The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

2--The Caiaian Champion. FilcSy, Februery 16,2001 Umm Research shows that people who work with a financial planner are more likely to reach their goàVêÎîî-e who receive Mite or no advice. A financial planner cao help you to set your goals, as well as develop a diversifled plan lncluding mutual fund, that will get you there. More importantly, a financial advisor cao keep you on track tbrough uncertaun markets around the world and uncertain times in your own life. Whether you want to retire to the cottage, to Arizona, or to your garden, 1 can help yoo get there. My naine is Melissa DeBrouwer, and l'm a Certified Fmnancial Planner. Financial Planning is ail 1 do, fufl time, year round. 1 understand that everyone bas a unique vision. That's why each plan & portfolio 1 prepare us customized to reflect that individual or family's situation and goals. A comprehensive financial plan addresses ail possible contingencies, so that when 1fr throws you a curve bail, you're ready. A well-structured portfolio including Northwest mutual funds may be part Mf the 'mlnettOf that plan. Mutual Rund provide diversification and the potential for superior growth over the long tenu to meet the needs of your long-terni goals. They also are a good way to invest in the stock miarket. Before mutual funds were invented in the 1930'., the unall investor coukki' afford te buy enoug stocs to dlversify aid spread the risk. Buying shares in a mutual fund tbat owns dozens of stocks i different indutiies aid count*is Iesmm the risk conslderably. Mutual fiunds guve the average ivestor a chance to earn high retuins with an acceptable level of rlsk. Mutual fui are designed as long-terrn investinents aid over the long ternu most Mf thein make money. Call jackie or Alison today to book your initial consulation. We bave extended hours in january ad February and1ý 1 look forward to meeting with you. BICK FINANCIAL SECUR1TY CORPORATION 575 Ontario Street South, Milton (90MF5) 875-1000 www.bickfi-nancial.com Northwest Mutual Funds Ine. MaU or ~ fto~mtW UM MM Melissa DeBrouwer C.F.P. I I I P~flan rba~ .M%" fund!s uieUs proSpect carelul nid =ormu a Q ~ilte PHm"ni PlMer Walo kmwe." u aie are M guarne; teir value change frmqluie4 MIWmla may sieoflWma a glu or loeuhe wthu #" i ff ir unis kt "n fmutua fun Sponsre kipt e & oflhweol Mut"a Fundle.