The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

ALTON II IKS Page Business Outlook Upon your first day of work start saving They been life long friends both having gone to University together graduated from the same engineering course found jobs virtually identical and paying well mimed bought homes raised families But this year I9B8 both have reached age 65 and their respective firms have a policy of retiring cm ployed at age Jim is looking forward retirement Jerry is dreading it Why Both had the same comparative life styles actually both had saved the same amount of their income al was wealthy Jim and the other hud just enough in retirement keep the wolf from the door Jerry What made the difference Jim started saving from the first day he started working Jerry started saving heavily latermltfc after the house was paid for and his children had been put through University Jim decided to start saving of Admit tedly he was only earning a year so was Jerry years ago but that was a good income then So he saved firsl year all through those years was paying his children through college In order to do some mathematics for our fictional friends let assume their average wage was per year all through those years pfoba close to the average wage today Let look at what the results would be Jim would have saved of hat namely peryear Sure it was hard especially when he was paying for the house but he look a year amortization period on his mortgage keep hi mortgage pay menu lower and thus be able lowvc Jerry on the other hand mortgage with higher monthly pay ments because he wanted to clear the mortgage in a hurry and then start saving Jim by saving per year putting it in mutual funds each year which have proven over the past in good funds to average over I5pei year would have- invested a total A brave new world opens to investors MOhlFYCARh Lorraine Bell NO Thanks to the revolution old concepts of borders and barriers to capital invcslmeni have fallen by the wayside to be re placed by a new global market plate For the Canadian investor unlearn an opportunity to look beyond our borders and traditional investments when it time to make The key is investing globally whith allows you lake advantage of the upside potential of various mar the graphic ails lo re tons rat inns in investment issukI foreign com pin s look 3 i for many Canadians is a lien of real in Florida This jjobal investment may mealy be a plate vacation or retire but the investor tan still benefit from the more rapid apprcnalmn compared similar rcJl estate in pinmiMr iiwdillins sidcrs must inj in Hie si I approach a in Canada looking first at the company and the economy of country in which be company Why go outside Canada because any given time conditions differ in different countries Tile North American automobile industry for example be in the drums while boom in Japan If you re lookmj for ihe best invest mem in an automobile stock the obvious choice would he a The key to success as a global in is lo be agile and always fully informed about what N ELLS DRIVING SCHOOL 4 DAY CRASH COURSE March 15th to 18th 930 to 330 For information About Courses or Private Lessons phone 8772671 jjoing on globally through readme a wide variety of international pu bin a 1 and talking with the interna analysts for major investment Often youdon side Canada s borders to invest glob ally In recent months we seen firms and t also oiler bonds lien with interest rules than those offered by ITS MONEY in years and 1 rate of return would now have Yes that over mil linn No wonder he looking for Jerry on the other hind was busy making heavier payments on his house loclearofflhal mortgage and paying for his children s education Jimpaidforhiskids education too IcwasMJyearsold when everything abroad the well inlormedCmi Ihc stocks and bonds may represent a solid sadvncoiiTVscc Wealth available on and on across Canada Money Bank on Is general financial ad vice by Canadas chartered Lorraine Bell I with Securities SAME DAY TAX RETURNS St Georgetown was cleared and then he really con ccntratcd on building his future retire mem funds Jerry started saving 33 a year for the IS years and he loo invested in mutual fundi where he averaged 15 per year The total invested came to MO same as Jim total investment but his value million What a difference Both had invested the same amount but one had more than the oihcr Why Ihe difference Jerry had fallen prey the I saving when everything is paid syndrome and had thereby lost the most valuable asset of all in build mg wealth namely time Jim had started saving when he work at age Each day you and I do not save inat is lost and even if we save double the amount the next day or later Jerry here isno way we can buy yesterday That start saving the day you start working read this article no matter what your age Put TIME plus savings to work for you Don I be another Jerry PAUL J It author of trw book Why I Invatt in Mutual Fundi and I Prildi1 of Regal Capital Planner Ltd For FREE on mutual fund wrila Peter Mat ion MBA capital Planner Ltd Drive may bo lot ihe Federal Sales Tax Credit this year At well rind you Ihe Sales Tax Credit youre enbtled lo youre only filing tor lax credits this year wen prepare your return or a special tow price There no need lo be confused over talk changes In tax laws The specialists at HSR Block always have he answers you need HaR BLOCK THE INCOME TAX SPECIALISTS GEORGETOWN 74A Main St North Moore Park Plaza Weekdays 9am to 9 Saturdays 9am to 5 NOTE Spaclal Service for Commuters from am dally 4168776733 4168772393 ACTON Mill St East to6pm Saturdays 9am to I m 5198531771 EARLY BIRD SPRING TONE UP SPECIAL cylinder cylinder cylinder Includes Parts Labour Most Cars Fuel Injected Cars 35 Extra The early bird catches a great deal Let our team of highly skilled GM trained technicians get your car In shape You feel the difference a good professional tune up makes So hurry to take advantage of this special Complete tune up includes Thermo controlled air cleaner check Engine idle speed adjustment Carburetor mounting torque check Vacuum advance system and hoses check Fuel filter replacement Spark plug wires check Idle stop solenoid andor check Spark plug replacement Engine timing adjustment and distributor check Air filler replacement PCV valve checked Evaporation control system check and Filter Replacement Check belts Most GM Cars and Light Trucks up to ton except turbo charged cars Georgetown Pontiac Buick STREET GEORGETOWN 8770140 8770149 Guaranteed Service Guaranteed GM Parts Guaranteed Price