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If you need higher returns than you can get with traditional GICs, but you're nervous about the risk that can corne with mutual funds, you'll be very happy to learn about the new Guaranteed Investment Funds (GIFs) from Manulife Financial. The GIF is a new investment choice that offers you access to Canada's leading fund companies - and up to 100% of your investment is guaranteed.* Now, that's incredible! CHECK THESE FEATuRES: Up to 100% of your deposit is guaranteed V/ You can lock in capital growth twice a year I You can make changes to your investment mix I You can invest in over 30 brand name miutual funds oI o enjoy capital growth potential I Your investment can be protected from creditors I/ Your estate can avoid paying probate fees on non-registered investments I/Your GIF is RSP-eligible I/You can invest 100% of your RSP in foreign markets %êQ; RBC DS without penalty fees. To learn more about the incredible GIF cail today! fi,1FINANCIAL 1o M icGF MgSERVICES INC. PUp o 100% of your investment is guaranteed, depending upon your circumnstances, at deposit t1 S 0 ie fl ,1-96 miaturity or death of the annuitant. Ask Steve for your free copy of our GIIF Brochure m MM8 - 20The Canc.ian C aon, Fcly. February 6,1998