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The Canadian Champion, Friday, April 25, 2008 - 81 5 p k (~~~~/JBL{~ )_ cs~ (\/ri~ r r pirr~ K.) .. _i,LLJ ý - - Sales Representative FREEHOLO 21 ~ TOWNHOUSF - ill"'ie'e G reat starter home. Approximately ROYAL LEPAGE1111 5 years old and 3 bedrooms. ~i~t~uwum Cmli Helen Todmyl JOE MALEC 1-877-627-7787 /îind tour -OFFERED AT $529,400. Outstanding 1/2 ac, property on quiet court i Campbelivill ua /rvt" close to Hwy, shops, schools & parks, Upgrades include lardwood, bothiroomc, & windows slon, th, bck overl R M Ilg the ravine & creek, çulti level deck with 3 access points f eaturing a hot tub. MLS#H282244ý If you cannai mafealihe open house, pleane contact Joe Garden City Realty nc. for tour prinale viewinq ai 905-333-3500. ~~~SUAYl ,,APRI 27H1 62 EGSNDR. #58 BEAUTIFUL SEMI SIDING ON RAVINE APPROX. 1950 SQ.FT. 3 BDRM, 3 BATH FULLYST N IGEDU TI Rare opportvnitr tu0 on a 4 Bedrooni seni By Mattînri unr P ' 1,0 , c 1 . l, J, - , , nîrcThsnîunninoîîre nesoon townhouse vuies beauti nlole Spac os Open Concept,.Less than 3 yeuis vi amiRaieoul .uc Z' i r Lrinood lors in the Greatoom& un ourvii Oulity leu Garage ocess Bonnvs Onoorate Den vinstairs airs 3 Cai Parking fri. cries incureaustinmritr Fio e tir s ti s ste e hien y. CloseTovîli Anienuies. Wil noi at CIcv n tv va J drt aplac s O ne 160sqf ofl vsae iluLeo Bacocroino 41ro31ro44781 riw unierO t S39,000 00 tutlt;Dpz, sol MI9am 4»&co, wu h> $49,900J MAlT171AMYS SPLENDOR ON GOLDEN POND! Chic 4 bedroomn Maialm 2 rouis New Over 2000sf. ai Brický 9 ceiingso ardwoo, $6K tinupgaesFnced 3 xr2 '~ Entenaînrens Dock. Juiy Possession! cari onsan csrnok iS9050 -3434 or visit www MississargaREMAIXcom RE/MW( Ask A Realtor forhep Buying a home of your own is a big step So youve decided you want to stop paying rent and buy your firat home. Youre fot alonte. With interest rates at their lowest in decades, manl people have discovered tha mortgage payrnents cao be significantly lower or at least comparable to the rent they are currentIy palig Making the decision to become a homeoorner is the easy part since buying a home s a great investnnent in your future. For many people, il's no problem bu keep up Une monthly mortgage payments and other coss associated ssith home ossnership. But sohat usualîr holds first tine buyers back is the initial doson payment required tu obtain a mortgage. CHANTALLE CHASSE- NIELSEN Saies Represonurivo orce 905-608-2436 cei: 416-540-8190 iha raf elejnripatr LOAOED WITH EXTRAS & UPORADES suh BukOt[iii uaAplvfl prx15St it ivuingu a ihi ini ir Extesives [.Oscapiig I.ie nt varifii4uin.i si(i gici Fi rs li idi thiric u ciruOir irais hlou cerinru B;u Espilur Punir nOui i in rCiciri Lurge Finteinrs Je ru Baskard Prrssiuh FiisieBiiit ti risc rni &s OnicesOi bninrtrsirvir Wak Ircrrt ha Eni viF~i Senurii/irir & Soaker iii No suideik Fîk ing for 2 cuis rn Oriucr'iuy Pleace Call Chantvile Io Vina Today! How muc/i can _ma affiordP The first thing you need to determine is how much house can you realistically afford? It's s good ides to tIl to a Realtor for help in Unis ares. A Resltor is skilled at helping peuple make Uneir dreams of home ownership corne true. He or she kreuws how to assiat you in assessing your needs and wants and can then match them with homes in your price range. As weIl, he or she wilI help you understand property financing, taxes, insurance and Une process you wilI go Urough as a first time buyer to complete a real estate transac- tion. Your Resltor can aiso, offer advice on ways to save your down payment faster. He or she will likely suggest you taise advantage of gov- emment programus such as an RRSP lban or Une Ontario Home Ownership Savings Plan (OHOSPI. Another option your Resltor can help you explore is s high ratio mortgage. A high ratio ioortgage requires a smaller down payment than a conventional mortgage because it iv insured bv Une CMHC (Canada MorIga and Housing Corporation). Talk tir your Resîtor for details ELEGANT & STUNNING Pis c O00si n EXocLiiun Homie friti 0j benrk Is ivudru W.i5 Livury Upiradeiss throughoui Inciuning 91Lceiiings, Hrdvrd Foos In LvtnIiing Ri i ru i Couiiiiis Puriru Iii lîci Poriionis nniougoo. Main Fl001 Gs ficiiiusn Hurussuro& OCaiidraiciigs In anîiy ooi Paîind Irn cor Coio IrS Hnrrswoo Sturs Uinoruded Designri L Oui & Batronin Pinturos ioubl Dmoor Finis Inte lioiisc & breai Fronr Porcs. nu nirv ntrus ne istr 0359.900 Cal canialle tv vina inday. on how these programis work. Once you know your price range and have a dosco payment plan in Une works, your Resltor wýill work wiUn yuu to, find Une 'hume of your dreams." For moat people, Uneir firut home is more mudeat than Une true home of their dreamas, but itis a start and wiril1 be much more affordable. When you have found Une Igh home, your Resitor wili be there bu, negotiate on your behaif to get Une best purchase price possible. He or she wiil make sure your interesta are covered in Une purchase and sale acgrcement and vill hcrlp wiUn al] Une details rirquirord tir complete Une transaction. A Realtor's knole expertise and negotiating skillo wýill ensure your first time home buying experience isa dreamn corne tmue and not s nightmare. 27'is vrce ie ,emCedes/ be oeocal/iors izd /hc'e 0u11A,770Rv,'a I///ntea/ô 01?2-1) for/ thenrnl & /emocumc lh revu' Te #&#tIw la Mhh festin please catI DIANE WOLSTENHOLEa W95-78-2341 extl. 212 email: dlanew@mlltoncanadlancbamplon.sstf.