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TILE IIEilAl OUTLOOK ember IT Page J Outlook op Business Getting the most for your money ITS YOUR MONEY Paul J Rockel Financial advice can be costly or con be free For those who have a great deal of wealth tbey can afford to pay a financial planner per hour Tor his or her so viet Mr and Average wbo really could the advice of a financial expert There are many financial ad visers consultants or whatever you wish to call tbem who will work free Problem la they are usually connected to an In dustry ana are really trying to sell you their product We ve run across ad visers charge hundreds of dollars per hour fldn t even know what a mutual fund withdrawal plan Is and how it can give people an almost tax tree In come Whereas are free ad visers wbo know things because they are offering them to the public Advice to only the opinion of so meone has studied financial pi inning i and those opinions can vary from person to Is where dealing with an Independent adviser la important In financial planning the two most important things to plan are your living and your death estate On lop of that is the of taxra both while alive and in passing your estate on your fortunately there are people well qualified In all of these things who will do your planning for you free in the hope of selling some of their products The independent adviser who has both Investments and life In surance available from a Urge variety of companies la seeking pro grams through those companies that meet your He or she may offer as many as 100 different Invest merit funds and have available rates and programs from JO went Insurance and trust com Therefore because of Independence can the product within those fields to meet the client needs A consultant able to offer that company l financial products This may or may not be most suitable for a client a specific needs Try to find that Independent ad who will work Tree Often the advice given la equal to that of the hired adviser After all it is free and If it t meet your goals and need you can reject It On the other hand If it can improve your financial position and your final estate your taxes and help you achieve your goals It Is that buying from that Indepen dent adviser For more information on personal financial panning contact Peter C Drive Georgetown Or phone Paul J la the author of the best seller Why I Invest In Mutual Fund and of Regal Capital Planners Ltd Christmas Sale hi i i llnl PRICES THAT OUTOISCOUNT THE DISCOUNTERS BEFORE YOU BUY CHECK OUR LOW LOW PRICES 14 COLOURTV SAVCV000 1 Remote Control COLOUR TV 00 MITSUBISHI TOSHIBA 20 Tabla Model COLOUR TV SAVE RCA Remote Control COLOUR TV SAVCtaoo 41895 SAVtta00 RCA COLOUR TV 26 COLOUR CONSOLE TV SAVCVZOO 00 28 Remote Control COLOUR TV 659 RCA Remote Control CONSOLE TV saveioo 749 28 RCA COLOUR STEREO MONITOR 788 W1IHBIMO TOSHIBA STEREO COLOUR MONITOR RECEIVER WITH MEMO Wilt HMO OUTPUT SAVE 10000 95 SAVE OS A PACKAGE DEAU 695 DELUXE VCR AT FLETCHERS SHOES IF YOUR GIFT DOESNT FIT- FLETCHERS CHEERFULLY JOGGERS Reebok Adidas Nike MENS SUPPERS DRESS SHOES MENS BOOTS E OVERSHOES Voir Dry And Tour Shorn SUPPERS By 19 PARTY SHOES Suede Patent ISOTONER SUPPERS Always A Perfect Fit LADES JOGGERS Reebok Adidas Nike Reebok Sport Socka Pack LADES BOOTS FOAMTRED SLIPPERS By Kaufman GIRLS PARTY SHOES CHILDRENS WINTER BOOTS Keep Those Feet Warm And Dry HMD FLETCHERS FAMILY SHOES FOOT 8771664 MAIN ST DOWNTOWN GEORGETOWN