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PAGE 30, WEDNESDAY, FEBRUARY 13, 1980, WHITBY FREE PRESS $350. for twinning At last Monday's regular meeting of council, the Malta Social Club of Durham Region presented the Longueril Twinning Committee with a cheque for $350. The money wWl be used to financially support this year's twinnlng visit which wilI take place June 13 to 15. Botb Mayor Jim Gar- tshore and committee chairman, Regional Coun- cillor Gerry Emm thanked the club for their work on the twlnnlng's behalf. The money was raised througb a club sponsored dance that was held two weeks ago in the Heyden- shore Pavillion. FAMAILY TRuGT CORRORATION RRALTOR 101 Brock St. S., Whitby le W-.5 WHITDY WeMMrrP»ve r=eroorn fhome famlIly room with fîreplace and walk ouIta yard and inground pool. Flnshed basement $79,9W. Frst mortgage 1%BLAIR BUJCHANAN 668885 or 6884313. R EDUCED -REDUCED - Situated In forth east Whtby. lé this javel y 4 bedroomn bacliaplit, famiiy roomn with firoplace plus high basement for future rec roomn 58M,900 wlth 10;4% mortgage. MARGARET CDX 668885or 66864488 COUNTRY LIVING ASHOURN Oth LINE 3 doors from store, church snd school bus. Garden lovera wlll find thia 101' x 274' property Idéal with everffowlng stream for waterlng. 3 bedroom home separate dlnlng room sunporch, lm- macufate condition $82,900. DORIS SMITH 6884510 or 866886l. Orwk~»11668-6221 tîr~.683-6221 GOLO JACKET REALTY LTEr riember broker 824 Brock St. N.. Whitby na" dUc. tted.dety.a depaa. FAMIlLY ROON AND FIREPLACE Modem brick detached. Inctudea double at- tached garage. 2 waahrooma and 3 good mize bedroome. Assume a 9;4% mor- tgage. Gréat prIce. 565.900. LORNE IME 008422. LOOKINO AT VALUE? This on# han a 10½1% mtg. until 1962. Ruattc ktchen dlning area over looks living roorn with Tennase firepiace. Yea, Il ha& a garage -55,900 NELEN COUTURE 006"221. BUILDING LOT - 10 ACRES?7 acres clear- 3 treed - Id"a site for waikouls. Onfy SOM.0 Down to an 11 % mortgage, Fuît Prie $»,900. LORNE KIME 0864=2. POPULAR MODEL, POPULAR AREA. Brck, and wood backaplll ail dreaaed up for a sae. 3 bedroome 2 batha. Fireplace. Wlih rock gardern. Shows to perfec- tion.$65900 HELEN COUTURE1101804=21. Li*beral open ho use Doug Diekerson held an open house at bis Whitby committee rooms last week and accor- ding to the 32 year old Liberal candidate the turnout was good and that he is optimistie about next Monday's election. Seen here are Robin Lyon, office manager, Centre Ward Coun. Barry Evans who is holding bis son Joshua; Daniel Evans in the Batman suit; Doug Dickerson; bis father Merle, who is the Mayor of North Bay; supporter Roger Fannon and bis son John; and Gerry Verwey, another supporter. Free Press Photo by Michael Knell Whitby Couple adopt child A very special commit- ment bas been made by members of our community, WR. Harris'and family of Whitby bave joined Fostçr Parents Plan of Canada. They have "adopted" lit- tle Sandra Lucia Mosquera Caicedo aged six years of Columibia. - Harris and family's mon- thly contribution of $19.00 brings help- not only to the foster child, but every member of the family. The $19.00 a montb provides the family witb free medical and dental care, free prescriptions, the sustained guidance and counselling of social workers and the benefits of many special programs. Several of these progranis effect entire communities, providing wells for pure water, and schools for the cbildren. Ail foster children and their brothers and sisters, age permitting, are encouraged to attend school. Where suitable,, vocational training courses are made available, free of charge, for foster children, their brothers and sisters, and where practical, their parents. The objective is to HAVE YOU THOUGHT ABOUT A CAREER IN REAL ESTATE?. ...and done nothing about it 1 wiI give you un hour or more of my time to try to help you decidee CALL ME ANYTIME BLAIR BUCHANAN 668-8865 668-6313 ,A$* 30 OFFICES TO SERVE Irust OU SETTER provide the family with the tools to help tbemn become independent and self- supporting. Ail programs are adapted to the needs of each country and lately tend to be concentrated in rural areas, where the whole community can benefit, par- ticularly tbrough mass inoculations etc. Foster Parents and foster children correspond regularly (letters are tran- slated by PLAN) and often develop warmn and affec- tionate relationships which mean as much to the child as the material and financial aid. Foster Parents Plan is eurrently working in seven- teen countries in Msia, Africa, Central and South America. Over 120,000 children are currently being aided by individuals, groups and families in Canada, Australia, The Netherlands and U.S.A. For more infor- mation on this non-profit, non-sectarian, non-political independent organization, write to Foster Parents Plan of Canada, 153 St. Clair Avenue West, Toronto, On- tario, M4V 1P8, or cail toil- free anytime, 1-800-268-7174. Mainstream Canada The Credft- Dilemma Si': Roger Wiorth For most consumers, flnanc- ing is a relatively painless task. Wilh banks and financial in- stitutions falling over each other to pick up customers, the availability of consumer credit for everything from new cars to winter vacation6 in the sunny South seems unlimited (within reason>. lI's true. interest raies can be set ai 18% or higher, but t he money is available for those wiiling to buy now, pay later. Yel while Canadians can seemingly gel as much money as they need Io finance a neat. Roger Worth is Direct or, Public Affairs, Canadian Federation of Independent Business. SIO $1,000 van, a shortage of financing bas suddenly be- corne the N umber One problem for the people operating the country's small and medium-ý sized businesses. Something bas gone awry. Even bankers are advising smaller businesses t0 postpone expansion plans. Credit, the bankers say, is loo expensive. Consumers, though, are beseiged with inviting bank advertising that outlines the wonder of winter vacation loans. The pi(y is that the world bas been turned topsy-turvey. The small and medium- sized firms that are creating more than 50('o utf the new jobs in the couniry can't gel loans. Consumers off' on a spending spree have no dit' iculty ai ail. The impact of this simple lact has sliown up in resuits <of a Canadian Federation of Independent Business survey. In the third quarter of 1979, the organization conducted I 1,(M« in-dIepth interviews with membhers asking the question: "What is the single most im- portant problem facing your business today?" About 18.5% claimed Iack of adequate îinancing headed the list. In the previous quarter, probiems with government reg- ulations and paperburden were most important, followed by inflation and financing. Even a layman can see what's happening. Banks are restrict- ing the availability of credit to smaller firms, forcing them Io tighten their belis and for. gel about expansion plans, HERB VISSER Tony Klomïprnaker, manager of W. Frank Real Estate Ltd., Whltby office, la pleased 10 announce that HERB VISSER was the leadlng Listing Agent fo the month of January.