The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

www.insideHALTON.com | OAKVILLE BEAVER | Thursday, September 18, 2014 | 24 THE WEALTHY INVEST DIFFERENTLY. ACCESS THROUGH MANDEVILLE. Don't let work lower your quality of life Dollars & T Sense he goal of this week's column is to show how closely linked your life is with your personal nances. At rst glance in our capitalistic society, life appears to be all about consumption. As the popular expression goes, "the person who dies with the most toys wins." Look more closely and you will see that life is about living in a way that truly re ects your values. Be the happy person who accomplishes what is most important to you. It is not about the toys, but about family, friends and expressing your feelings. One person who had considerable insight into how people re ect on their lives is Bronnie Ware. She spent years working in palliative care. Bronnie listened to what her dying patients told her and wrote an Internet blog titled, The Top Five Regrets of the Dying, which was later turned into a book. This topic is of interest to many. Three million people read her blog during the rst year. One of the ve regrets of every male patient Bronnie nursed close to the end of their life was wishing they had not worked so hard. They came from that generation when the principle breadwinners were men. During their lives, the almighty dollar seemed important. They happily jumped onto the treadmill of life; however, during their nal days these men regretted spending so much time at work. There are three areas to be considered when determining how your personal nances can enhance Peter Watson Guest Contributor MICHAEL LEE-CHIN PRESENTS ACCESS 2014 SPEAKER SERIES Tuesday, September 30, 2014 PLEASE JOIN US FOR A SPECIAL PRESENTATION FOR FOR SEATING, PLEASE RSVP WWW.POWEROFACCESS.COM 1-888-990-9155 Seating is limited. We anticipate a large response from our community. PLEASE JOIN US THE PORTLAND HOLDINGS AUDITORIUM 1375 Kerns Road, Suite 100, Burlington, Ontario L7P 4V7 Doors open at 6:30 PM BUSINESS OWNERS hosted by Executive Chairman of Portland Holdings Inc. and Chairman of Mandeville Holdings Inc. MICHAEL LEE-CHIN Mr. Lee-Chin will speak on "Building and sustaining wealth and legacy...A clinical review of the business owner's journey." the quality of your life. The starting point is to set an income target. This should be determined before considering an investment strategy. What income is needed to support your desired lifestyle? Determine how much you need to earn versus how much you want or can earn. Consider the personal tradeoff between income and life and what is right for you. The same logic should be used when planning a career. For many, the income target is to earn as much as possible. This often results in an upgraded lifestyle where that extra cash earned is then needed to support the material expenses required to maintain that higher status. Unfortunately, the pressure of a higher-paying job often means there is not a lot of time or energy to enjoy the extras. Second, be more demanding of your investments. There are many investors who work harder than their investments. They work long, rigorous hours while their investments are often neglected and, as a result, underperforming their potential. see Combine on p.26 High Efficiency FURNACE & CENTRAL AIR AIRE ONE MADNEss sAlE! $ Commissions, trailing commissions, management fees and expenses may be associated with investments. Products are not guaranteed, their values change frequently and past performance may not be repeated. The Private and Alternative Products being discussed are not publicly offered. They are only available under offering memorandum and other exemptions to investors who meet certain minimum purchase amounts or eligibility requirements such as "accredited investors". Information herein pertaining to the Private and Alternative Products is solely for the purpose of providing information and is not to be construed as a public offering in any jurisdiction of Canada. The offering of Units of the Private and Alternative Products is made pursuant to an Offering Memorandum and the information contained herein is a summary only and is qualified by the more detailed information in the Offering Memorandum. Please read the offering documents before investing. Mandeville Holdings is a registered trademark and Mandeville and its logo is a trademark of Portland Holdings Inc. used under license by Mandeville Holdings Inc., 1375 Kerns Road, Suite 100, Burlington, Ontario L7P 4V7 TEL: 1-888-990-9155 FAX 1-905-331-4245 pACKAgE inCLudES: inSTALLEd OR 3990 OnLy $ * Gas Furnace 95% EFF. 59 /mTH OAC* · 95.5% High Efficiency Gas Furnace · High Efficiency Central Air R410A Refrigerant · 10 Year Factory Warranty · Limited Time Offer Over 120,000 satisfied custOmers · Call for details in OpA And gAS COmpAny REbATES $1350 up TO THE FORECAST CALLS FOR 9 Locations To Serve You Better! *See dealer for details WWW.MANDEVILLEINC.COM HEATING & COOLING www.aireone.com · 1-888-827-2665 A+ RATING 905-849-4998