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14 - The Oakville Beaver, Friday October 19, 2007 www.oakvillebeaver.com Hustling for heritage Comparing Is Fun It's Also Profitable There's over a $10,000 spread in car insurance rates for this car. You can bet I didn't pick the company that cost the most. I went to InsuranceHotline.com and found the insurance company that had the best rate for me. Most drivers, right now, are paying $100's, even $1,000's of dollars more than necessary for their car insurance. A number of drivers believe if they're paying more, they're getting more. They're not. All insurance companies sell the exact same insurance policy, word for word. It's like buying a can of pop at the variety store for $1 or paying $4 for it at a sports event. Same pop, different price. Same insurance policy, different price. Look at this rate comparison published by the government of Ontario. There are $1,000's of dollars difference between what insurance companies charge for the same policy. Same policy, different prices. The government posts these charts as warnings. They are telling you that if you don't shop and compare you are in danger of grossly overpaying. Chart Source: Government of Ontario, www.fsco.gov.on.ca. These 416 different rates are based on only one profile of a married couple. A 40 year old male driving a Dodge Ram, and a 39 year old female, driving a Dodge Neon. Neither driver has any tickets or accidents. Bro ckv ille Ham ilto n Win dso r Sud bur y (P3E) 2915 2914 3015 2602 2895 3646 2559 1918 2419 2328 3364 2521 2187 2319 4606 1973 2914 3511 3798 1973 2590 2697 3009 4675 3451 2592 2649 2394 3214 3477 2258 1416 3921 3035 3365 2942 2516 1951 2752 2896 3811 3052 2909 3296 2864 2426 2000 1993 3370 2541 2778 5670 Companies AXA Insurance AXA Pacific Allstate Insurance American Home Assurance Aviva Insurance Belair Insurance Company CAA Insurance Company COSECO Insurance CUMIS General Insurance Certas Direct Insurance Chubb Insurance Company Co-operators General Coachman Insurance Dominion of Canada Echelon General Insurance Economical Mutual Elite Insurance Company Farmers' Mutual Insurance Federated Insurance Federation Insurance Gore Mutual Insurance Guarantee Company ING Insurance Company Kingsway General Insurance Lloyd's Lombard General Insurance Motors Insurance Nordic Insurance Optimum Insurance Pafco Insurance Pembridge Insurance Personal Insurance Company Perth Insurance Company Pilot Insurance Company Portage La Prairie Mutual In Primmum Insurance Company RBC General Insurance Royal & Sun Alliance S & Y Insurance Company Scottish & York Insurance Security National Insurance State Farm Mutual TD General Insurance TD Home and Auto Insurance Traders General Insurance Trafalgar Insurance Company Unifund Assurance Company Waterloo Insurance Company Wawanesa Mutual Insurance Western Assurance Company York Fire & Casualty Zenith Insurance Company (K1Y) 2714 4714 3141 2528 2923 3203 2295 2395 2080 2246 2812 2270 2131 2060 6078 1953 2669 3244 3394 1953 2484 2638 3005 4998 3147 2293 2511 2149 2947 3911 2400 1391 3930 2917 2920 2511 1813 2140 2517 2651 3312 2427 2596 2678 2661 2594 1763 1992 2855 2464 2557 4972 (K6V) 2547 2546 2625 2348 2472 3051 2237 2163 2026 2195 2695 1870 1780 2001 4810 1783 2544 2761 3048 1783 2040 2362 2608 4094 3274 2216 2123 2022 2485 3207 2179 1356 3633 2862 2263 2442 1926 2182 2405 2527 2981 2343 2651 2751 2320 2147 1792 1816 2750 2019 2129 4871 (L8V) 4390 4390 4047 3719 5106 5494 3431 3567 2696 3343 3692 3554 2994 3143 8393 2751 4504 3893 4218 2751 3297 4001 4088 6447 4214 3466 3538 3548 3513 4826 3045 2006 5476 4801 3997 3610 3141 3547 4475 4468 4767 4021 3721 3834 4252 3650 2468 2742 4211 3559 3669 6760 (M4Y) 5528 5530 3603 3997 4420 5101 4472 4304 3660 3029 3365 3125 2886 3767 10639 2703 3906 4728 5050 2703 4569 4308 3839 7838 5017 3732 3880 3282 5352 6302 3659 1808 5357 4648 4566 4317 2687 3628 3599 3868 5119 3775 3807 5199 3880 3369 3109 2735 4600 3942 3983 7302 (N6A) 3616 3615 3199 3019 3685 3982 3002 2648 2406 2714 2385 2637 2463 2904 6774 2116 3268 3376 3321 2116 2888 3352 3453 5698 3282 2491 2858 2604 3831 4159 3118 1657 4203 3684 2956 2883 2332 2818 3086 3241 3454 3104 2801 2913 3312 2887 2028 2140 3689 2652 3058 5472 (N8W) 3896 3897 3011 3048 4145 4819 3489 2572 2750 2718 2901 2920 2744 2830 8265 2347 3500 4258 4033 2347 3023 3172 3299 6449 3732 3129 3108 3139 3483 4081 2956 1634 4587 4123 3505 3209 2173 2908 3391 3464 4485 3327 3279 4189 3624 3290 2189 2509 3529 2915 3029 6311 Thu n Bay der (P7K) 2810 2811 2843 2683 2942 3626 2611 1846 2385 2328 3270 2566 2006 2088 4807 1596 2965 3571 3703 1596 2067 2769 2627 4922 3612 2463 2622 2415 2392 3411 2180 1416 3140 3222 2948 3037 2165 2365 2725 2936 3894 2765 2906 2904 2790 2355 2184 1767 2874 2223 2837 5320 Otta wa Tor ont o Lon don PHOTOS BY DEREK WOOLLAM / OAKVILLE BEAVER GOOD DAY FOR A RUN: A crowded field (above) begins The Heritage Hustle (celebrating Oakville's 150th anniversary) 5K Run on Sunday afternoon at Lakeside Park.The finish line, however, was a little less crowded as (below) Belinda Wiersma, (left) and Barbara Ball cross the line in stride. InsuranceHotline.com finds this rate for drivers! $5,000 $4,500 $3,500 $3,000 $2,500 $1,500 $1,000 $500 InsuranceHotline.com instantly compares over 30 insurance company rates for your car, home or life insurance and quotes you the lowest rate. If you're already paying the best rate, this service will confirm it for you. So be happy. If you're not, you've just found yourself a bunch of free money. How much fun is that?!?! Dare to Compare. It costs you nothing to do a quick online quote, but can cost you dearly if you don't. InsuranceHotline.com ­ Dare To Compare. Insurance brokers interested in participating, go to InsuranceHotline.com and click on the top bar entitled brokers. CARRIERS WANTED The Oakville Beaver The Oakville Beaver is looking for newspaper carriers in your neighbour hood! Support your local carrier g tin of a br s le ear ice e C 3 y rv 2 se Embrace your independence. At Trafalgar Lodge we are here to promote your independence, optimal wellness, and quality of life. 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