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Era The Banner The Bradford Topic HoiTieFinderCa Thursday Jan Free How To books help you to buy or sell a home Solid practical information on how to ensure a smooth real estate transaction is what consumers will find in the Ontario Real Estate Associations OREA how to books These how to books are easytouse stepbystep guides that take the confusion out of buying or selling a home The information contained in the books can also help to demystify the many terms used in real estate and help you understand the process better While they are an invaluable source for tips and information they cannot replace the services of a Realtor However one of the areas covered in the books is how to go about selecting a Realtor When you are ready to buy or sell a Realtor will provide many services including pre selecting properties or potential buyers advice on the various financing options available and when its a good idea enlist the services of other experts home inspector lawyers insurance agent etc required to complete the real estate transaction How to Buy Your Home Whether you are a firsttime buyer or a repeat buyer youll find lots of great tips in this book How to Buy Your Home can help you determine how much home you can afford and if you are selling your current home to buy another it explains the advantages and disadvantages of buying or selling first Each chapter deals with another aspect of the real estate transaction including how to work with a Realtor and other professionals how to shop for a mortgage how to talk to a banker how to select a home inspector what additional costs to watch out for how to close a deal and make a smooth move to your new home How to Sell Your Home This book begins by helping you assess your reasons for selling and discusses alternatives to consider such as refinancing and renovation It also discusses the cycles in the real estate market and the seasonality of home sales that may affect your decision on when to sell For example changing interest rates can affect market cycles chilly winter weather may raw out fewer buyers but youll also be competing with fewer homes on the market The book also discusses the advantages and disadvantages of buying first or selling first and various financing options such as bridge financing borrowing funds for the purchase of your next home when the sale of your current home is not yet complete How to determine a realistic asking price how to enhance your homes appearance how to market your home effectively what to do when you receive an offer and how to complete a sale are also covered in How to Sell Your Home Both books contain handy checklists work sheets tips hints and advice Combined with the expertise a Realtor has to offer OREAs how to books can help make home buying or selling a pleasant and profitable experience You can order a free copy of How to Buy Your Home and How to Sell Your Home by calling OREA at 1800563HOME This article is provided by local REALTORS and the Ontario 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