpensive and easy to accomplish. The American Association of Nurserymien points out tbree smairt tbings bomne- owners can dIo tb use tbeir energy supplies wi\,sely around tbe house. First, maike tbe heating and cooling systems work as effi- ciently as possible, and uise them iconservatively . Second, uise other energy sources such as sun anid wind. Third, take steps to reduce energyý needs in tbe home by controlling the effects of clh- mate on the house itself. Trees and other landscape plantings can help do ahl these tbings. Tbese are metbods ouir grandparenits used. Tbey openied tbeir wvindows on hot days and let cool breezes run tbrougb tbe bouse. These breezes were nicely channeled by thick bedges planted in tbe right places. Big leaf'y sbade trees were located wbere tbey rained shade on the bouse 10 keep it cool and conifortable during the sumrmer. Even in modern houses bomneowners can create tbeir own energy-saviilg mini-chi- mate whicb will belp save money and energy, and will enhance tbe value of the property. Proper landscaping with trees, busbes, shrubs, ever- greens and other plantings requires just good common sense and a little professional advice fromn a local nursery garden center or landscape firmr. Some mail order nurs- ery catalogs give excellent advice on.this subject. Shade trees, for example, are among nature's most effi- ci'-, ent climate controllers. In the summer, their big leafy umnbrellas provide a cooling shade in or arouind a house. They also give off cooling vapor througb transpiration. In winter, tbey drop tbeir leaves and allow the warmîng effects of the sun to corne through. Shade trees planted on the west and soutb sides of a bouse are most effective. The large variety of ivies, sucb as the popular Englîsb Ivy, has a similar effect for climate control when planted on masonry walls (or on a trellis close to a wooden bouse).. They help block out the direct sun rays and the0 leaves set up a convection current behind them to draw away bot air. In winter, ivy growing on wind-exposed walls serves as a natural insulator against chilling inds and reduces beat loss from inside. In seasons wben tempera- tures are low, a windbreak of evergreens on the north and west sides of a bouse serves 10o break up cold winds. It takestwc as mucb fuel to beat a bouse at an outside temiperature of 32-degrees F. wth a wý,ind of 12 miles per. bour- as it does for the same temiperature wvitb wind at thueiles per hour. So a w-ýindbreak of trees wbicb can dlim.iish tbe imjpact of a win- ter wvind is go(-ing to make a substantial difference in the amnount of beating energy re- quired. Reliable tests bave sbiown this difference can be greater than a 30% economy in the amount of beating fuel needed. These windbreaks are gen- erally best located on the nortb and west sides of a bouse-the windward side. A double or triple row of trees will achieve tbe greatest reductions in wind-cbill and the accompanying use of beating energy. The trees will do their best job if tbey are growing a dis- tance from the house that is equal to about l½ to 2½2 times tbe heigbt of the struc- ture they are protecting. (For example, if tbe building is 20 feet bigb, the windbreak would be 30 to 50 feet away from it.) Smart planting to create an energy-saving "minicli- mate- means the furnace and the air conditioner don't bave Io work so bard, and that mean s a lot to the family bud- get. It's an important expres- sion of 'Green Suirvivail." Information or advice on bow to plan and plant a mini- climate is available from local nursery garden centers. Gi ve Heart Fund. Give Heart Fund Q Model RTI 75 Thinwall cabinet is only 301/2 inches wide but has large 16.9 cubic foot capacity. Adjustable shelves. Meat storage drawver, 3 -te m pe rat u re b utt1e r c o m par t ment. C he es e compartment. Two vegetable crispers. Egg storage racks. Full lenth woodgrain insert handles with deluxe door trim. Harvest Wheat, Freshi Avocado, or Snow White. Model KF530 Glass covered control panel. Timing center with digital clock. Four plug-out elements with inifinite heat control. PorQelain enamel drip bowls. Golden Touch baking. Oven selector switch allows variable heat control. Oven light and full width platform light. Operating signal lights. Woodgrain insert handies. Almond, Harvest Wheat, Fresh Avocado, or Snow White. ORONO ELECTRIC Orono, Ont. Phone 983-5108, SPECIAL. FALL'VALUES f rom SMART -STYLING Plus 2 Way Cooking Looks as good as it cooks. Another "Smart Gif t Idea" from AFý