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Vhiîh way isyourfinancial Journey headin g?" Learn to secure your wealth. our B-E-ST Schooh- on September l9th, 2009 Register at www.j*ourneypartners.ca or cali 905-878-6644 FOURNEYA'PARTNERS N T E RNA 1i I 0 N A L WEALTH EDUCATION COACHING -MANAGEMENT COME TO LEARN - LEARN TO PROSPER .Iriv ON A 5 YEAR VARIABLE CLOSED MORTGAGE Discover how your savings can help shrink your mortgage interest with the HSBC Smart Savers MortgageTM. Learn more at our Milton branch James Snow Parkway and Main Street 905-878-2033 HSBC 4ID The world's local bank Issued by HSBC Bank Canada TmHSBC Smart Savers Morîgage isa trademnark of HSBC Holdings pic, used under ticense by HSBC Bantk Canada. Terms and conditions apply. Interest rates are expressed on a per annum hasts and are subject to change wîthout notice. These olTers are valîd for Persona] customers only. For tati details on ierms and condittons, and to confirm the most recent raies, vistt your local HSBC branch or hsbc.ca/specials *The mortgage interest rate can be reduced by a maximam of 50'/, ecd month, hy havtng the eqaivalent of 50'A of yoar outstanding Mortgage Balance in linked deposits to calcalate yoar interest raie for the following month. **APR lAnnual Percentage Rate)jcalculation assumes no fees will be charged. 3.00% APR (Prime + 0.75%) lis based on HSBC's Prime Rate of 2.25"Vý posted on Aprît 22, 2009. Actual rate will sary depending on fluctuations in HSBC's Prime Rate.