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Mfake a tax free down -paymient on yo ur firs t home The RSP oaieBuye *la <mâ I4en paymeni flw a total of $40 00<) Gcncrally, amnount is repaïd itbmr RýP.ana amnnieaan l o -~degnçd hy thnj.ral govmmmt lu asis( ni zuan parlicpâe in thie RItSP Home Beginnm*ng in thie fall of 99 you wmli receive repay maif bce reporied as incarne on your qax home huyerv wihMe d ffraul task (f vaving r* Plan manly once In your life ime. an amsnual repayme~ amenn front 1li8 gov- reiurn [or thal ycar and you waýjl hi. lased on kir a hopi, Tu, bc%( pani is. no mnomtme îaa mmll lit deduci- erment thai wiii %oIl you the arnounts you «mai amounit If voit ire a l)rvi-tmmcw huycr. and plan mIo ur-' cd fromt thcvc fonds. aN long'as they werc have repad.e an <le nmni ;ou wili have <o' Your home musi <me loma<ed. in Canada; chase oir humld a home in Canada, you i.an depon.led ai icasi 90 dlm iumno <o your mm<h. repa ic nen Y&r acqumred loi,mnorc <han 3Q) days belore recei- witnmhdran up fi% $20.000> [rom yîmnr RRSP dramal. and yom repay ihena in yomir choice oif Ilv simportant to nie <liai you do nom recive a ing <lie mmhdramal under the RRSP Home, tîmard.ytur dmmvn payment. If ymmu have a RIRSP imner a permod mmf nom more <han 15 second <ax break when yoummnake an annual B4ye '% Plan, anid itcndcd as your principal vp(,use mho i% also eli&mhle. ymmu cem çc years. Each yçaz you have Io repay JiI 15 oflie repayrnen< <o your RRSP. placefoi resideilde w,<hin one yVr after hmmy- w thdraw up Io$20.0t)( Iwards thm down toiai amouni you wi<hdrew unlîl thie fll If you decide to pay less than ymur scheduled ing or building it REALTY-I~EALTOR -1-P ' t v, n«v.L e.,,an 1- d-' -r ÎA . C. f-. k 0Iw eh t ~ TAKE YOUE PICK In Miltnn -76 mie non, idooli. donmnn. orm Aikn $14,900. 4 87 acrs'Moifo no noIr 6 nem un Emnnwi ,s Pi.ns. Cal Anry N"~. Inn "am, mois. t TIE TTctM(.T yl IX V W I - n&Bai' mojs, "Jx "ik T>T cm j P.j rnnv$%O a 3 dn, mne1 Sýw,in 4,nu â pIno.q cal R.n T..î VENU y ~ e Ina, ~u anahi w~wce.g *u l~ n Api.e.nie~ w 'n old Milton A na* mamaM 10,9M. Ta dowl- 'Z&d.j C *0* Wk DegNè -/lN", 2 fi« da n./peei ffliow 15 n 3Q.a IV dme n,.iahw an. -dem" go., b««e "s epi A1.1 Atia,m- lninal Gre o tione $99,9Q0 $11 1,900 Fm ime dIs tndcureim a6gw J N. u . e, lie. -'I w niai don., 1,nn. nM. n ~'n'a no" A -