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16 - The Oakville Beaver Weekend, Saturday April 7, 2007 www.oakvillebeaver.com KINGSWAY INVESTMENTS LTD. 710 Dorval Drive, Suite #520 Oakville, ON L6K 3V7 Phone: 905-815-8400 Fax: 905-815-8600 ALLIANCE CHIROPODY (FOOT CARE) CLINIC 232 South Service Rd. E. Salima Kassam Registered Chiropodist 465 Morden Road, Oakville Dr. Eric Dawtrey, DC Clinic Director Rachel Khanna, AMP Mortgage Consultant (905) 845-2293 905-845-2291 Q: Dear Doctor: Do I use heat or ice after an injury? Dear Patient: a A: important one! This isan common question, and a very After injury like a twisted ankle, pulled Q: A: What's the difference between a fixed rate and variable rate mortgage? hamstring, or lower back sprain, the inflammatory stage begins and lasts for 24-72 hours. During this time ice is preferred. Typically ice is applied for 10-20 minutes, and then taken off for 10-20 minutes. This cycle is repeated as often as necessary. If you don't have an ice pack, a bag of frozen peas or corn will do. P.R.I.C.E., a common acronym used after an injury, suggests patients PROTECT, REST, ICE, COMPRESS, and ELEVATE their injury. Heat is typically applied to an injured muscle or joint after the inflammatory phase is over. Moist heat is preferred over dry heat, because dry heat (such as a heating pad) may dehydrate your muscles making them less flexible and predisposing them to further injury. Moist heat applications may last up to 20-30 minutes. Your Doctor of Chiropractic can advise you which treatment would be best for your injury or condition and will be able to add a few additional `tips' to ensure as quick a recovery as possible. Call the office today for your free consultation. Yours truly, Dr. Eric Dawtrey D.C. A fixed rate mortgage is one where a client pays a set interest rate over the term of the mortgage. These payments are stable and predictable. They do not change over term of the mortgage. A variable rate mortgage is one where the interest rate fluctuates in relation to the bank prime rate. Your payments may fluctuate or they may remain constant. If they fluctuate, you are paying a proportionate amount of principal and interest every month. If payments are constant even when the prime rate changes, you are paying a smaller proportion of principal and a higher proportion of interest. So how do you know which type is right for you? It's simple, you take a look at your lifestyle and what suits you best. Fixed rate mortgages are good for people who are first-time homebuyers, or who prefer stable, predictable payments. Variable rate-mortgages are ideal for people who have paid a mortgage before, or for people who keep track of the bank prime rate. Historically variable rate mortgages have allowed homeowners to pay less interest on their mortgage than fixed rate mortgages. For more details, please contact Rachel at Kingsway Investments Ltd. at 905-815-8400. Q: A: I have Ingrown Toenails. What is the cause of this and can it be prevented? Ingrown toenails are nails that pierce the skin as they grow out. They make the surrounding skin red, painful to pressure and can lead to infection. There are multiple causes of Ingrown Toenails. The most common cause is a high curvature of the nail resulting in increased pressure against the skin at the edge of the nail. Fleshy toes also are predisposed to getting ingrown as the flesh pushes against the skin eventually allowing the nail to pierce through. Very frequently though, ingrown toenails are the result of improper nail cutting technique. General prevention advice for Ingrown Toenails is to cut your nails straight across, being careful not to cut up into the sides of the nail. Treatment of Ingrown Toenails can vary from ongoing care to permanent solutions where the curved nail is corrected, thereby reducing pressure at the edge of the nail. Talk to your Chiropodist (Foot Care Specialist) about the various treatment options available to you as well as nail cutting advice specific to your foot type. Call to Book your Appointment Today at 905-845-2291 500 Iroquois Shore Road 905-844-9831 www.oakvillehonda.com Having a Wedding? avin ving ing? ng Welcome Wagon l can help! With exciting door prizes, fashion shows and pgift bags for every bride. I always listed my interests and hobbies. Why is that not applicable now? : A resume is marketing tool that is supposed to capture your most relevant work experience, skills, education and achievements on paper, preferably no more than 2 pages in length. A resume's purpose is like a brochure; the employer reads the information and decides if this is a product worth investigating further. If you are able to be clear and concise and use terminology relevant to your industry, you are making it easy for the employer to ask you in for an interview. As for including your interests and hobbies as a category in your resume, this really does not reflect your skills and experience. However, if you can present these as relevant skills that would enhance your candidacy, you can include them with your other achievements or accomplishments. For example, if you hold a Black Belt in karate, you can present this as an accomplishment and elaborate on the skills that you acquired or utilized over the years in meeting this goal (e.g., time management, instruction, working in a team environment, etc.). Q: A What does all the talk about green car rebates mean to me? The quick answer is "cold hard cash" in your pocket if you select vehicles that get excellent gas mileage. Buy or lease a new or used hybrid vehicle and the Ontario Government will send you a post-purchase rebate of the provincial 8% retail sales tax that you paid (up to $2000). We will gladly give you this application form for any of our Honda Civic or Honda Accord hybrids. In the case of a lease, you must wait until the end of each 12-month period so you can show how much provincial tax has actually been paid. Wait, there's more. The Honda Civic Hybrid with a 1.3 litre, 4 cylinder engine and continuously variable transmission qualifies for a $2000 federal "ecoAuto" rebate on any sale or lease. Do the math on a 2007 Honda Civic Hybrid: $2000 provincial rebate + $2000 federal rebate = $4000. This makes the Civic Hybrid about $1500 less than a similarly equipped normally powered Civic. Add the fuel savings and.... What are you waiting for? Q A : I haven't prepared a resume for some time. In the past, Every bride has a chance to win an exciting dream honeymoon to Bermuda, courtesy of Today's Bride Magazine. GRAND DOOR PRIZE The Flower Girls Valued over $300 BRIDAL SHOWCASE Saturday, April 14th, 2007 1:00 p.m. Courtyard Marriott 475 Yonge Street at College Admission is FREE! For further information and to receive an invitation, contact: Be the next reality bride & groom, Wedding SOS will be conduting interviews! Call us today at (905)845-9430 ext. 8026 This program is open to Internationally Trained Individuals. 1-866-283-7584 www.welcomewagon.ca g If you have any questions these professionals can answer, please write to: "Ask the Professionals" c/o The Oakville Beaver, 467 Speers Road, Oakville L6K 3S4 or fax to: 905-337-5568