Buyieng your first homne requfre caeiIpang :Éyoui oen. but wers *frald to ate. elle Muîy coamnunerac flnding die cuitent pwein fSno. Iwp shusb Up. olkg ys oe tnsaoe n Iplonge, or previcusly lackad the mesa Io bsing ma"u la àffcrdling thon wihha and sevenq thousaiti olm ba7fliige sus - ni th-' a Io ycou dowc do s0? Do you find ycsmelf oing »ifl- "elido of opportnny',t "m filsco..lit moass ia t la sintply mo paymu, yos W c l to M legal mmcs failyid "for &ade" Signal . - is bonuenen. faslb. moigag es. limd trd uand usdos VAdm aIbU douta. buyn a haà am oi- m Before ycu gei carrid away, uit down and cois. So ha amn tow du dic i yotK I uo big h requires caieful planning and, of identify your meý. How nhlcb of a dcc. calcuLom. cougse, aisquate flnancing. l'a dis blggas If you're dinklng &bout pmrhamg your payaien cm you affeo Viii tylpea 0( and mass jogioriant purchais ycu'rs liksy ffrst harne, i as essentilu te ha eaisti. mrandly p.ymeaua cm ycu cope cith, bond w ww IIPW ta make in your lihfeime - mn ta Mention Most first-ime buyers casw ieir- dreami on your collent nCa? V/bai am youe Defore yosus lcS g$ae it t doim vic <GDS) rXlo.~ do duts lite _____________________________________________________ your total mail*ssN and muta- :1R 'A' Â'L L W0 RL Dwi cgve yq avadabie for sd e uts--p a Mm 4 t'.bt.51 a.b- W. lu hn4 .. p. An P.M UAi W J RoEDIArg oOCCUPANCv P-10 bis.. -d *.0. est. AdW4 c~a-n~bb ,o~ s. î~ MOs. n. ue., - in t. -p ~ - ~-. ..~ue s * i~sI~* tiui~ .5 .~-. *.,~l-~* no&U*I ý ýý ... - £" »I. d .w 01 -05wW 1.9- à @- 7." 4g5 éqM Mysa bw.g r..., ...5- à.1 -W, hW.é c... .*d £. à5 . 1b. b. F., p. W mm.C. h-. U«. 5sV Wb-M M e * lts aot a gond M é tmat laaig hmt *s ptwcbm et a bou c. it he amer ouer vsy oeafufly. mmd t.y wn vioc dis mwapaty -ac dm ons. Wfin Il Fait youe Modal? Aisn om - d w moita moeifime wto as thde aMis m ns cp.yln foi. Md umalnbg a àusac? If ym meud yua ia, myen me dylw job à@ aaomb cf *hemm&u of -S hans- Aanoilln oweia> jb * a h PRO. a unue" (aieMN Ar dit aw C ly gminsIcare mnd nultiply il by 40 per ces. The resuhing figlm Win give you die amaunt availaible for inaeegpage paynits, ProMrny -ae #Pd hud modiy payacats nacb as loins mdim* jwthi. These ratios ars'uae by lending institu- dons to qualify borocres for mangages. fls~ot cainat typecf metgas i2mmnderu celi0 =a Up wo 75 per cent cf die apxristi value (es- tiut at" value) of dis prqeey or purchase - whichever ia lace. The masuns 25 per cent is dis amass die pu- clb oeWm aalsta a docn paymen. sy figSlag cgt thsss aquaions. You cdll gal à Muie mt, rcallstc ides of chai ycu cmaffoel. A Reator cma halp yon witb dis calculaticu. lCeep in nund thai. in saaesalng yau às a lcm ril. lcsing inasitutions cli sa take al o" me youi overafl credit rallng, numbet Of ysn at yawr pissent job mnd odiii fiac- ton. Scossig Armsd Once you have a gond grasp cf your finaicial ulanation and tncc exactly cha ycu cm afford it'. dine toamu sccuting around for your fine harne. Your first major deciuion ciii bc location. V/bers do yau cvant wo live? Ibis il whete a Realtor is invaluble. He or sise cii h be " e show ycu homes citiin yogi raie of affondahility, idenhify yogi prefeens3. md hslp yau fiza the bone dutia bens sted ta your flfestyle. Hes or abs Win campais ycur ness cants and budget cidi wca avallable on dis mtanerM m nue recaimmndains t cli ame you tman d money V/b. Conveying yoear ns wo a Reaitor, amnme t&M bre my types of bosing se chocce .m la tadoy*s nuttcet - mcw bomes. racai bonus, townbaueaamd con- domnus. U t mil yogi fissi bolet, s keadasti boni cli a goati-alsa yud nq Mo hbcl your haui rm&di Be piaggsd wo ha Baox" in yn aoies Md b" m 0 m" bn l oaami.daashd boitiss for W - .me im Kup ym lia. m la in a ll, chu khslluàeabous. doat bey smly for du .OU AI. adii m yon sel dia Reloh if dm*f nm mg au@ or m"vis bu ySn cmii It Io has Clos Io - sub ms dap pi au& adz à" 1aiemi .*a loor a odstméu «hgare*u dWmes Io watt DSs'sbaff o wqm.am