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If you have any questions that these professionals'tan answer, please write to: "Ask The Professionale, trio The. Canadian Champion 191 Main Street E. Milton, Ontario [AT 4N9 or Fax ta: 87&-4943 .878-2886 What is the most popular typre of holiday this year? We have found the trend 10 stîll be theal inclusive" tye vacation. This year fWt tour operaters have azftded the hotel taxes & service charges tn the price, sci the only other expense is the airport taxes whtch are gener- ally less than $75.00 per person. Cancellation and medîcal insurance are oiptional also, but need careful consaieralion as everyone's travel situation's are dîfferent. When you reserve an aIl inclusive vacation you are prepayiVg imeals, drinks. most sport aclivities & in sortie cases enlertaiîsmenl. When the exchange on the Canadian dollar is close 10 40%,. i is to your advantage 10 prepay as many of your expensts as prtsiblie AIli inclusive resorts varv ni the tact Ihal Ihîre are budget, moderate and deluxe resirîs. We would be happy Ici help ycu fînd the one best suîlcd 10 your needs. JMONEY fi ONC[l Feennl PZUmma,0 ~* %m, I.nsnO Ma.IauSP î C s.. Tien. JUS) 0744 Umeffl.y 420 main Btout iat, Mlii..0..1 i Q:. J wever seem to have enough money t0 make an RRSP copleibutioau. ls there an easy way tu start saving for retijement' A: Gel int the habit of putting $1.00 a day away fer your- sel) Think of it as the cosi of a coffee a day or brown baggmng lunch one day à week. Then $30-00 Me month cao b hi vested for Voue ret irement. The foilowing suri- pie sleps should heip. 1) Suit immediately. Pat a loonieaway for vourseil eah day. « 2) Look for an vivesjmeo vehide thatl its yont age. risk toterance and grawh expecamins. A fosancial pLanner cao help you with this 3) Arrange tlu have the contribution wîthdrawn monthly from your bantik by pre-aialhoritng cheqaing. 4) Try in rai yoar tie)e of contriutilon gradaally anhil von are ai tise Ir. of earned isCome aliowed as a contoi- bution. 5) Enoy thse tas refund from mauking an RRSP, and wanch voaf saoinp5 grosv AtI&Y ci o grosslh an RRSP contribution of $30 per month for 10 years wdl grow fai $6,197. In 10 Vears Ihal saine $30 per monlis will grore tc, $M,30. AI Money Concepts weecan help yoa fanid an irosOFnt thai wîil make yoîîr regular RRSP contributiîon grow' Cab) Money Concept, in M ilion 876-044 155 Main Street East, Milton, Ont. L9T lN7 870-3OI18-87S-3917 Q: -Would Telebop mnake a good A: *Telehop would make a great Christmas gift. *The gift of Long Distance savings that lasts throughout the year. *Stay close to family and friends in Toronto and Mississauga. @Our Unlimited Calling means 24 hours per day, 7 days a week. The perfect gift for frîends, family and for yourself. *Telehop's extended coverage reac tes as fair as Aurora, Ajax, and Picker also covering Brampton, Maltcý 'Thornhill and many other places. *Gift certificates are available in any denomination. Please cal Telehop at 876-3918/876-3917 to register or for more tinformation. iE ~r ýW WHITE OAKS PLAZA 327 Bront. St. 8'78-7464 lx a fresh turkey really better than a frozen one? MR: Freezing a Iurkey crystaliies the juices and separatés I hem from the meat. When you defrost your turkey you lose those juices. This gives vou a less flavourfu], and potentially fougher bird, which makes it well worth the extra 20-30e per lb 10 have a freh Christmas turkey on your table. IGA has secured an excellent supply of ,fresh, locally raised, Grade A Iurkeyb, ~'including the hard-lo-get 14-16 lb size. Caîl Mike 10 order your FRESH Christmas turkey! PS.: V',e also have excellentî sinoked hams (well frimmed for grea fer value »for your Christ mas table. Tl~ 1 9 78-2869 -~i 21JMs Street I: hav e experieinoe4 the loss 'f a loved one thîs year and l'm havîng difficuît copîng with the holiday scason. Is there anything avaîlable i mv commuAiîv Ici help' A: IL hrislmais is a sondertui lime ofl the vear Families and friends galber togelber Hiomesare decorateA witlihbs and trees (ifîs, cards and greeîîngs are exchanged Images of the season sur- round as, Suddenly you remîmber the loved one Ibal wi)) not be wîlb youa a Christmas Ibis year Wbat sa, always a rime of greal 0ov becontés corre- spondingly dîttîcuit. z 1 Scott Early FaneraI Homne is dedicated 1c0 meet- ing yoar needs aI Ibis lime soi we are offering our 3rd annuai "Coping wîlh Grief'Commanily Seminar Frîday December 161h, Ironi 7:30 fo9:30 p.m. aI Kos Presbyterian Churcb Hall (enîrance off Mary St.), which is wheelchar accessible. Admission is free and refresbnsenls semîl be servedi ai ils conclusion. Tbis seminar is designe la beip you gît wordsWs tbe feelings, learn Ic dea1 wîlh the -pain of thse luss and gîve you somne tcols for coping wiît the personai and social situations Ihal come wîîh the season. There will be lime for discussion, questions and brief MemorialTfne.