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RE-14 - The Caradian Champion, Tuesday, Apil 1, 2008 Mortgage insurance a boost for many Canadian hornebuyers ami owners John Cavan, AMP Mortgage Planner Ask you local rnortgag platiner Arte yocu a lirsttilme or trade rip biiyei? [111 y'cu ssant bo iale ecîilîs ou(i cil sîicî homeiî? Wh/aiese cisours filiation, il y îc ai e liîri1155ing mîore' ibant 8l" if ilo sîîî ini' s lcieC, you 'ailIli bccîîîeciICl 1ls îîîî irlage (cllt insrsciaice clirec ils 10 flic licîîcî 1 its lnstîraiicc is a w5inii a i situaionii bene- lîuîng botb the lcndcr ancd flic borrosser I c iclers gel piotectec froni linaniceaI fosses lincase theloan il not repaicl, 'a ifle bcirrciss cirs cao ciajoy th ibeneliis oif houle lîwîncr- slîîp socîner i ather thaii aicr. Mlorigage clelacilti nsurance is cul tire saine tlîîîg as ii,îi gagc flec or disabillis isoi alîce, 'aidi VERNA ROBSON Broker JEFF ROBSON Sales iiepresentaive is optional, and protection for you and your Ioved cues. Mortgagc insurance prcrmuris arc paid up front, at the tinie of clo-sing, and can cithe bc added to your morigage or paid separatelý -flic premilini raie varies from O 50%l to 3.77017 or higbiei loi specialis sit uatioors liL uins oi"i and depends on1 flic sizc of s oui- ilis il 11 iiiciili and l ie lengib of su ai1 iiuorizaiion. Il s ou bise il li'l' ulowi pas mllciii ou 5 11 ieiii i sl bc 2",,,. Di)topi uig s oui- d o\\ i pas miiill Il 211(1 lic icases s oui pîcIIîuuîîî lo 3AI"i, 'aitii a 2î) caif mii i1gage, Ilici c i, also 1", I o bc pa idl wlîic c aiîuoi hie adclcc ti flic mlort- Soine ci ciiia pi-clei to sas c for a longer pcî od of tiimesui ficy cai h\ pîiss paying uîiortgg insuraiice. [-al liaia he a solid long-icin ,i atcgy fcor sonbut 1)1 îas 0111 bc a 'ais e Iron f slcî ie pi csaie ~~iNF WPRICEL 3 + 1 BEDROOM Bright Spacînus (1734) Sq.Fi. Has Double Car Garage Accessed Fromn Front Foyer. Landscaped, Feniced Yard Wiih Aggragaie Patio & Large Et-lu Kitchen Has Breaktast Bar. Hardwood Floors & Bay Wîndow On Main Level. Separate Dinîng Rooci. Elfs, Window Coverings, Ceiiing Fans, B/i Dishwasher, fiectic Garage Door Opener & Remoies. Morigage tmnancîng. to fulfili. Sîmphe and convenlent. i Maria Ostrowska,ý,, -.P 71 uV o c M01(iga(4î Speo T el 90,,8 82(8 Ciel 416 254 418/ Whai's next' for îou? Bell Sibool Line for Il 3 tii 1 (loo bonne on ooer -,acre's overiooking Milton wih vievs Io Toronto Sklsiîîîi spoiîîss horne oih a on sIre iî,î and an amooîing poels jusi norlh of Deirr Roil esEISS home and currcnîly have a 5%o downpay- ment. Your inorîgage insurance wcîuld be about $6,531 (assuming a 2.75% insurance fec). Perhaps you decîde to waîî a ycar and sase for a larger dowîi paynment, fîgurîîîg vou'd ratiner nuit pay the inscilance [ec Bcîî ss hai il ibai saine fliouse iinci-casec lii salue lis 5VX, Yocr bIonie now' cosis S '500 more,îîî gi catIs e\ceecliiig, liai iisci aiic e piceiiii \\ liii abocut iiiticcs laiii' %fie g1i11( Ilewa Slicce ilioligagc iniiii iic fiie slic iii-,ii Ic î iîî iig'ý î o ill l IwI loss iliiisi laies liai ale 1licî-cîl Iri liiS i ((1 2',li orumoe doii paincili ( citianti sltia fionls like lis esîliiiii 'plupcIl cu oi pi cedii iiciatiii illas lelliils a slIigltIy Ibighici raie. \()tsrî i i0 c platiner foir (Iciails. Miis aiiacln i ica\ aire ( l'a10iig a hIîgl rio iciorigige c\ cii l ilcs caiiil, il laigeci (îluîss n pas mciii 37hv lis f ii, llic End Unit Eleganily Decoraied Wîih 20K Of Upgrades, 2 Car Garage, Diirect fniry to Fînîsted Basemeni. Large Farnily Roorn Open To Large Kitchen wîih Walkout to IJeck! flexibility to use the extra cash for renova- tions, business needs or for an investment in a reiircmneni fund or investmeni properiy. Sonie people prelcr ici not leave equîiy in tîbcîr homes sci the> cati bcîîefit fron cîther cippoti iitics ancd lax clecuciioris. I lî1crc airc se il idi igage insciiers (,nsîu b fNIlIL( , i 11 lil aesc) and l mails s\ pcý il iiiîii Igage (cacîli iiisuî- allice pirolhI(Ii 'iuîui îuîoîIgag,, plaici us \c1 Iiiiiiiliaî ss l iii ii i lielî"Cpiuii', aicd ,jIi ciýiI-c \liti ,ut iflic lici, îisoel ol gigec 1(r he1C i \ou (lci lls (il lîîîîiico\Il ic i iii ii i. isuîî ii A0 l \lî liiS .\l'ii Iý Jîîlîî rai e i l bc1, li ,il liîe OO 37,4 721 oil (îîî l eifii bîlîî i u me.iîigîi W5 878lîîî C iiili s'iiîi111 iisfiiiii 3higî 1,1 (i lilli Jilii iîîlîs ilii 511111 www. BARIETTEAMf tc MIM PIIO SALIES REPRESEPJTATIVE GCom PERFORMANCE REAL"Y INC., BROKERAGE LOOKINO TO BUY? LOOKINO TO SELL? LOOKINO TO ONIE The BARNETTEAM is pleased ta assisi with ail your REAL ESTATE NEEDS tFfflm le taaih SPv et Wbfi "Mt hy MS Iicaiaui U i MS UOTw m i T J 'mu DC AfVGarden City Realty nc. Looking ta buy a home? Ofc.: 905-336-7300R M g',jçkiv-x g Chieck this section out for the best deals' IÔM ~: mitonanaiarchamiononi B ~ t I Ee~ CLanabtan CLIampien FINISHED BASEMENT! SHIRLEY MVATHEWS Saisperson 416-487-4311 ROYAL LEPAGE Real EsMei Saavices Lad, You hav dreams PETER BYERS Dirct: 647-232-7355-i www.peterbyers.ca peea,*peit,yoa c ~~ o lii iicg hure oeil matore tires larg e dk e rom 2fu nains liîo,îîdiiiing conîbinaion eati i îlîo îo e m 100col wood humingi FP Tudor bearO 10wll&di bar Ail windows ieplaced & iiower ig leiicecluneco per vilring & fleible closinq et. tý.r elView www.peterbySsc or cali Peter today 647-232-7355. 1-A A1Apr1ll5,2-4ffM 3î, ,879 Maplo Ave. ck 31bedrooms 2full kl Engiish pub rec nus, stucco walls & dry fficiency turnace cor- etil