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Peace of mmnd with job Loss Mortga ge Insuraee Leteface aI -joh necury" as, quskly kcom. 10 houes per week fo u2cnn liivemodt inug a leres of the pua.s Ane oe tf spendssg culs and 11,e purchasang a ne. or resale home I and massive layoffn% continue lu dsîmanale the thmeugs an Ontario Realiue. yuu are eligile lor iseadîsses. thk fear of ulaexpecled joh loss bua coverage hy lise *Always Home" insurasco fairceti ail tif us ftsin issi ce kefore making pa any significatif anvesamnîs witis oua nloney. Snl n on oeaei loaalbe Î Tis Realtors of Ontariua estand howdsfil. s- eat on oerg uas vsai cula Is harsi realsay maltes lise alreaty diluait Anti paymesîtis may kc matie os a lump ssim asg dticsion la isuy a home. Tias mtay, logesis- hasts (for I 10 5 year renewisble ssms> or on a er mils Pafen lnvurance Comnpany tLd. anti lntly paymena nesedul. in ssrance brokers Tisampsîîn & Assaictes Accenvang tia an.ssaance produet as sncredihly D Ld. Onni Reaisors have alevelopeti 'Aimsys, easy. **Always Home" ss nul Iti to any specific Hote J -$i, osMirtgagc In'sratce ' lestisg instaitumon. 5o you donsf have t0 dot tis unique tn.surancc plan, ssicis takes cas- bsusiness watis a-paieular bati i gel i. AIl you of ytisr moragagze paymests, tai tise event of have tut dot s asis a prtt«stiai Ontario Reallor i nvaîisstary jais its sisgnti tut case tise tir aise Atm % ays Fiounie" inturraiunal hradaure %s,fu ia acctîmpanlvs% tisjsbonne hu),ng di- std applicatilttttm stos~ ~ ~ ~ ~ ~ ~~ ~~~I ast aia ltn.vsutettnetsaiic >tre soterestetins psrchasung '*Ainsays lmt$4.85 pier nt:sîis tir citc' 11x) uit yous IFitie caierage. stmpty cotte aise inssstrawe maîsîhly morlngage p.aymeaa. *Alunays Home-" hrtikcrs Thtîmpsttn. Tisompsos & Associates gaves ytiu low-caast protlectioîn hy takîsg 6ver Tiscy wil procevs yosr application. prontale your tot1al snihisy paytments tif sp ti $2.W(K) dircts client service thrîugis a totfrre te.e shainît ytas usenpccdly lîîsc- ygaur j Oh Tise pisone numiser. andi suppty you waih your plan plan iv designti la accomsnod c anY lyre Of Ndkher Reataors. nor teai essaIe istokers tecasu muinageoe pyn~at sktilc.any recs tir commission% us relation io aise 10ay specafic financial inlstttion, gavang you *'Always Hostie' prnxluca ý1k l"rectiaan li vsoj aroqant (tir the besl motiaar- Ollerang ceinventent, flentie, asti Ions casa gage deal ytst cas final 'Amays Hone- aisti gaves cttnsumcrs lent prolectstm. *Always Homtse- JobS Loss Morigage slty an linating hy cttvrnng naît aanîy lis-ta. lnsur.se gaves Ontartto honte hltyer %orne- scotnd anti ahirt i sg.ges Sut privale mos-a along lhey reait> ncet a unay Io tet gotît igages as cli prîîstding tise uîîongages are reg- ahout thiser financial futur-e anti abotut ntaking usîcret Asti "Atstivs titiste cati he usei i Ihat purcisase ises se tireameti ahout ftor so p-ais de prauln tt tr etier ,a pr-incipal resa- long dcnce tir a recreatatasai ps-tperas Foî sastre infotrmatiton on istts tIt uualaty lof Bcsi t ait, "Atusa)sîtte ttr yttu t1eaci -Alnsays lfittnc Jaah Los.s Maîngage Insurance ofI minti h) puoitsding listielas snic'n yaiu sicet tir tIt tassais an applicatioîn, cati r ((00-665- tisent- hcgtnîttng mat tntauilis atter ise tiate tt tas',o tatIrione aito cmpttaymest asdotinu ta 11 ang ttr oise nîisnti heyatns tise date uit re Tis aflîcte is priasideti hy ltcai Rcatirs anti cmp iena. tir ttur a ataaat ttf I2 moînths, tise Ontario Reat fistate Association IOREA> snhîchtuser s% earîe- fer tise Settel tît tonstumer, in tes eal tleu If )oiu are a (,tnadit,î resîdent Scasseuth lisanarket ags ail 18 asti 65, hase oriskdt a mnmsuma Make-a tax free down payment on your first home If you're'ihcksng aisndî lifng tIhe firal slep ia second fait brea aihen you malte jar winssal 1110 lise excifing world of homon ownerilhsp, buta repayrue n floy RRSP. So you musa inforin wondeeing how youlIl ever save enougis mooey youl' RRSP insurer dti mis ntl a regula>iqonîn- for lhi ldown payment, help is available, isulon and compce an RRSP "epy m lIbsent The RRSP Home Buyer*s Plan has iseen available from any Revenue Coinadu district designed by thse fctieral gonverrimens lu assins office. home huyers with lise difficui <asti of saving If you decide tu pay less tsas your schedulei for a home. I annual payments. lise amouni thas you don'[ Tus is ho thlie plan worts: If you arc a first. repay mui bc reporteti as income on yose ft aime buyer. and plani Io purchane or huild a relurn for Ihat year ansd you wsll kc taxteti on home in Canada. you can wsthudraw up io that assouit. $20.tXXI'rom your RRSP tonsards your down To panscipate in thse plan in 1996. yoes simply paysnent. Il yoa have a spouse wso, is ainsi eligi- withdraw an amount fruam your RRSP usng hie. yaau cas cach sssahdraw up lu $20,000 Foemn T10t36, wich is availahle ai your isacome tuawards tise down payntenî, for a total of sait office You mut make your request fuir $40.000. Gcncrally. you can.panacspale in the 'wshdrawai fromt your RRSP hi.r anaý1 RRSP Homa Buyer's Plan only once in your 1997. 'frJaurI lIleainu No malier whaa type of home you wsnl i0 hu> Tise hast part is. no uncome fant will ke whethet' il existeng; or sewly hluft. detacheti dedsscbd fmom îhese fondis, as long as ty wenc or semi-detached. a townaouse. condomssaium, deposstedl ai least 90 days pricor se your wath- mohile homie or aparamena yuu can take. drawal. anti you oepay them to your choice of ativantage of tis RRSP Home Buyervs Pla. As RRSP oiver a permit of tnt more tisas 15 year. lIong as tise homne ytau cisoose meets a tew Repayment muvs kegsn two years after your sraigtlo wcrseilena Il tnusi ke losaied iun RRSP walisdrawat wsth sciseduked allouât pay- Canada. acqsareot a more tisas 30Odayn kître menas on or keftre Decemker 1 ofeach year. recelvang thc withdrawai under lise RRSIi tEuihyear ystu have Io repay 1/ 15 of athe total Home Buyer's Plan; and antended as your Pets- amolint you wtishdrew unlal the fult âttounî as capat place of res iqence seaisan ori1e year aller repaad 10 yonr RRSP, Il yuuu parttciast an tise huyang tir hutldsng W t Home Bu 'ver'% Plan sn 1996, yuuur repaymients Tal I as real etase profesusonailu I carsi mul hegan for tke year 1998. anti end lor tise more abosut tke RRSP Home Buyer's Plan A year 2012.- Realtaîr aill 1cnsure lhaa yoù mansmie tise Bcginntng in lise fasitoft1997, you will plan*s kcneisf and isclp you take Fla step ti recel ne an annual repaymcna Staseent front tke home ownersip wtih coafisdence gosemment thisa viili dI you the amounts you Ibss article vs prasideti hy local Realioas ansd have rcpaid. anti tise ainounst you mîll hsave lo tise Ontioî Real Estah: Association (OREA>' repay tise sext year, for the henefit of consumers in tke real estale its alltportant to saote tisiI yita do, no recease mauket. RÉLCOAEiTc JSR Rm-t-n JOYGE SCOTT BROKE"-WNER 878-15261 Pictaîrosque 2.88 oc-oq footsiIIa of lthe esopetwilii strectm, hydro & lawn wa$er ta lthe lot lino. Voti won't wanl ta miss thi unqu oppornnîy aoa Townline, Mair Hoigha. lu1iun ponui shbd b, Ce"osuaou A-it APPusoolC«I lai.k dmsols IJS71NGS 94QUIRE MAKEQ YORFRS H IC:JYE The Canad Champlc Christn Burea Funci for The Salvation [ian 'n las Army IAN OUVUR - P*io Advrbestg Nel Oliver (Mvesgu) RWs Estail. Rip: Andrea Boyle Pubbs*ud by - 19iTise Cauadin Chanm>ion, W9 Mk St. E., Milin, Ont., LIXT 4N9, 878-2341 F«x: (905) 876-2364. Aomsar Ilmoa acespma ms as owmien fai. IN e sais ffN » s Woiffrn ans e. u A« buos brio ~ ~ e osn olauda w vasuas bu.1105 ia rsumb iOle Sor tenballa sud f m ,ola omi ailW IIIIII, I lu MWrbo MW Ue Oziaiit lie@, god aràil msNs ai so ft 0ale m AC à 001111EO1111 cmU EsisneMvsy renovéfsd 5105 homo, witti raddlons d~ge y an scss~sSo kîtcOsn, isJdinig room, briglal sua- rooffi las-gofammly ronm. 3 firapiacos. 4 balthroorms & mucis mors. CeIt Yvoins 11178-2011F& The Canadien Chamýpion office is niow acc.pting donations at 191 MAIN ST., MILTON "Make this Christmas sk3ecial for iomeonel la lu fl' -...